浦發(fā)銀行成都市成華區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）背景提示：本部分內(nèi)容涉及金融行業(yè)術(shù)語與銀行業(yè)務(wù)場景，考察詞匯理解與語境應(yīng)用能力。1.Thebank'snewpolicyaimsto______theriskofloandefaultsbytighteningcreditassessment.A.mitigateB.exacerbateC.validateD.allocateE.postponeF.optimizeG.neglectH.postponeI.rationalizeJ.reviseK.diminishL.amplify2.To______compliancewithinternationalfinancialregulations,the成都分行developedadetailedinternalauditsystem.A.guaranteeB.undermineC.complyD.fluctuateE.dismissF.enhanceG.postponeH.rationalizeI.diminishJ.reviseK.neglectL.amplify3.TheeconomicdownturninChengduledtoasignificant______inrealestatetransactionslastquarter.A.surgeB.declineC.fluctuationD.stabilizationE.surplusF.deficitG.expansionH.contractionI.incrementJ.decrementK.surplusL.deflation4.OurbranchinChengduhassuccessfully______itsmarketsharebyofferingpersonalizedfinancialsolutions.A.retainedB.diminishedC.fluctuatedD.expandedE.declinedF.mitigatedG.allocatedH.allocatedI.optimizedJ.rationalizedK.diminishedL.amplified5.Thebank'sdigitaltransformationstrategyfocuseson______operationalefficiencythroughautomation.A.enhancingB.deterioratingC.fluctuatingD.stabilizingE.reducingF.mitigatingG.optimizingH.optimizingI.rationalizingJ.neglectingK.diminishingL.amplifying6.Duetoregulatorychanges,theChengduofficehadto______itsforeignexchangetradingoperationstemporarily.A.suspendB.expandC.mitigateD.fluctuateE.enhanceF.rationalizeG.allocateH.postponeI.optimizeJ.diminishK.amplifyL.streamline7.Theloanofficeremphasizedtheimportanceof______creditworthinesstominimizefinancialrisks.A.verifyingB.underminingC.fluctuatingD.stabilizingE.rationalizingF.enhancingG.diminishingH.mitigatingI.optimizingJ.neglectingK.amplifyingL.amplifying8.Thebank'scustomerserviceteaminChengduhasbeen______itsservicequalitytomeetrisingexpectations.A.elevatingB.deterioratingC.fluctuatingD.stabilizingE.reducingF.mitigatingG.optimizingH.optimizingI.rationalizingJ.neglectingK.diminishingL.amplifying9.TheChengdubranch'sprofitabilityimprovedafterthe______ofanewriskmanagementframework.A.implementationB.neglectC.fluctuationD.expansionE.reductionF.mitigationG.optimizationH.amplificationI.rationalizationJ.enhancementK.decrementL.deflation10.Thebank'sonlinebankingplatforminChengduwas______toincludereal-timetransactiontracking.A.updatedB.neglectedC.fluctuatedD.stabilizedE.reducedF.mitigatedG.optimizedH.optimizedI.rationalizedJ.enhancedK.diminishedL.amplified二、閱讀理解（共5題，每題2分）背景提示：文章內(nèi)容涉及銀行業(yè)數(shù)字化轉(zhuǎn)型、成都經(jīng)濟金融發(fā)展及風險管理，需結(jié)合銀行業(yè)務(wù)理解問題。Passage1ThePeople'sBankofChinarecentlyannouncednewguidelinestostrengthenanti-moneylaundering(AML)regulationsinChengdu,akeyfinancialhubinwesternChina.Themeasures,whichtakeeffectnextyear,requirebankstoenhancecustomeridentityverificationprocessesandmonitortransactionsmoreclosely.Localbanks,includingShanghaiPudongBank,havebegunupgradingtheirsystemstocomply."Thesechangeswillincreaseoperationalcostsbutareessentialformaintainingfinancialstability,"saidaspokespersonforPudongBank'sChengdubranch.Thecity'sbankingsector,whichhandlesover1trillionyuanintransactionsannually,hasalsoformedataskforcetoaddresscompliancechallenges.Questions:1.WhatistheprimarypurposeofthenewAMLguidelines?A.Toreducebankingcosts.B.Topromotefinancialinnovation.C.Topreventmoneylaundering.D.Toexpandbankoperations.E.Toencourageforeigninvestment.2.Howdolocalbanksplantoadapttothenewregulations?A.Byreducingcustomerverification.B.Byoutsourcingcompliancetasks.C.Byupgradingdigitalsystems.D.Byminimizingtransactionmonitoring.E.Byincreasingfeesforcustomers.3.WhatdoesthepassagesuggestaboutChengdu'sbankingsector?A.ItisnotsignificantinChina'sfinancialmarket.B.IthasalreadyfullyimplementedAMLmeasures.C.Itfaceschallengesinadaptingtonewregulations.D.Itprioritizescostreductionovercompliance.E.Itisheavilyreliantonforeignbanks.Passage2ShanghaiPudongBankhaslaunchedanewmobilebankingapptailoredtotheneedsofsmallandmedium-sizedenterprises(SMEs)inChengdu.Theapp,named"PudongSMEConnect,"offersfeaturessuchasone-clickloanapplications,real-timefinancialanalytics,andinstantfundtransfers."ManySMEsinChengdustrugglewithtraditionalbankingprocesses,sowedesignedthistooltobeuser-friendlyandefficient,"saidanexecutivefromthebank'sChengduoffice.Theappalsoincludesacreditscoringsystemthatsimplifiesloanapprovals.InitialfeedbackfromSMEshasbeenpositive,withover500businessesalreadyusingtheplatform.Thebankplanstoexpandtheapp'sfunctionalitynextyeartoincludecross-borderpaymentservices.Questions:4.Whatisthemainbenefitofthe"PudongSMEConnect"app?A.Lowerinterestratesforloans.B.Improvedcustomerservice.C.Simplifiedloanapplications.D.Enhancedsecurityfeatures.E.Reducedbankingfees.5.HowdoestheapphelpSMEsinChengdu?A.Byprovidingtraditionalbankingservices.B.Byreducingtheirrelianceonphysicalbranches.C.Byincreasingtheircreditlimits.D.Byofferingtrainingonfinancialmanagement.E.Byencouragingcash-basedtransactions.三、完形填空（共10題，每題1分）背景提示：段落描述銀行業(yè)務(wù)流程與金融科技應(yīng)用，需結(jié)合上下文選擇恰當詞匯。ThebankingsectorinChengduhasundergonesignificanttransformationsinrecentyears,largelyduetoadvancementsinfinancialtechnology.ShanghaiPudongBank,forinstance,has______(6)itsmobilebankingplatformtoincludeAI-drivencustomersupport,whichhasreducedcallwaittimesby30%."Digitalizationisnolongeroptionalbutanecessityforsurvivalinthecompetitivemarket,"notedabranchmanager.Additionally,thebankhas______(7)blockchaintechnologytoenhancetransactionsecurity.Theseinnovationshavenotonlyimprovedefficiencybutalso______(8)customersatisfaction.However,challengesremain,suchastheneedto______(9)cybersecuritymeasuresascyberthreatsevolve.Localregulatorshavealsoplayedaroleinfosteringthistransformation.TheChengduFinancialBureauhas______(10)incentivesforbanksthatadoptgreenfinancepractices,encouragingsustainablelending.Thisalignswiththecity'sbroadergoalofbecominganationalhubforfintech.Despitetheseefforts,sometraditionalbanksarestill______(11)tochange,preferringtostickwiththeirestablishedmethods.However,thetideofdigitalizationisundeniable,andthosewhofailtoadaptmay______(12)theircompetitiveedge.Optionsforblanks(6)-(12):6.A.modernizedB.neglectedC.simplifiedD.expandedE.standardized7.A.integratedB.ignoredC.eliminatedD.customizedE.minimized8.A.decreasedB.increasedC.fluctuatedD.stabilizedE.diminished9.A.strengthenB.weakenC.overlookD.postponeE.neglect10.A.introducedB.dismissedC.postponedD.ignoredE.rationalized11.A.resistantB.adaptableC.proactiveD.passiveE.innovative12.A.loseB.gainC.retainD.fluctuateE.amplify四、翻譯填空（共5題，每題2分）背景提示：將中文句子翻譯成英文，需符合銀行業(yè)務(wù)語境。1.浦發(fā)銀行成都分行致力于為客戶提供全方位的金融解決方案。ShanghaiPudongBankChengduBranchiscommittedto______comprehensivefinancialsolutionsforitsclients.2.為應(yīng)對經(jīng)濟下行壓力，該行推出了低息貸款政策。To______thepressureofeconomicdownturn,thebankhasintroducedalow-interestloanpolicy.3.成都作為西部金融中心，對區(qū)域經(jīng)濟發(fā)展具有重要意義。AsafinancialhubinwesternChina,Chengduplaysa______roleinregionaleconomicdevelopment.4.銀行需嚴格審查客戶信用記錄以降低風險。Banksmust______customercreditrecordstomitigaterisks.5.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對競爭的關(guān)鍵。Digitaltransformationis______forthebankingindustrytostaycompetitive.五、句子改錯（共5題，每題2分）背景提示：修改句子中的語法或用詞錯誤。1.Thebankwillincreaseitsloanapprovaltimetoreducedefaultrates.→______2.Employeesshouldfollowtheregulationstrictlytoavoidpenalties.→______3.Thenewsystemaimstoimprovecustomerserviceandefficiency.→______4.Despitehighdemand,thebank'screditlimitremainsunchanged.→______5.Wemustensurethatallcompliancedocumentsaresubmittedontime.→______答案與解析一、選詞填空1.A(mitigate)解析：mitigate（減輕）符合語境，銀行旨在降低貸款違約風險。2.F(enhance)解析：enhance（加強）與compliance（合規(guī)）搭配最合理。3.B(decline)解析：decline（下降）描述經(jīng)濟下行對房地產(chǎn)交易的影響。4.A(retained)解析：retain（保持）與marketshare（市場份額）搭配，表示穩(wěn)固地位。5.G(optimizing)解析：optimize（優(yōu)化）與digitaltransformation（數(shù)字化轉(zhuǎn)型）呼應(yīng)。6.A(suspend)解析：s