中信銀行鞍山市海城市2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）（注：選項(xiàng)均為動(dòng)詞、名詞或形容詞，需根據(jù)上下文選擇最合適的詞填空）1.Therapiddevelopmentoffintechhas______traditionalbankingoperations,requiringemployeestoadaptquickly.A.revolutionizedB.optimizedC.standardizedD.automated2.Duetothepandemic,remoteworkhasbecomeacommon______inmanycompanies,includingbanks.A.trendB.challengeC.policyD.solution3.Effectivecommunicationisessentialfor______cross-departmentalcollaborationinfinancialinstitutions.A.facilitatingB.disruptingC.delayingD.neglecting4.Thebank’snewmobileappaimsto______customerexperiencebysimplifyingtransactions.A.enhanceB.reduceC.ignoreD.complicate5.Regulatorycomplianceremainsatop______forbanksinthecurrenteconomicenvironment.A.priorityB.threatC.riskD.benefit二、閱讀理解（共4題，每題3分，共12分）（注：閱讀短文后，根據(jù)問(wèn)題選擇最佳答案）Passage1Theriseofdigitalbankinghastransformedthewayconsumersinteractwithfinancialservices.Unliketraditionalbanks,digital-onlyinstitutionsoftenofferlowerfees,fasterloanapprovals,and24/7customersupport.However,theyalsofacechallenges,suchaslimitedphysicalpresenceanddifficultiesinbuildingtrustwitholdercustomers.Despitetheseobstacles,thedigitalbankingsectorisexpectedtogrowsignificantlyinthecomingyears,asmorepeopleprefertheconvenienceofonlineservices.Questions:6.Whatisthemainadvantageofdigital-onlybanks?A.HigherinterestratesB.BettercustomerserviceC.LowerfeesD.Morephysicalbranches7.Whatisamajorchallengefordigitalbanks?A.HighoperatingcostsB.LimitedtechnologicalinfrastructureC.FewercustomersD.Lackofphysicalpresence8.Accordingtothepassage,whydopeoplepreferdigitalbanking?A.ItissaferthantraditionalbankingB.ItoffersmorepersonalizedservicesC.ItismoreconvenientD.Ithasbetterprivacyprotection9.Whatdoesthepassagesuggestaboutthefutureofdigitalbanking?A.ItwilldisappearduetocompetitionB.ItwillgrowbutfaceregulatoryissuesC.ItwillreplacetraditionalbankscompletelyD.Itwillstabilizebutnotexpand三、完形填空（共5題，每題2分，共10分）（注：根據(jù)上下文選擇最合適的詞填空）Thebankingsectorhasundergonesignificantchangesinrecentyears,largelyduetotechnologicaladvancements.Automationandartificialintelligencehave______(10)thewaybanksoperate,improvingefficiencyandreducingcosts.However,thesechangesalsobringchallenges,suchastheneedforemployeesto______(11)newskills.Manyfinancialinstitutionsarenowinvestingintrainingprogramstohelptheirworkforceadapttothedigitalera.Anotherimportanttrendistheincreasingfocusoncustomerexperience.Banksarenow______(12)toprovidemorepersonalizedservices,suchastailoredinvestmentadviceandcustomizedfinancialproducts.Thisshifthas______(13)competitionamongbanks,astheystrivetoattractandretaincustomers.Finally,regulatorycomplianceremainsacriticalissueforbanks.Withnewlawsandregulationsbeingintroducedregularly,banksmustensurethey______(14)allcompliancerequirementstoavoidpenalties.Failuretodosocan______(15)toreputationaldamageandfinanciallosses.10.A.revolutionizedB.standardizedC.optimizedD.simplified11.A.developB.forgetC.ignoreD.maintain12.A.competingB.competingC.competingD.competing13.A.increasedB.decreasedC.eliminatedD.reduced14.A.meetB.breakC.ignoreD.follow15.A.resultB.causeC.leadD.create四、句子改錯(cuò)（共5題，每題2分，共10分）（注：找出句子中的錯(cuò)誤并改正）1.Thebank’snewpolicyallowscustomerstotransferfundsbetweenaccountsinstantly.→(Noerror)2.Althoughtheeconomicsituationisimproving,manybanksarestillcautiousaboutlending.→(Noerror)3.Duetohighdemand,thebankhastocloseearlythisFriday.→(to→for)4.Ifyouneedtospeaktoacustomerservicerepresentative,pleaseholdthelineuntilconnected.→(Noerror)5.Theloanapprovalprocessusuallytakesseveraldays,butitcanvarydependingonthecomplexityoftheapplication.→(Noerror)五、翻譯填空（共5題，每題3分，共15分）（注：將中文句子翻譯成英文）1.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行業(yè)正面臨巨大的挑戰(zhàn)?！鶺iththerapiddevelopmentoffintech,traditionalbankingisfacinghugechallenges.2.銀行必須確保所有交易都符合監(jiān)管要求。→Banksmustensurethatalltransactionscomplywithregulatoryrequirements.3.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來(lái)的重要趨勢(shì)?！鶧igitaltransformationisanimportanttrendinthefutureofbanking.4.客戶體驗(yàn)是銀行成功的關(guān)鍵因素之一?！鶦ustomerexperienceisoneofthekeyfactorsforabank’ssuccess.5.銀行需要加強(qiáng)風(fēng)險(xiǎn)管理以應(yīng)對(duì)市場(chǎng)波動(dòng)?！鶥anksneedtostrengthenriskmanagementtocopewithmarketfluctuations.答案與解析一、選詞填空1.A.revolutionized（金融科技正徹底改變傳統(tǒng)銀行業(yè)務(wù)）2.A.trend（遠(yuǎn)程辦公已成為許多公司，包括銀行的常見(jiàn)趨勢(shì)）3.A.facilitating（有效的溝通能促進(jìn)金融機(jī)構(gòu)跨部門(mén)合作）4.A.enhance（新手機(jī)應(yīng)用旨在通過(guò)簡(jiǎn)化交易提升客戶體驗(yàn)）5.A.priority（在當(dāng)前經(jīng)濟(jì)環(huán)境下，監(jiān)管合規(guī)仍是銀行的首要任務(wù)）二、閱讀理解6.C.Lowerfees（數(shù)字銀行的主要優(yōu)勢(shì)是費(fèi)用較低）7.D.Lackofphysicalpresence（數(shù)字銀行的一大挑戰(zhàn)是缺乏實(shí)體網(wǎng)點(diǎn)）8.C.Itismoreconvenient（人們更喜歡數(shù)字銀行是因?yàn)樗奖悖?.B.Itwillgrowbutfaceregulatoryissues（文章暗示數(shù)字銀行將增長(zhǎng)，但會(huì)面臨監(jiān)管問(wèn)題）三、完形填空10.A.revolutionized11.A.develop12.A.competing13.A.increased14.A.meet15.C.lead四、句子改錯(cuò)3.Duetohighdemand,thebankhastocloseearlythisFriday.→Duetohighdemand,thebankhastocloseearlyforthisFriday.5.Theloanapprovalproc