光大銀行徐州市銅山區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分，共10分）每空從所給的A、B、C、D四個(gè)選項(xiàng)中選出能填入空白處的最佳選項(xiàng)。1.ThebankingsectorinXuzhouhasseensignificant______inrecentyears,drivenbydigitaltransformationandlocaleconomicgrowth.A.developmentB.declineC.stagnationD.fluctuation2.To______thecompetitivepressureinthefinancialindustry,光大銀行hasbeeninvestingheavilyinAI-drivencustomerservicesolutions.A.mitigateB.exacerbateC.eliminateD.sustain3.ThenewbranchinTongshanDistrictisdesignedto______localSMEswithtailoredfinancialproducts.A.catertoB.neglectC.excludeD.prioritize4.Ourriskmanagementteamensuresthatallloanapplicationscomplywith______regulationstominimizecreditexposure.A.stringentB.lenientC.outdatedD.ambiguous5.Theannualfinancialreporthighlightsthebank’s______inreducingoperationalcoststhroughprocessautomation.A.failureB.successC.negligenceD.inefficiency6.Thegovernment’spolicyonsmallenterprisesaimsto______theiraccesstocapitalmarkets.A.expandB.restrictC.limitD.delay7.The______ofblockchaintechnologyinbankinghasrevolutionizedtransactiontransparency.A.adoptionB.rejectionC.rejectionD.avoidance8.Customersareincreasingly______tomobilebankingappsthatofferreal-timefinancialinsights.A.resistantB.indifferentC.receptiveD.reluctant9.Thebank’ssustainabilityreportemphasizestheimportanceof______ESGcriteriaininvestmentdecisions.A.ignoringB.incorporatingC.disregardingD.minimizing10.TheeconomicdownturninJiangsuProvincehasaffectedthebank’s______intheregion.A.profitabilityB.efficiencyC.expansionD.stability二、閱讀理解（共5題，每題2分，共10分）閱讀以下短文，回答問(wèn)題。Passage:Thedigitaltransformationofthebankingindustryhasbeenacceleratingglobally,withXuzhou,acityinJiangsuProvince,emergingasahubforfinancialinnovation.Localbanks,including光大銀行,havebeenleveragingtechnologiessuchasartificialintelligenceandbigdataanalyticstoenhancecustomerexperiences.ArecentstudybythePeople’sBankofChinashowsthat68%ofcustomersinXuzhoupreferdigitalbankingservicesovertraditionalmethods.However,challengesremain,suchascybersecurityrisksandtheneedforworkforceretraining.Thegovernmenthasintroducedincentivestoencouragebankstoadoptgreenfinancepractices,aligningwithnationalsustainabilitygoals.1.Whatisthemainfocusofthepassage?A.ThedeclineoftraditionalbankinginXuzhou.B.Theimpactofdigitaltransformationonthebankingsector.C.Thegovernment’seffortstopromotegreenfinance.D.Thechallengesfacedby光大銀行inJiangsu.2.Accordingtothepassage,whatpercentageofcustomersinXuzhoupreferdigitalbanking?A.50%B.60%C.68%D.80%3.Whattechnologicaladvancementsarementionedaskeydriversoffinancialinnovation?A.Blockchainandquantumcomputing.B.Artificialintelligenceandbigdataanalytics.C.Cloudcomputingandvirtualreality.D.RoboticprocessautomationandIoT.4.Whatincentiveshasthegovernmentintroducedtosupportbanks?A.Taxbreaksfortraditionalbankingservices.B.Subsidiesfordigitalinfrastructuredevelopment.C.Incentivestoadoptgreenfinancepractices.D.Fundingforcybersecurityinitiatives.5.Whatchallengesarehighlightedaspartofthedigitalbankingtransformation?A.Regulatorycomplianceissues.B.Cybersecurityrisksandworkforceretraining.C.Customerresistancetodigitalservices.D.Highoperationalcosts.三、語(yǔ)法填空（共10題，每題1分，共10分）根據(jù)上下文，用所給單詞的適當(dāng)形式填空。1.Thenewfinancialregulationswill______(affect)thelendingpoliciesofbanksinXuzhou.2.Customersareincreasingly______(rely)onmobilebankingappsfortheirfinancialneeds.3.Thebank’ssustainabilitygoals______(align)withglobalESGstandards.4.To______(mitigate)creditrisks,thebankconductsthoroughbackgroundchecksonborrowers.5.ThebranchinTongshanDistrict______(open)nextmonthtoservethegrowingdemandforbankingservices.6.TheeconomicrecoveryinJiangsuProvince______(boost)thebank’sprofitabilityintheregion.7.Employeesareencouragedto______(participate)indigitalskillstrainingprograms.8.Thebank’sAI-drivenchatbots______(assist)customerswith24/7support.9.Theloanapprovalprocess______(optimize)toreducewaitingtimesforapplicants.10.Thefinancialadvisor______(recommend)low-riskinvestmentoptionstoconservativeclients.四、完形填空（共10題，每題1分，共10分）閱讀以下短文，從每題的四個(gè)選項(xiàng)中選出最佳答案。ThebankingsectorinChinahasbeenundergoingarapidtransformationinrecentyears.Withtheriseofdigitalbanking,traditionalfinancialinstitutionsare______(1)toadaptorrisklosingmarketshare.光大銀行,aleadingbankinXuzhou,hasbeenattheforefrontofthischange,implementingcutting-edgetechnologiesto______(2)customersatisfaction.Oneofthekeystrategieshasbeentheadoptionofartificialintelligence,whichhas______(3)significantimprovementsinserviceefficiency.However,thedigitalshifthasalsobroughtchallenges.Cybersecuritythreatshave______(4)moresophisticated,requiringbankstoinvestheavilyinprotectivemeasures.Additionally,thebankhashadto______(5)itsworkforcetoensuretheyareequippedtohandledigitaltools.Despitethesehurdles,thelong-termbenefitsofdigitalbankingareundeniable.By______(6)customerpreferencesandleveragingdataanalytics,bankscanoffermorepersonalizedservices.Thegovernmenthasalsoplayedaroleinsupportingthistransition.Policiesaimedatpromotinggreenfinancehave______(7)bankstoconsiderenvironmentalfactorsintheirinvestmentdecisions.ThisalignswithChina’sbroadergoalsofsustainabledevelopment.Inconclusion,whilethedigitaltransformationofthebankingindustrypresentschallenges,italsooffersimmenseopportunitiesforinnovationandgrowth.1.A.forcedB.hesitantC.eagerD.reluctant2.A.increasedB.decreasedC.maintainedD.compromised3.A.ledB.resultedC.contributedD.driven4.A.becomeB.becomeC.becomeD.become5.A.trainB.retainC.replaceD.recruit6.A.understandingB.ignoringC.predictingD.neglecting7.A.encouragedB.forcedC.restrictedD.prohibited8.A.forcedB.forcedC.forcedD.forced9.A.forcedB.forcedC.forcedD.forced10.A.forcedB.forcedC.forcedD.forced五、翻譯（共5題，每題2分，共10分）將以下中文句子翻譯成英文。1.光大銀行在徐州市銅山區(qū)的業(yè)務(wù)增長(zhǎng)迅速，主要得益于本地經(jīng)濟(jì)的復(fù)蘇。2.為了應(yīng)對(duì)金融科技領(lǐng)域的競(jìng)爭(zhēng)，銀行加大了對(duì)大數(shù)據(jù)分析的投入。3.政府的新政策旨在幫助中小企業(yè)獲得更多融資渠道。4.區(qū)塊鏈技術(shù)在提高交易透明度方面發(fā)揮著重要作用。5.銀行鼓勵(lì)員工參與持續(xù)的職業(yè)培訓(xùn)，以適應(yīng)行業(yè)變化。答案及解析一、選詞填空答案及解析1.A.development-解析：文章提到徐州銀行業(yè)的發(fā)展，"significantdevelopment"符合語(yǔ)境。2.A.mitigate-解析："mitigatethecompetitivepressure"意為減輕競(jìng)爭(zhēng)壓力，符合銀行業(yè)務(wù)策略。3.A.caterto-解析："catertolocalSMEs"意為服務(wù)本地中小企業(yè)，符合銀行業(yè)務(wù)模式。4.A.stringent-解析："stringentregulations"指嚴(yán)格的規(guī)定，符合銀行業(yè)監(jiān)管要求。5.B.success-解析："successinreducingcosts"符合銀行業(yè)務(wù)效率提升的表述。6.A.expand-解析："expandtheiraccesstocapitalmarkets"意為擴(kuò)大融資渠道，符合政策目標(biāo)。7.A.adoption-解析："adoptionofblockchain"指區(qū)塊鏈技術(shù)的應(yīng)用，符合銀行業(yè)創(chuàng)新趨勢(shì)。8.C.receptive-解析："receptivetomobilebankingapps"表示客戶對(duì)移動(dòng)銀行接受度高。9.B.incorporating-解析："incorporatingESGcriteria"指將ESG標(biāo)準(zhǔn)納入決策，符合可持續(xù)發(fā)展理念。10.A.profitability-解析："profitabilityintheregion"指區(qū)域盈利能力，符合銀行業(yè)務(wù)指標(biāo)。二、閱讀理解答案及解析1.B.Theimpactofdigitaltransformationonthebankingsector.-解析：文章主要討論數(shù)字轉(zhuǎn)型對(duì)銀行業(yè)的推動(dòng)作用。2.C.68%-解析：原文明確指出68%的客戶偏好數(shù)字銀行服務(wù)。3.B.Artificialintelligenceandbigdataanalytics.-解析：文章提到AI和大數(shù)據(jù)分析是關(guān)鍵技術(shù)。4.C.Incentivestoadoptgreenfinancepractices.-解析：政府鼓勵(lì)銀行采納綠色金融政策。5.B.Cybersecurityrisksandworkforceretraining.-解析：文章指出網(wǎng)絡(luò)安全和員工培訓(xùn)是挑戰(zhàn)。三、語(yǔ)法填空答案及解析1.willaffect-解析：將來(lái)時(shí)態(tài)，表示新規(guī)定的影響。2.rely-解析：動(dòng)詞原形，與介詞on搭配。3.align-解析：動(dòng)詞原形，與with搭配。4.mitigate-解析：動(dòng)詞原形，與to搭配。5.willopen-解析：將來(lái)時(shí)態(tài)，表示計(jì)劃中的動(dòng)作。6.isboosting-解析：現(xiàn)在進(jìn)行時(shí)，表示持續(xù)的動(dòng)作。7.toparticipate-解析：不定式作目的狀語(yǔ)。8.assist-解析：動(dòng)詞原形，與賓語(yǔ)chatbots搭配。9.hasoptimized-解析：現(xiàn)在完成時(shí)，表示已經(jīng)優(yōu)化的動(dòng)作。10.recommends-解析：動(dòng)詞第三人稱單數(shù)形式。四、完形填空答案及解析1.C.eager-解析："eagertoadapt"表示積極適應(yīng)。2.A.increased-解析："increasedcustomersatisfaction"符合銀行業(yè)目標(biāo)。3.A.led-解析："ledsignificantimprovements"表示引領(lǐng)改進(jìn)。4.A.become-解析："becomemoresophisticated"表示威脅升級(jí)。5.A.train-解析："trainitsworkforce"指培訓(xùn)員工。6.A.understanding-解析："understandingcustomerprefe