招商銀行徐州市鼓樓區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個選項中選出一個最佳答案，填入相應(yīng)空格。Therapiddevelopmentoffintechhastransformedthebankingindustry,especiallyinregionslikeXuzhou,wheretraditionalfinancialservicesareintegratingwithdigitalsolutions.Manybanks,includingChinaMerchantsBank,are[1]innovativetechnologiestoenhancecustomerexperience.However,challengesremain,suchas[2]datasecurityandregulatorycompliance.Forinstance,lastyear,thelocalbranchinHongguDistrictsawa[3]increaseinonlinebankingusers,butitalsofacedhigherrisksofcyberattacks.Toaddressthis,thebank[4]anewanti-fraudsystem.Meanwhile,thegovernmentofXuzhouhas[5]policiestosupportthegrowthofthefinancialsector.Ifyouworkhere,youneedtobe[6]aboutbothmarkettrendsandtechnologicaladvancements.1.A.adoptingB.implementingC.experimentingD.measuring2.A.protectingB.leakingC.analyzingD.managing3.A.steadyB.suddenC.gradualD.minimal4.A.installedB.testedC.improvedD.designed5.A.introducedB.ignoredC.relaxedD.delayed6.A.awareB.carelessC.confidentD.skeptical答案與解析：1.A.adopting（結(jié)合上下文，“采用創(chuàng)新技術(shù)”最符合銀行業(yè)數(shù)字化轉(zhuǎn)型趨勢）2.A.protecting（金融行業(yè)的核心挑戰(zhàn)之一是數(shù)據(jù)安全，“保護(hù)”最貼切）3.B.sudden（徐州市鼓樓區(qū)招商銀行本地用戶激增，“突然”符合金融數(shù)據(jù)變化特征）4.D.designed（銀行主動研發(fā)系統(tǒng)，“設(shè)計”比“安裝”或“測試”更符合文意）5.A.introduced（政府“推出政策”支持金融業(yè)，符合官方行為）6.A.aware（金融從業(yè)者需“關(guān)注市場和技術(shù)趨勢”，“aware”強調(diào)敏感性）二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，選擇最佳答案。TheRiseofGreenFinanceinXuzhouXuzhou,akeycityinJiangsuProvince,hasbeenactivelypromotinggreenfinanceaspartofitssustainabledevelopmentstrategy.Lastyear,ChinaMerchantsBanklaunchedaspecialgreencreditprogramtosupportlocalenvironmentalprojects.Accordingtothebank’sreport,15%ofitsloansinHongguDistrictwenttorenewableenergycompanies.Thisinitiativealignswiththecity’sgoaltoreducecarbonemissionsby2030.However,challengesremain.Manysmallgreenstartupsstruggletosecurefundingbecausebanksrequirestrictfinancialguarantees.Thelocalgovernmenthasproposedtaxincentivestoencouragebankstoinvestintheseprojects.Meanwhile,educationalcampaignsarebeingconductedtoraiseawarenessamongbusinessesaboutthebenefitsofgreenfinance.IfyouworkattheXuzhoubranchofChinaMerchantsBank,youmightbeinvolvedinassessingtheviabilityofgreenprojects.Thisrequiresnotonlyfinancialexpertisebutalsoanunderstandingofenvironmentalpolicies.1.Whatisthemainfocusofthearticle?A.TheeconomicgrowthofXuzhouB.ThechallengesofgreenfinanceC.GreencreditprogramsinXuzhouD.GovernmentpoliciesinJiangsuProvince2.HowdoesChinaMerchantsBankcontributetogreenfinance?A.ByreducingcarbonemissionsB.ByofferingspecialloansC.BylaunchingeducationalcampaignsD.Byprovidingtaxincentives3.Whatproblemdosmallgreenstartupsface?A.HighcompetitionB.LackoffundingC.ToomanyloansD.Excessiveregulation4.Whatmeasurehasthegovernmentproposed?A.StricterfinancialguaranteesB.GreencreditprogramsC.TaxincentivesD.Educationalcampaigns5.Whatskillsareneededforabankemployeeworkingongreenfinance?A.MarketingexpertiseB.FinancialandpolicyknowledgeC.TechnicalskillsD.Governmentrelations答案與解析：1.C.GreencreditprogramsinXuzhou（全文核心是招商銀行在徐州推出的綠色信貸計劃）2.B.Byofferingspecialloans（文章明確提到“15%的貸款用于可再生能源公司”）3.B.Lackoffunding（原文指出“小綠企難以獲得資金”）4.C.Taxincentives（政府提議“稅收優(yōu)惠”）5.B.Financialandpolicyknowledge（評估綠色項目需“金融和政策知識”）三、完形填空（共10題，每題1分）題目：閱讀以下段落，選擇最佳答案。Lastyear,theChinaMerchantsBankbranchinXuzhou,HongguDistrict,[7]apilotprogramtoimprovecustomerservice.Thebranchnoticedthatmanysmallbusinessesinthearea[8]traditionalbankingprocessesasslowandinefficient.Tosolvethis,they[9]anappthatallowedcustomerstoapplyforloans[10]theirsmartphones.Theappwas[11]successfulthatitwassoonrolledouttootherbranchesinJiangsu.However,somecustomerswereinitially[12]becausetheywerenotfamiliarwithdigitalbanking.Thebankthen[13]trainingsessionstohelpthemadapt.Now,over[14]ofapplicantsusetheapp,savingboththebankandcustomerstime.Thisexampleshowshowfintechcan[15]bankinginareaslikeXuzhou.Byaddressinglocalneeds,bankscan[16]morecustomersandimproveefficiency.7.A.launchedB.testedC.plannedD.observed8.A.criticizedB.praisedC.ignoredD.understood9.A.developedB.removedC.replacedD.expanded10.A.throughB.withoutC.withD.by11.A.tooB.soC.veryD.extremely12.A.confusedB.happyC.satisfiedD.angry13.A.organizedB.canceledC.delayedD.ignored14.A.20%B.50%C.70%D.90%15.A.changeB.improveC.revolutionizeD.threaten16.A.attractB.loseC.ignoreD.reduce答案與解析：7.A.launched（銀行“推出”試點項目，符合商業(yè)行為）8.A.criticized（傳統(tǒng)流程“被批評”效率低，符合文意）9.A.developed（開發(fā)應(yīng)用程序，“developed”最貼切）10.A.through（通過手機申請，“through”強調(diào)渠道）11.D.extremely（“極其成功”，符合程度強調(diào)）12.A.confused（客戶“感到困惑”，符合數(shù)字鴻溝現(xiàn)象）13.A.organized（銀行“組織培訓(xùn)”，符合解決方法）14.C.70%（原文暗示高比例，70%合理）15.C.revolutionize（金融科技“改變”銀行業(yè)，用詞有力）16.A.attract（銀行“吸引更多客戶”，符合商業(yè)目標(biāo)）四、句子改錯（共5題，每題2分）題目：以下句子中各有一處錯誤，找出并改正。1.Thenewfintechsystemwillimprovecustomers'experienceinfinancialtransactions.→錯誤：______→改正：______2.Lastyear,theXuzhoubranchofChinaMerchantsBankofferedtaxincentivestosmallgreenstartups.→錯誤：______→改正：______3.ManybusinessesinHongguDistrictfinditdifficulttoaccesstraditionalbankingservices.→錯誤：______→改正：______4.Thebank’sgreencreditprogramaimstosupportprojectsthatreducecarbonemissionsby2030.→錯誤：______→改正：______5.IfyouworkintheXuzhoubranch,youmustbefamiliarwithlocalfinancialregulations.→錯誤：______→改正：______答案與解析：1.錯誤：experience→改正：experiences（experience作賓語需加-s）2.錯誤：offered→改正：offered（原文無語法錯誤，但“offered”可改為“provided”更自然）3.錯誤：findit→改正：findthemselves（businesses需用反身代詞）4.錯誤：reduce→改正：reducing（aimtodosth時，to后用動名詞）5.錯誤：mustbe→改正：needtobe（過于絕對，用“needto”更靈活）五、翻譯填空（共5題，每題2分）題目：將以下中文句子翻譯成英文，填入橫線處。1.招商銀行在徐州鼓樓區(qū)推出了綠色信貸計劃，以支持當(dāng)?shù)丨h(huán)保項目?！鶦hinaMerchantsBankinXuzhou,HongguDistrictlaunchedagreencreditprogramto______.2.