招商銀行南寧市良慶區(qū)2025秋招筆試英文行測高頻題含答案題型一：選詞填空（共5題，每題2分，總計(jì)10分）背景提示：本題圍繞銀行業(yè)務(wù)、南寧經(jīng)濟(jì)發(fā)展及招商銀行企業(yè)文化設(shè)置語境。1.TheeconomicdevelopmentinNanninghasbeen______bythegrowthofhigh-techindustriesandtourism.A.boostedB.declinedC.stabilizedD.weakened2.Toimprovecustomersatisfaction,ChinaMerchantsBankemphasizesthe______ofpersonalizedfinancialservices.A.complexityB.simplicityC.flexibilityD.costliness3.ThenewbranchinLiangqingDistrictaimsto______thebankinggapbetweenurbanandruralareas.A.narrowB.widenC.ignoreD.eliminate4.招商銀行’sdigitaltransformationstrategyisdesignedto______operationalefficiencywhilemaintainingsecurity.A.reduceB.enhanceC.delayD.neglect5.Thebank’ssustainabilityreporthighlightseffortsto______environmentalimpactthroughgreenfinancinginitiatives.A.minimizeB.maximizeC.ignoreD.overlook題型二：閱讀理解（共4題，每題3分，總計(jì)12分）背景提示：文章節(jié)選自招商銀行南寧分行年度工作報(bào)告及南寧金融產(chǎn)業(yè)政策。Passage：TherapidexpansionofNanning’sfinancialsectorhaspositioneditasakeyhubinSouthwestChina.In2024,thelocalgovernmentintroducedincentivestoattractbankinginstitutions,includingtaxbreaksandlandsubsidies.ChinaMerchantsBank,inparticular,invested200millionRMBtoestablishanewtech-drivenbranchinLiangqingDistrict,focusingonAI-poweredbankingsolutions.However,challengesremain,suchastalentshortagesandregulatorycompliance.Thebankplanstocollaboratewithuniversitiestotrainlocalprofessionalsandalignitsoperationswiththecentralbank’sdigitalcurrencytrial.6.Whatisthemainpurposeofthepassage?A.Tocriticizethegovernment’sfinancialpolicies.B.Toannounce招商銀行’snewinvestmentinNanning.C.Tohighlightopportunitiesandchallengesin南寧’sbankingsector.D.Topromotegreenbankinginitiatives.7.Accordingtothepassage,whatis招商銀行’sstrategytoaddresstalentshortages?A.Offeringhighersalaries.B.Partneringwithuniversities.C.Importingforeignexperts.D.Reducingworkforce.8.Thephrase"tech-drivenbankingsolutions"suggeststhatthebankisfocusingon:A.traditionalcreditservices.B.digitaltransformation.C.ruralbanking.D.wealthmanagement.9.WhichofthefollowingisNOTmentionedasanincentiveforbanksinNanning?A.Taxbreaks.B.Landsubsidies.C.Reducedregulatoryoversight.D.Governmentbonds.題型三：完形填空（共5題，每題2分，總計(jì)10分）背景提示：段落主題為招商銀行在南寧推廣普惠金融的實(shí)踐。Lastyear,ChinaMerchantsBanklaunchedapilotprograminLiangqingDistrictto______(10)smallbusinesses.Theinitiativeprovidedlow-interestloansandfinancialliteracyworkshops.Despiteinitial______(11),participationgrewby30%withinsixmonths.Thebank’ssuccesswasattributedtoits______(12)approach,whichcombinedmobilebankingwithin-personassistance.Localentrepreneurspraisedtheprogramforits______(13)impactontheiroperations.However,thebankacknowledgesthatscalingtheprogramnationwidewillrequire______(14)investmentininfrastructureandtraining.10.A.supportB.opposeC.limitD.ignore11.A.failuresB.successesC.delaysD.approvals12.A.innovativeB.traditionalC.conservativeD.rigid13.A.minimalB.significantC.indirectD.negligible14.A.additionalB.minimalC.unnecessaryD.delayed題型四：句子改錯（共4題，每題3分，總計(jì)12分）背景提示：題目涉及銀行業(yè)常用表達(dá)，考察語法和邏輯準(zhǔn)確性。15.Thenewpolicywilltakeeffectsincethecentralbankapproveditlastmonth.→Correct:______16.Customersshouldsubmittheirdocumentsbeforethedeadlinetoavoidpenaltiesapply.→Correct:______17.Thebank’sAIsystemcanpredictmarkettrendsthanhumananalysts.→Correct:______18.Ifyouhaveanyquestionsabouttheloan,pleasecontactourcustomerserviceat400-888-8888.→Correct:______題型五：邏輯推理（共5題，每題2分，總計(jì)10分）背景提示：題目基于招商銀行南寧分行業(yè)務(wù)數(shù)據(jù)及行業(yè)趨勢。19.Ifthebankincreasesitsdigitalserviceofferings,thencustomersatisfactionwillimprove.However,ifcustomersatisfactionimproves,itmayleadtohigheroperationalcosts.Therefore,thebankshould:A.avoiddigitaltransformation.B.balancedigitalgrowthwithcostcontrol.C.focusonlyontraditionalbanking.D.ignorecustomerfeedback.20.Whichofthefollowingismostlikelytooccurifthebankreducesitsinterestratesonsavingsaccounts?A.Morecustomerswillusedigitalbanking.B.Fewerpeoplewillapplyforloans.C.Thebank’sprofitmarginwilldecrease.D.Governmentregulationswilltighten.21.Ifthebanklaunchesagreenfinanceproduct,itwillattractenvironmentallyconsciouscustomers.Butifitattractsthesecustomers,itmayfacecompetitionfromothereco-friendlybanks.Thus,thebankshould:A.avoidgreenfinanceinitiatives.B.prepareforincreasedcompetition.C.focusonhigh-interestproducts.D.ignorecustomerpreferences.22.Thebank’sprofitabilitydependsonloandemandandinterestrates.Ifloandemanddecreases,thebankmayneedto:A.raiseinterestrates.B.lowerinterestrates.C.reduceloanapprovalstandards.D.increasefeesfordigitalservices.23.Ifthebankinvestsinblockchaintechnology,itmayimprovesecurity.Butifitimprovessecurity,itmayreduceefficiency.Therefore,thebankshould:A.avoidblockchaininvestment.B.carefullyweighsecurityvs.efficiency.C.focusontraditionaltechnologies.D.ignoresecurityrisks.答案與解析題型一：選詞填空1.A(boosted)–"boosted"fitsthecontextofeconomicgrowth.2.B(simplicity)–Banksprioritizesimplicityincustomerservices.3.A(narrow)–"narrowthegap"isacommonbankingtermforreducinginequality.4.B(enhance)–Banksaimtoimproveefficiencythroughdigitalization.5.A(minimize)–Greenfinancingfocusesonreducingenvironmentalharm.題型二：閱讀理解6.C–Thepassagediscussesopportunities(governmentincentives)andchallenges(talentshortages).7.B–Partneringwithuniversitiesisexplicitlymentioned.8.B–"Tech-driven"impliesdigitalsolutions.9.D–Governmentbondsarenotlistedasincentives.題型三：完形填空10.A(support)–Bankssupportsmallbusinesses.11.A(failures)–Initialprogramsoftenfacechallenges.12.A(innovative)–Mobilebankingisaninnovativeapproach.13.B(significant)–Programshavenoticeableimpacts.14.A(additional)–Scalingrequiresextrainvestment.題型四：句子改錯15.Correct:"Thenewpolicywilltakeeffectbecausethecentralbankapproveditlastmonth."("Because"ismorelo