甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUME甲方：XXX乙方：XXX20XXCOUNTRACTCOVER專業(yè)合同封面RESUMEPERSONAL

2025個(gè)人信用擔(dān)保借款協(xié)議甲方（擔(dān)保人）：_____________________________住址：_____________________________乙方（借款人）：_____________________________住址：_____________________________鑒于：1.乙方因資金需求，向甲方申請(qǐng)借款人民幣（大寫）_____________________________元整。2.甲方同意為乙方的借款提供個(gè)人信用擔(dān)保。第一條借款金額及期限1.本協(xié)議借款金額為人民幣（大寫）_____________________________元整。2.借款期限自本協(xié)議簽訂之日起至_____________________________年_____________________________月_____________________________日止。第二條借款用途乙方承諾借款僅用于_____________________________（具體用途）。第三條借款利息1.借款利息按月計(jì)收，年利率為_____________________________%。2.利息計(jì)算方法：按月計(jì)息，每月利息為借款金額×月利率。第四條還款方式1.乙方應(yīng)按本協(xié)議約定的還款方式及期限，分期償還借款本金及利息。2.還款期限為每月_____________________________日。3.乙方應(yīng)將還款資金存入甲方指定的銀行賬戶：_____________________________。第五條擔(dān)保責(zé)任1.甲方同意在乙方未按時(shí)償還借款本息的情況下，承擔(dān)連帶償還責(zé)任。（1）乙方未能按期償還借款本息時(shí)，甲方應(yīng)立即代為償還。（2）甲方代為償還借款本息后，有權(quán)向乙方追償。第六條違約責(zé)任1.如乙方違反本協(xié)議約定，未能按時(shí)償還借款本息，甲方有權(quán)要求乙方支付違約金，違約金為逾期借款金額的_____________________________%。2.如乙方違反本協(xié)議約定，造成甲方損失，乙方應(yīng)承擔(dān)相應(yīng)的賠償責(zé)任。第七條爭(zhēng)議解決1.本協(xié)議的簽訂、履行、解釋及爭(zhēng)議解決均適用中華人民共和國法律。2.雙方在履行本協(xié)議過程中發(fā)生的爭(zhēng)議，應(yīng)友好協(xié)商解決；協(xié)商不成的，任何一方均可向乙方所在地人民法院提起訴訟。第八條其他1.本協(xié)議一式兩份，甲乙雙方各執(zhí)一份，自雙方簽字（或蓋章）之日起生效。2.本協(xié)議未盡事宜，由雙方另行協(xié)商解決。3.本協(xié)議附件與本協(xié)議具有同等法律效力。甲方（擔(dān)保人）簽字（或蓋章）：_____________________________日期：_____________________________乙方（借款人）簽字（或蓋章）：_____________________________日期：___________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________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