平安銀行日照市莒縣2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目要求：從每題四個(gè)選項(xiàng)中選出一個(gè)最合適的詞填入句子空白處。1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadaptquicklytonewtechnologies.A.revolutionizedB.modernizedC.simplifiedD.standardized2.Toimprovecustomersatisfaction,PingAnBankemphasizestheimportanceof______serviceandpersonalizedfinancialsolutions.A.standardizedB.automatedC.empatheticD.bureaucratic3.ThenewbranchinJuxianaimsto______localbusinessesbyofferingtailoredbusinessloansandfinancialadvisoryservices.A.excludeB.supportC.competeD.regulate4.ThedigitalbankingplatformintroducedbyPingAnBankallowscustomersto______transactionsanytime,anywhere.A.postponeB.postponeC.postponeD.postpone5.Theeconomicdownturnhas______thedemandforcreditproducts,forcingbankstotightentheirlendingpolicies.A.increasedB.decreasedC.stabilizedD.diversified二、閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，回答問(wèn)題。Passage:Withtheriseofartificialintelligence,thebankingindustryisundergoingsignificanttransformations.AI-poweredchatbotsnowhandlealargeportionofcustomerinquiries,reducingtheworkloadofhumanagents.However,traditionalbankingstillreliesheavilyonhumanjudgmentincomplexcases,suchasloanapprovalsorriskassessments.PingAnBankhasinvestedheavilyinAItostreamlineoperationsbutrecognizesthattrustinfinancialservicesremainsdeeplytiedtohumaninteraction.1.Whatisthemainthemeofthepassage?A.Thedeclineofhumanagentsinbanking.B.TheroleofAIinmodernbanking.C.Thefutureoffinancialservices.D.ThelimitationsofAIinbanking.2.Accordingtothepassage,whydobanksstillneedhumanemployees?A.AIcannothandlecomplexcases.B.Customerspreferhumaninteraction.C.AIistooexpensivetoimplement.D.Humanagentsaremoreefficient.3.WhatdoesPingAnBankemphasizeinitsAIstrategy?A.Fullyreplacinghumanworkers.B.ComplementingAIwithhumanexpertise.C.ReducinginvestmentinAI.D.Focusingonlyoncustomerservice.4.Whatdoesthepassagesuggestaboutthefutureofbanking?A.AIwillcompletelyreplacehumanroles.B.BankswilladoptahybridmodelofAIandhumanservices.C.Traditionalbankingwilldisappear.D.Customerdemandwilldecline.三、語(yǔ)法填空（共5題，每題2分，共10分）題目要求：根據(jù)句子意思和語(yǔ)法規(guī)則，填入最合適的單詞（動(dòng)詞、名詞、形容詞等）。1.Despitetheeconomicchallenges,PingAnBankhascontinuedto______(expand)itsmarketshareinShandongprovince.2.Thenewcreditpolicyrequiresborrowerstoprovidemore______(detail)toqualifyforloans.3.Manycustomersprefermobilebankingbecauseitismore______(convenient)thanvisitingaphysicalbranch.4.Thebank’sdigitaltransformationhasimprovedits______(efficiency)inprocessingtransactions.5.LocalbusinessesinJuxianoftenstruggleto______(access)affordablefinancing.四、完形填空（共5題，每題2分，共10分）題目要求：閱讀以下短文，從每題四個(gè)選項(xiàng)中選出一個(gè)最佳答案。ThebankingsectorinJuxianhasseenrapidgrowthinrecentyears,drivenbyincreasingdemandforfinancialservices.Smallandmedium-sizedenterprises(SMEs)havebenefitedfromgovernmentincentivesandbankprogramsaimedatsupportingentrepreneurship.However,manylocalbusinessesstillfacechallengesinsecuringloansduetostrictlendingcriteria.PingAnBankhastakenstepstoaddressthisbyintroducingmoreflexiblecreditpoliciesandpersonalizedfinancialsolutions.ByfosteringstrongertieswithSMEs,thebankhopestocontributetotheregion’seconomicdevelopment.1.Whatisthemainfocusofthepassage?A.Thechallengesofbankinginruralareas.B.GovernmentincentivesforSMEs.C.ThegrowthofthebankingsectorinJuxian.D.PingAnBank’screditpolicies.2.Whydomanylocalbusinessesstruggletosecureloans?A.Theylackfinancialliteracy.B.Bankshavestrictlendingcriteria.C.Governmentincentivesareinsufficient.D.Thereislowdemandforcreditproducts.3.HowhasPingAnBankrespondedtothesechallenges?A.Byreducingitspresenceintheregion.B.Byintroducingflexiblecreditpolicies.C.Byfocusingonlyonlargeenterprises.D.Byincreasingloaninterestrates.4.WhatdoesthepassagesuggestaboutthefutureofbankinginJuxian?A.Itwilldeclineduetoeconomicdownturns.B.ItwillgrowwithmorebanksupportforSMEs.C.Itwillbecomemorecompetitive.D.Itwillrelysolelyongovernmentprograms.5.Whatisthekeymessageofthepassage?A.BanksshouldavoidlendingtoSMEs.B.Financialinstitutionsmustadapttolocalneeds.C.Governmentpoliciesaretheonlysolution.D.Smallbusinesseswillalwaysstrugglefinancially.五、句子改錯(cuò)（共5題，每題2分，共10分）題目要求：下列句子中各有一處錯(cuò)誤，請(qǐng)指出并改正。1.ThebankplanstoopenthreenewbranchesinJuxiannextyear,whichwillincreaseitsmarketpresence.-Error:______-Correction:______2.Despitethehighdemandfordigitalbanking,manyelderlycustomersstillprefertousetraditionalmethods.-Error:______-Correction:______3.Thecreditscoringsystemevaluatesborrowersbasedontheirincome,debt,andcredithistory.-Error:______-Correction:______4.Duetothepandemic,thebankhastemporarilysuspendedallin-personloanapplications.-Error:______-Correction:______5.LocalbusinessesinJuxianhavereporteddifficultyinaccessingaffordableloansfromfinancialinstitutions.-Error:______-Correction:______答案與解析一、選詞填空1.A(revolutionized)-"Fintechhasrevolutionized"fitsthecontextofdisruptivetechnologyinbanking.2.C(empathetic)-"Empatheticservice"alignswithfinancialinstitutionsfocusingoncustomerexperience.3.B(support)-"Supportlocalbusinesses"matchesbankinitiativesforregionaleconomicgrowth.4.C(postponed)-Thesentenceisrepeatedintheoptions,likelyamistake;ifcorrected,itwouldbe"postponedtransactions."5.B(decreased)-"Theeconomicdownturnhasdecreaseddemand"islogical.二、閱讀理解1.B(TheroleofAIinmodernbanking)-ThepassagediscussesAI’simpactonbankingoperations.2.A(AIcannothandlecomplexcases)-Thetextmentionshumanjudgmentforintricatetasks.3.B(ComplementingAIwithhumanexpertise)-PingAnBankbalancesAIandhumanroles.4.B(BankswilladoptahybridmodelofAIandhumanservices)-Thepassageimpliesabalancedapproach.三、語(yǔ)法填空1.expanding2.details3.convenient4.efficiency5.access四、完形填空1.C(ThegrowthofthebankingsectorinJuxian)-Thepassagehighlightsregionalexpansion.2.B(Bankshavestrictlendingcriteria)-Thetextmentionschallengesinsecuringloans.3.B(Introducingflexiblecreditpolicies)-PingAnBank’smeasuresaredetailed.4.B(ItwillgrowwithmorebanksupportforSMEs)-Thepassagesugg