中信銀行北京市豐臺(tái)區(qū)2025秋招筆試英語(yǔ)題專(zhuān)練及答案第一部分：詞匯選擇（共10題，每題1分）directions:Choosethebestwordtocompleteeachsentence.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.encouragedC.delayedD.supported2.Asafinancialinstitution,CITICBankmustprioritize______inallitsoperationstomaintaincustomertrust.A.efficiencyB.risk-takingC.innovationD.regulation3.ThenewbranchinFengtaiDistrictaimsto______localbusinessesbyofferingtailoredfinancialservices.A.attractB.ignoreC.opposeD.dismiss4.InthecontextofChina'seconomicpolicies,banksareexpectedto______greenfinancinginitiatives.A.undermineB.supportC.neglectD.criticize5.TheinterviewprocessfortheBeijingbranchemphasizedcandidates'abilitytohandle______situations.A.predictableB.unpredictableC.controlledD.planned6.Thebank'sdigitaltransformationstrategyfocusesonimproving______foritsclients.A.accessibilityB.complexityC.costlinessD.tradition7.Duetoregulatorychanges,banksmustnowensure______complianceintheirdatamanagementsystems.A.strictB.flexibleC.laxD.minimal8.Thebranchmanagerhighlightedtheimportanceof______inbuildinglong-termclientrelationships.A.competitionB.cooperationC.indifferenceD.conflict9.Theannualfinancialreportrevealedthebank'scommitmentto______growthintheAsia-Pacificregion.A.sustainableB.unsustainableC.temporaryD.stagnant10.Thebank'strainingprogramaimstoenhanceemployees'______inthelatestfintechtrends.A.awarenessB.ignoranceC.resistanceD.hesitation第二部分：閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theriseoffintechhassignificantlyreshapedthebankingindustry,particularlyinmajorfinancialcenterslikeBeijing.Traditionalbanks,includingCITICBank,arenowcompetingwithtech-drivenfinancialservicesfirmsthatoffermoreefficientanduser-friendlysolutions.TheBeijingbranchofCITICBankhasrecentlylaunchedaseriesofdigitalinitiativestostayaheadinthiscompetitivelandscape.Theseincludemobilebankingappswithenhancedsecurityfeatures,AI-poweredcustomerservice,andblockchain-basedpaymentsystems.However,challengesremain,suchasensuringdataprivacyandmaintainingregulatorycompliance.Thebank'sleadershiphasemphasizedtheneedforcontinuousinnovationwhilebalancingriskmanagement.1.Whatisthemainfocusofthepassage?A.ThehistoryoffintechinChina.B.Theimpactoffintechontraditionalbanking.C.TheexpansionofCITICBankinBeijing.D.TheroleofAIinfinancialservices.2.Accordingtothepassage,whatisoneofthechallengesfacedbytraditionalbanks?A.Lackofcustomertrust.B.Insufficientfunding.C.Dataprivacyandregulatorycompliance.D.Highoperationalcosts.3.WhatinitiativeshasCITICBanktakentoadapttofintechtrends?A.Reducedrelianceontechnology.B.IntroducedmobilebankingappsandAIservices.C.Focusedsolelyonphysicalbranchexpansion.D.Eliminatedcustomerserviceroles.4.Whydoesthepassagementiontheneedforinnovationinbanking?A.Toreducecompetition.B.Toimproveefficiencyanduserexperience.C.Tocomplywithgovernmentregulations.D.Toattractmoreemployees.5.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswillbecomeobsolete.B.Fintechandtraditionalbankswillcoexist.C.Bankingwillreturntoitsoldways.D.Onlylargebankswillsurvive.第三部分：句子改錯(cuò)（共5題，每題2分）directions:Identifytheerrorineachsentenceandcorrectit.1.Thebank'snewpolicyrequiresemployeestosubmittheirexpensereportsbyFriday.-Error:______-Correction:______2.Despitefacingnumerouschallenges,theBeijingbranchmanagedtoexceeditsannualtargets.-Error:______-Correction:______3.Thefintechdepartmentisresponsiblefordevelopinginnovativesolutionstoimprovecustomerengagement.-Error:______-Correction:______4.AlltheemployeesmustattendthemandatorytrainingsessionnextMonday.-Error:______-Correction:______5.Thebank'sprofitabilityhasdeclinedduetoincreasedcompetitionfromonlinefinancialplatforms.-Error:______-Correction:______第四部分：完形填空（共10題，每題1分）directions:Fillineachblankwiththemostappropriatewordfromthelistbelow.ListofWords:1.enhance2.regulatory3.sustainable4.competitive5.digital6.customer7.security8.innovation9.risk10.complianceThebankingindustryinBeijingishighly______(1)asfintechcompaniesandtraditionalbanksvieformarketshare.Toremainrelevant,institutionslikeCITICBankmust______(2)theirdigitalofferingswhileensuringstrict______(3)withlocallaws.Thebank'sstrategyincludesimproving______(4)measuresforonlinetransactionsandfosteringlong-term______(5)relationships.Additionally,thefocuson______(6)growthalignswithChina'seconomicgoals.However,thisrequiresbalancingfinancialperformancewithenvironmentalandsocialresponsibilitiestoachieve______(7)outcomes.1.______2.______3.______4.______5.______6.______7.______第五部分：翻譯填空（共5題，每題2分）directions:TranslatethefollowingChinesesentencesintoEnglish.1.銀行應(yīng)加強(qiáng)數(shù)據(jù)安全防護(hù)，以應(yīng)對(duì)日益復(fù)雜的風(fēng)險(xiǎn)環(huán)境。______2.北京分行計(jì)劃在2026年推出新的綠色金融產(chǎn)品。______3.為了提升客戶體驗(yàn)，我們優(yōu)化了手機(jī)銀行應(yīng)用程序的功能。______4.遵守監(jiān)管規(guī)定是銀行業(yè)務(wù)的基石。______5.公司文化強(qiáng)調(diào)團(tuán)隊(duì)合作和持續(xù)學(xué)習(xí)。______答案及解析第一部分：詞匯選擇1.A(forced)-解析：Therapiddevelopmentoffintechhasforcedthetraditionalbankingindustrytoadaptandinnovate.（金融科技的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)和創(chuàng)新。）2.A(efficiency)-解析：Asafinancialinstitution,CITICBankmustprioritizeefficiencyinallitsoperationstomaintaincustomertrust.（作為金融機(jī)構(gòu)，中信銀行必須在所有運(yùn)營(yíng)中優(yōu)先考慮效率以維護(hù)客戶信任。）3.A(attract)-解析：ThenewbranchinFengtaiDistrictaimstoattractlocalbusinessesbyofferingtailoredfinancialservices.（豐臺(tái)區(qū)的分行旨在通過(guò)提供定制化金融服務(wù)吸引本地企業(yè)。）4.B(support)-解析：InthecontextofChina'seconomicpolicies,banksareexpectedtosupportgreenfinancinginitiatives.（在中國(guó)經(jīng)濟(jì)政策的背景下，銀行被期望支持綠色金融計(jì)劃。）5.B(unpredictable)-解析：TheinterviewprocessfortheBeijingbranchemphasizedcandidates'abilitytohandleunpredictablesituations.（北京分行的面試過(guò)程強(qiáng)調(diào)了候選人處理不可預(yù)測(cè)情況的能力。）6.A(accessibility)-解析：Thebank'sdigitaltransformationstrategyfocusesonimprovingaccessibilityforitsclients.（銀行的數(shù)字化轉(zhuǎn)型戰(zhàn)略側(cè)重于提高客戶的可訪問(wèn)性。）7.A(strict)-解析：Duetoregulatorychanges,banksmustnowensurestrictcomplianceintheirdatamanagementsystems.（由于監(jiān)管變化，銀行現(xiàn)在必須在他們的數(shù)據(jù)管理系統(tǒng)中進(jìn)行嚴(yán)格合規(guī)。）8.B(cooperation)-解析：Thebranchmanagerhighlightedtheimportanceofcooperationinbuildinglong-termclientrelationships.（分行經(jīng)理強(qiáng)調(diào)了在建立長(zhǎng)期客戶關(guān)系中的合作重要性。）9.A(sustainable)-解析：Theannualfinancialreportrevealedthebank'scommitmenttosustainablegrowthintheAsia-Pacificregion.（年度財(cái)務(wù)報(bào)告揭示了銀行在亞太地區(qū)可持續(xù)增長(zhǎng)方面的承諾。）10.A(awareness)-解析：Thebank'strainingprogramaimstoenhanceemployees'awarenessinthelatestfintechtrends.（銀行的培訓(xùn)計(jì)劃旨在提高員工對(duì)最新金融科技趨勢(shì)的意識(shí)。）第二部分：閱讀理解1.B(Theimpactoffintechontraditionalbanking)-解析：Thepassageprimarilydiscusseshowfintechistransformingtraditionalbanking.2.C(Dataprivacyandregulatorycompliance)-解析：Thetextmentionschallengeslikedataprivacyandcomplianceaskeyissuesforbanks.3.B(IntroducedmobilebankingappsandAIservices)-解析：ThepassagespecifiesCITICBank'sdigitalinitiatives,includingappsandAI.4.B(Toimproveefficiencyanduserexperience)-解析：Innovationismentionedasawaytoenhancebankingservices.5.B(Fintechandtraditionalbankswillcoexist)-解析：Thepassagesuggestsacollaborativefutureratherthanonewhereonereplacestheother.第三部分：句子改錯(cuò)1.-Error:Friday-Correction:thisFriday-解析："byFriday"shouldbe"bythisFriday"tospecifytheexactdeadline.2.-Error:None-Correction:None-解析：Thesentenceisgrammaticallycorrect.3.-Error:isresponsible-Correction:areresponsibl