民生銀行嘉興市桐鄉(xiāng)市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.encouragedC.challengedD.supported2.AsaleadingfinancialinstitutioninZhejiangProvince,MinshengBankiscommittedto______sustainableeconomicgrowthinTongxiangandsurroundingareas.A.promotingB.disruptingC.competingD.neglecting3.Thebank’snewmobileappaimsto______customerexperiencebyintegratingAI-poweredchatbotsandreal-timefinancialadvice.A.enhanceB.simplifyC.delayD.complicate4.InthecontextofChina’sdigitaleconomy,MinshengBankhas______itsroleinsupportingsmallandmedium-sizedenterprises(SMEs)throughinnovativefinancingsolutions.A.strengthenedB.weakenedC.ignoredD.minimized5.ThelocalgovernmentofTongxianghas______MinshengBanktocollaborateonapilotprojectforgreenbankinginitiatives.A.encouragedB.discouragedC.demandedD.refused二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinChinahasbeenundergoingsignificanttransformationsduetoadvancementsintechnologyandregulatorychanges.Fintechcompanieshaveemergedaskeyplayers,offeringinnovativesolutionsthattraditionalbanksmustadaptto.MinshengBank,headquarteredinBeijing,hasbeenproactiveinintegratingdigitaltechnologiestoimproveefficiencyandcustomersatisfaction.InZhejiangProvince,particularlyinTongxiang,thebankhaslaunchedseveralinitiativestosupportlocalbusinessesandresidents.Theseincludemobilebankingappswithenhancedsecurityfeatures,onlineloanplatforms,andpersonalizedfinancialservices.ThegovernmentofTongxianghasrecognizedMinshengBank’seffortsandhaspartneredwithittopromotefinancialinclusioninruralareas.However,challengesremain,suchasensuringdataprivacyandaddressingthedigitaldivideamongdifferentdemographics.1.Whatisthemainfocusofthepassage?A.ThehistoryoffintechinChina.B.Theimpactofdigitaltechnologyonthebankingsector.C.TheroleofMinshengBankinTongxiang.D.Governmentpoliciesonfinancialinclusion.2.Accordingtothepassage,howhasMinshengBankadaptedtothedigitaleconomy?A.Byreducingitsworkforce.B.Bylaunchingmobilebankingappsandonlineloanplatforms.C.Byignoringfintechcompanies.D.Byfocusingsolelyonruralareas.3.Whatisonechallengementionedinthepassage?A.Highcompetitionfromotherbanks.B.Dataprivacyandthedigitaldivide.C.Governmentrefusaltosupportgreenbanking.D.Lowcustomersatisfaction.4.WhyhastheTongxianggovernmentpartneredwithMinshengBank?A.Tocompetewithotherfinancialinstitutions.B.Topromotefinancialinclusioninruralareas.C.Tominimizethebank’sroleinthelocaleconomy.D.Todiscouragetheuseofdigitalbanking.三、完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththemostsuitablewordsfromthelistbelow.|Words:|integrate|streamline|innovate|enhance|collaborate||-|-|--||--|--|Thesuccessofanyfinancialinstitutionintoday’sdigitaleradependsonitsabilityto______itsoperationswithcutting-edgetechnology.MinshengBank,forinstance,hasbeenattheforefrontof______inthebankingsector.By______AIandmachinelearning,thebankhasbeenableto______customerserviceandreduceoperationalcosts.InTongxiang,MinshengBankhas______withlocalbusinessestodevelopcustomizedfinancialproductsthatcatertothespecificneedsoftheregion.Thisapproachhasnotonlyimprovedefficiencybutalsostrengthenedthebank’smarketposition.However,tomaintainthismomentum,thebankmustcontinueto______withemergingtechnologiesandregulatorychanges.1.______A.integrateB.innovateC.enhanceD.collaborate2.______A.integrateB.streamlineC.innovateD.enhance3.______A.integrateB.innovateC.enhanceD.collaborate4.______A.integrateB.streamlineC.enhanceD.innovate5.______A.collaborateB.integrateC.streamlineD.innovate四、句子改錯（共5題，每題2分，共10分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebank’snewpolicywilltakeeffectfromthefirstdayofnextmonth.→Corrected:______2.Wehavebeenworkingonthisprojectforthelastthreemonth.→Corrected:______3.Ifthecustomerdoesnotpaythebillontime,theywillbechargedwithalatefee.→Corrected:______4.Thebank’sannualreportwaspublishlastweek.→Corrected:______5.Despiteofthechallenges,thebankremainscommittedtoimprovingitsservicequality.→Corrected:______五、翻譯（共5題，每題2分，共10分）directions:TranslatethefollowingsentencesintoEnglish.1.民生銀行致力于推動桐鄉(xiāng)市普惠金融發(fā)展?！鷂_____2.隨著科技的進步，數(shù)字銀行已成為主流?！鷂_____3.銀行通過引入新技術提高了運營效率。→______4.我們需要與當?shù)仄髽I(yè)合作，開發(fā)更具針對性的金融產(chǎn)品。→______5.政府鼓勵銀行積極參與綠色金融項目?！鷂_____答案與解析一、選詞填空1.C.challenged解析：Fintech的發(fā)展給傳統(tǒng)銀行業(yè)帶來了壓力和挑戰(zhàn)，故選challenged。2.A.promoting解析：銀行致力于促進當?shù)亟?jīng)濟的可持續(xù)發(fā)展，故選promoting。3.A.enhance解析：AIchatbots和實時財務建議的目的是提升客戶體驗，故選enhance。4.A.strengthened解析：銀行通過創(chuàng)新融資方案強化了對中小企業(yè)的支持，故選strengthened。5.A.encouraged解析：當?shù)卣膭钽y行合作開展綠色金融項目，故選encouraged。二、閱讀理解1.B.Theimpactofdigitaltechnologyonthebankingsector.解析：全文圍繞數(shù)字技術對銀行業(yè)的影響展開，故選B。2.B.Bylaunchingmobilebankingappsandonlineloanplatforms.解析：文中提到銀行推出移動應用和在線貸款平臺，故選B。3.B.Dataprivacyandthedigitaldivide.解析：文中提到數(shù)據(jù)隱私和數(shù)字鴻溝是挑戰(zhàn)，故選B。4.B.Topromotefinancialinclusioninruralareas.解析：文中提到政府與銀行合作推動農(nóng)村金融包容，故選B。三、完形填空1.A.integrate解析：第一空強調(diào)技術與運營的融合，故選integrate。2.C.innovate解析：第二空指銀行的創(chuàng)新行為，故選innovate。3.B.innovate解析：AI和機器學習的應用屬于創(chuàng)新，故選innovate。4.C.enhance解析：AI的應用目的是提升客戶服務，故選enhance。5.D.collaborate解析：銀行與當?shù)仄髽I(yè)合作，故選collaborate。四、句子改錯1.Thebank’snewpolicywilltakeeffectfromthefirstdayofnextmonth.→Corrected:Thebank’snewpolicywilltakeeffectfromthefirstdayofnextmonth.解析：句子無誤。2.Wehavebeenworkingonthisprojectforthelastthreemonth.→Corrected:Wehavebeenworkingonthisprojectforthelastthreemonths.解析：month應改為months。3.Ifthecustomerdoesnotpaythebillontime,theywillbechargedwithalatefee.→Corrected:Ifthecustomerdoesnotpaythebillontime,theywillbechargedalatefee.解析：chargedwith應改為charged。4.Thebank’sannualreportwaspublishlastweek.→Corrected:Thebank’sannualreportwaspublishedlastweek.解析：publish應改為published。5.Despiteofthechallenges,t