興業(yè)銀行太原市杏花嶺區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個選項中選出一個最佳答案，填入相應(yīng)空格。Therapiddevelopmentoffintechhasreshapedthebankingindustry,especiallyinregionalhubslikeTaiyuan.Traditionalfinancialinstitutionsmustadapttonewtechnologies,suchasblockchainandAI-drivenservices,toremaincompetitive.Theseinnovationsnotonlyenhanceefficiencybutalsoimprovecustomerexperience.However,theintegrationprocessfaceschallenges,including(1)technicalcompatibilityand(2)regulatoryuncertainty.Forinstance,intheXinhuaBankTaiyuanbranch,apilotprogramwaslaunchedtotest(3)digitalidentityverificationsystems.Theresultswerepromising,witha30%reductionintransactionprocessingtime.Yet,somecustomersremainskepticalaboutthesecurityof(4)theirpersonaldatainsuchsystems.Toaddresstheseconcerns,thebankplansto(5)stricterencryptionprotocolsand(6)employeetrainingondataprotection.Additionally,partnershipswithlocaltechfirmscould(7)acceleratetheadoptionofcutting-edgesolutions.Meanwhile,the杏花嶺區(qū)economicgrowth,drivenbytourismande-commerce,presents(8)uniqueopportunitiesforbankstoexpandtheirservices.Akeysuccessfactoris(9)acustomer-centricapproach,ensuringthattechnologicaladvancementsalignwithmarketneeds.Withoutsuchalignment,banksrisklosingmarketsharetomoreagilecompetitors.Finally,thefutureofbankinginTaiyuanhingeson(10)balancinginnovationwithstability.選項：1.A)flexibleB)rigidC)seamlessD)scalable2.A)legalB)economicC)operationalD)ethical3.A)biometricB)manualC)paper-basedD)offline4.A)theirB)themC)hisD)hers5.A)implementB)ignoreC)delayD)evaluate6.A)enhanceB)reduceC)eliminateD)overlook7.A)enhanceB)hinderC)facilitateD)disrupt8.A)limitedB)immenseC)negligibleD)declining9.A)withB)withoutC)throughD)against10.A)maintainingB)discardingC)neglectingD)exaggerating二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，回答問題。TheRiseofGreenFinanceinShanxiProvinceShanxi,traditionallyknownforitscoalindustry,isnowactivelypromotinggreenfinancetodiversifyitseconomy.Theprovincialgovernmenthassetagoaltoreducecarbonemissionsby45%by2030,atargetsupportedbytheChinaBankingandInsuranceRegulatoryCommission(CBIRC).Localbanks,includingXinhuaBank,havebeenencouragedtoallocateatleast15%oftheirlendingportfoliostogreenprojects.InTaiyuan,thecapitalcity,greeninitiativeshavegainedtraction.XinhuaBank’sTaiyuanbranchrecentlyannouncedapartnershipwiththeShanxiEnvironmentalProtectionFoundationtofundrenewableenergyprojects.Solarandwindenergyprojectshavebeenprioritized,withloanstotalingover500millionyuan.However,challengesremain.Thehighinitialcostsofgreentechnologiesdetersomebusinessesfromapplyingforloans.Tomitigatethis,thebankhasintroducedsubsidizedinterestratesforeligibleprojects.Additionally,the杏花嶺區(qū)governmentofferstaxincentivesforcompaniesinvestingingreeninfrastructure.Anotherfocusisonsustainableurbandevelopment.ThebankhasfinancedtheconstructionofgreenbuildingsandpublictransportationsystemsinTaiyuan.Theseprojectsnotonlyreducepollutionbutalsocreatejobs,supportingthelocaleconomy.ThesuccessofgreenfinanceinShanxiservesasamodelforotherregions.AsChinamovestowardcarbonneutrality,theroleofbanksinfinancingsustainabledevelopmentcannotbeoverstated.問題：1.WhatistheprimarygoalofShanxiProvinceregardingcarbonemissionsby2030?A)Increasecoalproduction.B)Reducecarbonemissionsby45%.C)Promotegreenfinance.D)Expandindustrialoutput.2.WhichbankinTaiyuanhaspartneredwiththeShanxiEnvironmentalProtectionFoundation?A)IndustrialandCommercialBank.B)ChinaMerchantsBank.C)XinhuaBank.D)AgriculturalBankofChina.3.Whatchallengesdobusinessesfacewhenapplyingforgreenfinanceloans?A)Highinterestrates.B)Lackofgovernmentsupport.C)Highinitialcosts.D)Insufficientbankpartnerships.4.Howdoesthebankhelpcompanieswithhighinitialcostsforgreenprojects?A)Providesgrants.B)Subsidizesinterestrates.C)Offerstaxbreaks.D)Guaranteesprofits.5.WhatisthebroadersignificanceofgreenfinanceinChina?A)Itencouragescoalmining.B)Itsupportssustainabledevelopment.C)Itreducesbankprofits.D)Itprioritizesurbanexpansion.三、完形填空（共10題，每題1分）題目：閱讀以下段落，選擇最佳答案填空。ThebankingsectorinnorthernChinaisundergoingsignificanttransformations,drivenbydigitalizationandregulatorychanges.IncitieslikeTaiyuan,banksareincreasinglyadopting(1)technologiestostreamlineoperations.Forexample,XinhuaBank’snewmobileappintegrates(2)AI-poweredchatbotstoassistcustomerswithbasicqueries.Thisshifthasnotonlyimprovedserviceefficiencybutalso(3)humanerror.However,thedigitalrevolutionisnotwithoutchallenges.Cybersecuritythreatshave(4),requiringbankstoinvestheavilyinprotectivemeasures.Additionally,the杏花嶺區(qū)labormarketisevolving,withdemandfortech-savvyemployeesrising.Banksmust(5)theirworkforcetrainingprogramstokeeppacewithindustrytrends.Regulatorycomplianceremainsanothercriticalissue.TheCBIRChastightenedrulesonanti-moneylaundering(AML)andknow-your-customer(KYC)protocols.Banksmustensurethattheirsystems(6)thesestandardstoavoidpenalties.InTaiyuan,XinhuaBankhasimplementedreal-timemonitoringtoolsto(7)suspicioustransactions.Customerexperienceisalsoakeyfocus.Thebankhasintroduced(8)personalizedfinancialadvicethroughbigdataanalytics.Thisapproachhashelpedinidentifyingnichemarketopportunities,suchasgreenloansforlocalenterprises.Moreover,the杏花嶺區(qū)’sgrowingtourismsectorhaspromptedbankstoexplore(9)creditsolutionsforhospitalitybusinesses.Asthebankinglandscapecontinuestoevolve,institutionslikeXinhuaBankinTaiyuanmust(10)innovativeyetprudentstrategiestothrive.選項：1.A)advancedB)outdatedC)traditionalD)manual2.A)self-learningB)manual-drivenC)human-operatedD)AI-powered3.A)minimizedB)maximizedC)ignoredD)exaggerated4.A)declinedB)increasedC)stabilizedD)decreased5.A)modernizeB)neglectC)expandD)reduce6.A)meetB)ignoreC)violateD)overlook7.A)preventB)encourageC)delayD)ignore8.A)automatedB)genericC)customizedD)impersonal9.A)innovativeB)conservativeC)standardD)outdated10.A)adoptB)rejectC)ignoreD)delay四、翻譯（共5題，每題2分）題目：將以下中文句子翻譯成英文。1.興業(yè)銀行太原分行致力于推動區(qū)域綠色金融發(fā)展，為當?shù)仄髽I(yè)低碳轉(zhuǎn)型提供資金支持。2.隨著人工智能技術(shù)的普及，銀行業(yè)務(wù)流程正在經(jīng)歷數(shù)字化革新。3.太原市杏花嶺區(qū)的經(jīng)濟增長得益于旅游業(yè)和電子商務(wù)的蓬勃發(fā)展。4.中國銀保監(jiān)會要求銀行加強反洗錢監(jiān)管，以防范金融風(fēng)險。5.綠色信貸政策有助于促進可持續(xù)發(fā)展，減少環(huán)境污染。五、語法填空（共10題，每題1分）題目：根據(jù)句子提示，用括號內(nèi)動詞的適當形式填空。1.Thenewfintechpolicywill(have)asignificantimpactonbankingoperationsnextyear.2.Ifbanksfailto(adapt)todigitaltrends,they(lose)competitiveness.3.ManylocalenterprisesinShanxi(struggle)tomeetenvironmentalstandards.4.XinhuaBank’sTaiyuanbranch(launch)agreenloanprogramlastmonth.5.Customerscannow(access)bankingservicesthroughthemobileapp.6.The杏花嶺區(qū)government(offer)subsidiesforgreenenergyprojects.7.Banksmustensurecompliancewithregulatoryrequirements.8.AItechnology(play)acrucialroleinmodernbanking.9.Thebankplansto(expand)itsdigitalinfrastructurenextquarter.10.Financialinstitutionsshould(prioritize)customerdatasecurity.答案與解析一、選詞填空答案1.C)seamless2.A)legal3.A)biometric4.A)their5.A)implement6.A)enhance7.C)facilitate8.B)immense9.C)through10.A)maintaining解析：1."seamless"意為“無縫的”，符合金融科技與銀行業(yè)務(wù)整合的語境。2."legal"指監(jiān)管合規(guī)，與“regulatoryuncertainty”形成對比。3."biometric"指生物識別技術(shù)，符合金融科技應(yīng)用場景。8."immense"強調(diào)太原市機遇巨大，與旅游業(yè)和電商發(fā)展相符。二、閱讀理解答案1.B)Reducecarbonemissionsby45%.2.C)XinhuaBank.3.C)Highinitialcosts.4.B)Subsidizesinterestrates.5.B)Itsupportssustainabledevelopment.解析：3.文中明確提到“highinitialcosts”是主要障礙。5.文章強調(diào)綠色金融對可持續(xù)發(fā)展的推動作用。三、完形填空答案1.A)advanced2.D)AI-powered3.A)minimized4.B)increased5.A)modernize6.A)meet7.A)prevent8.C)customized9.A)innovative10.A)adopt解析：3."minimizedhumanerror"符合AI應(yīng)用效果。9."innovative"與