平安銀行南京市浦口區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目要求：從每題四個(gè)選項(xiàng)中選出一個(gè)最合適的詞填入空格，使句子意思完整、準(zhǔn)確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.Duetostrictregulatoryrequirements,thebankmustensurealltransactionsare______topreventfraud.A.transparentB.confidentialC.complicatedD.anonymous3.Thenewmobilebankingappaimsto______customerexperiencebysimplifyingthepaymentprocess.A.improveB.deteriorateC.delayD.disrupt4.Theeconomicdownturnhas______loandemandinthesecondquarter.A.increasedB.decreasedC.stabilizedD.diversified5.Thebank’ssustainabilitystrategyfocusesonreducingitscarbonfootprintthrough______initiatives.A.innovativeB.outdatedC.traditionalD.reactive二、閱讀理解（共4題，每題3分，共12分）題目要求：閱讀以下短文，根據(jù)文章內(nèi)容回答問題。Passage:Theriseofdigitalbankinghastransformedthewaycustomersinteractwithfinancialservices.Unliketraditionalbanks,digital-onlyinstitutionslikeneobanksoffer24/7access,lowerfees,andpersonalizedservicesthroughAI-drivenalgorithms.However,theyfacechallengessuchasregulatorycomplianceandbuildingcustomertrust.Incontrast,traditionalbanksleveragetheirphysicalbranchesandestablishedreputationtoattractlong-termclients.Thefutureofbankingliesinhybridmodelsthatcombinetheconvenienceofdigitalwiththereliabilityofbrick-and-mortaroperations.6.Whatisthemaindifferencebetweenneobanksandtraditionalbanks?A.Neobankshavemorephysicalbranches.B.Traditionalbanksoffer24/7digitalservices.C.NeobanksrelyonAIforcustomerservice.D.Traditionalbankschargehigherfees.7.Whatchallengesdodigital-onlybanksface?A.Limitedcustomerbase.B.Regulatoryandtrustissues.C.Higheroperatingcosts.D.Lackofinnovation.8.Accordingtothepassage,whatisthefutureofbanking?A.Purelydigitalbanking.B.Purelytraditionalbanking.C.Hybridmodels.D.Governmentcontrol.9.WhichofthefollowingisNOTmentionedasanadvantageofdigitalbanking?A.Lowerfees.B.Fastertransactions.C.Personalizedservices.D.Physicalbranchnetwork.三、句子改錯(cuò)（共5題，每題2分，共10分）題目要求：找出每句中的錯(cuò)誤（語法、拼寫或邏輯），并改正。1.Thebank’snewpolicywilltakeeffectfromnextmonth,includechangestothesavingsaccountinterestrate.→2.Althoughtheloanapplicationwascomplicated,thecustomerserviceteamhelpedhimtocompleteitquickly.→3.Thecompany’srevenuegrowthwasslowerthanexpectedbecauseofthehighinflationandmarketcompetition.→4.Ifthecustomerdoesnotpaythebillontime,hewillbechargealatefee.→5.Thebranchmanagerisresponsibleforensurethesecurityofalltransactionsandassets.→四、完形填空（共5題，每題2分，共10分）題目要求：根據(jù)上下文，從選項(xiàng)中選擇最合適的詞填入空格。Lastyear,thebanklauncheda______(6)campaigntopromotedigitalbankingservices.Thecampaignusedsocialmedia,onlineads,andinfluencerpartnershipsto______(7)youngcustomers.Despiteinitialskepticism,thebanksawasignificantincreaseinmobileapp______(8)withinthreemonths.Tosustaingrowth,thebankdecidedto______(9)thecampaignwithmoreinteractivefeaturesandpersonalizedoffers.Analystsbelievethisstrategywillfurther______(10)thebank’smarketshareinthecompetitivefintechlandscape.6.A.successfulB.unsuccessfulC.traditionalD.innovative7.A.attractB.repelC.ignoreD.exclude8.A.usersB.transactionsC.branchesD.fees9.A.improveB.endC.expandD.cancel10.A.maximizeB.minimizeC.reduceD.stabilize五、翻譯（共5題，每題2分，共10分）題目要求：將中文句子翻譯成英文。1.請確保所有交易都符合反洗錢法規(guī)。→2.我們將定期評估客戶的風(fēng)險(xiǎn)等級?！?.新的智能柜員機(jī)可以提供24小時(shí)自助服務(wù)?！?.銀行致力于為客戶創(chuàng)造長期價(jià)值?！?.請?jiān)谑盏劫~單后10個(gè)工作日內(nèi)付款?！鸢概c解析一、選詞填空1.A.forced解析：fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場變化。2.A.transparent解析：監(jiān)管要求銀行確保所有交易透明化以防范欺詐。3.A.improve解析：新APP旨在通過簡化支付流程提升客戶體驗(yàn)。4.B.decreased解析：經(jīng)濟(jì)下行導(dǎo)致二季度貸款需求下降。5.A.innovative解析：銀行通過創(chuàng)新舉措減少碳排放。二、閱讀理解6.C.NeobanksrelyonAIforcustomerservice.解析：文章對比了數(shù)字銀行和傳統(tǒng)銀行的AI應(yīng)用差異。7.B.Regulatoryandtrustissues.解析：文章明確指出數(shù)字銀行面臨監(jiān)管和信任挑戰(zhàn)。8.C.Hybridmodels.解析：文章認(rèn)為未來銀行業(yè)將是數(shù)字與傳統(tǒng)結(jié)合的混合模式。9.D.Physicalbranchnetwork.解析：文章未提及數(shù)字銀行的物理網(wǎng)點(diǎn)優(yōu)勢。三、句子改錯(cuò)1.→"Thebank’snewpolicywilltakeeffectfromnextmonth,includingchangestothesavingsaccountinterestrate."解析：刪除逗號，將"include"改為動名詞形式。2.→"Althoughtheloanapplicationwascomplicated,thecustomerserviceteamhelpedhimtocompleteitquickly."解析："help"后需跟不定式。3.→"Thecompany’srevenuegrowthwasslowerthanexpectedbecauseofhighinflationandmarketcompetition."解析："becauseof"前無需加冠詞。4.→"Ifthecustomerdoesnotpaythebillontime,hewillbechargedalatefee."解析："charge"在此處應(yīng)為被動語態(tài)。5.→"Thebranchmanagerisresponsibleforensuringthesecurityofalltransactionsandassets."解析："ensure"前需加不定式。四、完形填空6.A.successful7.A.attract8.A.users9.C.expand10.A.maximize五、翻譯1.Ensurealltransactionscomplywithanti-moneylaunderingregulations.2.Wew