中信銀行溫州市龍灣區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）以下句子中每空缺一個單詞，請從選項中選擇最合適的詞填入。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.delayedD.supported2.Withtheriseofdigitalpayments,thedemandfor______bankingserviceshasdeclinedsignificantly.A.mobileB.physicalC.onlineD.automated3.Thebank’snewAI-drivenchatbotaimsto______customerserviceefficiencybyproviding24/7assistance.A.improveB.reduceC.maintainD.disrupt4.In溫州,thelocaleconomyisheavily______bythemanufacturingsector,whichhasdrivenjobgrowth.A.supportedB.influencedC.controlledD.limited5.Thecentralbank’spolicieswillfurther______thecompetitionintheregionalbankingmarket.A.intensifyB.weakenC.stabilizeD.diminish二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:ThebankingsectorinChinahasbeenundergoingsignificanttransformationduetotechnologicaladvancements.Digitalizationhasreshapedhowbanksinteractwithcustomers,offeringmoreefficientandpersonalizedservices.Traditionalbrick-and-mortarbranchesarebeingsupplementedwithonlineplatforms,mobileapps,andAI-poweredtools.However,thisshiftalsoposeschallenges,suchascybersecurityrisksandtheneedforemployeestoadapttonewsystems.Forinstance,in溫州市龍灣區(qū),ahubforsmallandmedium-sizedenterprises(SMEs),banksarestrugglingtobalancedigitalinnovationwiththelocalbusinesscommunity’srelianceonface-to-faceservices.Meanwhile,regulatorybodiesareemphasizingtheimportanceofdataprivacyandcomplianceinthedigitalbankingera.Questions:1.WhatisthemainimpactofdigitalizationonthebankingsectorinChina?A.IncreasedcompetitionB.DeclineincustomersatisfactionC.MoreefficientservicedeliveryD.Higheroperationalcosts2.Accordingtothepassage,whatisamajorchallengeforbanksin溫州?A.LackofskilledemployeesB.InsufficientfundingC.ResistancetodigitaltransformationD.Cybersecuritythreats3.Whatdoesthepassagesuggestaboutregulatorypolicies?A.Theyarebecominglessstrict.B.Theyfocusonlyontechnologicalinnovation.C.Theyprioritizedataprotectionandcompliance.D.Theyareirrelevantinthedigitalage.4.Howdobanksin溫州市龍灣區(qū)addresstheneedforbothdigitalandtraditionalservices?A.Byclosingallphysicalbranches.B.Byinvestinginhybridservicemodels.C.Byfocusingsolelyonmobilebanking.D.Byreducingstaffinbrick-and-mortarlocations.三、語法填空（共5題，每題2分，共10分）以下句子中每空缺一個單詞，請根據(jù)上下文填寫合適的詞。1.Thebank’sannualreporthighlightstheimportanceof______customerfeedbacktoimproveservicequality.______customers______satisfiedwiththenewmobileapp.2.Fintechstartupsare______asignificantroleinreshapingthefinanciallandscapeincitieslike溫州.They______leveragingbigdatatooffercustomizedfinancialsolutions.3.Employeesareencouragedtoattend______trainingprogramstostayupdatedwithindustrytrends.Theseprograms______designedtoenhancetechnicalandsoftskills.4.Thelocalbranch’ssuccessislargelyduetoits______approachtowardsmallbusinessclients.It______prioritizingpersonalizedserviceovermassmarketing.5.Thecentralbank’snewguidelineswill______thelendingpracticesofcommercialbanksintheregion.They______aimedatreducingcreditrisks.四、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的選項填入空白處。Lastyear,theChinesegovernmentintroducedaseriesofreformstoboostthedigitalbankingsector.ThesereformsincludedstricterregulationsondatasecurityandincentivesforbankstoinvestinAIandblockchaintechnologies.In溫州,acitywithastrongmanufacturingbase,severallocalbankshaveembracedthesechanges.Forexample,theFirstCommercialBanklaunchedanewmobileplatformthatintegratesfacialrecognitionandvoicecommands,makingtransactionsfasterandmoresecure.Meanwhile,theIndustrialBankispartneringwithfintechfirmstodevelopsmartcontractsforSMEs,reducingpaperworkandimprovingefficiency.However,notallbankshaveadoptedthesetechnologiesequally.Sometraditionalinstitutionsarestillhesitanttoshiftfrompaper-basedsystemstodigitalones.Thisdisparityhascreatedatwo-tieredbankingmarketintheregion.1.A.aimedatB.focusedonC.supportedbyD.opposedto2.A.havebeenB.hadbeenC.wereD.willbe3.A.whichB.thatC.whatD.where4.A.successfullyB.partiallyC.reluctantlyD.aggressively5.A.highlightsB.emphasizesC.overlooksD.minimizes五、翻譯填空（共5題，每題3分，共15分）將以下中文句子翻譯成英文，填寫空缺單詞。1.為應(yīng)對金融科技帶來的挑戰(zhàn)，銀行需加強內(nèi)部創(chuàng)新能力和風(fēng)險管理。To______thechallengesbroughtbyfintech,banksneedto______theirinternalinnovationcapabilitiesandriskmanagement.2.溫州市龍灣區(qū)對中小企業(yè)提供了稅收優(yōu)惠，以促進當?shù)亟?jīng)濟增長。溫州龍灣區(qū)has______taxincentivesforsmallandmedium-sizedenterprisesto______localeconomicgrowth.3.中國的數(shù)字支付市場正在快速增長，這得益于移動支付的普及。China’sdigitalpaymentmarketisgrowingrapidly,______tothewidespreadadoptionofmobilepayments.4.銀行在推廣綠色金融時，應(yīng)注重可持續(xù)發(fā)展和社會責(zé)任。Banksshouldfocusonsustainabledevelopmentandsocialresponsibilitywhen______greenfinance.5.為提高客戶體驗，銀行應(yīng)優(yōu)化其線上服務(wù)流程。To______customerexperience,banksshould______theironlineserviceprocesses.答案與解析一、選詞填空1.A(forced)-Fintechhascompelledtraditionalbankstoinnovate.2.B(physical)-Digitalpaymentsreducerelianceonphysicalbankingservices.3.A(improve)-AIchatbotsenhanceserviceefficiency.4.B(influenced)-Manufacturingsignificantlyimpacts溫州’seconomy.5.A(intensify)-Regulationswillheightencompetitioninthebankingmarket.二、閱讀理解1.C(Moreefficient