浦發(fā)銀行濟(jì)南市歷城區(qū)2025秋招筆試英語(yǔ)題專練及答案第一部分：選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.limitedD.supported2.AsaleadingfinancialinstitutioninShandong,浦發(fā)銀行playsa______roleinsupportinglocaleconomicgrowth.A.minorB.marginalC.pivotalD.negligible3.Thenewmobilebankingappisdesignedto______userexperienceandenhancesecurity.A.simplifyB.complicateC.deteriorateD.neglect4.Employeesareencouragedtoparticipatein______trainingtostayupdatedwithregulatorychanges.A.optionalB.mandatoryC.voluntaryD.informal5.Thebank’sriskmanagementsystemishighly______todetectandmitigatepotentialfinancialfraud.A.efficientB.ineffectiveC.inefficientD.passive6.Theloanapprovalprocessaimstobalance______andefficiency.A.flexibilityB.rigidityC.transparencyD.complexity7.Thecompany’sheadquartersislocatedin______,akeyeconomichubinEasternChina.A.ShanghaiB.BeijingC.JinanD.Qingdao8.Thedigitaltransformationofbankingserviceshas______traditionalbranchoperations.A.replacedB.supplementedC.underminedD.enhanced9.Thebank’scustomerserviceteamis______toaddressinquiriespromptly.A.responsiveB.irresponsibleC.indifferentD.negligent10.Theannualfinancialreportprovidesacomprehensive______ofthebank’sperformance.A.summaryB.analysisC.critiqueD.overview第二部分：閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:ThebankingsectorinChinahasundergonesignificantchangesinrecentyears,drivenbytechnologicaladvancementsandregulatoryreforms.Traditionalfinancialinstitutionslike浦發(fā)銀行haveembraceddigitaltransformationtoimproveserviceefficiencyandcustomersatisfaction.Mobilebankingapps,onlinetransactions,andAI-drivenanalyticshavebecomeintegraltomodernbankingoperations.However,challengessuchascybersecuritythreatsandcompliancewithinternationalfinancialstandardsremainpressingconcerns.TheJinanbranchof浦發(fā)銀行,locatedinShandongProvince,hasbeenattheforefrontofthesechanges,leveraginginnovativesolutionstoenhanceitscompetitiveedge.Thebank’scommitmenttosustainabilityandgreenfinancehasalsogainedrecognition,aligningwithChina’sbroadereconomicgoals.1.Whatisthemainfocusofthepassage?A.ThehistoryofbankinginChina.B.Theimpactoftechnologyonthebankingsector.C.Theregulatorychallengesfacedby浦發(fā)銀行.D.Thegrowthof浦發(fā)銀行inJinan.2.Accordingtothepassage,whichofthefollowingisNOTmentionedasaninnovationinbanking?A.Mobilebankingapps.B.Offlinetransactions.C.AI-drivenanalytics.D.Onlinetransactions.3.WhyistheJinanbranchof浦發(fā)銀行highlightedinthepassage?A.Itistheoldestbranchintheregion.B.Ithasachievedsignificanttechnologicaladvancements.C.Itisthemainofficeofthebank.D.Ithasthehighestnumberofcustomers.4.Whatdoesthepassagesuggestabout浦發(fā)銀行’sfuturestrategy?A.Itwillfocussolelyondigitalbanking.B.Itwillprioritizetraditionalbankingmethods.C.Itwillemphasizesustainabilityandgreenfinance.D.ItwillreduceitspresenceinJinan.5.Theword"pressing"inthepassageisclosestinmeaningto:A.minorB.urgentC.controversialD.outdated第三部分：語(yǔ)法填空（共5題，每題1分）directions:Fillineachblankwiththecorrectformofthewordgiveninparentheses.1.Despitetheeconomic______(downturn),thebankhasmaintainedsteadygrowthinitslendingactivities.2.Thenewpolicyrequiresallemployeestoundergo______(mandatory)trainingondataprotection.3.Thefinancialanalystpresentedadetailed______(analyze)ofthemarkettrends.4.Thebank’scustomersatisfaction______(rate)hasimprovedsignificantlyoverthepastyear.5.The______(innovate)approachof浦發(fā)銀行hassetitapartfromitscompetitors.第四部分：完形填空（共10題，每題1分）directions:Readthepassagebelowandfillineachblankwiththebestchoice.ThebankingindustryinChinahasbeen______(1)byrapidtechnologicaladvancements.Digitalbankingplatformshave______(2)thetraditionalbranch-basedmodel,offeringcustomersgreaterconvenience.However,thisshifthasalsobroughtnewchallenges,suchas______(3)cyberthreats.Toaddresstheseissues,浦發(fā)銀行hasinvestedheavilyinAIandmachinelearningtoenhancesecurity.Thebank’scommitmentto______(4)sustainablepracticeshasalsobeen______(5)byregulatorsandcustomersalike.TheJinanbranch,inparticular,has______(6)asaleaderinadoptinggreenfinanceinitiatives.By______(7)theseinnovations,thebankaimsto______(8)itsmarketpositionwhileensuringlong-termstability.Employeesare______(9)toattendregularworkshopstostayupdatedwithindustrytrends.ThefutureofbankinginChinalooks______(10)promising,butonlythosewhoadaptwillthrive.1.A.shaped2.A.replaced3.A.growing4.A.promoting5.A.recognized6.A.emerged7.A.leveraging8.A.maintain9.A.encouraged10.A.highly第五部分：翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.浦發(fā)銀行致力于為客戶提供卓越的金融服務(wù)體驗(yàn)。2.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行面臨轉(zhuǎn)型壓力。3.濟(jì)南作為山東省的經(jīng)濟(jì)中心，對(duì)銀行業(yè)發(fā)展具有重要意義。4.銀行的風(fēng)險(xiǎn)管理體系需要不斷完善以應(yīng)對(duì)市場(chǎng)變化。5.綠色金融是浦發(fā)銀行未來(lái)發(fā)展的重點(diǎn)方向之一。答案及解析第一部分：選詞填空1.A(forced)-Therapiddevelopmentoffintechhasforcedthetraditionalbankingindustrytoinnovateandadapt.-解析：fintech的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新和適應(yīng)。2.C(pivotal)-AsaleadingfinancialinstitutioninShandong,浦發(fā)銀行playsapivotalroleinsupportinglocaleconomicgrowth.-解析：作為山東省的領(lǐng)先金融機(jī)構(gòu)，浦發(fā)銀行在支持地方經(jīng)濟(jì)增長(zhǎng)中扮演著關(guān)鍵角色。3.A(simplify)-Thenewmobilebankingappisdesignedtosimplifyuserexperienceandenhancesecurity.-解析：新移動(dòng)銀行應(yīng)用旨在簡(jiǎn)化用戶體驗(yàn)并提升安全性。4.B(mandatory)-Employeesareencouragedtoparticipateinmandatorytrainingtostayupdatedwithregulatorychanges.-解析：?jiǎn)T工被鼓勵(lì)參加強(qiáng)制性培訓(xùn)，以跟上監(jiān)管變化。5.A(efficient)-Thebank’sriskmanagementsystemishighlyefficienttodetectandmitigatepotentialfinancialfraud.-解析：銀行的riskmanagementsystem旨在高效檢測(cè)和減輕潛在的金融欺詐。6.C(transparency)-Theloanapprovalprocessaimstobalancetransparencyandefficiency.-解析：貸款審批流程旨在平衡透明度和效率。7.C(Jinan)-Thecompany’sheadquartersislocatedinJinan,akeyeconomichubinEasternChina.-解析：公司總部位于濟(jì)南，是華東地區(qū)的關(guān)鍵經(jīng)濟(jì)樞紐。8.B(supplemented)-Thedigitaltransformationofbankingserviceshassupplementedtraditionalbranchoperations.-解析：數(shù)字化轉(zhuǎn)型補(bǔ)充了傳統(tǒng)網(wǎng)點(diǎn)運(yùn)營(yíng)。9.A(responsive)-Thebank’scustomerserviceteamisresponsivetoaddressinquiriespromptly.-解析：銀行的客服團(tuán)隊(duì)能夠及時(shí)響應(yīng)客戶咨詢。10.D(overview)-Theannualfinancialreportprovidesacomprehensiveoverviewofthebank’sperformance.-解析：年度財(cái)務(wù)報(bào)告全面概述了銀行的業(yè)績(jī)。第二部分：閱讀理解1.B(Theimpactoftechnologyonthebankingsector)-解析：文章主要討論技術(shù)對(duì)銀行業(yè)的影響。2.B(Offlinetransactions)-解析：文章未提及“offlinetransactions”。3.B(Ithasachievedsignificanttechnologicaladvancements)-解析：文章強(qiáng)調(diào)濟(jì)南分行在技術(shù)上的創(chuàng)新。4.C(Itwillemphasizesustainabilityandgreenfinance)-解析：文章提到浦發(fā)銀行對(duì)綠色金融的