光大銀行成都市錦江區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，共10分）背景提示：題材圍繞金融銀行業(yè)務(wù)、跨文化溝通及成都地區(qū)經(jīng)濟(jì)發(fā)展，考察詞匯的實(shí)際應(yīng)用能力。1.TherapidgrowthoffintechinChengduhascreatedboth______andchallengesfortraditionalbankslikeEvergrande.A.opportunitiesB.innovationsC.competitionsD.dependencies2.Duringthecross-bordertradenegotiation,theinterpreteremphasizedthe______betweenEnglishandMandarintermstoavoidmisunderstandings.A.discrepancyB.similarityC.equivalenceD.complexity3.Toenhancecustomersatisfaction,thebankimplementeda______feedbacksystem,allowingclientstoreportissuesinreal-time.A.reactiveB.proactiveC.retrospectiveD.incremental4.TheSWOTanalysishighlightedthebank’s______intheruralcreditmarket,suggestinganeedfortargetedpolicies.A.dominanceB.vulnerabilityC.profitabilityD.efficiency5.Despiteeconomicfluctuations,thebank’s______strategyensuredsteadyrevenuegrowthin2024.A.conservativeB.aggressiveC.diversifiedD.speculative第二部分：閱讀理解（共4題，每題3分，共12分）背景提示：文章節(jié)選自光大銀行成都分行2024年年度報(bào)告及區(qū)域性金融政策文件，涉及普惠金融、綠色信貸等主題。Passage:TheChengduFinancialBureaurecentlyannouncedincentivestopromotegreenlending,aimingtoreducecarbonemissionsby15%by2026.Localbanks,includingEvergrandeBank,havebeenencouragedtoallocateatleast20%oftheirloanportfoliostoeco-friendlyprojects.TheinitiativealignswithSichuanProvince’scommitmenttocarbonneutrality,with成都asapilotcityforsustainablefinance.Traditionalindustriessuchasconstructionandmanufacturingarebeingphasedout,replacedbyrenewableenergyandinfrastructureupgrades.However,banksfacechallengesinassessingthelong-termROIofgreenprojectsduetotheirhigherinitialcosts.6.WhatistheprimarygoalofChengdu’sgreenlendingpolicy?A.Toincreasebankprofits.B.Toreducecarbonemissions.C.Tosupporttraditionalindustries.D.Toattractforeigninvestors.7.Whichsectorismostlikelytobenefitfromthepolicy?A.RealestateB.RenewableenergyC.RetailD.Technology8.Whatobstacledobanksencounterinimplementingthepolicy?A.Limitedgovernmentfunding.B.Highprojectcosts.C.Lackofskilledstaff.D.Negativepublicopinion.9.HowdoesChengdu’sgreenfinanceinitiativecontributetoregionaldevelopment?A.Byprioritizingshort-termgains.B.Bydiversifyingeconomicsources.C.Byenforcingstricterregulations.D.Byreducingforeigninvestment.第三部分：句子改錯(cuò)（共5題，每題2分，共10分）要求：每題含一句含有語法或邏輯錯(cuò)誤的英文句子，需指出錯(cuò)誤并改正。10.Thenewmobileappwillallowcustomerstotransferfundsinjustthreeminutes,whichmaketheprocessmoreefficient.-Error:______-Correction:______11.Despitetheeconomicdownturn,thebank’screditqualityremainsstrongduetoitsprudentriskmanagementpolicies.-Error:______-Correction:______12.Ifacustomerfailstorepaytheloanontime,theywillbechargedwithexcessivepenalties.-Error:______-Correction:______13.Thebranchmanagersaidthattheannualauditwouldbecompletedbynextmonth,butitwasdelayedbecauseofsomeunexpectedissues.-Error:______-Correction:______14.Boththeloanofficerandthefinancialanalystagreedtorevisetheproposaltomeettheclient’srequirements.-Error:______-Correction:______第四部分：完形填空（共5題，每題2分，共10分）背景提示：文章講述光大銀行成都分行如何通過數(shù)字化手段提升服務(wù)效率，涉及銀行業(yè)數(shù)字化轉(zhuǎn)型主題。ThebankingsectorinChengduhasundergonesignificantchangesinrecentyears,withdigitaltransformationattheforefront.______(15),theriseoffintechhascompelledtraditionalbankstoadaptorrisklosingmarketshare.EvergrandeBank,forinstance,hasinvestedheavilyinAI-drivenchatbotstohandlecustomerinquiries,reducingwaittimesby40%.______(16),humaninterventionremainscrucialincomplexcases,suchasfrauddetection.Thebankhasalsointroducedblockchaintechnologytoenhancetransactionsecurity,ensuringtransparencyincross-bordertransfers.______(17),thesuccessoftheseinitiativesdependsoncontinuousinnovationandcustomerfeedback.15.A.HoweverB.MoreoverC.ThereforeD.Nevertheless16.A.DespiteB.NeverthelessC.AdditionallyD.Conversely17.A.EventuallyB.OtherwiseC.ConsequentlyD.Moreover18.Thepartnershipwithlocaluniversitieshashelpedthebankrecruitfreshtalentwhilefosteringresearchinfinancialtechnology.A.MeanwhileB.FurthermoreC.OtherwiseD.Similarly19.TheregulatoryenvironmentinSichuanremainsfavorableforbanksthatprioritizecomplianceandsustainability.A.MeanwhileB.MoreoverC.OtherwiseD.Similarly第五部分：翻譯填空（共5題，每題2分，共10分）要求：將中文句子翻譯成英文，填入劃線處。20.成都分行計(jì)劃在2025年推出全新的財(cái)富管理產(chǎn)品，以滿足高凈值客戶的需求。TheChengdubranchplanstolauncha______wealthmanagementproductin2025tocaterto______clients.21.為促進(jìn)小微企業(yè)融資，銀行將設(shè)立專項(xiàng)貸款額度，并提供利率優(yōu)惠。Tosupportsmallandmedium-sizedenterprises,thebankwillallocatea______loanquotaandoffer______interestrates.22.綠色信貸政策的實(shí)施將有助于推動(dòng)成都市綠色金融市場的快速發(fā)展。Theimplementationofthegreenlendingpolicywillcontributetothe______developmentofChengdu’sgreenfinancialmarket.23.銀行鼓勵(lì)員工參加跨文化溝通培訓(xùn)，以提升服務(wù)國際客戶的能力。Thebankencouragesemployeestoattend______trainingtoenhancetheirabilitytoserve______clients.24.受益于成都的“人才新政”，光大銀行吸引了大量金融科技人才加入。ThankstoChengdu’s______policy,EvergrandeBankhasattractedalargenumberof______professionals.答案與解析第一部分：選詞填空1.A.opportunities-解析：金融科技發(fā)展帶來機(jī)遇與挑戰(zhàn)并存，此處強(qiáng)調(diào)“機(jī)遇”。2.C.equivalence-解析：跨文化談判強(qiáng)調(diào)語言對(duì)等性，避免歧義。3.B.proactive-解析：主動(dòng)反饋系統(tǒng)指提前收集客戶意見，而非事后補(bǔ)救。4.B.vulnerability-解析：SWOT分析指出農(nóng)村信貸市場的弱點(diǎn)。5.C.diversified-解析：多元化策略有助于分散風(fēng)險(xiǎn)，實(shí)現(xiàn)穩(wěn)健增長。第二部分：閱讀理解6.B.Toreducecarbonemissions-解析：文章首句明確政策目標(biāo)為碳減排。7.B.Renewableenergy-解析：政策鼓勵(lì)綠色項(xiàng)目，如新能源建設(shè)。8.B.Highprojectcosts-解析：文章指出綠色項(xiàng)目初期投入高，銀行面臨評(píng)估難題。9.B.Bydiversifyingeconomicsources-解析：綠色金融推動(dòng)產(chǎn)業(yè)升級(jí)，促進(jìn)經(jīng)濟(jì)多元化。第三部分：句子改錯(cuò)10.-Error:"whichmake"→主謂不一致（which指代process，需用第三人稱單數(shù)makes）。-Correction:"whichmakes"11.-Error:無明顯語法錯(cuò)誤，但可優(yōu)化為："despitethedownturn’simpact"使表達(dá)更簡潔。-Correction:"despitetheimpactofthedownturn"12.-Error:"chargedwith"不恰當(dāng)，應(yīng)改為"subjectto"（受罰）。-Correction:"subjecttoexcessivepenalties"13.-Error:"itwasdelayed"指代不明，應(yīng)明確為"theaudit"被延遲。-Correction:"the