民生銀行濟(jì)南市天橋區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions.1.TheeconomicgrowthinJinan’sfinancialsectorhasbeen______bytherapiddevelopmentofitsbankingindustry.A.supportedB.boostedC.limitedD.hindered2.Thenewpolicyaimsto______smallandmedium-sizedenterprisesbyreducingtaxburdens.A.encourageB.discourageC.stabilizeD.weaken3.Manyinvestorsareconcernedaboutthepotential______ofrisinginterestratesonrealestatemarkets.A.impactB.effectC.consequenceD.influence4.Thebank’sdigitaltransformationhassignificantly______itsoperationalefficiency.A.improvedB.reducedC.loweredD.delayed5.ThebranchinTianqiaoDistricthasbeen______foritsexcellentcustomerserviceinthelocalcommunity.A.recognizedB.criticizedC.ignoredD.rewarded6.The______loanprogramisdesignedtohelpfirst-timehomebuyersinJinan.A.flexibleB.rigidC.complexD.restrictive7.Thefinancialstabilityoftheregiondependslargelyonthe______performanceofmajorbanks.A.sustainableB.unstableC.inconsistentD.volatile8.Thenewbranchwill______thebank’spresenceinthedowntownareaofJinan.A.expandB.shrinkC.maintainD.weaken9.The______offinancialtechnologyhaschangedthewaypeoplemanagetheirmoney.A.emergenceB.disappearanceC.declineD.stagnation10.Thebank’s______strategyfocusesonlong-termgrowthratherthanshort-termprofits.A.aggressiveB.conservativeC.riskyD.speculative二、閱讀理解（共2篇，共20題，每題1分）Passage1TherapiddevelopmentoffintechhastransformedthebankingindustryinChina.TraditionalbankslikeChinaMerchantsBankandBankofChinahaveadopteddigitalsolutionstoenhancecustomerexperience.InJinan,thecapitalofShandongProvince,severalbankshaveopenednewbranchesinkeydistrictssuchasLixiaandTianqiao.Theseinitiativesaimtocatertothegrowingdemandforfinancialservicesamongyoungprofessionalsandsmallbusinessowners.However,challengesremain.Thehighcompetitioninthefintechsectorhasforcedbankstoinnovatecontinuously.Forexample,manyhaveintroducedmobilebankingappswithadvancedfeatureslikeAI-poweredfinancialadvice.Atthesametime,regulatoryscrutinyhasincreased,requiringbankstoensuredatasecurityandcompliance.Despitethesehurdles,thefutureofbankinginJinanlookspromising,withmoreopportunitiesforgrowthandcollaborationbetweentraditionalbanksandfintechcompanies.Questions:1.Whathasfintechchangedinthebankingindustry?A.ReducedcompetitionB.ImprovedcustomerexperienceC.DecreasedprofitabilityD.Limitedinnovation2.WhyhavebanksopenednewbranchesinJinan?A.ToreducetheirworkforceB.ToservemorecustomersC.TofollowgovernmentordersD.Toincreaseinterestrates3.Whatchallengesdobanksfaceinthefintechera?A.LowdemandforservicesB.HighcompetitionandregulationC.FewertechnologicaloptionsD.Noneedforinnovation4.WhichdistrictinJinanismentionedasakeyareaforbankingdevelopment?A.JinxiB.LixiaC.ShandongD.Dongcheng5.WhatdoesthepassagesuggestaboutthefutureofbankinginJinan?A.ItwilldeclineduetocompetitionB.ItwillstagnatewithoutinnovationC.ItwillgrowwithcollaborationD.ItwillremaintraditionalPassage2TheeconomicpoliciesoftheChinesegovernmenthavesignificantlyimpactedthefinancialsectorinShandongProvince.Inrecentyears,thegovernmenthasencouragedthedevelopmentofsmallandmedium-sizedenterprises(SMEs)toboostregionalgrowth.Programsliketaxexemptionsandlow-interestloanshavebeenintroducedtosupportthesebusinesses.InJinan,theTianqiaoDistricthasbecomeahubforSMEs,withmanybanksestablishingspecializedloandepartmentstomeettheirneeds.Forinstance,theIndustrialandCommercialBankofChina(ICBC)haslaunchedaprogramtoprovidefundingforstartupsinthedistrict.Thishasnotonlyhelpedentrepreneursbutalsocreatedjobsinthelocaleconomy.However,thesuccessofthesepoliciesdependsonthegovernment’sabilitytomaintainstabilityandattractmoreinvestments.6.WhathastheChinesegovernmentdonetosupportSMEs?A.IncreasedtaxesB.ReducedfundingC.Introducedtaxexemptionsandlow-interestloansD.Encouragedforeignownership7.WhyistheTianqiaoDistrictimportantforSMEs?A.IthashighunemploymentB.ItisahubforbusinessesC.IthasnobankingservicesD.Itisfarfromthecitycenter8.WhichbankismentionedasprovidingloanstostartupsinJinan?A.BankofChinaB.ChinaMerchantsBankC.IndustrialandCommercialBankofChina(ICBC)D.AgriculturalBankofChina9.Whatisapotentialchallengeforthesepolicies?A.LackofgovernmentsupportB.HighcompetitionamongSMEsC.InadequatefundingD.Excessiveregulation10.WhatdoesthepassagesuggestaboutthefutureofSMEsinJinan?A.TheywilldeclineduetolackofsupportB.TheywillgrowwithgovernmentinitiativesC.TheywillremainstagnantwithoutinvestmentsD.Theywillfacemoretaxes三、完形填空（共10題，每題1分）directions:Completethepassagewiththewordsfromthebox.|words|1.stable|2.innovative|3.competition|4.digital|5.policies|6.traditional|7.flexible|8.support|9.growth|10.banks||-|-||-|||||--|-|-|ThebankingsectorinJinanhasundergonesignificantchangesinrecentyears.Theriseof______technologyhasforcedmany______toadaptorriskbecomingobsolete.Forexample,thePeople’sBankofChinahasintroducedstricter______toensurefinancialstability.Atthesametime,thegovernmenthasencouraged______lendingpracticestohelpsmallbusinesses.Despitethechallenges,thefutureofbankinginJinanlooks______.TheintegrationofAIandbigdatahasimprovedcustomerservice,whilenewbranchesinareaslike______haveexpandedmarketreach.However,the______amongfintechcompaniesandtraditionalbanksremainsfierce,requiringcontinuousinnovationtostayahead.1.______2.______3.______4.______5.______6.______7.______8.______9.______10.______四、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.濟(jì)南市政府出臺(tái)了一系列政策，旨在促進(jìn)當(dāng)?shù)亟鹑跇I(yè)的發(fā)展。2.隨著科技的發(fā)展，網(wǎng)上銀行已成為人們?nèi)粘Ｉ畹囊徊糠帧?.民生銀行在濟(jì)南市天橋區(qū)的新分行將為周邊居民提供便捷的金融服務(wù)。4.政府鼓勵(lì)中小企業(yè)通過銀行貸款獲得資金支持。5.金融科技的進(jìn)步正在改變傳統(tǒng)銀行的運(yùn)營(yíng)模式。答案及解析一、選詞填空1.B.boosted解析：經(jīng)濟(jì)增長(zhǎng)被銀行業(yè)快速發(fā)展“推動(dòng)”，故boosted（推動(dòng)）最符合語境。2.A.encourage解析：政策旨在“鼓勵(lì)”中小企業(yè)，故encourage（鼓勵(lì)）最合適。3.A.impact解析：利率上升對(duì)房地產(chǎn)市場(chǎng)有“影響”，故impact（影響）最貼切。4.A.improved解析：數(shù)字化轉(zhuǎn)型“提升了”運(yùn)營(yíng)效率，故improved（提升）最符合。5.A.recognized解析：天橋區(qū)分行因其優(yōu)質(zhì)服務(wù)“受到認(rèn)可”，故recognized（認(rèn)可）最合適。6.A.flexible解析：針對(duì)首次購房者的貸款計(jì)劃是“靈活的”，故flexible（靈活）最貼切。7.A.sustainable解析：區(qū)域金融穩(wěn)定依賴于銀行“可持續(xù)”的表現(xiàn)，故sustainable（可持續(xù)）最合適。8.A.expand解析：新分行將“擴(kuò)大”銀行在濟(jì)南市中心的影響力，故expand（擴(kuò)大）最符合。9.A.emergence解析：金融科技的“出現(xiàn)”改變了人們的理財(cái)方式，故emergence（出現(xiàn)）最貼切。10.B.conservative解析：銀行采取“保守”的策略關(guān)注長(zhǎng)期發(fā)展，故conservative（保守）最合適。二、閱讀理解1.B.Improvedcustomerexperience解析：文章提到fintech提升了客戶體驗(yàn)，故B正確。2.B.Toservemorecustomers解析：文章指出新分行是為了滿足更多客戶需求，故B正確。3.B.Highcompetitionandregulation解析：文章提到競(jìng)爭(zhēng)激烈和監(jiān)管加強(qiáng)是挑戰(zhàn)，故B正確。4.B.Lixia解析：文章明確提到Lixia區(qū)是關(guān)鍵區(qū)域，故B正確。5.C.Itwillgrowwithcollaboration解析：文章暗示傳統(tǒng)銀行與fintech合作將促進(jìn)發(fā)展，故C正確。6.C.Introducedtaxexemptionsandlow-interestloans解析：文章提到政府通過免稅和低息貸款支持中小企業(yè)，故C正確。7.B.Itisahubforbusinesses解析：文章將天橋區(qū)描述為商業(yè)中心，故B正確。8.C.IndustrialandCommercialBankofChina(ICBC)解析：文章明確提到ICBC提供貸款，故C正確。9.B.HighcompetitionamongSMEs解析：政策成功依賴競(jìng)爭(zhēng)環(huán)境，故B正確。10.B.Theywillgrowwithgovernmentinitiatives解析：文章暗示政府政策將促進(jìn)中小企業(yè)發(fā)展，故B正確。三、完形填空1.digital2.banks3.policies4.flexible5.stable6.traditional7.innovative8.support9.growth10.banks解析：句