華夏銀行石家莊市辛集市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，共10分）背景提示：本部分題目圍繞商業(yè)銀行運(yùn)營、金融服務(wù)及區(qū)域經(jīng)濟(jì)發(fā)展展開，結(jié)合石家莊市辛集市特色。1.ThenewbranchinXinjiaimsto______thelocalfinancialneedsbyofferingpersonalizedbankingsolutions.A.meetB.exceedC.neglectD.delay2.Thedigitaltransformationofthebankhas______theefficiencyoftransactionprocessingandcustomerservice.A.improvedB.reducedC.complicatedD.delayed3.Thelocalgovernmentencouragesbanksto______SMEloanstosupportthemanufacturingsectorinXinji.A.distributeB.hesitateC.limitD.prioritize4.Thecompliancedepartmentensuresthatalloperations______theregulatoryrequirementssetbythePeople'sBankofChina.A.complywithB.conflictwithC.exceedD.ignore5.Thebank’smobileappallowscustomersto______paymentsanytimeandanywhere,enhancingconvenience.A.delayB.processC.cancelD.forget6.Theeconomicdownturnintheregionhas______thedemandformortgageloansinXinji.A.boostedB.stabilizedC.decreasedD.fluctuated7.Thebank’sCSRinitiativesfocuson______educationandenvironmentalprotectioninruralareas.A.supportingB.neglectingC.opposingD.delaying8.Theloanofficer______strictcriteriatoassessthecreditworthinessofborrowers.A.appliesB.ignoresC.overlooksD.relaxes9.Thebranchmanageremphasizedtheimportanceof______customerfeedbacktoimproveservicequality.A.ignoringB.collectingC.denyingD.dismissing10.Thebank’sriskmanagementteam______potentialfraudcasestosafeguardassets.A.detectsB.ignoresC.promotesD.tolerates二、閱讀理解（共5題，每題2分，共10分）背景提示：文章節(jié)選自華夏銀行內(nèi)部培訓(xùn)資料及石家莊市辛集市金融行業(yè)報(bào)告。Passage1TheeconomicrecoveryinXinjihasbeengradualbutsteady,drivenbythegrowthofthemanufacturingandlogisticssectors.Localbanks,includingHuaXiaBank,havebeenactiveinsupportingsmallandmedium-sizedenterprises(SMEs)byprovidinglow-interestloans.However,challengesremain,suchashighinflationratesandrisinglaborcosts.Thegovernmenthasintroducedpoliciestostimulateinvestment,buttheimpactisyettobefullyrealized.Questions:1.WhatisthemaindriverofXinji’seconomicrecovery?A.TourismB.ManufacturingandlogisticsC.RealestateD.Agriculture2.WhatchallengesdoSMEsinXinjiface?A.LowinflationB.DecreasedlaborcostsC.HighinflationandrisinglaborcostsD.Excessivegovernmentsupport3.Whatmeasureshasthegovernmenttakentoboosttheeconomy?A.IncreasingtaxesB.StimulatinginvestmentC.ReducingsubsidiesD.EncouragingforeigninvestmentPassage2HuaXiaBank’sdigitalbankingplatformhassignificantlyimprovedcustomersatisfactioninXinji.Theappoffersfeaturessuchasreal-timebalancechecks,mobilepayments,andonlineloanapplications.Thebankhasalsolaunchedacustomerservicechatbottoaddressqueries24/7.However,theadoptionrateamongoldercustomersremainslowduetoalackofdigitalliteracy.Thebankplanstoorganizetrainingsessionstobridgethisgap.Questions:4.WhathasimprovedcustomersatisfactionatHuaXiaBank?A.HigherfeesB.DigitalbankingplatformC.MorestaffD.Branchexpansion5.WhatisthemainchallengefordigitalbankingadoptioninXinji?A.HighinternetcostsB.LackofdigitalliteracyC.PoornetworkcoverageD.Competingbanks三、完形填空（共5題，每題1分，共5分）背景提示：文章描述華夏銀行在辛集市的普惠金融實(shí)踐。Thebankhasbeencommittedto______(6)______thefinancialinclusivenessinXinji.Inruralareas,ithas______(7)______mobilebankingservicestofarmers,allowingthemtoaccesscreditandsavingseasily.Theinitiativehas______(8)______significantimprovementsinrurallivelihoods.However,thebankfaces______(9)______challenges,suchaslimitedinfrastructureandlowfinancialawarenessamongthepopulation.Toaddresstheseissues,thebankhas______(10)______partnershipswithlocaleducationalinstitutionstopromotefinancialliteracy.Optionsforblanks:6.A.expandingB.neglectingC.reducingD.maintaining7.A.introducedB.ignoredC.expandedD.minimized8.A.broughtB.worsenedC.delayedD.ignored9.A.minorB.majorC.temporaryD.negligible10.A.formedB.weakenedC.dissolvedD.ignored四、翻譯填空（共5題，每題2分，共10分）背景提示：將中文句子翻譯為英文，句子內(nèi)容涉及銀行業(yè)務(wù)流程。1.銀行通過大數(shù)據(jù)分析優(yōu)化信貸審批流程。Thebank______theloanapprovalprocessby____________dataanalytics.2.我們鼓勵客戶使用手機(jī)銀行進(jìn)行日常交易。We______customerstousemobilebankingfortheirdaily______.3.為支持地方經(jīng)濟(jì)，銀行提供了一系列優(yōu)惠貸款政策。To______thelocaleconomy,thebankhas______aseriesof______loanpolicies.4.風(fēng)險(xiǎn)管理部門負(fù)責(zé)監(jiān)控并預(yù)防金融欺詐行為。Theriskmanagementdepartmentis______formonitoringand______financialfraud.5.我們致力于為客戶提供高效、便捷的金融服務(wù)。We______toprovidecustomerswith______and______financialservices.五、寫作（共1題，10分）背景提示：請結(jié)合華夏銀行石家莊市辛集市分行的發(fā)展現(xiàn)狀，寫一篇短文（150-200字），主題為“銀行數(shù)字化轉(zhuǎn)型對地方經(jīng)濟(jì)的推動作用”。AnswerKey&Explanation一、選詞填空1.A.meet（符合銀行業(yè)務(wù)需求）2.A.improved（數(shù)字化提升效率）3.D.prioritize（支持地方經(jīng)濟(jì)政策）4.A.complywith（合規(guī)要求）5.B.process（移動支付核心功能）6.C.decreased（經(jīng)濟(jì)下行影響）7.A.supporting（企業(yè)社會責(zé)任）8.A.applies（信貸審批標(biāo)準(zhǔn)）9.B.collecting（提升服務(wù)質(zhì)量）10.A.detects（風(fēng)險(xiǎn)管理職能）二、閱讀理解1.B.Manufacturingandlogistics2.C.Highinflationandrisinglaborcosts3.B.Stimulatinginvestment4.B.Digitalbankingplatform5.B.Lackofdigitalliteracy三、完形填空6.A.expanding7.A.introduced8.A.brought9.B.major10.A.formed四、翻譯填空1.Thebankenhancestheloanapprovalprocessbyutilizingbigdataanalytics.2.Weencouragecustomerstousemobilebankingfortheirdailytransactions.3.Toboostthelocaleconomy,thebankhasintroducedaseriesofpreferentialloanpolicies.4.Theriskmanagementdepartmentisresponsibleformonitoringandpreventingfinancialfraud.5.Westrivetoprovidecustomerswithefficientandconvenientfinancialservices.五、寫作SampleAnswer:Thedigita