平安銀行天津市河北區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:choosethebestwordtofillineachblankfromthefouroptions.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.supportedD.limited2.AsaleadingfinancialinstitutioninTianjin,PingAnBankhasbeen______toimprovingcustomerservice.A.committedB.reluctantC.hesitantD.neglectful3.Thenewmobilebankingapp______withadvancedsecurityfeaturestoprotectusers'data.A.integratesB.interferesC.ignoresD.conflicts4.TheeconomicpoliciesintheHebeiregionaimto______jobgrowthinthefinancialsector.A.stimulateB.suppressC.hinderD.delay5.Thebank’sannualreporthighlightsits______indigitaltransformationandAIapplication.A.effortB.failureC.indifferenceD.resistance6.ThebranchinHexiDistrictoffersspecialized______forsmallandmedium-sizedenterprises.A.loansB.investmentsC.consultationsD.savings7.Theregulatorychangesrequirebankstoenhancetheir______ofanti-moneylaunderingmeasures.A.complianceB.violationC.avoidanceD.negligence8.Thecustomerserviceteamistrainedtohandle______complaintsefficiently.A.legitimateB.illegalC.unnecessaryD.unreasonable9.Thebank’ssustainabilitystrategyfocusesonreducingitscarbon______footprint.A.ecologicalB.economicC.environmentalD.industrial10.ThepartnershipbetweenPingAnBankandlocaluniversitiesaimsto______thenextgenerationofbankingtalent.A.attractB.repelC.neglectD.ignore二、閱讀理解（共5題，每題2分）directions:readthepassagebelowandanswerthequestions.Passage:ThebankingsectorinTianjinhasbeenundergoingsignificanttransformationsinrecentyears,drivenbytechnologicaladvancementsandregulatorychanges.PingAnBank,asamajorfinancialplayerinthecity,hasbeenattheforefrontofdigitalinnovation.ThebankhasintroducedAI-poweredchatbotstoenhancecustomerserviceandlaunchedmobilebankingsolutionstailoredtotheneedsoflocalbusinesses.Additionally,thebankhasstrengtheneditscompliancewithfinancialregulations,particularlyinanti-moneylaundering(AML)anddataprotection.TheHebeiregion,withitsgrowingeconomy,hasfurtherboosteddemandforbankingservices.Smallandmedium-sizedenterprises(SMEs)intheareahavebenefitedfromspecializedloanprogramsdesignedtosupporttheirexpansion.However,challengessuchascybersecurityrisksandeconomicfluctuationsremainsignificantconcernsfortheindustry.1.WhatisthemainfocusofPingAnBank’sdigitalinnovationinTianjin?A.TraditionalbankingservicesB.AI-drivencustomersolutionsC.PhysicalbranchexpansionD.Regulatorycomplianceonly2.HowhastheeconomicgrowthinHebeiimpactedthebankingsector?A.ReduceddemandforloansB.IncreasedcompetitionC.DecreasedregulatoryoversightD.Limitedtechnologicaladoption3.WhatmeasureshasPingAnBanktakentoaddressregulatoryrequirements?A.IgnorednewpoliciesB.FocusedonAMLcomplianceC.ReducedcustomerserviceeffortsD.Prioritizedprofitovercompliance4.Accordingtothepassage,whatisamajorchallengeforbanksinTianjin?A.LowcustomersatisfactionB.CybersecuritythreatsC.InsufficientloanprogramsD.Highoperationalcosts5.WhichgrouphasbenefitedmostfromPingAnBank’sspecializedprograms?A.LargecorporationsB.GovernmententitiesC.Smallandmedium-sizedenterprisesD.Individualretailcustomers三、語法填空（共10題，每題1分）directions:completethesentenceswiththecorrectformofthewordsgiveninbrackets.1.Thebankplansto______(open)anewbranchintheHexiDistrictnextmonth.2.Customersareadvisedto______(safeguard)theiraccountinformationagainstfraud.3.Thefinancialanalystemphasizedthe______(importance)ofriskmanagementinbanking.4.Thebank’ssustainabilitygoalsincludereducingits______(environment)impactonthecommunity.5.Employeesmust______(comply)withallinternalpoliciesandprocedures.6.Theloanapplicationwas______(approve)afterthoroughreview.7.Thefintechpartnershipaimsto______(enhance)thebank’sdigitalcapabilities.8.Thecustomer’s______(complain)aboutslowserviceweretakenseriously.9.Thebank’sAIsystemisdesignedto______(predict)markettrendsmoreaccurately.10.Theregionalofficehas______(expand)itsoperationstoservemoreclients.四、完形填空（共10題，每題1分）directions:readthepassageandchoosethebestoptiontocompleteeachblank.ThebankingindustryinTianjinhas______(1)transformedinthepastdecade,withtechnologicaladvancements______(2)asignificantrole.Digitalbankingsolutionshave______(3)traditionalservices,offeringcustomersgreaterconvenience.PingAnBank,______(4)akeyplayerintheregion,hasinvestedheavilyinAIandcloudcomputingto______(5)operationalefficiency.However,the______(6)ofcyberthreatshasmadedatasecurityatoppriority.Thebankhas______(7)strictprotocolstoprotectcustomerinformation.Additionally,the______(8)ofregulatorychangeshasrequiredbankstoadaptquickly.TheHebeigovernmenthas______(9)incentivestoattractfintechcompanies,furtherboostingtheindustry.Astheeconomy______(10),banksmustcontinuetoinnovatetostaycompetitive.1.A.recently2.A.plays3.A.replaced4.A.as5.A.improve6.A.increase7.A.established8.A.emergence9.A.introduced10.A.grows五、翻譯填空（共5題，每題2分）directions:translatetheChinesesentencesintoEnglish.1.天津分行致力于為客戶提供更優(yōu)質(zhì)的金融服務(wù)?！鶷heTianjinbranchiscommittedtoproviding____________financialservices.2.銀行正在加強(qiáng)反洗錢措施以符合監(jiān)管要求?！鶷hebankisstrengtheningitsanti-moneylaunderingmeasuresto____________regulatoryrequirements.3.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來發(fā)展的關(guān)鍵?！鶧igitaltransformationis____________thebankingindustry’sfuturedevelopment.4.我們需要確?？蛻魯?shù)據(jù)的安全性和隱私性。→Weneedtoensurethe______and______ofcustomerdata.5.河北區(qū)的發(fā)展為銀行業(yè)帶來了新的機(jī)遇?！鶷hedevelopmentoftheHebeiregionhasbroughtnew____________thebankingindustry.答案及解析一、選詞填空1.A.forced(金融科技的發(fā)展迫使傳統(tǒng)銀行業(yè)進(jìn)行創(chuàng)新和適應(yīng)。)2.A.committed(作為天津的領(lǐng)先金融機(jī)構(gòu)，平安銀行一直致力于提升客戶服務(wù)。)3.A.integrates(新的移動銀行應(yīng)用程序集成了先進(jìn)的安全功能以保護(hù)用戶數(shù)據(jù)。)4.A.stimulate(河北地區(qū)的經(jīng)濟(jì)政策旨在刺激金融部門的就業(yè)增長。)5.A.effort(銀行年報強(qiáng)調(diào)了其在數(shù)字化轉(zhuǎn)型和人工智能應(yīng)用方面的努力。)6.C.consultations(河西區(qū)分行提供專門的企業(yè)咨詢服務(wù)。)7.A.compliance(監(jiān)管變化要求銀行加強(qiáng)反洗錢措施的合規(guī)性。)8.A.legitimate(客服團(tuán)隊經(jīng)過培訓(xùn)，能夠高效處理合法的投訴。)9.C.environmental(銀行的可持續(xù)發(fā)展戰(zhàn)略重點在于減少其碳足跡。)10.A.attract(平安銀行與當(dāng)?shù)卮髮W(xué)的合作旨在吸引下一代銀行人才。)二、閱讀理解1.B.AI-drivencustomersolutions(平安銀行在天津的數(shù)字創(chuàng)新主要集中在AI驅(qū)動的客戶解決方案。)2.B.Increasedcompetition(河北地區(qū)的經(jīng)濟(jì)增長加劇了銀行業(yè)的競爭。)3.B.FocusedonAMLcompliance(平安銀行為應(yīng)對監(jiān)管要求，重點加強(qiáng)了反洗錢合規(guī)工作。)4.B.Cybersecuritythreats(網(wǎng)絡(luò)安全威脅是天津銀行業(yè)面臨的主要挑戰(zhàn)。)5.C.Smallandmedium-sizedenterprises(中小企業(yè)從平安銀行的專項貸款計劃中受益最大。)三、語法填空1.willopen(銀行計劃下月開設(shè)新的分行。)2.safeguard(客戶被建議保護(hù)他們的賬戶信息免受欺詐。)3.importance(金融分析師強(qiáng)調(diào)了風(fēng)險管理在銀行業(yè)中的重要性。)4.environmental(銀行的可持續(xù)發(fā)展目標(biāo)包括減少其對社區(qū)的環(huán)境影響。)5.comply(員工必須遵守所有內(nèi)部政策和程序。)6.approved(貸款申請經(jīng)過仔細(xì)審查后獲得批準(zhǔn)。)7.enhance(金融科技合作旨在提升銀行的數(shù)字化能力。)8.complaints(客戶關(guān)于服務(wù)緩慢的投訴得到了認(rèn)真對待。)9.predict(銀行的AI系統(tǒng)旨在更準(zhǔn)確地預(yù)測市場趨勢。)10.expanded(區(qū)域辦事處已經(jīng)擴(kuò)大了其業(yè)務(wù)以服務(wù)更多客戶。)四、完形填空1.recently(近