光大銀行漳州市龍文區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.motivatedC.limitedD.encouraged2.Duetothestrictregulatorypolicies,manysmallbanksinZhangzhouarestrugglingto______theircompetitiveedgeinthelocalmarket.A.maintainB.ignoreC.reduceD.expand3.ThenewdigitalwalletlaunchedbyEvergrandeBankaimsto______customerexperiencethroughpersonalizedservices.A.improveB.weakenC.delayD.disrupt4.Thegovernment’srecentmeasurestosupportruralcreditwill______thegrowthofagriculturalfinanceinLongwenDistrict.A.boostB.hinderC.stabilizeD.weaken5.ThebankingsectorinXiamenhasbeenfacingchallengesin______cybersecurityrisksamidincreasingcyberattacks.A.managingB.ignoringC.underestimatingD.avoiding二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:ThebankingindustryinZhangzhouhasbeenundergoingsignificantchangesduetotechnologicaladvancementsandregulatoryreforms.Localbanks,suchasZhangzhouBankandChinaMerchantsBank,havebeeninvestingheavilyindigitaltransformationtoenhancecustomerservices.TheintroductionofAI-poweredchatbotsandmobilebankingappshasimprovedefficiencybutalsoraisedconcernsaboutdataprivacy.Meanwhile,thecentralbankhastightenedliquiditycontrols,makingitharderforsmallbankstoaccessfunds.Despitethesechallenges,thesectorremainsoptimisticaboutgrowth,especiallyinruralfinanceandgreenbankinginitiatives.1.WhathasbeenthemainfocusoflocalbanksinZhangzhou?A.Increasingprofits.B.Digitaltransformation.C.Expandingbranches.D.Reducingdebt.2.WhatisamajorchallengeforsmallbanksinZhangzhou?A.Highcustomersatisfaction.B.Limitedaccesstofunds.C.Excessiveliquidity.D.Lowcompetition.3.WhichofthefollowingisNOTmentionedasaconcerninthebankingsector?A.Cybersecurityrisks.B.Dataprivacyissues.C.Liquiditycontrols.D.Employeeturnover.4.WhatdoesthepassagesuggestaboutthefutureofthebankingindustryinZhangzhou?A.Itwilldeclineduetoregulatorypolicies.B.Itwillgrowwithtechnologicalinnovation.C.Itwillstagnatewithoutgovernmentsupport.D.Itwillfocussolelyonruralfinance.三、完形填空（共5題，每題2分，共10分）directions:Fillineachblankwiththebestwordfromthebox.|Words:|1)innovative|2)flexible|3)stringent|4)competitive|5)digital||--|--||-||--|1.Thesuccessofmodernbanksdependsontheirabilitytoadopt______strategies.2.Zhangzhou’sfinancialsectorfaces______regulationscomparedtoothercoastalcities.3.Theriseofonlinebankinghasincreasedthe______pressureontraditionalbanks.4.EvergrandeBank’s______approachhashelpeditattracttech-savvycustomers.5.The______financesectorinLongwenDistrictisexpectedtogrowby20%nextyear.四、改錯題（共4題，每題3分，共12分）directions:Identifyandcorrecttheerrorineachsentence.1.Thecentralbankhasrecentlyimplementednewpoliciestostimulateeconomicgrowth,anditwilleffectivenextmonth.→Correct:______2.Duetothehighdemandforhomeloans,theZhangzhouBranchhasbeenunabletoprocessallapplicationsontime.→Correct:______3.Thefintechstartupplanstolaunchamobilepaymentappthatwillallowcustomerstotransfermoneywithoutanycharges.→Correct:______4.ManysmallbanksinFujianProvincehavebeenstrugglingtocomplywiththelatestanti-moneylaundering(AML)regulations.→Correct:______五、翻譯題（共3題，每題4分，共12分）directions:TranslatethefollowingsentencesintoEnglish.1.龍文區(qū)的銀行業(yè)發(fā)展迅速，為當(dāng)?shù)仄髽I(yè)提供了豐富的金融支持。→______2.中國人民銀行近期加強了對銀行業(yè)風(fēng)險的監(jiān)管，以防范系統(tǒng)性金融風(fēng)險?！鷂_____3.數(shù)字貨幣的普及將改變?nèi)藗兊闹Ц读?xí)慣，并對傳統(tǒng)銀行業(yè)產(chǎn)生深遠影響。→______答案與解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場需求。2.A.maintain解析：在嚴(yán)格監(jiān)管下，小銀行需要保持競爭優(yōu)勢。3.A.improve解析：數(shù)字錢包通過個性化服務(wù)提升客戶體驗。4.A.boost解析：政府政策將推動農(nóng)村金融增長。5.A.managing解析：銀行業(yè)需要管理網(wǎng)絡(luò)安全風(fēng)險。二、閱讀理解1.B.Digitaltransformation解析：文章提到當(dāng)?shù)劂y行投資數(shù)字技術(shù)以提升服務(wù)。2.B.Limitedaccesstofunds解析：央行收緊流動性，小銀行融資困難。3.D.Employeeturnover解析：文章未提及員工流動問題。4.B.Itwillgrowwithtechnologicalinnovation解析：文章強調(diào)科技創(chuàng)新將推動行業(yè)增長。三、完形填空1.flexible2.stringent3.competitive4.innovative5.digital四、改錯題1.effective→willtakeeffect解析：應(yīng)為將來時態(tài)。2.Noerror3.charges→freeofcharge解析：應(yīng)為固定搭配。4.Noerror五、翻譯題1.ThebankingsectorinLongwenDistricthasdevelopedrapidly,providingextensivefinancialsupportforlocalenterprises.2.ThePeople’sBankofChinahasrecentlystrengthenedsu