平安銀行廊坊市三河市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分，共10分）說明：從下列選項(xiàng)中選出最符合句子語境的單詞填入空格。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingmodel.A.revolutionizedB.standardizedC.simplifiedD.commercialized2.Asabankingprofessional,youneedstrong__________tohandlecomplextransactions.A.creativityB.patienceC.leadershipD.flexibility3.ThenewbranchinSanheaimsto__________localSMEswithtailoredfinancialsolutions.A.supportB.competeC.regulateD.innovate4.Duetoregulatory__________,digitalpaymentsinChinahavebecomemoresecure.A.changesB.challengesC.requirementsD.restrictions5.Banksmustensuredata__________tocomplywithinternationalstandards.A.availabilityB.privacyC.efficiencyD.reliability6.Thecompany’s__________growthinthepastthreeyearsisimpressive.A.linearB.exponentialC.gradualD.seasonal7.Risk__________isacriticalskillforanyfinancialanalyst.A.assessmentB.managementC.avoidanceD.allocation8.Theinterviewpanelwillfocusonyour__________inteamprojects.A.performanceB.attendanceC.attitudeD.experience9.Blockchaintechnologycan__________fraudincross-bordertransactions.A.reduceB.eliminateC.delayD.increase10.Thebank’sCSRinitiativesaimto__________communityeconomicdevelopment.A.improveB.hinderC.neglectD.expand二、閱讀理解（共5題，每題2分，共10分）說明：閱讀以下短文，選擇最佳答案。PassageTheriseofmobilebankinghastransformedhowcustomersinteractwithfinancialinstitutions.Unliketraditionalbranches,mobileappsprovide24/7accesstoservices,enhancinguserconvenience.However,thisshiftalsointroducessecuritychallenges,suchasphishingattacksanddatabreaches.BanksmustinvestinadvancedencryptionandAI-drivenfrauddetectiontomitigaterisks.Additionally,regulatorybodieslikethePeople’sBankofChinahavetightenedcompliancerequirements,forcinginstitutionstoadoptmorestringentprotocols.Forinstance,multi-factorauthentication(MFA)hasbecomemandatoryforhigh-valuetransactions.Despitethesehurdles,mobilebankingremainsakeygrowthdriverforbanksinChina,asevidencedbytheincreasingadoptionratesinregionslikeSanhe.1.Whatisthemainbenefitofmobilebanking?A.ReducedoperatingcostsB.24/7serviceavailabilityC.HighertransactionlimitsD.Enhancedbranchvisibility2.Whatsecurityissuedoesmobilebankingface?A.DecliningcustomertrustB.PhishingattacksC.LowerprofitmarginsD.Increasedregulatoryscrutiny3.Whichofthefollowingisaregulatoryrequirementmentionedinthepassage?A.DailybranchvisitsB.Multi-factorauthenticationC.AnnualappredesignsD.Mandatorycustomerinterviews4.WhyismobilebankingsignificantinSanhe?A.IthashighcompetitionB.ItisagrowingmarketC.ItisprimarilyusedbyretireesD.Itismandatedbylocallaws5.Whatdoesthepassagesuggestaboutthefutureofmobilebanking?A.ItwillbereplacedbyphysicalbranchesB.ItwillfacemoreregulatorychallengesC.ItwillcontinuetoexpandD.Itwillbecomelesssecure三、完形填空（共10題，每題1分，共10分）說明：從下列選項(xiàng)中選出最符合文意的單詞填入空格。PassageThebankingsectorinChinahasundergonesignificantchangesduetotechnologicaladvancements.Artificialintelligence(AI)hasbecomeacornerstoneofmodernbanking,streamliningoperationsandimprovingcustomerservice.Forexample,AI-poweredchatbotshandleroutineinquiries,freeinghumanstafftofocusoncomplextasks.Meanwhile,bigdataanalyticsenablebankstoidentifycreditrisksmoreaccurately.However,theintegrationofthesetechnologiesrequirescarefulplanning.Banksmustensuredata__________tomaintaincustomertrust.Additionally,employeesneedtrainingtoadapttonewsystems.Withoutproper__________,efficiencygainsmaybelimited.Thus,abalancedapproachcombiningtechnologyandhumanexpertiseisessentialforsustainablegrowth.6.ThebankingsectorinChinahasbeen__________bytechnology.A.revolutionizedB.standardizedC.neglectedD.preserved7.AI-poweredchatbotsareusedto__________routineinquiries.A.ignoreB.prioritizeC.handleD.delegate8.Bigdataanalyticshelpbanks__________creditrisks.A.ignoreB.minimizeC.exaggerateD.eliminate9.Banksmustensuredata__________.A.availabilityB.privacyC.transparencyD.reliability10.Abalancedapproachrequires__________.A.technologyonlyB.humanexpertiseonlyC.technologyandhumanexpertiseD.regulatorycomplianceonly四、翻譯填空（共5題，每題2分，共10分）說明：將下列中文句子翻譯成英文，每空填一詞。1.為促進(jìn)當(dāng)?shù)亟?jīng)濟(jì)發(fā)展，銀行計(jì)劃推出專項(xiàng)貸款計(jì)劃。Toboost__________inSanhe,thebankplanstolauncha__________program.2.新的合規(guī)政策要求銀行加強(qiáng)客戶身份驗(yàn)證。Thenew__________requiresbankstostrengthen__________verification.3.平安銀行致力于為客戶提供卓越的金融服務(wù)。PingAnBankis__________toproviding__________financialservicestocustomers.4.數(shù)字化轉(zhuǎn)型已成為銀行業(yè)不可逆轉(zhuǎn)的趨勢。Digitaltransformationhasbecomean__________trendinthebanking__________.5.銀行必須確保數(shù)據(jù)安全，以符合監(jiān)管要求。Banksmustensuredata__________to__________regulatoryrequirements.五、改錯題（共5題，每題2分，共10分）說明：找出并改正下列句子中的錯誤。1.Thebank’smobileappisthemostconvenientwayforcustomerstoaccesstheiraccounts.→Error:__________→Correct:__________2.Despitethechallenges,fintechcontinuestoimprovethebankingexperience.→Error:__________→Correct:__________3.Employeesmustfollowthecompany’spoliciestoavoidanylegalissues.→Error:__________→Correct:__________4.ThenewbranchinSanhewillopennextmonth,butitisstillunderconstruction.→Error:__________→Correct:__________5.Duetothepandemic,manycustomersprefertouseonlinebankinginsteadofvisitingbranches.→Error:__________→Correct:__________答案及解析一、選詞填空1.A(revolutionized:徹底改變了)2.B(patience:耐心，銀行業(yè)需要處理復(fù)雜交易)3.A(support:支持中小企業(yè))4.C(requirements:要求，監(jiān)管要求提高安全性)5.B(privacy:隱私，符合國際標(biāo)準(zhǔn))6.B(exponential:指數(shù)增長的，描述快速發(fā)展)7.A(assessment:評估，金融分析師的核心技能)8.A(performance:表現(xiàn)，面試重點(diǎn)考察)9.B(eliminate:消除，區(qū)塊鏈技術(shù)可消除欺詐)10.A(improve:提高，CSR目標(biāo)促進(jìn)經(jīng)濟(jì)發(fā)展)二、閱讀理解1.B(24/7serviceavailability:24小時(shí)服務(wù))2.B(Phishingattacks:網(wǎng)絡(luò)釣魚)3.B(Multi-factorauthentication:多因素認(rèn)證)4.B(Iti