平安銀行蘇州市吳中區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptorfaceobsolescence.A.forcedB.encouragedC.supportedD.limited2.Despitetheeconomic______,thedemandforgreenfinancialproductsinSuzhouremainsstrong.A.downturnB.boomC.stabilityD.fluctuation3.OurbranchinWuzhongaimsto______digitalbankingservicestolocalSMEs.A.expandB.contractC.neglectD.eliminate4.Thebank’sriskmanagementteammust______compliancewiththelatestfinancialregulations.A.ensureB.ignoreC.weakenD.challenge5.The______betweentraditionalloansanddigitalcreditliesinapprovalefficiency.A.contrastB.similarityC.overlapD.connection二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagebelowandanswerthequestions.Passage:Theintegrationofartificialintelligenceintobankinghasrevolutionizedcustomerservice.AI-poweredchatbotshandleroutineinquiries,reducingwaittimesandimprovingsatisfaction.However,humanagentsremaincrucialforcomplexcases,suchasfrauddetectionandpersonalizedfinancialplanning.InSuzhou,平安銀行haslaunchedanAI-assistedsystemthatcombinesmachinelearningwithhumanoversight,ensuringaccuracywhilemaintainingempathy.Thebankreportsa30%increaseinserviceefficiencysinceitsimplementation.Yet,challengespersist,includingdataprivacyconcernsandtheneedforcontinuousalgorithmicimprovements.1.WhatisthemainpurposeofAIinbankingaccordingtothepassage?A.Toreplacehumanagentsentirely.B.Toenhancecustomerserviceefficiency.C.Toreduceoperationalcosts.D.Toincreaseloanapprovals.2.Whydohumanagentsstillplayaroleinbanking?A.Theyaremorecost-effective.B.Theyhandlecomplexcasesbetter.C.Theyaremorepopularwithcustomers.D.Theyarerequiredbyregulations.3.Whatis平安銀行’sapproachtoAIintegration?A.Fullyautomatedwithnohumaninvolvement.B.AI-assistedwithhumanoversight.C.Traditionalmethodsonly.D.Limitedtofrauddetectiononly.4.WhatchallengesarementionedregardingAIinbanking?A.Highimplementationcosts.B.Dataprivacyandalgorithmicaccuracy.C.Customerresistancetotechnology.D.Reducedjobopportunitiesforhumans.三、語法填空（共5題，每題2分，共10分）directions:Fillineachblankwiththemostappropriateformofthewordgiven.1.Thebank’sprofitabilitydepends______(high)onmarketconditions.2.Customersareadvisedtoreviewtheiraccounts______(regular)toavoidfraud.3.Despitethepandemic,蘇州平安銀行______(increase)itsdigitalserviceofferings.4.Theregulatorycommitteewillmeet______(monthly)toassesscompliancerisks.5.SmallbusinessesinWuzhongoftenstrugglewithcashflow______(stable).四、完形填空（共5題，每題2分，共10分）directions:Completethepassagewiththebestoptions.Theriseofmobilebankinghas______(1)thewaypeoplemanagetheirfinances.InChina,bankslike平安銀行have______(2)appsthatallowuserstotransfermoney,paybills,andinvestwithease.However,securityremainsatopconcern.Phishingattacksanddatabreacheshave______(3)customerstobecautious.Tomitigaterisks,banksmust______(4)strongencryptionandtwo-factorauthentication.Additionally,educatingusersaboutfinancialliteracyis______(5)topreventscams.1.A.transformed2.A.developed3.A.warned4.A.implement5.A.necessary五、翻譯填空（共5題，每題2分，共10分）directions:TranslatetheunderlinedphrasesintoEnglish.1.平安銀行的普惠金融政策旨在服務(wù)小微企業(yè)。Theinclusivefinancepolicyof平安銀行aimsto______smallandmedium-sizedenterprises.2.吳中區(qū)的經(jīng)濟復(fù)蘇得益于平安銀行的精準(zhǔn)支持。TheeconomicrecoveryinWuzhongis______by平安銀行的targetedsupport.3.平安銀行致力于提升客戶體驗的數(shù)字化水平。平安銀行iscommittedto______thedigitallevelofcustomerexperience.4.智能風(fēng)控系統(tǒng)幫助平安銀行降低了信貸風(fēng)險。Theintelligentriskcontrolsystemhelps平安銀行______creditrisks.5.平安銀行蘇州分行在綠色金融領(lǐng)域取得了顯著成果。平安銀行’sSuzhoubranchhasachieved______resultsingreenfinance.答案及解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)。2.A.downturn解析：經(jīng)濟下行時，綠色金融需求反而增加。3.A.expand解析：銀行目標(biāo)是為中小企業(yè)擴展數(shù)字服務(wù)。4.A.ensure解析：風(fēng)險管理團隊需確保合規(guī)性。5.A.contrast解析：傳統(tǒng)貸款與數(shù)字信貸的主要區(qū)別在于效率。二、閱讀理解1.B.Toenhancecustomerserviceefficiency.解析：文章強調(diào)AI提升效率而非完全取代人類。2.B.Theyhandlecomplexcasesbetter.解析：文中提到人類處理復(fù)雜案件的能力。3.B.AI-assistedwithhumanoversight.解析：平安銀行結(jié)合AI與人工監(jiān)督。4.B.Dataprivacyandalgorithmicaccuracy.解析：文章指出隱私和算法問題是挑戰(zhàn)。三、語法填空1.highly解析：副詞修飾depends。2.regularly解析：固定搭配reviewregularly。3.h