興業(yè)銀行曲靖市麒麟?yún)^(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.enabledC.limitedD.encouraged2.Asaregionalbank,IndustrialBankneedsto__________itsservicestomeetthespecificdemandsoflocalbusinessesinQujing.A.customizeB.generalizeC.standardizeD.simplify3.Thenewregulatorypolicieswill__________compliancecostsforfinancialinstitutionsinYunnanprovince.A.reduceB.increaseC.eliminateD.transfer4.Qujing’seconomyis__________byitsstrongagriculturalsectorandgrowingindustrialbase.A.supportedB.challengedC.limitedD.influenced5.Thebank’sdigitaltransformationstrategyaimsto__________operationalefficiencyandcustomersatisfaction.A.enhanceB.diminishC.maintainD.reduce6.LocalSMEsinKunmingoftenfacedifficultiesinsecuring__________financingduetostrictlendingcriteria.A.affordableB.flexibleC.excessiveD.competitive7.Theintroductionofblockchaintechnologyhas__________thetransparencyoffinancialtransactions.A.improvedB.complicatedC.delayedD.reduced8.Thebank’sCSRinitiativesfocuson__________sustainabledevelopmentinruralareasofGuizhou.A.promotingB.neglectingC.underminingD.opposing9.Themergerwill__________thebank’smarketshareinthesouthernChinaregion.A.expandB.shrinkC.stabilizeD.fluctuate10.Theonlinebankingplatformhas__________customerengagementthroughpersonalizedservices.A.increasedB.decreasedC.ignoredD.neglected二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina,particularlyinregionslikeQujingandKunming.Traditionalbanksarenowcompetingwithfintechcompaniesthatoffermoreagileanduser-friendlyservices.AccordingtoareportbythePeople’sBankofChina,thedigitalbankingmarketgrewby30%in2024,drivenbytechnologicaladvancementsandchangingconsumerpreferences.However,regionalbanksstillfacechallengesinintegratingnewtechnologiesduetolimitedresourcesandtalentshortages.Thegovernmenthasintroducedpoliciestosupportthedigitalizationofsmallandmedium-sizedbanks,aimingtobridgethegapbetweenurbanandruralfinancialservices.Despitetheseefforts,theadoptionofAIandbigdatainbankingremainsunevenacrossthecountry.1.Whatisthemainfocusofthepassage?A.Theimpactoffintechontraditionalbanking.B.Governmentpoliciesonfinancialregulation.C.ThegrowthofdigitalbankinginsouthernChina.D.Challengesfacedbyregionalbanks.2.Accordingtothepassage,whathasdriventhegrowthofdigitalbanking?A.Increasedcompetition.B.Governmentsubsidies.C.Technologicaladvancements.D.Consumerdemandfortraditionalbanking.3.Whatissuedoregionalbanksfaceindigitalization?A.Excessivecompetition.B.Limitedresourcesandtalent.C.Highregulatorycosts.D.Lowcustomerengagement.4.Whatisthegovernment’sroleinsupportingdigitalbanking?A.Imposingstricterregulations.B.Providingfinancialincentives.C.Encouragingruralfinancialservices.D.Promotingurbanbankingdominance.5.Whatdoesthepassagesuggestaboutthefutureofdigitalbanking?A.Itwillbecomemorecentralized.B.Itwillseeunevenadoption.C.Itwilldeclineduetotraditionalcompetition.D.Itwillbedominatedbyfintechcompanies.三、語法填空（共5題，每題1分）directions:Completethefollowingpassagebyfillingineachblankwithoneword.Lastyear,IndustrialBanklaunchedanewmobilebankingappto__________(1)customersinYunnanprovince.Theappincludesfeatureslikereal-timefinancialnews,mobilepayments,andpersonalizedinvestmentrecommendations.Accordingtoasurvey,80%ofusersfoundtheapp__________(2)convenientcomparedtotraditionalbankingmethods.However,thebankstillneedsto__________(3)addressissuessuchasslowtransactionprocessingtimes.Theapp’ssuccessdependsonthebank’sabilityto__________(4)(innovate)andimproveuserexperience.Additionally,thebankmust__________(5)(ensure)compliancewithlocalregulationstoavoidlegalrisks.四、完形填空（共10題，每題1分）directions:Readthepassagebelowandchoosethebestoptionforeachblank.ThefinancialsectorinQujinghas__________(1)transformedoverthepastdecade.Traditionalbankshavebeen__________(2)pressuredtoadoptdigitalsolutionsto__________(3)competitionfromfintechstartups.Oneofthemostsuccessfulinitiativeswasthe__________(4)ofablockchain-basedpaymentsystem,which__________(5)transactionefficiencyby40%.However,thebankalsofacedchallengesin__________(6)(retain)skilledITprofessionals.Thelocalgovernmenthassince__________(7)incentivestoattracttalenttotheregion.Despitethesehurdles,thebank’sdigitalstrategyhas__________(8)(positively)impacteditsprofitability.1.A.drasticallyB.graduallyC.partiallyD.slightly2.A.underB.overC.withinD.beyond3.A.faceB.ignoreC.respondD.overcome4.A.launchB.developmentC.adoptionD.integration5.A.increasedB.decreasedC.simplifiedD.complicated6.A.keepingB.losingC.hiringD.training7.A.introducedB.eliminatedC.reducedD.ignored8.A.greatlyB.negativelyC.marginallyD.slightly五、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.興業(yè)銀行致力于通過金融科技提升服務(wù)效率，以滿足曲靖地區(qū)企業(yè)的需求。2.由于監(jiān)管政策的變化，云南省的金融機(jī)構(gòu)需要調(diào)整其風(fēng)險管理策略。3.數(shù)字化轉(zhuǎn)型是銀行在激烈市場競爭中保持領(lǐng)先地位的關(guān)鍵。4.地方政府為支持中小企業(yè)發(fā)展，推出了一系列優(yōu)惠貸款政策。5.區(qū)塊鏈技術(shù)的應(yīng)用將進(jìn)一步提高金融交易的透明度。答案及解析一、選詞填空1.A(forced)-Fintechhascompelledtraditionalbankstoadapt.2.A(customize)-Banksneedtotailorservicesforlocalbusinesses.3.B(increase)-Newregulationsraisecompliancecosts.4.A(supported)-Theeconomyreliesonagricultureandindustry.5.A(enhance)-Digitalizationimprovesefficiencyandsatisfaction.6.B(flexible)-SMEsstrugglewithrigidlendingterms.7.A(improved)-Blockchainmakestransactionsclearer.8.A(promoting)-CSRfocusesonsustainableruraldevelopment.9.A(expand)-Mergersboostmarketshare.10.A(increased)-Personalizationboostsengagement.二、閱讀理解1.C-ThepassagediscussesdigitalbankinggrowthinsouthernChina.2.C-Technologyisthekeydriverofdigitalbankinggrowth.3.B-Limitedresourcesandtalenthinderregionalbanks.4.C-Thegovernmentsupportsruralfinancialservices.5.B-Digitalbankingadoptionvariesacrossregions.三、語法填空1.serves2.more3.further4.toinnovate5.toensure四、完形填空1.A(drastic