中信銀行南昌市青山湖區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptandinnovate.A.forcedB.requiredC.enabledD.encouraged2.Ourbankaimsto______customersatisfactionbyprovidingpersonalizedfinancialservices.A.maximizeB.minimizeC.enhanceD.reduce3.ThenewbranchinXinhuaDistrictisstrategicallylocatedto______thegrowingdemandforbankingservicesinthearea.A.meetB.exceedC.matchD.limit4.Blockchaintechnologyisexpectedto______transparencyandsecurityincross-borderpayments.A.improveB.decreaseC.eliminateD.delay5.Theannualfinancialreporthighlightsthebank’s______indigitaltransformationinitiatives.A.commitmentB.resistanceC.hesitationD.neglect6.To______fraudrisks,weimplementedadvancedAI-drivenmonitoringsystems.A.preventB.ignoreC.promoteD.justify7.Thelocalgovernment’ssupporthas______thebank’sexpansionplansintheJiangxiregion.A.facilitatedB.hinderedC.opposedD.delayed8.Thecustomerserviceteamistrainedto______issuesefficientlyandprofessionally.A.resolveB.complicateC.ignoreD.exaggerate9.Thebank’ssustainabilitygoalsincludereducingitscarbonfootprintthroughrenewableenergy______.A.investmentsB.reductionsC.withdrawalsD.expenses10.Themergerhas______thebank’smarketshareandcompetitiveedge.A.strengthenedB.weakenedC.neutralizedD.diversified二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:TheriseofdigitalbankinghastransformedthefinanciallandscapeinChina.TraditionalbankslikeChinaCITICBankareincreasinglyadoptingmobile-firststrategiestoengagecustomers.Accordingtoa2024industryreport,68%ofurbanconsumerspreferdigitaltransactionsoverin-personvisits.Thisshifthasforcedbankstoinvestheavilyincybersecuritytoprotectsensitivedata.Meanwhile,theJiangxiProvincialGovernmenthaslaunchedinitiativestopromotefintechstartups,offeringtaxincentivesandfunding.CompanieslikeAntGroupandTencentareexpandingtheirfinancialservicesintheregion,creatingbothopportunitiesandchallengesforlocalbanks.Tostaycompetitive,CITICBankhasintroducedAI-poweredchatbotsfor24/7customersupportandblockchain-basedsolutionsforsupplychainfinance.However,regulatorycomplianceremainsamajorhurdle,requiringbankstobalanceinnovationwithcompliance.1.Whatisthemainfocusofthepassage?A.Thedeclineoftraditionalbanking.B.TheimpactofdigitalbankingonChina’sfinancialsector.C.GovernmentpoliciessupportingfintechinJiangxi.D.Theroleofcybersecurityinfinancialinstitutions.2.Accordingtothereport,whatpercentageofurbanconsumerspreferdigitaltransactions?A.50%B.60%C.68%D.80%3.WhichofthefollowingisNOTmentionedasachallengeforlocalbanks?A.Cybersecuritythreats.B.Regulatorycompliance.C.Governmentincentives.D.Competitionfromfintechcompanies.4.HowisCITICBankadaptingtothedigitalbankingtrend?A.Byreducingitsmobilebankingservices.B.ByintroducingAI-poweredchatbots.C.Byfocusingsolelyonin-persontransactions.D.Byeliminatingitstraditionalbankingoperations.5.WhatdoesthepassagesuggestaboutthefutureofbankinginJiangxi?A.Traditionalbankswilldominatethemarket.B.Fintechcompanieswilloutperformbanks.C.Collaborationbetweenbanksandfintechswillbekey.D.Governmentpolicieswillfavorfintechovertraditionalbanking.三、完形填空（共10題，每題1分）directions:Completethepassagebelowbychoosingthebestwordfromthefouroptions(A,B,C,D)foreachblank.Lastyear,CITICBankinNanchanglaunchedapilotprogramto______(6)remotebankingservices.Theinitiativewasdesignedto______(7)customersinruralareaswhohadlimitedaccesstophysicalbranches.Accordingtopreliminarydata,theprogram______(8)a30%increaseindigitalaccountactivationsinthetargetedregions.Thesuccessofthepilotencouragedthebankto______(9)theprogramacrossJiangxiProvince.However,thebankfacedchallengesin______(10)digitalliteracyamongoldercustomers.Toaddressthis,theyorganizedworkshopsandprovidedone-on-onetrainingsessions.Asaresult,thebankreportedasignificantimprovementincustomersatisfaction,with85%ofparticipants______(11)theconvenienceofremoteservices.Theprogramalsohelpedthebank______(12)itsoperationalcostsbyreducingtheneedforphysicalinfrastructure.Localregulatorspraisedthebank’sefforts,notingthatsuchinitiatives______(13)thegovernment’sgoalofuniversalfinancialinclusion.Thebankplanstoexpanditsdigitalofferingsfurther,including______(14)mobile-onlybankingoptionsfortech-savvycustomers.1.(6)A.introduceB.expandC.testD.cancel2.(7)A.serveB.ignoreC.excludeD.dismiss3.(8)A.showedB.indicatedC.revealedD.supported4.(9)A.scaleB.limitC.postponeD.cancel5.(10)A.improvingB.addressingC.neglectingD.delaying6.(11)A.appreciatedB.criticizedC.dislikedD.ignored7.(12)A.cutB.increasedC.maintainedD.expanded8.(13)A.alignedwithB.contradictedC.opposedtoD.independentof9.(14)A.introducingB.eliminatingC.promotingD.restricting四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish,fillingintheblankswiththecorrectwords.1.為了滿足青山湖區(qū)日益增長(zhǎng)的金融需求，中信銀行計(jì)劃在該地區(qū)開設(shè)一家新分行。To______thegrowingfinancialdemandinQingshanhuDistrict,CITICBankplanstoopenanewbranchinthearea.2.隨著人工智能技術(shù)的進(jìn)步，銀行能夠更有效地識(shí)別和防范金融欺詐。Withthe______ofAItechnology,bankscanmoreeffectively______andpreventfinancialfraud.3.我們致力于通過綠色金融產(chǎn)品支持可持續(xù)發(fā)展目標(biāo)的實(shí)現(xiàn)。Wearecommittedto______sustainabledevelopmentgoalsthroughgreenfinancialproducts.4.該銀行與當(dāng)?shù)仄髽I(yè)合作，為中小企業(yè)提供定制化的融資解決方案。Thebankhaspartneredwithlocalbusinessesto______tailoredfinancingsolutionsforsmallandmedium-sizedenterprises.5.政府的監(jiān)管政策旨在平衡金融創(chuàng)新與風(fēng)險(xiǎn)控制。Thegovernment’sregulatorypoliciesaimto______financialinnovationwithriskcontrol.五、寫作（共1題，10分）directions:Writeashortessay(about150words)onthetopic:"TheRoleofFintechinTransformingBankingServicesinChina."Essay:FintechhasrevolutionizedthebankingindustryinChinabyintroducingdigitalsolutionsthatenhanceefficiencyandcustomerexperience.Mobilebankingapps,AI-poweredchatbots,andblockchaintechnologyhavemadefinancialservicesmoreaccessible,especiallyinruralareas.Forinstance,CITICBank’sremotebankingprograminNanchanghassignificantlyincreaseddigitalaccountactivations.However,fintechalsoposeschallenges,suchascybersecurityrisksandregulatorycompliance.Banksmustbalanceinnovationwithsafetytomaintaincustomertrust.Additionally,collaborationbetweentraditionalbanksandfintechcompaniescancreatesynergies,offeringcustomersmorecomprehensivesolutions.Inconclusion,fintechisreshapingbankinginChina,makingservicesfaster,smarter,andmoreinclusive.Astheindustryevolves,banksthatadapttothesechangeswillthriveinthecompetitivelandscape.答案及解析一、選詞填空1.A.forced解析：Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)必須適應(yīng)和創(chuàng)新。2.C.enhance解析：銀行的目標(biāo)是提升客戶滿意度，通過個(gè)性化服務(wù)實(shí)現(xiàn)。3.A.meet解析：新分行選址旨在滿足該區(qū)域?qū)︺y行服務(wù)的需求。4.A.improve解析：區(qū)塊鏈技術(shù)有望提高跨境支付的透明度和安全性。5.A.commitment解析：年報(bào)強(qiáng)調(diào)銀行在數(shù)字化轉(zhuǎn)型方面的承諾。6.A.prevent解析：AI監(jiān)控系統(tǒng)旨在預(yù)防欺詐風(fēng)險(xiǎn)。7.A.facilitated解析：地方政府支持促進(jìn)了銀行的擴(kuò)張計(jì)劃。8.A.resolve解析：客服團(tuán)隊(duì)被培訓(xùn)以高效專業(yè)地解決問題。9.A.investments解析：銀行通過可再生能源投資來減少碳足跡。10.A.strengthened解析：合并加強(qiáng)了銀行的市場(chǎng)份額和競(jìng)爭(zhēng)優(yōu)勢(shì)。二、閱讀理解1.B.TheimpactofdigitalbankingonChina’sfinancialsector.解析：全文圍繞數(shù)字銀行業(yè)對(duì)中國(guó)金融業(yè)的影響展開。2.C.68%解析：原文明確指出68%的消費(fèi)者偏好數(shù)字交易。3.C.Governmentincentives解析：政府激勵(lì)是機(jī)遇而非挑戰(zhàn)。4.B.ByintroducingAI-poweredchatbots解析：原文提到CITICBank引入AI聊天機(jī)器人。5.C.Collaborationbetweenbanksandfintechswillbekey解析：文章暗示銀行與金融科技公司合作是關(guān)鍵。三、完形填空1.(6)C.test解析：pilotprogram（試點(diǎn)項(xiàng)目）通常用于測(cè)試新服務(wù)。2.(7)A.serve解析：服務(wù)農(nóng)村地區(qū)客戶是遠(yuǎn)程銀行的目的。3.(8)B.indicated解析：數(shù)據(jù)顯示賬戶激活率增長(zhǎng)，用indicated合適。4.(9)A.scale解析：擴(kuò)大試點(diǎn)項(xiàng)目，用scale（擴(kuò)展）。5.(10)B.addressing解析：解決數(shù)字素養(yǎng)問題，用addressing（解決）。6.(11)A.appreciated解析：顧客認(rèn)可遠(yuǎn)程服務(wù)的便利性，用appreciated。7.(12)A.cut解析：數(shù)字化減少運(yùn)營(yíng)成本，用cut（削減）。8.(13)A.alignedwith解析：銀行努力與政府目標(biāo)一致，用alignedwith（與…一致）。9.(14)C.promoting解析：推廣移動(dòng)銀行選項(xiàng)，用promoting（推廣）。四、翻譯填空1.meet2.advancement,mitigate3.achieving4.develop5.balancing五、寫作參考范文FintechhassignificantlytransformedthebankingsectorinChina