民生銀行長(zhǎng)春市綠園區(qū)2025秋招筆試英語(yǔ)題專練及答案一、詞匯選擇（5題，每題2分）說(shuō)明：每題空格處缺少一個(gè)單詞，請(qǐng)從A、B、C、D四個(gè)選項(xiàng)中選擇最合適的單詞填空。1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoadapttonewchallenges.A.challengedB.supportedC.encouragedD.transformed2.Asabankingprofessional,itisessentialtomaintain__________indealingwithclients'confidentialinformation.A.flexibilityB.integrityC.efficiencyD.creativity3.TheGreenZoneofChangchunhas__________policiestoattractmoreforeigninvestmentinthemanufacturingsector.A.lenientB.restrictiveC.supportiveD.ambiguous4.ManyChinesebanksareinvestinginAIto__________operationalcostsandimproveservicequality.A.reduceB.increaseC.stabilizeD.ignore5.Thebank’sCSRprogramfocuseson__________thelocalcommunitythrougheducationandcharityinitiatives.A.benefitingB.neglectingC.supportingD.damaging二、閱讀理解（4題，每題3分）說(shuō)明：閱讀以下短文，并回答問(wèn)題。Passage:Theriseofdigitalbankinghastransformedhowpeoplemanagetheirfinances.Unliketraditionalbanks,digitalbanksoperateentirelyonline,offeringservicessuchasmobilepayments,wealthmanagement,andloanapplications.Thismodelhasgainedpopularityduetoitsconvenienceandlowerfees.However,italsofaceschallenges,suchasregulatorycomplianceandcybersecurityrisks.InChangchun,localbanksareexploringhybridmodelsthatcombineonlineandofflineservicestobetterservetheirclients.Forinstance,JilinBankhasopenedsmartbankingcenterswherecustomerscanuseAI-poweredtoolstogetfinancialadvicewhilestillenjoyingpersonalizedhumansupport.1.Whatisthemaindifferencebetweendigitalbanksandtraditionalbanks?A.Digitalbanksaremoreexpensive.B.Digitalbanksoperateonlyonline.C.Traditionalbankshavemorebranches.D.Traditionalbanksfocusmoreonloans.2.Whatchallengesdodigitalbanksface?A.Highfeesandslowservice.B.Regulatoryissuesandcyberrisks.C.Limitedcustomerbase.D.FewerATMs.3.WhyarehybridbankingmodelsbecomingpopularinChangchun?A.Theyarefullydigital.B.Theyofferbothonlineandofflineservices.C.Theyaregovernment-funded.D.Theyaremoresecure.4.WhichbankismentionedasusingAI-poweredtoolsinChangchun?A.ChinaMerchantsBank.B.JilinBank.C.BankofChina.D.IndustrialandCommercialBankofChina.三、句子改錯(cuò)（3題，每題4分）說(shuō)明：每題包含一個(gè)句子，其中有一個(gè)錯(cuò)誤，請(qǐng)指出并改正。1.Thebankhasbeenprovidingloanstosmallbusinessessincelastyear,butitstillfacesdifficultiesinexpandingitsmarketshare.→錯(cuò)誤：__________→改正：__________2.Ifwewanttoimprovecustomersatisfaction,weshouldfocusmoreonreducingwaittimesandincreasingstafftraining.→錯(cuò)誤：__________→改正：__________3.Despitetheeconomicdownturn,thebank’sprofitshaveincreasedby15%inthefirstquarterofthisyear.→錯(cuò)誤：__________→改正：__________四、完形填空（5題，每題3分）說(shuō)明：閱讀以下短文，并從A、B、C、D四個(gè)選項(xiàng)中選擇最合適的單詞填空。Lastyear,thePeople’sBankofChinaintroducednewregulationsto__1__financialrisksintheshadowbankingsector.Manysmallandmedium-sizedenterprises(SMEs)inChangchun,especiallyinthemanufacturingindustry,hadreliedheavilyonshort-termloansfromwealthmanagementproducts.However,thenewrules__2__theseproducts,forcingbanksto__3__morestringentlendingcriteria.Asaresult,someSMEsstruggledto__4__funding,whilebankshadto__5__theirriskmanagementsystems.Thissituationhighlightedtheneedforamorebalancedapproachtofinancialregulation.1.A.controlB.ignoreC.encourageD.expand2.A.bannedB.supportedC.relaxedD.improved3.A.loosenB.tightenC.ignoreD.simplify4.A.accessB.loseC.borrowD.save5.A.strengthenB.weakenC.ignoreD.reduce五、翻譯填空（4題，每題5分）說(shuō)明：將中文句子翻譯成英文，并填入空格中。1.長(zhǎng)春綠園區(qū)政府為促進(jìn)當(dāng)?shù)亟?jīng)濟(jì)發(fā)展，推出了多項(xiàng)優(yōu)惠政策?！鶷heGreenZonegovernmentofChangchunhasintroduced__________toboostthelocaleconomy.2.民生銀行致力于通過(guò)創(chuàng)新金融產(chǎn)品和服務(wù)，提升客戶體驗(yàn)?！鶰inshengBankiscommittedto__________bydevelopinginnovativefinancialproductsandservices.3.隨著人工智能的普及，銀行需要加強(qiáng)數(shù)據(jù)安全保護(hù)?！鶺iththewidespreadadoptionofAI,banksneedto__________datasecurity.4.中國(guó)銀行業(yè)正在積極應(yīng)對(duì)數(shù)字化轉(zhuǎn)型帶來(lái)的挑戰(zhàn)?！鶦hinesebanksareactivelyaddressingthechallengesbroughtby__________.答案及解析一、詞匯選擇1.A.challenged→數(shù)字化金融的快速發(fā)展給傳統(tǒng)銀行業(yè)帶來(lái)了挑戰(zhàn)。2.B.integrity→作為銀行業(yè)務(wù)人員，維護(hù)誠(chéng)信至關(guān)重要。3.C.supportive→長(zhǎng)春綠園區(qū)出臺(tái)了支持制造業(yè)發(fā)展的政策。4.A.reduce→銀行投資人工智能以降低運(yùn)營(yíng)成本。5.C.supporting→銀行的CSR項(xiàng)目通過(guò)教育和慈善活動(dòng)支持當(dāng)?shù)厣鐓^(qū)。二、閱讀理解1.B.Digitalbanksoperateonlyonline.→文中提到數(shù)字銀行完全在線運(yùn)營(yíng)，與傳統(tǒng)銀行不同。2.B.Regulatoryissuesandcyberrisks.→文中提到數(shù)字銀行面臨監(jiān)管合規(guī)和網(wǎng)絡(luò)安全風(fēng)險(xiǎn)。3.B.Theyofferbothonlineandofflineservices.→文中提到混合銀行模式結(jié)合線上線下服務(wù)，更受長(zhǎng)春歡迎。4.B.JilinBank.→文中明確提到吉林銀行在長(zhǎng)春使用AI工具提供財(cái)務(wù)建議。三、句子改錯(cuò)1.錯(cuò)誤：hasbeenproviding→改正：hasprovided→"sincelastyear"表示動(dòng)作已完成，應(yīng)使用一般過(guò)去時(shí)。2.錯(cuò)誤：If→改正：Whether→"focusmore"需要條件狀語(yǔ)從句，用Whether更合適。3.錯(cuò)誤：Despite→改正：Inspiteof→"Despite"和"inspiteof"都可，但后者更正式。四、完形填空1.A.control→控制金融風(fēng)險(xiǎn)。2.A.banned→禁止這些產(chǎn)品。3.B.tighten→嚴(yán)格貸款標(biāo)準(zhǔn)。4.A.access→獲取資金。5.A.strengthen→加強(qiáng)風(fēng)險(xiǎn)管理系統(tǒng)。五、翻譯填空1.TheGreenZonegovernmentofChangchunhasintroduced__measuressuchastaxincentivesandsubsidies__toboostthelocaleconomy.→措施如稅收優(yōu)惠和補(bǔ)貼。2.MinshengBankiscommittedto__enhancingcustomersatisfaction__bydevelopinginnovativefinancialproductsandservices.→提升客戶滿意度。3.Withthewidespreadadop