招商銀行西安市蓮湖區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapidgrowthoffintechhas__________thetraditionalbankingsectortoinnovateandadapttonewmarketdemands.A.forcedB.encouragedC.challengedD.supported2.AsaleadingfinancialinstitutioninWesternChina,ChinaMerchantsBankhas__________astrongpresenceintheXi'anmarketoverthepastdecade.A.developedB.expandedC.maintainedD.reduced3.Thenewpolicyaimsto__________smallandmedium-sizedenterprisesbyprovidingeasieraccesstocredit.A.supportB.hinderC.limitD.neglect4.ThebankingsectorinXi'anhas__________significantlyduetothecity'seconomicdevelopmentandgrowingpopulation.A.declinedB.stagnatedC.diversifiedD.expanded5.Digitaltransformationhas__________thewaybanksinteractwithcustomers,offeringmoreefficientandpersonalizedservices.A.revolutionizedB.complicatedC.standardizedD.centralized6.ChinaMerchantsBank’sfocusongreenfinancealignswiththe__________goalsofreducingcarbonemissionsandpromotingsustainablegrowth.A.short-termB.long-termC.regionalD.global7.TheeconomicrecoveryinWesternChinahas__________thedemandforbankingservices,especiallyinurbanareaslikeXi'an.A.boostedB.weakenedC.stabilizedD.fluctuated8.Thebank’scustomerserviceteamistrainedto__________theneedsofclientsfromdiverseculturalbackgrounds.A.ignoreB.addressC.rejectD.dismiss9.Theriseofmobilebankinghas__________traditionalbranch-basedoperations,forcingbankstorethinktheirbusinessmodels.A.complementedB.replacedC.supportedD.supplemented10.TheXi'angovernmenthas__________incentivestoattractmorefinancialinstitutions,includingbanks,tosetupoperationsinthecity.A.providedB.eliminatedC.reducedD.delayed二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsbasedontheinformationprovided.Passage:ThebankingsectorinXi'anhasexperiencedsignificantgrowthinrecentyears,drivenbythecity'seconomicdevelopmentandtheriseoffintech.ChinaMerchantsBank,asoneofthetopfinancialinstitutionsintheregion,hasbeenattheforefrontofthistransformation.Thebankhasinvestedheavilyindigitaltechnology,enablingittooffermoreefficientandinnovativeservicestocustomers.Additionally,thebankhasexpandeditspresenceinruralareasofShaanxiProvince,aimingtobridgethefinancialgapbetweenurbanandruralregions.TheXi'angovernmenthasalsoplayedacrucialrolebyprovidingincentivesforbankstooperateinthecity,furtherboostingthesector'sgrowth.However,challengesremain,suchastheneedtoenhancecybersecurityandimprovecustomerserviceinremoteareas.1.WhathasbeentheprimarydriverofgrowthinXi'an'sbankingsector?A.GovernmentincentivesB.FintechadvancementsC.RuralexpansionD.Traditionalbankingmodels2.HowhasChinaMerchantsBankadaptedtothechangingmarketinXi'an?A.ByreducingitsinvestmentsintechnologyB.ByfocusingsolelyonurbanareasC.ByinvestingindigitaltechnologyandruralexpansionD.Byeliminatingitsbranchesinfavorofonlineservices3.WhatrolehastheXi'angovernmentplayedinsupportingthebankingsector?A.Ithaseliminatedincentivesforbanks.B.Ithasencouragedbankstoexpandinruralareas.C.Ithasfocusedontraditionalbankingoperations.D.Ithasreducedfundingforfinancialinstitutions.4.WhatchallengesdoesthebankingsectorinXi'anstillface?A.Highcompetitionfromfintechcompanies.B.Limitedgovernmentsupport.C.Cybersecurityandruralcustomerserviceissues.D.Lackofdigitaltransformationinitiatives.5.WhichofthefollowingbestdescribestheoveralltrendinXi'an'sbankingsector?A.Declineduetoruralunderdevelopment.B.Stagnationduetolackofinnovation.C.Growthdrivenbyfintechandgovernmentsupport.D.Slowexpansionduetohighcosts.三、完形填空（共10題，每題1分）directions:Completethepassagebelowbychoosingthebestwordfromthefouroptions(A,B,C,D)foreachblank.ThebankingsectorinWesternChinahasundergonea__________transformationinrecentyears,withdigitaltechnology__________asignificantroleinreshapinghowfinancialinstitutionsoperate.ChinaMerchantsBank,__________aleadingplayerintheregion,hasembracedthischangebyinvestingininnovativesolutionsto__________customerneeds.Theriseofmobilebankinghas__________traditionalbranch-basedservices,forcingbanksto__________theirstrategiestoremaincompetitive.InXi'an,thecity’seconomicgrowthhas__________thedemandforbankingservices,particularlyinareaslikerealestateandsmallbusinesslending.However,thesectorstillfaceschallengessuchas__________cybersecuritythreatsandensuringequitableaccesstofinancialservicesacrossurbanandruralregions.Thegovernment’ssupportin__________incentivesforbankshas__________theseefforts,creatingamoredynamicandresponsivebankinglandscape.1.A.gradualB.suddenC.gradualD.rapid2.A.playsB.playsC.playsD.plays3.A.asB.asC.asD.as4.A.meetingB.meetingC.meetingD.meeting5.A.replacedB.replacedC.replacedD.replaced6.A.adaptedB.adaptedC.adaptedD.adapted7.A.boostedB.boostedC.boostedD.boosted8.A.addressingB.addressingC.addressingD.addressing9.A.mitigatingB.mitigatingC.mitigatingD.mitigating10.A.providingB.providingC.providingD.providing四、句子改錯（共5題，每題2分）directions:Identifytheerrorineachsentenceandcorrectit.1.TheeconomicrecoveryinWesternChinahasimprovethedemandforbankingservices.→Corrected:TheeconomicrecoveryinWesternChinahas__________thedemandforbankingservices.2.ChinaMerchantsBank’sfocusongreenfinancealignwiththeglobalgoalsofreducingcarbonemissions.→Corrected:ChinaMerchantsBank’sfocusongreenfinance__________theglobalgoalsofreducingcarbonemissions.3.Theriseofmobilebankinghascomplementtraditionalbranch-basedoperations,makingitmoreefficientforcustomers.→Corrected:Theriseofmobilebankinghas__________traditionalbranch-basedoperations,makingitmoreefficientforcustomers.4.Thebank’scustomerserviceteamistrainedtoaddresstheneedsofclientsfromdiverseculturalbackground.→Corrected:Thebank’scustomerserviceteamistrainedtoaddresstheneedsofclientsfromdiverse__________.5.TheXi'angovernmenthasprovideincentivestoattractmorefinancialinstitutions,includingbanks,tosetupoperationsinthecity.→Corrected:TheXi'angovernmenthas__________incentivestoattractmorefinancialinstitutions,includingbanks,tosetupoperationsinthecity.五、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.招商銀行在西安的分行積極推動綠色金融發(fā)展，以支持當地企業(yè)的可持續(xù)發(fā)展?！鶷ranslation:ChinaMerchantsBank,__________inXi'an,activelypromotesgreenfinancetosupportthesustainabledevelopmentoflocalenterprises.2.隨著西安經濟的快速發(fā)展，銀行業(yè)對人才的需求日益增長。→Translation:WiththerapideconomicdevelopmentinXi'an,thedemandfortalentinthebankingsectoris__________.3.數字化轉型已成為銀行業(yè)在競爭激烈的市場中保持領先地位的關鍵?！鶷ranslation:Digitaltransformationhasbecome__________forbankstomaintainaleadingpositioninthehighlycompetitivemarket.4.西安市政府為吸引更多金融機構入駐，出臺了一系列優(yōu)惠政策?！鶷ranslation:TheXi'angovernmenthasintroducedaseriesofpreferentialpoliciesto__________morefinancialinstitutionstosetupoperationsinthecity.5.銀行需要加強風險管理，以應對日益復雜的金融環(huán)境?！鶷ranslation:Banksneedto__________riskmanagementtoaddresstheincreasinglycomplexfinancialenvironment.答案及解析一、選詞填空1.C(challenged)-Thecontextsuggeststhatfintechhasposedachallengetotraditionalbanks.2.B(expanded)-Thebank'sgrowthinXi'anisimpliedbyitsstrongpresence.3.A(support)-Thepolicy'sgoalistohelpSMEs,so"support"isthemostlogicalchoice.4.D(expanded)-Economicgrowthtypicallyleadstoexpansioninthebankingsector.5.A(revolutionized)-Digitaltransformationfundamentallychangeshowbanksoperate.6.B(long-term)-Greenfinancealignswithsustainabledevelopmentgoals.7.A(boosted)-Economicrecoveryincreasesdemandforbankingservices.8.B(address)-Customerserviceteamsaimtomeetclientneeds.9.B(replaced)-Mobilebankinghasdiminishedtheroleofphysicalbranches.10.A(provided)-Incentivesaretypicallyofferedbygovernmentstoattractbusinesses.二、閱讀理解1.B(fintechadvancements)-Thepassagehighlightsfintechasakeydriver.2.C(investingindigitaltechnologyandruralexpansion)-Thebankhasadoptedbothstrategies.3.B(encouragedbankstoexpandinruralareas)-Thepassagementionsgovernmentincentivesforruraloperations.4.C(cybersecurityandruralcustomerserviceissues)-Thesearenotedasongoingchallenges.5.C(growthdrivenbyfintechandgovernmentsupport)-Thepassagesupportsthisoveralltrend.三、完形填空1.D(rapid)-Thebankingsector'stransformationhasbeenswift.2.D(plays)-Digitaltechnologyplaysasignificantrole.3.A(as)-ChinaMerchantsBankisaleadingplayer.4.A(meeting)-Banksaimtomeetcustomerneeds.5.B(replaced)-Mobilebankinghasreplacedtraditionalservicestosomeextent.6.A(adapted)-Bankshaveadaptedtothedigitalera.7.A(boosted)-Economicgrowthboostsdemand.8.A(addressing)-Banksfocusonaddressingcustomerneeds.9.A(mitigating)-Banksworktomitigatecybersecuritythreats.10.A(providing)-Thegovernmentprovidesincentives.四、句子改錯1.→Corrected:TheeconomicrecoveryinWesternChinahasincreasedthedemandforbankingservices.(verbtenseerror)2.→Corrected:ChinaMerchantsBank’sfocusongreenfinancealignswiththeglobalgoalsofreducingcarbonemissions.(subject-verbagreementerror)3.→Corrected:Theriseofmobilebankinghassupplantedtraditional