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光大銀行徐州市云龍區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空(共5題,每題2分,共10分)題干:Belowarefivesentenceswithonewordmissing.Choosethebestwordtocompleteeachsentence.1.Therapiddevelopmentoffintechhas__________thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.encouragedC.supportedD.delayed2.Inthecontextofcloudfinancialservices,__________datasecurityisatoppriorityforbanks.A.fragileB.robustC.outdatedD.irrelevant3.Cloud-basedplatformshave__________theefficiencyofcross-borderpaymentprocessingforbusinessesinXuZhou.A.reducedB.enhancedC.complicatedD.minimized4.TheBankofChina’sgreenfinanceinitiativeshave__________renewableenergyprojectsinJiangsuProvince.A.declinedB.promotedC.neglectedD.restricted5.ThedigitaltransformationoffinancialservicesinYanchengrequires__________collaborationbetweenbanksandtechfirms.A.rigidB.flexibleC.reluctantD.inefficient二、閱讀理解(共4題,每題3分,共12分)題干:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theriseofblockchaintechnologyhassignificantlyimpactedthebankingsector,particularlyinregionslikeXuZhou,wheretraditionalfinancialinstitutionsarecompetingwithfintechstartups.Blockchain’sdecentralizedandtransparentnatureenablesfastertransactions,reducedcosts,andimprovedsecurity.However,challengessuchasregulatorycomplianceandscalabilityremain.Accordingtoa2024reportbythePeople’sBankofChina,60%ofbanksinJiangsuProvincehaveadoptedblockchain-basedsolutionsfortradefinance.Meanwhile,inYancheng,thelocalbranchofIndustrialandCommercialBankofChinahaslaunchedablockchain-poweredsupplychainfinanceplatform.Theseinitiativeshighlightthegrowingtrendofdigitalizationinthefinancialindustry.Questions:1.Whatisthemainpurposeofthepassage?A.Tocriticizeblockchaintechnology.B.Tointroduceblockchain’simpactonbanking.C.Topromotefintechstartupsovertraditionalbanks.D.Todiscusstheregulatorychallengesofblockchain.2.Whichregionismentionedashavingahighadoptionrateofblockchaininbanking?A.XuZhouB.YanchengC.JiangsuProvinceD.Noneoftheabove3.Accordingtothepassage,whatisakeyadvantageofblockchaintechnology?A.ReducedtransactioncostsB.CentralizedcontrolC.HigherfeesD.Limitedscalability4.WhatdoesthepassagesuggestaboutthefutureofbankinginChina?A.Traditionalbankswilldisappear.B.Blockchainwillreplaceallfinancialsystems.C.Digitalizationwillcontinuetogrow.D.Fintechwilldominatethemarket.三、完形填空(共5題,每題2分,共10分)題干:Belowisapassagewithgaps.Fillineachgapwiththemostappropriatewordfromthebox.|Box:|innovate|stabilize|integrate|disrupt|enhance|comply|leverage|optimize|streamline|regulate|ThemodernbankingindustryinXuZhouhasseensignificantchangesduetotechnological__________.Banksmust__________emergingfintechsolutionstostaycompetitive.Data__________iscrucialforriskmanagement.Additionally,financialinstitutionsneedto__________withnewfinancialregulations.Cloud-basedsystemshelp__________operationalefficiency.Forexample,theBankofCommunicationsinYanchenghas__________itsmobilebankingapptoincludeAI-drivenfinancialadvice.四、句子改錯(cuò)(共5題,每題2分,共10分)題干:Correcttheerrorsinthefollowingsentences.1.ThedigitalbankingsectorisdevelopingquicklyinJiangsu,butitfacesmanychallenges.2.Blockchaintechnologyismoreefficientthantraditionalpaymentsystems,soitwillreplacethemsoon.3.ManybanksinXuZhouhavenotyet__________withthenewanti-moneylaunderinglaws.4.ThePeople’sBankofChinahasnotfully__________therisksassociatedwithdecentralizedfinance.5.FinancialinstitutionsinYanchengneedto__________theircybersecuritymeasurestopreventdatabreaches.五、翻譯填空(共5題,每題2分,共10分)題干:TranslatethefollowingChinesephrasesintoEnglishandfillintheblanks.1.跨境支付便利化_______thetradevolumebetweenXuZhouandSoutheastAsia.2.綠色金融政策_(dá)______thedevelopmentofrenewableenergyprojectsinJiangsu.3.銀行數(shù)字化轉(zhuǎn)型_______customersatisfactionandoperationalefficiency.4.金融監(jiān)管體系_______thestabilityofthebankingsectorinYancheng.5.開源技術(shù)_______thecollaborationbetweenbanksandtechnologyfirms.答案與解析一、選詞填空1.A(forced)-解析:Fintech的發(fā)展迫使傳統(tǒng)銀行業(yè)進(jìn)行創(chuàng)新。2.B(robust)-解析:云金融服務(wù)中,強(qiáng)大的數(shù)據(jù)安全至關(guān)重要。3.B(enhanced)-解析:云平臺提高了徐州跨境支付效率。4.B(promoted)-解析:中國銀行的綠色金融政策推動(dòng)了江蘇可再生能源項(xiàng)目。5.B(flexible)-解析:銀行與科技公司需要靈活合作推動(dòng)數(shù)字化。二、閱讀理解1.B-解析:文章主要介紹區(qū)塊鏈對銀行業(yè)的影響。2.C-解析:報(bào)告顯示江蘇省銀行采用區(qū)塊鏈解決方案比例高。3.A-解析:文中提到區(qū)塊鏈能降低交易成本。4.C-解析:文章暗示數(shù)字化將繼續(xù)發(fā)展。三、完形填空1.innovate2.leverage3.integrate4.comply5.enhance6.integrate7.optimize8.streamline9.regulate10.leverage四、句子改錯(cuò)1.修改:ThedigitalbankingsectorisdevelopingquicklyinJiangsu,butitfacesmanychallenges.→正確。2.修改:Blockchaintechnologyismoreefficientthantraditionalpaymentsystems,butitwillreplacethemsoon.→應(yīng)改為“butitmayreplacetheminthefuture.”(原文“soon”不恰當(dāng))。3.修改:ManybanksinXuZhouhavenotyet__________withthenewanti-moneylaunderinglaws.→應(yīng)改為“compliedwith”→compliedwith.4.修改:ThePeople’sBankofChinahasnotfully__________therisksassociatedwithdecentralizedfinance.→應(yīng)改為“addressed”→addressed.5.修改:FinancialinstitutionsinYanchengneedto__________theircybersecurityme
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