光大銀行寧波市慈溪市2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptionsgivenbelow.1.Therapiddevelopmentofdigitalbankinghas__________thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.transformedC.innovatedD.modernized2.Inthecontextofcross-bordertrade,understanding__________regulationsiscrucialforensuringsmoothtransactions.A.fiscalB.monetaryC.regulatoryD.commercial3.Ourbank’snewmobileappaimsto__________customerexperiencebyintegratingAI-poweredchatbotsfor24/7support.A.enhanceB.improveC.elevateD.elevate4.Theeconomicpoliciesimplementedbythelocalgovernmenthave__________foreigninvestmentintheregion.A.attractedB.encouragedC.facilitatedD.promoted5.Dueto__________competition,theinterestratesonsavingsaccountshavebeenonthedeclineinrecentmonths.A.intenseB.fierceC.aggressiveD.competitive二、閱讀理解（共5題，每題3分，共15分）directions:Readthepassagecarefullyandchoosethebestanswerforeachquestion.Passage:Theriseoffintechhassignificantlyreshapedthebankinglandscape,particularlyinemergingmarketslikeChina.Traditionalbanksarenowcompetingwithstartupsthatleveragecutting-edgetechnologiessuchasblockchainandartificialintelligence.AccordingtoareportbyMcKinsey,thefintechsectorisexpectedtoaccountfor15%oftheglobalbankingmarketby2025.Thisshifthasnecessitatedareevaluationoftraditionalbankingstrategies,withinstitutionsfocusingondigitaltransformationtoremaincompetitive.However,challengessuchasregulatorycomplianceandcybersecurityremainsignificanthurdles.Despitetheseobstacles,theintegrationoftechnologyintobankingoperationshasimprovedefficiencyandcustomersatisfaction.6.Whatistheprimaryfocusofthepassage?A.TheimpactoffintechontraditionalbankingB.ThegrowthofthefintechsectorinChinaC.ThechallengesfacedbybanksinemergingmarketsD.TheroleofAIinbankingoperations7.Accordingtothepassage,whatpercentageoftheglobalbankingmarketisexpectedtobefintech-drivenby2025?A.10%B.15%C.20%D.25%8.Whatarethetwomajorchallengesmentionedinthepassage?A.RegulatorycomplianceandcybersecurityB.DigitaltransformationandcustomersatisfactionC.ArtificialintelligenceandblockchainD.Efficiencyandcompetition9.Whathasbeentheprimarybenefitofintegratingtechnologyintobankingoperations?A.IncreasedprofitsB.ImprovedefficiencyandcustomersatisfactionC.HigherinterestratesD.Greatercompetition10.WhichofthefollowingstatementsisNOTmentionedinthepassage?A.Fintechstartupsareoutperformingtraditionalbanks.B.Banksarefocusingondigitaltransformation.C.Regulatorycomplianceisamajorchallenge.D.Thefintechsectorisgrowingrapidly.三、完形填空（共5題，每題2分，共10分）directions:Readthepassageandfillineachblankwiththebestwordfromthefouroptionsgivenbelow.ThebankingsectorinZhejiangprovincehasbeen__________byrapidtechnologicaladvancements.Withthe__________ofdigitalplatforms,traditionalbankshavehadto__________theiroperationstostayrelevant.Theintegrationofbigdataanalyticshasenabledmorepersonalizedbankingservices,__________customerretentionrates.However,thisshifthasalsobroughtaboutnew__________,suchasdataprivacyconcerns.Asaresult,banksmuststrikeabalancebetweeninnovationandriskmanagement.Thelocalgovernmenthas__________initiativestosupportbanksintheirdigitaltransformationjourney,__________thesectortogrowsustainably.1.A.transformed2.B.revolutionized3.C.modernized4.D.reshaped5.A.theemergence6.B.thedevelopment7.C.theadoption8.D.theimplementation9.A.adapting10.B.adjusting11.C.altering12.D.modifying13.A.improving14.B.increasing15.C.enhancing16.D.elevating17.A.challenges18.B.risks19.C.obstacles20.D.issues21.A.introduced22.B.launched23.C.implemented24.D.enacted25.A.ensuring26.B.promoting27.C.facilitating28.D.encouraging四、翻譯（共5題，每題3分，共15分）directions:TranslatethefollowingsentencesintoEnglish.1.寧波市作為長(zhǎng)三角地區(qū)的重要城市，近年來吸引了大量外資企業(yè)入駐。2.光大銀行的數(shù)字化戰(zhàn)略旨在通過技術(shù)創(chuàng)新提升客戶服務(wù)體驗(yàn)。3.隨著跨境電商的興起，銀行需要加強(qiáng)跨境支付系統(tǒng)的建設(shè)。4.慈溪市的金融機(jī)構(gòu)在支持地方中小企業(yè)發(fā)展方面發(fā)揮著重要作用。5.中國(guó)的金融科技行業(yè)正在快速發(fā)展，為傳統(tǒng)銀行業(yè)帶來新的機(jī)遇和挑戰(zhàn)。五、寫作（共1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheRoleofDigitalTransformationintheBankingIndustryintheContextofZhejiangProvince."AnswerKeyandExplanations一、選詞填空1.A.revolutionized-Explanation:"Revolutionized"bestfitsthecontext,asdigitalbankinghasfundamentallychangedthetraditionalfinancialindustry.2.C.regulatory-Explanation:"Regulatory"isthemostappropriateword,ascompliancewithregulationsisessentialforcross-bordertrade.3.A.enhance-Explanation:"Enhance"isthecorrectchoice,astheappaimstoimprovecustomerexperience.4.B.encouraged-Explanation:"Encouraged"fitsthecontext,aspoliciesaredesignedtoattractforeigninvestment.5.D.competitive-Explanation:"Competitive"accuratelydescribestheintenserivalryinthebankingsector.二、閱讀理解6.A.Theimpactoffintechontraditionalbanking-Explanation:Thepassageprimarilydiscusseshowfintechisreshapingtraditionalbanking.7.B.15%-Explanation:Thepassageexplicitlystatesthatfintechwillaccountfor15%oftheglobalbankingmarketby2025.8.A.Regulatorycomplianceandcybersecurity-Explanation:Thesearethetwochallengesmentionedinthepassage.9.B.Improvedefficiencyandcustomersatisfaction-Explanation:Thepassagehighlightstheseastheprimarybenefitsoftechnologyintegration.10.A.Fintechstartupsareoutperformingtraditionalbanks.-Explanation:Thisstatementisnotmentionedinthepassage.三、完形填空1.D.reshaped-Explanation:"Reshaped"fitsthecontextoftechnologicaladvancements.2.A.theemergence-Explanation:"Theemergence"isthecorrectchoice,asdigitalplatformshaverecentlyappeared.3.A.adapting-Explanation:"Adapting"isappropriate,asbanksneedtoadjusttonewtechnologies.4.C.improving-Explanation:"Improving"fitsthecontextofenhancedcustomerretentionrates.5.B.risks-Explanation:"Risks"isthecorrectword,asdigitaltransformationbringsnewchallenges.6.A.introduced-Explanation:"Introduced"accuratelydescribestheinitiationofinitiatives.7.D.theimplementation-Explanation:"Implementation"fitsthecontextofputtinginitiativesintoaction.8.B.adjusting-Explanation:"Adjusting"isappropriate,asbanksneedtomodifytheiroperations.9.B.increasing-Explanation:"Increasing"fitsthecontextofrisingcustomerretentionrates.10.A.adapting-Explanation:"Adapting"isthecorrectchoice,asbanksneedtoadjusttonewtechnologies.11.C.altering-Explanation:"Altering"fitsthecontextofchangingoperations.12.D.modifying-Explanation:"Modifying"isappropriate,asbanksneedtotweaktheiroperations.13.A.improving-Explanation:"Improving"fitsthecontextofenhancedcustomerretentionrates.14.B.increasing-Explanation:"Increasing"isthecorrectchoice,asretentionratesrise.15.C.enhancing-Explanation:"Enhancing"fitsthecontextofbettercustomerexperience.16.D.elevating-Explanation:"Elevating"isappropriate,asbanksaimtoraisetheirstandards.17.A.challenges-Explanation:"Challenges"isthecorrectword,asdigitaltransformationbringsdifficulties.18.B.risks-Explanation:"Risks"fitsthecontextofpotentialdangers.19.C.obstacles-Explanation:"Obstacles"isthecorrectchoice,asbanksfacehurdles.20.D.issues-Explanation:"Issues"fitsthecontextofproblems.21.B.launched-Explanation:"Launched"isappropriate,asinitiativesarestarted.22.A.introduced-Explanation:"Introduced"fitsthecontextofbringinginitiativesintoexistence.23.C.implemented-Explanation:"Implemented"isthecorrectchoice,asinitiativesareputintopractice.24.D.enacted-Explanation:"Enacted"fitsthecontextofpoliciesbeingputintoeffect.25.A.ensuring-Explanation:"Ensuring"isappropriate,asthegovernmentaimstoguaranteegrowth.26.B.promoting-Explanation:"Promoting"fitsthecontextofencouragingsustainablegrowth.27.C.facilitating-Explanation:"Facilitating"isthecorrectchoice,asthegovernmenthelpsbanksgrow.28.D.encouraging-Explanation:"Encouraging"fitsthecontextofsupportingbanks.四、翻譯1.Ningbo,asanimportantcityintheYangtzeRiverDeltaregion,hasattractedalargenumberofforeign-fundedenterprisesinrecentyears.2.ThedigitaltransformationstrategyofEverbrightBankaimstoenhancecustomerserviceexperiencethroughtechnologicalinnovation.3.Withtheriseofcross-bordere-commerce,banksneedtostrengthentheconstructionofcross-borderpaymentsystems.4.FinancialinstitutionsinCixiCityplayavitalroleinsupportingthedevelopmentoflocalsmallandmedium-sizedenterprises.5.China’sfintechindustryisdevelopingrapidly,bringingnewopportunitiesandchallengestothetraditionalbankingsector.五、寫作TheRoleofDigitalTransformationintheBankingIndustryintheContextofZhejiangProvinceDigitaltransformationhasbecomeacornerstoneofthebankingindustry,particularlyinZhejiangprovince,aregionknownforitsrapideconomicgrowthand