平安銀行昆明市西山區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分）場景：結合銀行業(yè)務與昆明地域特色，考察詞匯應用能力。1.Thebank'snewbranchinKunmingaimsto______localbusinessesbyofferingtailoredfinancialsolutions.A.supportB.limitC.ignoreD.compete2.Despiteeconomic______,theregionaltradebetweenYunnanandSoutheastAsiahasshownsteadygrowthinrecentyears.A.instabilityB.stabilityC.developmentD.decline3.Ourteamneedsto______therisksofdigitalcurrencytransactionswhileensuringcustomerconvenience.A.ignoreB.minimizeC.maximizeD.delay4.The昆明市政府’sinitiativetopromotegreenfinancewill______thebank’ssustainabilitygoals.A.conflictwithB.alignwithC.opposeD.weaken5.Theloanofficermust______theborrower’scredithistorycarefullytoavoidfraud.A.overlookB.verifyC.exaggerateD.dismiss二、閱讀理解（共4題，每題3分）場景：聚焦金融科技、普惠金融與昆明本地經(jīng)濟政策。Passage1:TheBankofChinahaslaunchedapilotprograminKunmingtotestblockchain-basedtradefinance.Theinitiative,named“云鏈通”，aimstostreamlinecross-borderpaymentsforSMEsinYunnan’sexport-processingzones.Byreplacingtraditionalpaperdocumentswithdigitalledgers,thebankexpectstoreduceprocessingtimesby40%.However,challengesremain,includingregulatorycomplianceandtechnicaladoptionamonglocalbusinesses.6.Whatisthemainpurposeof“云鏈通”？A.Toincreasetradebarriers.B.TopromotedigitalfinanceinKunming.C.Toreplaceallpaper-basedtransactions.D.Tolimitcross-bordertrade.7.Whichgroupwillbenefitmostfromthisprogram?A.Largecorporations.B.Governmentagencies.C.Smallandmedium-sizedenterprises.D.Foreigninvestors.8.Whatchallengesarementionedinthepassage?A.Hightransactionfees.B.Regulatoryandtechnicalissues.C.Lackofgovernmentsupport.D.Lowparticipationrates.9.Theword“streamline”inthefirstsentenceisclosestinmeaningto:A.complicateB.simplifyC.delayD.expand三、句子改錯（共5題，每題2分）場景：考察語法與商務英語表達規(guī)范性，結合銀行業(yè)務場景。10.Thebank’spolicyrequirecustomerstofilloutFormAbeforeapplyingforamortgage.11.Ifyouhaveanyquestionabouttheinvestmentplan,pleasecontactourhotlineimmediately.12.Thecreditanalystwillreviewalltheloanapplicationandapprovethequalifiedones.13.Wesuggestthattheclientdiversifytheirportfoliotomitigatepotentialmarketrisks.14.Thebranchmanagermustensurethatallemployeesfollowtheanti-moneylaunderingguidelinesstrictly.四、完形填空（共6題，每題2分）場景：圍繞昆明金融人才招聘與區(qū)域經(jīng)濟發(fā)展。Theriseoffintechhastransformedthebankingindustry,especiallyinregionslikeKunming,wheretraditionalfinancialservicesareexpandingrapidly.Manybanksarenowinvestingin______(15)______toattractskilledprofessionals.Forinstance,theIndustrialandCommercialBankofChinahasopenedatechhubinthe滇池度假區(qū),offeringcompetitivesalariesandtrainingprograms.However,thehighcostoflivinginKunmingpresentsa______(16)______fornewhires.Toaddressthis,companiesarecollaboratingwithlocaluniversitiestoprovideinternships.Arecentsurveyshowsthat70%ofgraduatesprefertoworkinbanksthatfocusoninnovation.Meanwhile,the云南省政府hasannouncedtaxincentivesforbusinessesthathireyoungtalentinunderdevelopedareas.Asaresult,Kunming’sfinancialsectorisexpectedtogrowby15%inthenextfiveyears.15.A.infrastructureB.technologyC.regulationsD.competition16.A.opportunityB.challengeC.requirementD.benefit17.Theword“transformed”inthefirstsentenceisclosestinmeaningto:A.damagedB.improvedC.changedD.wasted18.Whydograduatespreferinnovativebanks?A.Betterbenefits.B.Fewerworkinghours.C.Morejobsecurity.D.Creativeworkenvironments.19.Whatwillthegovernmentdotosupportfinancialfirms?A.Increasetaxes.B.Providesubsidies.C.Limithiring.D.Closetechhubs.20.Whatistheauthor’stonetowardKunming’sfinancialfuture?A.PessimisticB.NeutralC.OptimisticD.Uncertain21.Thephrase“underdevelopedareas”refersto:A.urbancentersB.ruralregionsC.coastalcitiesD.industrialzones五、商務郵件寫作（1題，10分）場景：模擬平安銀行昆明分行招聘啟事。Instructions:Writea100-wordemailtoalocaluniversity’scareeroffice,invitingthemtopartnerwithyourbankforajobfair.Includethefollowing:-Yourbank’snameandbranchlocationinKunming.-Thepurposeofthefair(attractingfinancemajors).-Keybenefitsforstudents(internships,scholarships).-Adeadlineforregistration(twoweeksfromnow).答案與解析一、選詞填空1.A(support)–Thebankaimstohelplocalbusinesses.2.A(instability)–Tradegrowthsuggestseconomicfluctuation.3.B(minimize)–Riskreductioniscrucialinfinance.4.B(alignwith)–Greenfinancematchessustainabilitygoals.5.B(verify)–Creditchecksrequireaccuracytopreventfraud.二、閱讀理解6.B(promotedigitalfinance)–Thepassagehighlightstheprogram’sgoal.7.C(SMEs)–Thetextmentionsbenefitsforsmallbusinesses.8.B(regulatoryandtechnicalissues)–Challengesareexplicitlystated.9.B(simplify)–“Streamline”meanstomakeprocesseseasier.三、句子改錯10.require→requires(subject-verbagreement)11.question→questions(pluralneeded)12.application→applications(pluralneeded)13.suggest→suggests(subject-verbagreement)14.strictly→strictly(adverbneededafter“follow”)四、完形填空15.B(technology)–Fintechrequirestechtalent.16.B(challenge)–Highlivingcostsareahurdle.17.C(changed)–“Transformed”meansaltered.18.D(creativeworkenvironments)–Graduatesvalueinnovation.19.B(providesubsidies)–Taxincentivesaresubsidies.20.C(optimistic)–Theauthorhighlightsgrowthprospects.21.B(ruralregions)–“Underdevelopedareas”likelyrefertoless-u