招商銀行南通市啟東市2025秋招筆試英文行測(cè)高頻題含答案題目部分一、選詞填空（共5題，每題2分，共10分）1.TherapiddevelopmentofthefintechindustryinNantonghasbroughtsignificantchangestothetraditionalbankingmodel,especiallyintermsofcustomerserviceandoperationalefficiency.2.AsaleadingcommercialbankinJiangsuProvince,ChinaMerchantsBankiscommittedtoprovidinginnovativefinancialsolutionstosupporttheeconomicgrowthofcitieslikeQidong.3.ThenewmobilebankingapplaunchedbyChinaMerchantsBankaimstoenhanceuserexperiencebyintegratingadvancedAItechnologyforpersonalizedfinancialadvice.4.InthecontextofChina'seconomictransformation,theroleofbanksinpromotinggreenfinanceandsustainabledevelopmenthasbecomeincreasinglyimportant.5.TheQidongbranchofChinaMerchantsBankhasimplementedaseriesofmeasurestoimproveriskmanagementandensurethesecurityofcustomerassets.二、閱讀理解（共4題，每題3分，共12分）1.Passage:ThefollowingpassageisabouttheimpactofdigitalbankingonthefinancialindustryinChina.Question:Accordingtothepassage,whatisoneofthemainchallengesfacedbytraditionalbanksduetotheriseofdigitalbanking?Options:A.IncreasedcompetitionfromfintechcompaniesB.DecreasedcustomersatisfactionC.HigheroperationalcostsD.Lackofgovernmentsupport2.Passage:ThispassagediscussestheimportanceoffinancialeducationforyoungpeopleinruralareasofJiangsuProvince.Question:Whatistheprimarypurposeofthepassage?Options:A.TohighlightthesuccessofdigitalbankinginitiativesB.ToemphasizetheneedforfinancialeducationinruralareasC.Tocriticizethegovernment'sfinancialpoliciesD.Topromotetheuseofmobilebankingapps3.Passage:Thearticleexplorestheroleofbanksinsupportingsmallandmedium-sizedenterprises(SMEs)intheQidongregion.Question:WhatisthemainadvantageofbankssupportingSMEs?Options:A.IncreasedprofitsforthebanksB.EconomicgrowthintheregionC.HigherinterestratesD.Reducedcompetition4.Passage:ThispassageexaminestheimpactofeconomicpoliciesonthebankingsectorinNantong.Question:Accordingtothepassage,whatisakeybenefitofeconomicpoliciesforbanks?Options:A.ReducedregulatoryrequirementsB.IncreasedcustomerbaseC.LoweroperatingcostsD.Enhancedfinancialstability三、邏輯推理（共3題，每題4分，共12分）1.Question:Ifabankimplementsanewdigitalpaymentsystem,whichofthefollowingismostlikelytooccur?Options:A.Customersatisfactionwilldecrease.B.Operationalcostswillincrease.C.Competitionwillintensify.D.Governmentregulationswillbecomestricter.2.Question:Thefollowingstatementsaretrue:-Ifabankofferslow-interestloans,itwillattractmorecustomers.-Ifabankattractsmorecustomers,itwillgeneratehigherprofits.Whatcanbeinferredfromthesestatements?Options:A.Banksshouldalwaysofferlow-interestloans.B.Higherprofitsarealwaysaresultofattractingmorecustomers.C.Offeringlow-interestloanscanleadtohigherprofits.D.Banksshouldfocusonincreasingoperationalefficiency.3.Question:Thefollowingstatementsaretrue:-Ifabankinvestsingreenfinance,itwillreceivegovernmentsupport.-Ifabankreceivesgovernmentsupport,itwillbemorestable.Whatcanbeinferredfromthesestatements?Options:A.Banksshouldavoidinvestingingreenfinance.B.Governmentsupportisnotnecessaryforbankstability.C.Investingingreenfinancecanleadtogreaterstability.D.Banksshouldfocusonreducingoperationalcosts.四、言語(yǔ)理解（共5題，每題2分，共10分）1.Question:Theword"innovation"inthecontextofbankingrefersto:Options:A.TheintroductionofnewtechnologiesB.ThereductionofoperationalcostsC.TheincreaseincustomerbaseD.Theimprovementofregulatorycompliance2.Question:Theword"sustainable"inthecontextoffinancialdevelopmentmeans:Options:A.Long-termfinancialgrowthB.Short-termfinancialgainsC.High-riskinvestmentsD.Traditionalbankingpractices3.Question:Theword"integration"inthecontextofbankingtechnologyrefersto:Options:A.ThecombinationofdifferenttechnologiesB.TheseparationofdigitalandtraditionalbankingC.ThereductionofcustomerserviceD.Theincreaseofregulatoryrequirements4.Question:Theword"efficient"inthecontextofbankingoperationsmeans:Options:A.High-speedtransactionsB.High-volumetransactionsC.High-costtransactionsD.High-risktransactions5.Question:Theword"secure"inthecontextofcustomerassetsmeans:Options:A.SafefromfraudB.EasilyaccessibleC.HighlyprofitableD.Low-risk五、數(shù)據(jù)分析（共3題，每題4分，共12分）1.Question:Abank'scustomerbasegrewfrom1,000in2020to1,500in2022.Whatwastheaverageannualgrowthrate?Options:A.20%B.25%C.30%D.35%2.Question:Abank'srevenuefromdigitalbankingservicesincreasedfrom$50millionin2020to$80millionin2022.Whatwastheaverageannualgrowthrate?Options:A.10%B.15%C.20%D.25%3.Question:Abank'sloanapprovalratewas80%in2020and90%in2022.Whatwastheaverageannualgrowthrateoftheloanapprovalrate?Options:A.2.5%B.5%C.7.5%D.10%答案與解析一、選詞填空1.Answer:significantExplanation:Theword"significant"isusedtodescribethenotableimpactofthefintechindustryontraditionalbanking.2.Answer:innovativeExplanation:Theword"innovative"isusedtodescribethefinancialsolutionsprovidedbyChinaMerchantsBanktosupporteconomicgrowth.3.Answer:personalizedExplanation:Theword"personalized"isusedtodescribethefinancialadviceprovidedbythenewmobilebankingapp.4.Answer:increasinglyExplanation:Theword"increasingly"isusedtodescribethegrowingimportanceofbanksinpromotinggreenfinance.5.Answer:implementedExplanation:Theword"implemented"isusedtodescribetheseriesofmeasurestakenbytheQidongbranchtoimproveriskmanagement.二、閱讀理解1.Answer:AExplanation:Thepassagementionsthattraditionalbanksfaceincreasedcompetitionfromfintechcompaniesduetotheriseofdigitalbanking.2.Answer:BExplanation:ThepassageemphasizestheneedforfinancialeducationinruralareasofJiangsuProvince.3.Answer:BExplanation:ThepassagediscussestheeconomicgrowthintheQidongregionasaresultofbankssupportingSMEs.4.Answer:DExplanation:Thepassageexaminestheimpactofeconomicpoliciesonthebankingsector,highlightingenhancedfinancialstabilityasakeybenefit.三、邏輯推理1.Answer:CExplanation:Implementinganewdigitalpaymentsystemislikelytointensifycompetitionasmorecustomersmayswitchtodigitalbankingservices.2.Answer:CExplanation:Offeringlow-interestloanscanattractmorecustomers,whichinturncanleadtohigherprofits.3.Answer:CExplanation:Investingingreenfinancecanleadtogovernmentsupport,whichcanenhancebankstability.四、言語(yǔ)理解1.Answer:AExplanation:Inthecontextofbanking,"innovation"referstotheintroductionofnewtechnologies.2.Answer:AExplanation:Inthecontextoffinancialdevelopment,"sustainable"referstolong-termfinancialgrowt