廣發(fā)銀行廣州市花都區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分，共10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.requiredC.encouragedD.allowed2.AsaleadingbankinGuangzhou,GuangfaBank______toprovidepersonalizedfinancialsolutionsforsmallandmedium-sizedenterprises.A.commitsB.promisesC.guaranteesD.declares3.ThenewbranchinHuaduDistrictisstrategicallylocatedto______thegrowingdemandforbankingservicesinsuburbanareas.A.meetB.exceedC.satisfyD.match4.Ourdigitalbankingplatformaimsto______theconvenienceofonlinetransactionsforcustomers.A.enhanceB.reduceC.limitD.delay5.Thebank’sriskmanagementteamcarefully______potentialfinancialrisksbeforelaunchingnewproducts.A.identifiesB.ignoresC.minimizesD.overlooks6.Theannualfinancialreporthighlightsthebank’s______inloanapprovalsforlocalbusinesses.A.efficiencyB.effectivenessC.flexibilityD.innovation7.Thetrainingprogramfocuseson______employees’skillsincustomerserviceanddigitalbankingoperations.A.improvingB.reducingC.maintainingD.testing8.Thebank’ssustainabilitygoalsincludereducingcarbonemissionsby______overthenextdecade.A.20%B.30%C.40%D.50%9.Thebranchmanageremphasizedtheimportanceof______inmaintaininglong-termclientrelationships.A.communicationB.competitionC.confidentialityD.convenience10.Themergerwithanotherfinancialinstitution______thebank’smarketshareinGuangzhou.A.increasedB.decreasedC.stabilizedD.fluctuated二、閱讀理解（共5題，每題2分，共10分）directions:Readthepassagebelowandanswerthequestions.Passage:Theriseofdigitalbankinghastransformedthewayfinancialservicesaredelivered.TraditionalbankslikeGuangfaBankhavehadtoadapttothisshiftbyintegratingcutting-edgetechnologyintotheiroperations.Mobileapps,onlineplatforms,andAI-driventoolshavemadebankingmoreaccessibleandefficientforcustomers.However,thisdigitaltransformationhasalsobroughtnewchallenges,suchascybersecuritythreatsandtheneedforcontinuousemployeetraining.Despitethesehurdles,thebenefitsofdigitalbanking—suchasreducedcosts,fastertransactions,andimprovedcustomersatisfaction—makeitanecessityformodernfinancialinstitutions.1.Whathasbeenthebiggestimpactofdigitalbankingontraditionalbanks?A.IncreasedcompetitionB.TechnologicalintegrationC.HigheroperatingcostsD.Reducedcustomertrust2.Whatisonechallengementionedinthepassage?A.DecreaseddemandforbankingservicesB.CybersecurityrisksC.LoweremployeesalariesD.Fewercustomersusingmobileapps3.Accordingtothepassage,whyisdigitalbankingimportant?A.ItmakesbanksmoretraditionalB.ItreducescustomersatisfactionC.ItimprovesefficiencyandaccessibilityD.Itincreasesoperatingcosts4.Whatdoesthepassagesuggestbanksshoulddotosucceedinthedigitalage?A.IgnoretechnologicalchangesB.FocusonofflineservicesonlyC.InvestintechnologyandtrainingD.Reducethenumberofbranches5.Howdoesdigitalbankingbenefitcustomers?A.ItmakestransactionsslowerB.ItoffersfewerservicesC.ItprovidesconvenienceandspeedD.Itincreasesfees三、完形填空（共10題，每題1分，共10分）directions:Completethepassagebelowwiththebestwordfromeachpairofbrackets.Lastyear,GuangfaBanklaunchedanewprogramto______(6)______localbusinesses.Theprogramofferedlow-interestloans,mentorship,andfinancialeducation.ManysmallbusinessesinHuaduDistrict______(7)______fromtheseresources,especiallyduringthepost-pandemicrecoveryphase.Thebank’steamworkedcloselywithentrepreneursto______(8)______theirbusinessplansandensuretheycouldmeettheirfinancialobligations.Asaresult,theprogram______(9)______asignificantreductioninloandefaultsinthearea.Thissuccessencouragedthebankto______(10)______similarinitiativesinotherdistricts.6.A.supportB.opposeC.ignoreD.criticize7.A.benefitedB.sufferedC.wastedD.declined8.A.improveB.harmC.rejectD.ignore9.A.causedB.ledC.resultedD.failed10.A.expandB.reduceC.cancelD.postpone四、翻譯填空（共5題，每題2分，共10分）directions:TranslatetheunderlinedphrasesintoEnglish.1.Thebankprovides______(普惠金融)servicestoensurefinancialinclusionforall.A.inclusivefinanceB.universalbankingC.exclusivelendingD.targetedinvestment2.Our______(數(shù)字化轉(zhuǎn)型)strategyaimstomodernizeouroperations.A.digitaltransformationB.traditionalizationC.manualizationD.paper-basedsystem3.ThebranchinHuaduDistrictservesasa______(區(qū)域中心)forfinancialservicesinthesouthernsuburbs.A.regionalhubB.localbranchC.centralofficeD.districtcenter4.Thebank’s______(風(fēng)險(xiǎn)管理體系)isdesignedtoprotectcustomers’assets.A.riskmanagementsystemB.securitynetworkC.fraudpreventionD.assetsafeguard5.Thenewcreditpolicyfocuseson______(支持小微企業(yè))tostimulateeconomicgrowth.A.supportingSMEsB.limitingstartupsC.discouragingloansD.reducingentrepreneurship五、改錯(cuò)題（共5題，每題2分，共10分）directions:Correcttheerrorsinthefollowingsentences.1.Thebank’sdigitalplatformismoreconvenientthentraditionalbankingmethods.2.Despitethechallenges,themergerhaspositiveimpactsonourmarketshare.3.Employeesarerequiredtoattendtrainingsessionstwiceamonth.4.Thenewloanpolicywilltakeeffectfromnextyearandlastforthreeyears.5.Ifwereduceourfees,wecanattractmorecustomersinthecompetitivemarket.答案解析一、選詞填空1.A.forced–Thecontextsuggeststhatfintechdevelopmentcompelledbankstoinnovate.2.A.commits–"Committo"iscommonlyusedtoexpressdedicationtoagoal.3.A.meet–"Meetdemand"isastandardbusinessphrase.4.A.enhance–Digitalplatformsaimtoimproveuserexperience.5.A.identifies–Riskmanagementinvolvesrecognizingpotentialthreats.6.A.efficiency–Loanapprovalspeedisakeyperformancemetric.7.A.improving–Trainingprogramsfocusonskillenhancement.8.B.30%–Financialsustainabilityoftentargetssignificantreductions.9.A.communication–Strongrelationshipsrelyoneffectiveinteraction.10.A.increased–Mergerstypicallyexpandmarketpresence.二、閱讀理解1.B.Technologicalintegration–Thepassagestatesdigitalbankingrequiresbankstoadopttechnology.2.B.Cybersecurityrisks–Thetextmentionsthreatsasachallenge.3.C.Itimprovesefficiencyandaccessibility–Benefitslikespeedandconveniencearehighlighted.4.C.Investintechnologyandtraining–Thepassagesuggestsadaptationthroughtechandskills.5.C.Itprovidesconvenienceandspeed–Digitalbankingisnotedforefficiency.三、完形填空6.A.support–Theprogramaidsbusinesses.7.A.