中信銀行郴州市北湖區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.ThemergerbetweenCITICBankandanotherfinancialinstitutionhassignificantly__________thebank’smarketshareinHunanProvince.A.enhancedB.diminishedC.stabilizedD.fluctuated2.LocalbusinessesinChenzhouareactively__________digitalpaymentsolutionstoimprovecustomerconvenience.A.adoptingB.neglectingC.delayingD.rejecting3.Thebank’snewpolicyaimsto__________riskswhilemaximizingreturnsforinvestorsintheruralsector.A.mitigateB.ignoreC.increaseD.diversify4.Duetoeconomic__________,theloanapprovalprocesshasbecomemorestringentinrecentmonths.A.instabilityB.growthC.stabilityD.development5.TheruraldevelopmentfundprovidedbyCITICBankhas__________small-scaleagriculturalenterprisesinBeihuDistrict.A.supportedB.hinderedC.weakenedD.neglected6.Thebank’scustomerserviceteamhasimprovedits__________toaddressinquiriesmoreefficiently.A.responsivenessB.complexityC.delayD.inefficiency7.The__________economicreformshaveboostedforeigninvestmentinChenzhou’smanufacturingsector.A.conservativeB.restrictiveC.liberalizedD.stagnant8.ThebranchinNorthHuayuanStreetfocuseson__________financialservicesforlocalSMEs.A.offeringB.denyingC.limitingD.excluding9.Thebank’ssustainabilityreporthighlightsitseffortsto__________environmentalimpactintheregion.A.minimizeB.maximizeC.ignoreD.expand10.Thenewcreditassessmentmodel__________factorssuchasincomestabilityanddebt-to-incomeratio.A.excludesB.includesC.overlooksD.dismisses二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:CITICBankhasrecentlylaunchedapilotprograminChenzhoutopromotegreenfinancingforenvironmentallyfriendlyprojects.Theinitiativeaimstosupportrenewableenergydevelopmentandsustainableinfrastructureintheregion.Localgovernmentsandbusinesseshaveshownstronginterestintheprogram,withseveralprojectsalreadyreceivingfunding.ThebankplanstoexpandtheprogramtootherareasinHunanProvinceifsuccessful.Accordingtoaseniorofficer,"ThisalignswithourcommitmenttosustainablebankingandsupportingChina’scarbonneutralitygoals."1.Whatisthemainpurposeofthepilotprogram?A.Toreducethebank’soperationalcosts.B.TopromotegreenfinancinginChenzhou.C.Toattractmoreforeigninvestors.D.Toimprovecreditassessmentmethods.2.Whichgrouphasshownstronginterestintheprogram?A.CustomersinNorthHuayuanStreet.B.Localgovernmentsandbusinesses.C.Ruralagriculturalenterprises.D.InvestorsfromHunanProvince.3.Whatdoesthebankplantodoiftheprogramissuccessful?A.Reducefundingforrenewableenergyprojects.B.LimittheprogramtoChenzhouonly.C.ExpandtheprogramtootherareasinHunan.D.Increaseinterestratesforloans.4.Accordingtotheseniorofficer,whyistheprogramimportant?A.Ithelpsthebanksavemoney.B.ItsupportsChina’senvironmentalgoals.C.Itreducesthebank’smarketshare.D.Itlimitscreditavailability.5.Whatisthetoneofthepassage?A.CriticalB.NeutralC.SupportiveD.Skeptical三、完形填空（共5題，每題2分）directions:Fillintheblankswiththebestwordfromtheoptions.ThebankingsectorinChenzhouhasundergonesignificantchangesinrecentyears.Withthe__________ofdigitaltechnology,traditionalfinancialinstitutionshavehadto__________theirservicestomeetcustomerexpectations.CITICBank,forinstance,has__________amobilebankingappthatallowsclientstotransferfunds,paybills,andcheckbalances__________.Thisshifthasnotonlyimprovedcustomersatisfactionbutalso__________thebank’scompetitivenessinthemarket.However,challengessuchascybersecurityandregulatorycomplianceremain.Asoneexpertnoted,"Thekeyisto__________innovationwhileensuringstability."1.A.riseB.declineC.spreadD.fall2.A.adaptB.ignoreC.rejectD.retain3.A.launchedB.delayedC.canceledD.expanded4.A.easilyB.hardlyC.frequentlyD.rarely5.A.strengthenedB.weakenedC.ignoredD.neglected四、翻譯（共3題，每題3分）directions:TranslatethefollowingsentencesintoEnglish.1.郴州市北湖區(qū)的小企業(yè)可以通過中信銀行的專項貸款獲得資金支持。2.為了提升服務(wù)質(zhì)量，銀行計劃增加客服團隊的培訓(xùn)投入。3.新的金融監(jiān)管政策要求銀行加強對風(fēng)險項目的審查力度。五、寫作（共1題，10分）directions:Writeashortessay(about100words)onthetopic:"TheImportanceofSustainableBankinginRuralAreas."答案及解析一、選詞填空1.A(enhanced)–Themergerincreasedmarketshare.2.A(adopting)–Businessesareusingdigitalpayments.3.A(mitigate)–Thepolicyreducesrisks.4.A(instability)–Economicinstabilitymakesloansstricter.5.A(supported)–Thefundhelpsagriculturalenterprises.6.A(responsiveness)–Theteamanswersinquiriesefficiently.7.C(liberalized)–Reformsattractforeigninvestment.8.A(offering)–ThebranchprovidesservicesforSMEs.9.A(minimize)–Thebankreducesenvironmentalimpact.10.B(includes)–Themodelconsidersincomeanddebtratios.二、閱讀理解1.B–Theprogrampromotesgreenfinancing.2.B–Localgovernmentsandbusinessesareinterested.3.C–Thebankplanstoexpandtootherareas.4.B–ItsupportsChina’senvironmentalgoals.5.C–Thetoneissupportive.三、完形填空1.A(rise)–Technologyhasrisen.2.A(adapt)–Banksadapttochanges.3.A(launched)–Thebanklaunchedanapp.4.A(easily)–Customersusetheappeasily.5.A(strengthened)–Innovationstrengthenscompetitiveness.四、翻譯1.SmallbusinessesinBeihuDistrictcanobtainfinancialsupportthroughCITICBank’sspecialloans.2.Toimproveservicequality,thebankplanstoincreasetraininginvestmentforthecustomerserviceteam.3.Thenewfinancialregulatorypolicyrequiresbankstostrengthenthereviewofhigh-riskprojects.五、寫作范文TheImportanceofSustainableBankinginRuralAreasSustainablebankingplaysacrucialroleinruraldevelopmentbypr