廣發(fā)銀行佛山市順德區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個選項中，選擇最合適的詞填入空白處，使文章意思完整、語法正確。Passage:Therapiddevelopmentoffintechhasbroughtbothopportunitiesandchallengestotraditionalbanking.ForbankslikeChinaMerchantsBank,whichhasastrongpresenceinthePearlRiverDeltaregion,adaptingtodigitaltrendsiscrucial.InShunde,adistrictknownforitsmanufacturingandexportindustries,banksmustprovideinnovativesolutionstosupportlocalbusinesses.Smallandmedium-sizedenterprises(SMEs)inShundeoftenneedflexiblefinancingoptionstostaycompetitive.Fintechplatformscanhelpbyofferingfasterloanapprovalsandpersonalizedfinancialservices.However,banksmustalsoensuredatasecurityandcompliancewithregulatoryrequirements.1.A.potentialB.challengeC.growthD.transformation2.A.whichB.thatC.whoD.whom3.A.manufacturingB.tradeC.agricultureD.services4.A.competitiveB.innovativeC.traditionalD.stable5.A.helpB.supportC.improveD.enhance6.A.dataB.informationC.securityD.privacy7.A.requirementsB.standardsC.rulesD.regulations8.A.provideB.offerC.supplyD.deliver9.A.localB.regionalC.nationalD.global10.A.opportunitiesB.challengesC.benefitsD.threats二、閱讀理解（共5題，每題2分）題目：閱讀以下三篇短文，根據(jù)文章內(nèi)容回答問題。Passage1:ShundeDistrict,locatedinFoshanCity,GuangdongProvince,isoneofChina’smostdynamicindustrialhubs.Knownforitselectronicsandhouseholdapplianceindustries,Shundehasattractednumerousforeigninvestors.Thegovernmenthasimplementedpoliciestoimproveinfrastructure,suchasupgradingtransportationnetworksandbuildingindustrialparks.However,environmentalconcernshaveemergedasrapidindustrializationleadstopollution.Toaddressthis,thegovernmentispromotinggreenmanufacturingandinvestinginrenewableenergyprojects.Passage2:ChinaMerchantsBankhasbeenexpandingitspresenceinthePearlRiverDelta,focusingondigitalbankingservices.Thebank’smobileapp,"CMBMobile,"offersfeatureslikeonlinetransfers,billpayments,andwealthmanagement.InShunde,thebankhasopenedseveralsmartbankingcenterstoservelocalresidentsandbusinesses.ThebankalsocollaborateswithfintechcompaniestodevelopAI-drivenfinancialsolutions.Thisstrategyalignswiththebank’sgoalofbecomingaleaderindigitalbankingintheregion.Passage3:Smallandmedium-sizedenterprises(SMEs)inShundefacechallengessuchaslimitedaccesstofinancingandhighcompetition.Traditionalbanksoftenhavestrictlendingcriteria,makingitdifficultforSMEstosecureloans.Fintechplatformshaveemergedasanalternative,providingfasterandmoreflexiblefinancingoptions.Forexample,"YueE-Bank"offersonlineloanapplicationswithautomatedapprovalprocesses.TheseplatformsalsoprovidefinancialadviceandmarketinsightstohelpSMEsgrow.However,SMEsmuststillmanageriskssuchasinterestratefluctuationsandeconomicdownturns.1.WhatisthemainfocusofShundeDistrict’sindustrialdevelopment?A.AgricultureB.ElectronicsandhouseholdappliancesC.TourismD.Realestate2.WhyisthegovernmentpromotinggreenmanufacturinginShunde?A.ToattractmoreforeigninvestorsB.ToreducepollutioncausedbyindustrializationC.ToimproveinfrastructureD.Toincreaseexports3.WhatistheprimarygoalofChinaMerchantsBank’sdigitalbankingstrategy?A.ToincreasebranchnetworksB.ToofferAI-drivenfinancialsolutionsC.TofocusonwealthmanagementD.Toexpandintoruralareas4.WhatchallengesdoSMEsinShundeface?A.HighinterestratesB.LimitedaccesstofinancingandhighcompetitionC.GovernmentrestrictionsD.Lackofskilledworkers5.HowdofintechplatformshelpSMEs?A.ByprovidingtraditionalbankingservicesB.ByofferingfasterandmoreflexiblefinancingoptionsC.ByincreasinggovernmentsubsidiesD.Byreducingcompetitioninthemarket三、語法填空（共5題，每題1分）題目：根據(jù)句子意思和所給提示詞的漢語意思，用單詞的正確形式填空。1.TheShundegovernmenthas______(implement)policiestoattractmoreforeigninvestors.2.ChinaMerchantsBankplansto______(expand)itsdigitalbankingservicesinthePearlRiverDelta.3.Fintechplatformscan______(help)SMEsbyprovidingeasieraccesstofinancing.4.Thebank’smobileappallowscustomersto______(transfer)moneyonlinesecurely.5.Smallandmedium-sizedenterprisesneedto______(manage)riskseffectivelytostaycompetitive.四、完形填空（共10題，每題1分）題目：閱讀以下短文，從每題所給的四個選項中，選擇最合適的詞填入空白處。Passage:Inrecentyears,thebankingsectorinthePearlRiverDeltahasseensignificantchangesduetofintechadvancements.TraditionalbankslikeChinaMerchantsBankhavehadtoadapttodigitaltrendstoremaincompetitive.InShunde,adistrictwithastrongmanufacturingbase,banksmustprovidetailoredfinancialsolutionstosupportlocalbusinesses.Fintechplatformshavebecomeessentialtoolsforbankstoimproveefficiencyandcustomersatisfaction.Forexample,ChinaMerchantsBankhaspartneredwithfintechcompaniestodevelopAI-drivenloanapprovalsystems.Thesesystemsanalyzecustomerdatatomakefasterandmoreaccuratelendingdecisions.However,banksmustalsobalanceinnovationwithriskmanagementtoensurefinancialstability.1.A.developmentB.changesC.improvementsD.growth2.A.sectorB.industryC.marketD.region3.A.fintechB.digitalC.traditionalD.modern4.A.manufacturingB.agricultureC.servicesD.technology5.A.solutionsB.productsC.servicesD.programs6.A.toolsB.systemsC.methodsD.technologies7.A.analyzeB.studyC.evaluateD.review8.A.decisionsB.choicesC.optionsD.plans9.A.efficiencyB.effectivenessC.effectivenessD.productivity10.A.innovationB.developmentC.growthD.expansion五、翻譯（共5題，每題2分）題目：將以下中文句子翻譯成英文。1.廣發(fā)銀行計劃在順德區(qū)開設(shè)更多的智能銀行網(wǎng)點(diǎn)。2.金融科技的發(fā)展為傳統(tǒng)銀行業(yè)帶來了新的機(jī)遇。3.中小企業(yè)需要靈活的融資方案來應(yīng)對市場競爭。4.政府正在推動綠色制造，以減少環(huán)境污染。5.數(shù)字銀行服務(wù)可以提高客戶滿意度。答案及解析一、選詞填空1.A.potential-解析：文章提到金融科技為傳統(tǒng)銀行業(yè)帶來了“機(jī)遇和挑戰(zhàn)”，此處應(yīng)選“potential”（潛力）。2.A.which-解析：定語從句修飾“ChinaMerchantsBank”，且先行詞為物，用“which”。3.A.manufacturing-解析：Shunde以“制造業(yè)和出口產(chǎn)業(yè)”聞名，此處應(yīng)選“manufacturing”。4.A.competitive-解析：SMEs需要保持“競爭力”，故選“competitive”。5.B.support-解析：fintech平臺可以“支持”SMEs，故選“support”。6.A.data-解析：銀行需要確保“數(shù)據(jù)安全”，故選“data”。7.D.regulations-解析：合規(guī)要求通常指“regulations”（法規(guī)），故選“regulations”。8.B.offer-解析：銀行“提供”服務(wù)，用“offer”更合適。9.B.regional-解析：Shunde屬于“區(qū)域”經(jīng)濟(jì)，故選“regional”。10.A.opportunities-解析：金融科技帶來“機(jī)遇”，故選“opportunities”。二、閱讀理解1.B.electronicsandhouseholdappliances-解析：文章明確提到Shunde以“electronicsandhouseholdappliances”為主。2.B.toreducepollutioncausedbyindustrialization-解析：文章提到綠色制造是為了“reducepollution”。3.B.toofferAI-drivenfinancialsolutions-解析：文章提到中國銀行的目標(biāo)是“AI-drivenfinancialsolutions”。4.B.limitedaccesstofinancingandhighcompetition-解析：文章指出SMEs面臨“l(fā)imitedaccesstofinancingandhighcompetition”。5.B.byofferingfasterandmoreflexiblefinancingoptions-解析：fintech平臺通過“fasterandmoreflexiblefinancingoptions”幫助SMEs。三、語法填空1.hasimplemented-解析：現(xiàn)在完成時，表示動作已完成且與現(xiàn)在有關(guān)。2.expand-解析：動詞原形，與“plansto”搭配。3.help-解析：動詞原形，與“can”搭配。4.transfer-解析：動詞原形，與“allows”搭配。5.manage-解析：動詞原形，與“needto”搭配。四、完形填空1.B.changes-解析：文章主題是金融科技帶來的“變化”，故選“changes”。2.A.sector-解析：銀行業(yè)屬于“sector”（行業(yè)），故選“sector”。3.A.fintech-解析：文章多次提到“fintech”，故選“fintech”。4.A.manufacturing-解析：Shunde以“manu