興業(yè)銀行柳州市柳北區(qū)2025秋招筆試英文行測高頻題含答案題型一：選詞填空（共5題，每題2分，共10分）背景提示：本題涉及銀行業(yè)務(wù)、金融科技、柳州經(jīng)濟(jì)發(fā)展等主題，需結(jié)合上下文選擇最合適的詞匯。1.Therapiddevelopmentoffintechhas______traditionalbankingoperations,requiringemployeestoadaptquicklytonewdigitaltools.A.revolutionizedB.standardizedC.complicatedD.automated2.Inthecontextofeconomicrecovery,興業(yè)銀行hasprioritized______inunderservedregionslikeLiuzhou,aimingtobridgethefinancialgap.A.expansionB.contractionC.stabilizationD.decentralization3.Thenewanti-moneylaunderingpolicywill______complianceprocedures,makingitharderforfraudulentactivitiestogounnoticed.A.streamlineB.complicateC.eliminateD.postpone4.AsakeyindustrialhubinGuangxi,Liuzhou'seconomicgrowthisexpectedto______thedemandforcommercialbankingservices.A.boostB.suppressC.stabilizeD.fluctuate5.Thebank'sdigitaltransformationstrategyfocuseson______customerexperiencethroughAI-drivenpersonalizedservices.A.enhancingB.diminishingC.replacingD.neglecting題型二：閱讀理解（共4題，每題3分，共12分）背景提示：文章節(jié)選自興業(yè)銀行關(guān)于金融科技與區(qū)域經(jīng)濟(jì)發(fā)展的內(nèi)部報(bào)告，需理解銀行業(yè)應(yīng)對數(shù)字化轉(zhuǎn)型和地方經(jīng)濟(jì)需求的策略。Passage:Theriseoffintechhasreshapedthebankingindustry,forcingtraditionalinstitutionstoinnovateorriskobsolescence.InregionslikeLiuzhou,whereindustrialdevelopmentisbooming,banksmustbalanceefficiencywithaccessibility.興業(yè)銀行,forinstance,haslaunchedamobilebankingapptailoredtolocalSMEs,integratingfeatureslikeone-clickloansandreal-timefinancialanalytics.However,challengesremain,suchascybersecurityrisksandthedigitaldivideamongelderlypopulations.Policymakersandbanksalikeneedtocollaboratetoensurethattechnologicaladvancementsbenefitallsegmentsofsociety.6.WhatisthemainchallengementionedforfintechadoptioninLiuzhou?A.HighoperationalcostsB.CybersecuritythreatsC.LowdigitalliteracyamongtheelderlyD.Lackofgovernmentsupport7.Howdoes興業(yè)銀行addresstheneedsofSMEsinLiuzhou?A.Byofferingonlyhigh-valueloansB.ThroughacentralizedbankingsystemC.WithamobileappforfinancialmanagementD.Byfocusingonlargeenterprisesonly8.Whatdoesthepassagesuggestaboutthefutureofbankinginunderservedregions?A.BankswillphaseoutphysicalbranchesentirelyB.DigitalsolutionsmustcomplementtraditionalservicesC.CybersecuritywillbecomethetoppriorityD.Governmentsubsidieswilldriveadoption9.Theword"obsolescence"inthefirstsentenceisclosestinmeaningto:A.ModernizationB.EliminationC.DeclineD.Expansion題型三：句子改錯(cuò)（共3題，每題4分，共12分）背景提示：本題考察語法和銀行業(yè)務(wù)場景的準(zhǔn)確性，需找出并改正錯(cuò)誤。10."Thebank'snewcreditpolicyrequiresallborrowerstosubmittheirfinancialstatementsbeforethedeadline."-Identifytheerrorandcorrectit.11."Duetothepandemic,manysmallbusinessesinLiuzhouhavefaceddifficultiesinaccessingworkingcapital."-Identifytheerrorandcorrectit.12."興業(yè)銀行'sdigitalwalletserviceenablescustomerstotransfermoneyseamlesslybetweendifferentaccounts."-Identifytheerrorandcorrectit.題型四：完形填空（共5題，每題3分，共15分）背景提示：文章講述興業(yè)銀行在柳州推動(dòng)綠色金融和普惠金融的實(shí)踐，需根據(jù)語境選擇恰當(dāng)詞匯。TheRoleofBanksinSustainableDevelopmentInrecentyears,financialinstitutionshavebeenincreasingly______(13)toenvironmental,social,andgovernance(ESG)criteria.興業(yè)銀行,______(14)aleadingroleintheindustry,haslaunchedseveralinitiativestopromotegreenfinancinginLiuzhou.Theseincludeprovidinglow-interestloanstorenewableenergyprojectsand______(15)subsidiesforenergy-efficientmortgages.Additionally,thebankhas______(16)atrainingprogramforemployeestobetterunderstandsustainablebankingpractices.However,______(17)remainsasignificanthurdle—howtoensurethattheseprogramsareaccessibletobothlargecorporationsandsmallcommunities.13.A.resistantB.responsiveC.reluctantD.reflective14.A.takingB.playingC.neglectingD.ignoring15.A.offeringB.cuttingC.eliminatingD.increasing16.A.implementedB.ignoredC.delayedD.minimized17.A.challengeB.opportunityC.solutionD.benefit題型五：翻譯題（共2題，每題5分，共10分）背景提示：需將銀行業(yè)務(wù)場景的中文句子翻譯成英文，要求準(zhǔn)確、簡潔。18.興業(yè)銀行致力于為柳州的企業(yè)提供全方位的金融解決方案，包括貸款、投資和財(cái)富管理服務(wù)。(TranslateintoEnglish.)19.為響應(yīng)國家綠色金融政策，銀行將加大對可再生能源項(xiàng)目的支持力度。(TranslateintoEnglish.)答案及解析題型一：選詞填空1.A.revolutionized-解析：fintech（金融科技）對銀行業(yè)務(wù)產(chǎn)生了顛覆性影響，"revolutionized"最符合語境。2.A.expansion-解析：銀行在柳州等欠發(fā)達(dá)地區(qū)發(fā)展，目標(biāo)是擴(kuò)大業(yè)務(wù)范圍，"expansion"最貼切。3.A.streamline-解析：反洗錢政策旨在簡化合規(guī)流程，"streamline"意為“簡化”，符合銀行業(yè)務(wù)需求。4.A.boost-解析：柳州經(jīng)濟(jì)復(fù)蘇會(huì)帶動(dòng)銀行業(yè)務(wù)需求增長，"boost"表示“提升”，最合適。5.A.enhancing-解析：AI驅(qū)動(dòng)的個(gè)性化服務(wù)旨在提升客戶體驗(yàn)，"enhancing"符合動(dòng)詞形式。題型二：閱讀理解6.C.Lowdigitalliteracyamongtheelderly-解析：文章提到老年人數(shù)字鴻溝問題，對應(yīng)選項(xiàng)C。7.C.Withamobileappforfinancialmanagement-解析：文中明確提到興業(yè)銀行推出適配本地中小企業(yè)的移動(dòng)應(yīng)用。8.B.Digitalsolutionsmustcomplementtraditionalservices-解析：文章強(qiáng)調(diào)技術(shù)進(jìn)步需與社會(huì)需求結(jié)合，"complement"（補(bǔ)充）最準(zhǔn)確。9.C.Decline-解析："obsolescence"意為“過時(shí)、衰落”，與選項(xiàng)C意思一致。題型三：句子改錯(cuò)10.錯(cuò)誤：無錯(cuò)誤。解析：該句語法和語義均正確。11.錯(cuò)誤：Duetothepandemic→Dueto改正："Duetothepandemic"可簡化為"Dueto"，避免冗余。12.錯(cuò)誤：興業(yè)銀行's→興業(yè)銀行改正：專有名詞前無需加's，改為"興業(yè)銀行's"改為"興業(yè)銀行"。題型四：完形填空13.B.responsive-解析：銀行對ESG標(biāo)準(zhǔn)“積極響應(yīng)”，符合語境。14.B.playing-解析："playaleadingrole"為固定搭配，意為“發(fā)揮領(lǐng)導(dǎo)作用”。15.A.offering-解析：銀行提供補(bǔ)貼，"offering"表示“提供”，最準(zhǔn)確。16.A.implemented-解析：銀行已實(shí)施培訓(xùn)計(jì)劃，"implemented"意為“實(shí)施”，符合時(shí)態(tài)。17.A.challenge-解析：文章指出可及性仍是難題，"challenge"（挑戰(zhàn)）最貼切。題型五：翻譯題18.興業(yè)銀行iscommittedtoprovidingcomprehensivefinancialsolutionsforenterp