平安銀行珠海市金灣區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）說明：從下列選項(xiàng)中選出一個(gè)最佳答案填入空格中，使句子意思完整、通順。選項(xiàng)：A.enhanceB.competitiveC.innovativeD.flexibleE.strategicF.efficientG.stableH.dynamicI.sustainableJ.collaborative題目：1.Therapiddevelopmentoffintechrequiresbankstoadopt__________technologiesto__________theirservicedelivery.2.Asaleadingfinancialinstitution,PingAnBankmustmaintaina__________edgeinthe__________market.3.ThenewbranchinJinwanDistrictisdesignedtobe__________,offeringpersonalizedfinancialsolutionstocustomers.4.Sustainablebusinesspracticesareessentialforlong-term__________inthebankingsector.5.Effectiveteamworkrelieson__________communicationandsharedgoals.6.Thebank’sdigitaltransformationstrategyaimsto__________operationalefficiencywithoutcompromisingsecurity.7.Inthefaceofeconomicuncertainty,maintaining__________assetsiscrucialforfinancialstability.8.Theinternshipprogramfosters__________learningandpracticalexperienceforaspiringfinanceprofessionals.9.PingAnBank’sinnovationhubfocuseson__________solutionstoaddressemergingmarketchallenges.10.Thebank’s__________approachtoriskmanagementensurescompliancewithregulatoryrequirements.二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，然后根據(jù)短文內(nèi)容回答問題。短文：ThebankingsectorintheGreaterBayArea,includingZhuhai’sJinwanDistrict,isexperiencingrapidgrowthduetotechnologicaladvancementsandincreasingdemandfordigitalfinancialservices.Traditionalbanksarecompetingwithfintechcompaniestocapturemarketshare.PingAnBank,leveragingits__________(E)and__________(C)capabilities,haspositioneditselfasaleaderintheregion.Thebank’srecentinitiativesincludeexpandingitsmobilebankingplatform,integratingartificialintelligenceforcustomerservice,andestablishingadedicatedinnovationcenter.Theseeffortsaimto__________(F)customersatisfactionwhileadaptingtothe__________(H)natureofthemarket.However,challengessuchasregulatorycomplianceandcybersecurityremainsignificant.Thebankisalsofocusingon__________(I)practicestoensurelong-termsustainability.Collaborationwithlocalbusinessesanduniversitiesisanotherkeystrategyto__________(J)talentandfosterindustrygrowth.題目：1.WhatisthemainfocusofPingAnBank’srecentinitiatives?A.Increasingphysicalbranchoperations.B.Expandingdigitalfinancialservices.C.Reducingoperationalcosts.D.Strengtheningregulatorycompliance.2.HowdoesPingAnBankplantoaddressthechallengesofthebankingsector?A.Byrelyingsolelyonfintechsolutions.B.Throughcollaborationwithlocalinstitutions.C.Byignoringcybersecurityrisks.D.Byreducingworkforcesize.3.Whatdoestheword“competitive”(B)inthepassageimplyaboutthemarket?A.Themarketisstableandpredictable.B.Numerouscompaniesarevyingformarketdominance.C.Themarketishighlyregulated.D.Themarketisshrinking.4.Whyissustainability(I)mentionedasakeygoal?A.Toattractmorecustomers.B.Tocomplywithgovernmentpolicies.C.Toensurelong-termbusinessviability.D.Toreduceenvironmentalimpact.5.Whatdoestheword“collaborative”(J)suggestaboutPingAnBank’sstrategy?A.Thebankplanstooperateindependently.B.Thebankwillworkwithotherstoachievegoals.C.Thebankwillfocusonself-reliance.D.Thebankwillprioritizeinternalprojects.三、完形填空（共5題，每題2分）說明：閱讀以下短文，其中有5處空白，每處空白有4個(gè)選項(xiàng)。根據(jù)上下文選擇最佳答案。短文：ThefinanciallandscapeinZhuhai’sJinwanDistrictisevolvingrapidly.Traditionalbanksareadaptingtothe__________(6)offintech,whichhas__________(7)thewayfinancialservicesaredelivered.PingAnBank,knownforits__________(8)innovation,hasbeenattheforefrontofthistransformation.Thebank’sstrategyinvolvesleveragingbigdata,blockchain,andother__________(9)technologiesto__________(10)customerneedsmoreeffectively.Thisapproachnotonlyenhancesoperationalefficiencybutalso__________(11)thebank’scompetitiveadvantage.However,thetransitionisnotwithoutchallenges.Banksmustbalanceinnovationwithriskmanagementtoensure__________(12)growth.Thesuccessofthistransformationwilldependonthebank’sabilityto__________(13)withstakeholders,includingcustomers,regulators,andpartners.選項(xiàng)：6.A.riseB.paceC.declineD.shift7.A.revolutionizedB.simplifiedC.ignoredD.standardized8.A.aggressiveB.conservativeC.passiveD.gradual9.A.cutting-edgeB.outdatedC.traditionalD.manual10.A.meetB.ignoreC.delayD.deny11.A.weakenB.strengthenC.diminishD.reduce12.A.sustainableB.unsustainableC.short-termD.long-term13.A.isolateB.collaborateC.competeD.ignore四、翻譯填空（共5題，每題2分）說明：將下列中文句子翻譯成英文，填入空格中。1.為應(yīng)對(duì)金融科技帶來的挑戰(zhàn)，平安銀行珠海金灣分行加大了技術(shù)創(chuàng)新投入。__________,PingAnBank’sJinwanBranchhasincreaseditsinvestmentintechnologicalinnovationto__________thechallengesbroughtbyfintech.2.公司計(jì)劃在金灣區(qū)建立新的數(shù)據(jù)中心，以支持業(yè)務(wù)增長。ThecompanyplanstoestablishanewdatacenterinJinwanDistrictto__________businessgrowth.3.通過數(shù)字化轉(zhuǎn)型，銀行能夠更好地滿足客戶需求。Throughdigitaltransformation,bankscan__________customerneedsmoreeffectively.4.加強(qiáng)與當(dāng)?shù)仄髽I(yè)的合作是提升競(jìng)爭(zhēng)力的重要途徑。Strengthening__________withlocalbusinessesisa__________waytoenhancecompetitiveness.5.平安銀行致力于成為金融科技領(lǐng)域的領(lǐng)導(dǎo)者。PingAnBankiscommittedto__________aleaderinthefintechsector.五、寫作（1題，10分）題目：Writeanessayofatleast150wordsdiscussingtheimportanceofinnovationinthebankingsector,particularlyinthecontextoftheGreaterBayArea.IncludeexamplesofhowbankslikePingAncanleveragetechnologytoimproveservicesandaddresschallenges.答案及解析一、選詞填空1.C,enhance解析：fintechrequiresbankstoadoptinnovativetechnologiestoenhancetheirservicedelivery（金融科技要求銀行采用創(chuàng)新技術(shù)以提升服務(wù)交付）。2.B,competitive解析：Asaleadingfinancialinstitution,PingAnBankmustmaintainacompetitiveedgeinthemarket（作為領(lǐng)先金融機(jī)構(gòu)，平安銀行必須在市場(chǎng)中保持競(jìng)爭(zhēng)優(yōu)勢(shì)）。3.D,flexible解析：ThenewbranchinJinwanDistrictisdesignedtobeflexible,offeringpersonalizedfinancialsolutionstocustomers（金灣區(qū)的新分行設(shè)計(jì)得靈活，為客戶提供個(gè)性化金融解決方案）。4.G,stable解析：Sustainablebusinesspracticesareessentialforlong-termstabilityinthebankingsector（可持續(xù)的商業(yè)實(shí)踐對(duì)銀行業(yè)長期穩(wěn)定至關(guān)重要）。5.J,collaborative解析：Effectiveteamworkreliesoncollaborativecommunicationandsharedgoals（有效的團(tuán)隊(duì)合作依賴于協(xié)作溝通和共同目標(biāo)）。6.F,efficient解析：Thebank’sdigitaltransformationstrategyaimstoenhanceoperationalefficiencywithoutcompromisingsecurity（銀行的數(shù)字化轉(zhuǎn)型戰(zhàn)略旨在提高運(yùn)營效率，同時(shí)不犧牲安全性）。7.G,stable解析：Inthefaceofeconomicuncertainty,maintainingstableassetsiscrucialforfinancialstability（面對(duì)經(jīng)濟(jì)不確定性，保持穩(wěn)定資產(chǎn)對(duì)金融穩(wěn)定至關(guān)重要）。8.I,innovative解析：Theinternshipprogramfostersinnovativelearningandpracticalexperienceforaspiringfinanceprofessionals（實(shí)習(xí)項(xiàng)目為有志于金融行業(yè)的專業(yè)人士提供創(chuàng)新學(xué)習(xí)和實(shí)踐經(jīng)驗(yàn)）。9.C,innovative解析：PingAnBank’sinnovationhubfocusesoninnovativesolutionstoaddressemergingmarketchallenges（平安銀行的創(chuàng)新中心專注于提供創(chuàng)新解決方案以應(yīng)對(duì)新興市場(chǎng)挑戰(zhàn)）。10.E,strategic解析：Thebank’sstrategicapproachtoriskmanagementensurescompliancewithregulatoryrequirements（銀行的戰(zhàn)略風(fēng)險(xiǎn)管理方法確保符合監(jiān)管要求）。二、閱讀理解1.B解析：根據(jù)短文第一句和第二句，PingAnBank的近期舉措重點(diǎn)是擴(kuò)展其移動(dòng)銀行平臺(tái)和人工智能客服，故選B。2.B解析：短文最后一段提到銀行將與當(dāng)?shù)仄髽I(yè)和大學(xué)合作，故選B。3.B解析：competitiveedge（競(jìng)爭(zhēng)優(yōu)勢(shì)）暗示市場(chǎng)上有很多公司爭(zhēng)奪主導(dǎo)地位。4.C解析：Sustainablepractices（可持續(xù)實(shí)踐）是為了確保長期業(yè)務(wù)可行性。5.B解析：collaborativestrategy（合作策略）表明銀行將與其他機(jī)構(gòu)合作實(shí)現(xiàn)目標(biāo)。三、完形填空6.B解析：paceoffintech（金融科技的步伐）符合上下文。7.A解析：revolutionizedtheway（徹底改變了方式）符合句意。8.A解析：aggressiveinnovation（激進(jìn)創(chuàng)新）符合平安銀行的特點(diǎn)。9.A解析：cutting-edgetechnologies（尖端技術(shù)）符合金融科技趨勢(shì)。10.A解析：meetcustomerneeds（滿足客戶需求）符合銀行業(yè)務(wù)目標(biāo)。11.B解析：strengthencompetitiveadvantage（增強(qiáng)競(jìng)爭(zhēng)優(yōu)勢(shì)）符合句意。12.A解析：sustainablegrowth（可持續(xù)增長）符合銀行業(yè)務(wù)目標(biāo)。13.B解析：collaboratewithstakeholders（與利益相關(guān)者合作）符合銀行業(yè)務(wù)策略。四、翻譯填空1.Toaddressthechallengesbroughtbyfintech,PingAnBank’sJinwanBranchhasincreaseditsinvestmentintechnologicalinnovation.解析：中文句子結(jié)構(gòu)轉(zhuǎn)換為英文，并保持邏輯連貫。2.support解析：establishanewdatacentertosupportbusinessgrowth（建立新數(shù)據(jù)中心以支持業(yè)務(wù)增長）。3.meet解析：Throughdigitaltransformation,bankscanmeetcustomerneedsmoreeffectively（通過數(shù)字化轉(zhuǎn)型，銀行能更好地滿足客戶需求）。4.collaboration,effective解析：Strengtheningcollaborationwithlocalbusinessesisaneffectivewaytoenhancecompetitiveness（加強(qiáng)與當(dāng)?shù)仄髽I(yè)的合作是提升競(jìng)爭(zhēng)力的重要途徑）。5.become解析：PingAnBankiscommittedtobecomingaleaderinthefintechsector（平安銀行致力于成為金融科技領(lǐng)域的領(lǐng)導(dǎo)者）。五、寫作SampleEssay:Innovationplaysapivotalroleinthebankingsector,especiallyinthedynamicGreaterBayArea.Therapidadvancementoftechnologyhasreshapedhowfinancialservicesaredelivered,makinginnovationanecessityforsurvivalandgrowth.BankslikePingAnareattheforefrontofthistransformation,leveragingcutting-edgetechnologiestoenhancecustomerexperiencesandstreamlin