光大銀行許昌市魏都區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）每題空格處需要填入一個最合適的英文單詞，使句子語義完整、邏輯通順。1.Thenewbankingregulationsrequirefinancialinstitutionstoenhancetheir__________inordertocomplywithanti-moneylaunderingstandards.A.transparencyB.flexibilityC.efficiencyD.innovation2.Despitefacingnumerous__________,theteammanagedtocompletetheprojectaheadofschedule.A.challengesB.opportunitiesC.failuresD.rewards3.Digitaltransformationhassignificantly__________thewaybanksinteractwiththeircustomers,makingservicesmore__________.A.revolutionized;convenientB.complicated;expensiveC.standardized;traditionalD.ignored;irrelevant4.Thebank’scustomerservicepolicyemphasizestheimportanceof__________andresponsivenesstoclientneeds.A.professionalismB.dishonestyC.negligenceD.indifference5.Inthecompetitivebankingsector,__________isnotenough;banksmustalsofocusonsustainablegrowth.A.short-termprofitsB.long-termstabilityC.frequentmergersD.highfees二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，回答問題。Passage:Therapidadoptionoffintechhasreshapedthebankingindustryglobally.TraditionalfinancialinstitutionsarenowcollaboratingwithtechstartupstointegrateAI-drivensolutions,mobilepaymentsystems,andblockchaintechnology.Thisshifthasimprovedoperationalefficiencywhilereducingcosts.However,italsoraisesconcernsaboutdatasecurityandregulatorycompliance.Banksmuststrikeabalancebetweeninnovationandriskmanagementtomaintaincustomertrust.6.Whatisthemainfocusofthepassage?A.Thenegativeimpactsoffintechonbanks.B.Thecollaborationbetweenbanksandfintechcompanies.C.Thechallengesofimplementingnewbankingtechnologies.D.Thefuturetrendsofthebankingindustry.7.Accordingtothepassage,whatisonebenefitoffintech?A.Itincreasescustomerfees.B.Itimprovesoperationalefficiency.C.Itreducesregulatoryoversight.D.Iteliminatestheneedfortraditionalbanking.8.Whatisakeyconcernmentionedinthepassage?A.Joblossesinthebankingsector.B.Datasecurityandregulatorycompliance.C.Thehighcostoffintechsolutions.D.Decreasedcustomerengagement.9.Theword"reshaped"inthefirstsentenceisclosestinmeaningto:A.damagedB.transformedC.ignoredD.strengthened三、完形填空（共5題，每題2分，共10分）閱讀以下短文，選擇最合適的選項填入空格。Lastyear,光大銀行（EllenpharBank）launchedapilotprograminZhengzhoutotesttheeffectivenessofbiometricauthentication,suchasfingerprintandfacialrecognition,inenhancingsecurity.Theinitiativewasmetwithpositivefeedbackfromcustomers,asitsimplifiedtheloginprocesswhilereducingfraudrisks.However,thebankalsofacedcriticismforthehighcostofimplementingadvancedtechnology.Asaresult,thebankdecidedtoexpandtheprogramgradually,ensuringthatbothefficiencyandaffordabilitywerebalanced.10.Whichwordbestdescribesthebank’sinitiative?A.ExpensiveB.InnovativeC.ImpracticalD.Unnecessary11.Whatwastheprimarybenefitofbiometricauthenticationmentionedinthepassage?A.Itincreasedtransactionfees.B.Itimprovedsecurity.C.Itsloweddowntheloginprocess.D.Itreducedcustomersatisfaction.12.Whydidthebankfacecriticism?A.Thetechnologywastoocomplex.B.Itdidnotaddressfraudissues.C.Itwastoocostlytoimplement.D.Itfailedtomeetcustomerexpectations.13.Whatdecisiondidthebankmakeafterreceivingfeedback?A.Itabandonedthepilotprogram.B.Itimmediatelyexpandedtheprogramnationwide.C.Itgraduallyexpandedtheprogram.D.Itincreasedthecostoftheinitiative.14.Theword"gradually"inthelastsentenceisclosestinmeaningto:A.quicklyB.slowlyC.permanentlyD.partially四、語法填空（共5題，每題2分，共10分）根據(jù)句意和語法規(guī)則，用括號內(nèi)動詞的適當(dāng)形式填空。15.ThenewbranchinXuchangwill__________(open)nextmonth,providingbetterservicestolocalcustomers.16.Ifcustomers__________(meet)therequirements,theycanapplyforaloanwithoutaco-signer.17.Ourbank__________(partner)withseveralfintechcompaniestoimprovedigitalbankingsolutions.18.Theregulatorycommitteewill__________(review)theproposalbeforeapprovingit.19.Customerswho__________(lose)theirdebitcardsshouldcontactusimmediatelytoreporttheissue.五、句子改錯（共5題，每題2分，共10分）以下句子中各有一處錯誤，請指出并改正。20.Thedigitalwalletsystemhasbeenimprovedtomakeitmoreconvenientforusers.Error:_________________________Correction:_________________________21.Employeesarerequiredtocompletethecompliancetrainingeverysixmonths.Error:_________________________Correction:_________________________22.Thebank’smobileappallowscustomerstotransferfundsbetweenaccountseasily.Error:_________________________Correction:_________________________23.ThenewpolicywilltakeeffectfromJanuary1st,2026.Error:_________________________Correction:_________________________24.Customersmustsignaliabilityagreementbeforeusingthepremiumcreditcard.Error:_________________________Correction:_________________________六、翻譯填空（共5題，每題2分，共10分）將以下中文句子翻譯成英文，填入空格。25.為了提升客戶體驗，銀行計劃引入更智能的客服系統(tǒng)。Thebankplanstointroduceasmartercustomerservicesystemto__________customerexperience.26.新的反洗錢法規(guī)要求金融機(jī)構(gòu)加強內(nèi)部控制。Thenewanti-moneylaunderingregulationsrequirefinancialinstitutionsto__________internalcontrols.27.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來發(fā)展的關(guān)鍵趨勢。Digitaltransformationisa__________trendinthefuturedevelopmentofthebankingindustry.28.我們致力于為客戶提供安全、高效的金融服務(wù)。Wearecommittedtoprovidingcustomerswith__________andefficientfinancialservices.29.客戶服務(wù)滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)。Customerservicesatisfactionisan__________metricformeasuringthequalityofbankingservices.答案與解析一、選詞填空1.A.transparency解析：金融監(jiān)管強調(diào)機(jī)構(gòu)需提高透明度以符合反洗錢要求。2.A.challenges解析：句子描述團(tuán)隊克服困難完成項目，challenges（挑戰(zhàn)）最符合語境。3.A.revolutionized;convenient解析：數(shù)字化轉(zhuǎn)型徹底改變了銀行服務(wù)方式，使其更便捷。4.A.professionalism解析：客戶服務(wù)強調(diào)專業(yè)性和響應(yīng)速度。5.B.long-termstability解析：銀行需兼顧短期盈利與長期穩(wěn)定發(fā)展。二、閱讀理解6.B.Thecollaborationbetweenbanksandfintechcompanies.解析：全文重點討論銀行與金融科技公司的合作。7.B.Itimprovesoperationalefficiency.解析：文中明確指出技術(shù)提高了效率。8.B.Datasecurityandregulatorycompliance.解析：最后一句提到數(shù)據(jù)安全與監(jiān)管合規(guī)是主要挑戰(zhàn)。9.B.transformed解析：reshaped意為“重塑”，與transformed同義。三、完形填空10.B.Innovative解析：銀行采用生物識別技術(shù)屬于創(chuàng)新舉措。11.B.Itimprovedsecurity.解析：文中指出該技術(shù)降低了欺詐風(fēng)險。12.C.Itwastoocostlytoimplement.解析：文中提到技術(shù)實施成本高引發(fā)批評。13.C.Itgraduallyexpandedtheprogram.解析：銀行決定逐步推廣，平衡成本與效率。14.B.slowly解析：gradually意為“逐步地”，與slowly語義相近。四、語法填空15.willopen解析：一般將來時，表示計劃性動作。16.meet解析：if條件句主語為復(fù)數(shù)，動詞用原形。17.haspart