廣發(fā)銀行深圳市羅湖區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）1.Therapiddevelopmentoffintechhassignificantly______thetraditionalbankingindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.facilitatedC.marginalizedD.stabilized2.AsaleadingbankinsouthernChina,GuangfaBankhasalwaysprioritized______itscustomers'financialneedsthroughinnovativeproductsandservices.A.fulfillingB.neglectingC.compromisingD.outsourcing3.Thenewregulatoryframeworkaimsto______thegapbetweensmallandlargebanks,ensuringfaircompetitioninthemarket.A.narrowB.widenC.expandD.ignore4.Thecompany’sstrategyto______itsmarketshareinthe羅湖區(qū)areainvolvesaggressivepromotionalcampaignsandlocalizedservices.A.secureB.diminishC.maintainD.eliminate5.Despiteeconomicdownturns,thebankingsectorinShenzhenremains______duetostrongdemandfordigitalfinancialsolutions.A.resilientB.vulnerableC.stagnantD.fluctuating二、閱讀理解（共4題，每題3分，共12分）Passage:Theriseofdigitalbankinghastransformedthefinanciallandscapein羅湖區(qū),Shenzhen.TraditionalbankslikeGuangfaBankareadoptingAIandbigdataanalyticstoenhancecustomerexperience.However,challengessuchascybersecurityandregulatorycompliancepersist.Localauthoritieshaveintroducedpoliciestosupportfintechstartups,aimingtofosterinnovationwhilemaintainingstability.6.Whatisthemainfocusofthepassage?A.Theeconomicimpactoffintechin羅湖區(qū).B.Thechallengesfacedbytraditionalbanks.C.Governmentpoliciessupportingfintechstartups.D.TheroleofAIindigitalbanking.7.Accordingtothepassage,whyaretraditionalbanksadoptingAI?A.Toreduceoperationalcosts.B.Toimprovecustomerexperience.C.Tocompetewithfintechfirms.D.Toattractmoreinvestors.8.Whatdoesthepassagesuggestabout羅湖區(qū)’sfinancialsector?A.Itisdecliningduetoregulatoryrestrictions.B.Itisgrowingrapidlywithgovernmentsupport.C.Itisdominatedbysmallbanks.D.Itisfacingatalentshortage.9.Theword"stability"inthepassageisclosestinmeaningto:A.SecurityB.GrowthC.ChangeD.Efficiency三、語句排序（共1題，每題5分，共5分）Arrangethefollowingsentencesintoalogicalparagraph:①Thebankalsoofferspersonalizedfinancialadvicethroughitsapp.②GuangfaBankhasexpandeditsdigitalservicestocatertolocalcustomers.③Theseservicesincludemobilebanking,onlinetransactions,andwealthmanagement.④Asaresult,customerscanmanagetheirfinancesmoreefficiently.⑤Thebankhasinvestedheavilyintechnologytoenhanceuserexperience.四、邏輯推理（共5題，每題2分，共10分）10.Ifabankimprovesitsonlinesecurity,whichofthefollowingismostlikelytohappen?A.Customertrustwilldecrease.B.Transactionfeeswillrise.C.Cybersecuritythreatswillincrease.D.Digitaladoptionwillgrow.11.Whichofthefollowingisadirectconsequenceofregulatorytighteninginthebankingsector?A.Increasedcompetition.B.Higheroperationalcosts.C.Reducedinnovation.D.Lowermarketshare.12.Ifabankreducesitsphysicalbranchnetwork,whatisthemostprobableoutcome?A.Morecustomerswillpreferin-personservices.B.Digitalbankingusagewilldecline.C.Operationalefficiencywillimprove.D.Customersatisfactionwilldrop.13.Whichofthefollowingisanindirectbenefitoffintechadoption?A.Fasterloanapprovaltimes.B.Higheremployeeturnover.C.Increasedregulatoryscrutiny.D.Lowerprofitability.14.Ifabanklaunchesagreenfinanceinitiative,whichofthefollowingisleastlikelytobeaffected?A.Brandreputation.B.Customerengagement.C.Profitmargins.D.Regulatorycompliance.五、翻譯填空（共3題，每題4分，共12分）TranslatethefollowingsentencesintoEnglish(eachblankworth2points):15.The羅湖區(qū)branchofGuangfaBankhas______(establish)anewcustomerservicecentertobettermeettheneedsofthelocalcommunity.16.Ourbankiscommittedto______(implement)sustainablefinancialpracticestosupportthecity’sgreendevelopmentgoals.17.The______(success)ofdigitalbankinginShenzhendependsonthebank’sabilityto______(innovate)andadapttochangingmarkettrends.答案與解析一、選詞填空1.A(revolutionized:顛覆，符合金融科技對(duì)傳統(tǒng)銀行業(yè)的影響。)2.A(fulfilling:滿足，符合銀行服務(wù)客戶的需求。)3.A(narrow:縮小，符合政策平衡大小銀行競爭的目標(biāo)。)4.A(secure:鞏固，符合銀行擴(kuò)大市場份額的策略。)5.A(resilient:有韌性，符合深圳銀行業(yè)在經(jīng)濟(jì)下行中的表現(xiàn)。)二、閱讀理解6.B(文章主要討論傳統(tǒng)銀行面臨的挑戰(zhàn)。)7.B(文章指出AI用于提升客戶體驗(yàn)。)8.B(文章提到政府支持金融科技發(fā)展。)9.A(stability在此指穩(wěn)定，與secu