華夏銀行廈門(mén)市海滄區(qū)2025秋招筆試英文行測(cè)高頻題含答案題目部分一、選詞填空（共5題，每題2分，共10分）1.Despitetheeconomic______inrecentyears,thetechnologysectorinXiamenhasshownremarkableresilienceandgrowth.A.instabilityB.stabilityC.prosperityD.stagnation2.Thenewpolicyaimsto______thedigitaldividebyprovidingfreeinternetaccessinunderservedareasofHai'nanDistrict.A.bridgeB.widenC.narrowD.eliminate3.Thecompany'smarket______hasbeensignificantlyaffectedbytheglobalsupplychaindisruptions.A.expansionB.contractionC.diversificationD.consolidation4.Thelocalgovernmenthasimplementedseveralmeasuresto______theimpactofclimatechangeonagriculturalproductivity.A.mitigateB.exacerbateC.amplifyD.ignore5.The______ofremoteworkhastransformedthetraditionalofficeenvironmentinthebankingsector.A.adoptionB.rejectionC.declineD.resistance二、閱讀理解（共4題，每題3分，共12分）Passage1:Therapiddevelopmentoffintechhasbroughtbothopportunitiesandchallengestotraditionalbankinginstitutions.Whilefintechcompaniesofferinnovativesolutionsandimprovedcustomerexperiences,theyalsoposeasignificantcompetitivethreat.Tostayrelevant,banksinXiamenneedtoembracedigitaltransformationandintegrateadvancedtechnologiessuchasartificialintelligenceandblockchainintotheiroperations.Thesuccessfuladoptionofthesetechnologiescanenhanceefficiency,reducecosts,andattractayounger,tech-savvycustomerbase.However,theintegrationprocessrequiressubstantialinvestmentandastrategicapproachtoensureseamlessimplementation.1.Whatisthemainchallengefacedbytraditionalbanksduetofintech?A.IncreasedprofitabilityB.EnhancedcustomersatisfactionC.CompetitivethreatD.Technologicalobsolescence2.Whichofthefollowingtechnologiesismentionedascrucialforbankstointegrate?A.CloudcomputingB.ArtificialintelligenceC.VirtualrealityD.Quantumcomputing3.Whatistheexpectedoutcomeofsuccessfuldigitaltransformationforbanks?A.HigheroperationalcostsB.ReducedcustomerbaseC.ImprovedefficiencyandcustomerattractionD.Increasedregulatoryscrutiny4.Whatstrategicapproachisrecommendedforbankstoimplementnewtechnologies?A.RapidandunstructuredadoptionB.Incrementalandwell-plannedintegrationC.CompleterelianceonfintechsolutionsD.AvoidingtechnologicaladvancementsPassage2:Hai'nanDistrictinXiamenhasbeenexperiencingrapidurbanization,leadingtoincreasedenvironmentalchallenges.Thelocalgovernmenthaslaunchedseveralinitiativestopromotesustainabledevelopmentandgreenliving.Theseincludetheestablishmentofpublictransportationhubs,thepromotionofrenewableenergysources,andtheimplementationofwastereductionprograms.居民的參與和企業(yè)的合作對(duì)于這些政策的成功至關(guān)重要。通過(guò)這些措施，thedistrictaimstoreducecarbonemissions,improveairquality,andcreateamorelivableenvironmentforitsresidents.However,thesuccessoftheseinitiativesdependsontheactiveinvolvementofthecommunityandthecommitmentofbusinessestoadoptenvironmentallyfriendlypractices.1.WhatistheprimarygoaloftheinitiativeslaunchedbytheHai'nanDistrictgovernment?A.ToincreaseurbanizationB.TopromotesustainabledevelopmentC.ToboosteconomicgrowthD.Toimprovepublictransportation2.Whichofthefollowingmeasuresismentionedaspartofthesustainabledevelopmentinitiatives?A.EncouragingprivatecarusageB.PromotingrenewableenergysourcesC.IncreasingindustrialpollutionD.Expandingurbansprawl3.Whatisconsideredcrucialforthesuccessoftheseenvironmentalinitiatives?A.GovernmentfundingaloneB.CommunityinvolvementandbusinesscooperationC.StrictenforcementofregulationsD.Minimalpublicawareness4.Whatistheexpectedoutcomeofthesesustainabledevelopmentinitiatives?A.IncreasedcarbonemissionsB.ImprovedairqualityC.HigherindustrialpollutionD.Reducedpublictransportationusage三、邏輯推理（共5題，每題2分，共10分）1.Iftheeconomyimproves,thenunemploymentrateswilldecrease.Theeconomyisimproving.Therefore,unemploymentrateswilldecrease.A.ValidB.InvalidC.UncertainD.Incomplete2.Allbankemployeesarerequiredtocompleteannualtraining.Someemployeesarenotbankemployees.Therefore,someemployeesarenotrequiredtocompleteannualtraining.A.ValidB.InvalidC.UncertainD.Incomplete3.Ifitrains,thegroundwillbewet.Itisnotraining.Therefore,thegroundisnotwet.A.ValidB.InvalidC.UncertainD.Incomplete4.Nodigitaltransactionsaresafewithoutproperencryption.Thistransactionisdigital.Therefore,thistransactionissafe.A.ValidB.InvalidC.UncertainD.Incomplete5.Someemployeespreferremotework.Allemployeesarerequiredtofollowcompanypolicies.Therefore,someemployeeswhopreferremoteworkdonotfollowcompanypolicies.A.ValidB.InvalidC.Uncertain-D.Incomplete四、言語(yǔ)理解（共5題，每題2分，共10分）1.Whichofthefollowingsentencesisanexampleofactivevoice?A.ThemeetingwillbeattendedbytheCEO.B.TheCEOattendedthemeeting.C.ThemeetingisattendedbytheCEO.D.ThemeetinghasbeenattendedbytheCEO.2.Whatisthepurposeofatransitionwordinawrittendocument?A.TointroducenewinformationB.ToemphasizeapointC.ToconnectideasandimproveflowD.Toconcludeaparagraph3.WhichofthefollowingisacommongrammaticalerrorinwrittenEnglish?A.Theirgoingtotheconferencewasexciting.B.They'regoingtotheconferencewasexciting.C.Theyaregoingtotheconferencewasexciting.D.Theygototheconferencewasexciting.4.Whatisthemainideaofthefollowingsentence:"Therapidadvancementoftechnologyhastransformedvariousaspectsofmodernlife."?A.Technologyhasimprovedcommunication.B.Technologyhaschangeddailyroutines.C.Technologyhasadvancedrapidly.D.Technologyhasimpactedmodernlife.5.Whichofthefollowingsentencesisanexampleofacompoundsentence?A.Thecompanylaunchedanewproduct.B.Thecompanylaunchedanewproduct,anditwaswell-received.C.Thecompanylaunchedanewproduct;however,itdidnotsellwell.D.Thecompanylaunchedanewproductbecauseitwasinnovative.五、數(shù)據(jù)分析（共4題，每題3分，共12分）Table1:EmploymentTrendsinXiamen'sFinancialSector(2020-2024)|Year|NumberofEmployees|PercentageChange|||-|||2020|10,000|-||2021|11,000|+10%||2022|12,500|+14.5%||2023|13,000|+4%||2024|13,500|+4.6%|1.Whatwasthepercentagechangeinthenumberofemployeesinthefinancialsectorin2022comparedto2021?A.+10%B.+14.5%C.+4%D.+4.6%2.Whichyearshowedthehighestpercentageincreaseinthenumberofemployees?A.2020B.2021C.2022D.20233.Whatwasthetotalnumberofemployeesinthefinancialsectorin2023?A.10,000B.11,000C.12,500D.13,0004.Whatistheaveragepercentagechangeinthenumberofemployeesfrom2020to2024?A.+10%B.+12.25%C.+14.5%D.+4.6%Table2:HouseholdIncomeDistributioninHai'nanDistrict(2023)|IncomeLevel|NumberofHouseholds|PercentageofTotal||--||||LowIncome|2,000|20%||MiddleIncome|5,000|50%||HighIncome|3,000|30%|1.WhatpercentageofhouseholdsinHai'nanDistrictfallintothemiddleincomecategory?A.20%B.50%C.30%D.100%2.Howmanyhouseholdsareclassifiedashighincome?A.2,000B.5,000C.3,000D.10,0003.WhatisthetotalnumberofhouseholdsinHai'nanDistrict?A.2,000B.5,000C.3,000D.10,0004.Whatistheratiooflow-incomehouseholdstomiddle-incomehouseholds?A.1:2B.2:1C.1:3D.3:1六、公文寫(xiě)作（共2題，每題5分，共10分）1.WriteashortmemototheemployeesoftheXiamen華夏銀行branchinHai'nanDistrict,announcingtheupcomingimplementationofanewdigitalbankingplatform.Thememoshouldincludethedateofthelaunch,thebenefitsofthenewplatform,andinstructionsforemployeestoattendatrainingsession.2.Draftaone-paragraphresponsetoacommunitymemberwhoexpressedconcernsaboutthelackofpublicgreenspacesinHai'nanDistrict.Theresponseshouldacknowledgetheirconcerns,mentiontheongoinginitiativesbythelocalgovernment,andencouragetheircontinuedinvolvementinthecommunity.答案及解析部分一、選詞填空1.D.stagnation解析：ThesentencediscussestheeconomicsituationinXiamen."Stagnation"meansaperiodoflittleornogrowth,whichfitsthecontextofeconomicchallenges.2.A.bridge解析："Bridgethedigitaldivide"isacommonidiommeaningtoreducethegapbetweendifferentgroups,whichalignswiththepolicy'sgoal.3.B.contraction解析："Marketcontraction"referstoadecreaseinmarketsize,whichisalikelyimpactofsupplychaindisruptions.4.A.mitigate解析："Mitigatetheimpact"meanstoreducetheseverityoftheimpact,whichisthegoalofthegovernment'smeasures.5.A.adoption解析："Adoptionofremotework"referstotheimplementationandacceptanceofremoteworkpractices.二、閱讀理解Passage1:1.C.Competitivethreat解析：Thepassagestatesthatfintechposesasignificantcompetitivethreattotraditionalbanks.2.B.Artificialintelligence解析：ThepassagementionsAIasacrucialtechnologyforbankstointegrate.3.C.Improvedefficiencyandcustomerattraction解析：Successfuldigitaltransformationleadstobetterefficiencyandattractingayoungercustomerbase.4.B.Incrementalandwell-plannedintegration解析：Thepassagesuggestsastrategicapproachforimplementingnewtechnologies.Passage2:1.B.Promotesustainabledevelopment解析：Theprimarygoalmentionedistopromotesustainabledevelopment.2.B.Promotingrenewableenergysources解析：Thepassagelistsrenewableenergysourcesaspartoftheinitiatives.3.B.Communityinvolvementandbusinesscooperation解析：Thesuccessoftheinitiativesdependsoncommunityandbusinessparticipation.4.B.Improvedairquality解析：Theinitiativesaimtoreducecarbonemissionsandimproveairquality.三、邏輯推理1.A.Valid解析：Theargumentfollowsavalidlogicalstructure(ifP,thenQ;P;therefore,Q).2.B.Invalid解析：Theconclusiondoesnotlogicallyfollowfromthepremises.Someemployeesnotbeingbankemployeesdoesnotmeantheyarenotrequiredtocompletetraining.3.A.Valid解析：Theargumentfollowsavalidlogicalstructure(ifP,thenQ;notP;therefore,notQ).4.B.Invalid解析：Theconclusiondoesnotlogicallyfollowfromthepremises.Digitaltransactionsbeingsafewithoutencryptionisnotguaranteed.5.B.Invalid解析：Theconclusiondoesnotlogicallyfollowfromthepremises.Thepreferencesofremoteworkersdonotnecessarilymeantheydonotfollowcompanypolicies.四、言語(yǔ)理解1.B.TheCEOattendedthemeeting.解析：Thissentenceusestheactivevoice,wherethesubjectperformstheaction.2.C.Toconnectideasandimproveflow解析：Transitionwordshelplinksentencesandparagraphssmoothly.3.B.They'regoingtotheconferencewasexciting.解析："They're"isacontractionandshouldnotbefollowedby"was"withoutasubject.4.D.Technologyhasimpactedmodernlife.解析：Thissentencesummarizesthemainideaofthepassage.5.B.Thecompanylaunchedanewproduct,anditwaswell-received.解析：Acompoundsentencecontainstwoindependentclausesjoinedbyaconjunction.五、數(shù)據(jù)分析Table1:1.B.+14.5%解析：Thepercentagechangefrom2021to2022is14.5%.2.C.2022解析：Thehighestpercentageincreaseis14.5%in2022.3.D.13,000解析：Thenumberofemployeesin2023is13,000.4.B.+12.25%解析：Theaveragepercentagechangeiscalculatedasfollows:(10%+14.5%+4%+4.6%)/4=12.25%.Table2:1.B.50%解析：50%ofhouseholdsfallintothemiddleincomecategory.2.C.3,000解析：3,000householdsareclassifiedashighincome.3.D.10,000解析：Thetotalnumberofhouseholdsis2,000+5,000+3,000=10,000.4.A.1:2解析：Theratiooflow-incometomiddle-incomehouseholdsis2,000:5,000,whichsimplifiesto1:2.六、公文寫(xiě)作1.Memo:Subject:LaunchofNewDigitalBankingPlatformDearEmployees,WeareexcitedtoannouncetheupcomingimplementationofanewdigitalbankingplatforminourHai'