中國銀行蘇州市吳江區(qū)2025秋招筆試英語閱讀＋選詞題專練30題及答案英語閱讀理解（10題，每題2分，共20分）Instructions:Readthepassagescarefullyandchoosethebestanswer(A,B,C,orD)foreachquestion.1.Passage1(2分)Therapiddevelopmentoffintechhastransformedthebankingindustry,especiallyinregionslikeJiangsu,whichareleadingindigitalfinancialinnovation.TraditionalbanksinSuzhou,includingChinaBank,areincreasinglyintegratingAIandbigdataintotheirservicestoenhancecustomerexperience.Forinstance,thebankhaslaunchedamobileappthatusesfacialrecognitiontoverifyidentities,reducingtransactiontimessignificantly.However,challengesremain,suchasensuringdatasecurityandbridgingthedigitaldivideamongelderlycustomers.Thesuccessofsuchinitiativesdependsonhowwellbanksbalancetechnologicaladvancementwithhuman-centricservice.Question:Whatisthemainfocusofthepassage?A.ThehistoryoffintechinJiangsu.B.Theimpactoffintechontraditionalbanks.C.ThechallengesofdigitalbankinginSuzhou.D.TheroleofAIinbankingservices.2.Passage2(2分)AsChina'seconomygrows,thedemandforbankingservicesinsecond-tiercitieslikeWujianghassurged.ChinaBank,withitsstrongpresenceintheregion,hasexpandeditsbranchnetworkandimproveditsproductofferings.Forexample,thebankintroducedaspecializedloanprogramforsmallandmedium-sizedenterprises(SMEs),whichhasbeenparticularlypopularamonglocalbusinesses.Despitethisgrowth,thebankfacescompetitionfromonlinefinancialplatforms,whichoffermoreflexibleandconvenientservices.Tostaycompetitive,ChinaBankneedstoinnovatecontinuouslyanddeepenitsunderstandingoflocalmarketneeds.Question:WhyhasthedemandforbankingservicesinWujiangincreased?A.Thelocalgovernmenthaspromotedfinancialinclusion.B.ThepopulationofWujianghasgrownrapidly.C.ChinaBankhasexpandeditsservices.D.Onlinefinancialplatformshavebecomemorepopular.3.Passage3(2分)Sustainablebankinghasbecomeakeypriorityforfinancialinstitutions,includingChinaBankinSuzhou.Thebankhascommittedtoreducingitscarbonfootprintbyusingrenewableenergyinitsbranchesandpromotinggreenfinancingoptions.Forinstance,ithaslaunchedagreencreditprogramtosupportenvironmentallyfriendlyprojects.Whiletheseinitiativesarebeneficialfortheenvironment,theyalsorequiresignificantinvestment.Thebankmustbalancesustainabilitygoalswithprofitabilitytoensurelong-termsuccess.Question:WhatisthemaingoalofChinaBank'ssustainablebankingefforts?A.Toreducecoststhroughenergyefficiency.B.TosupportgreenprojectsinSuzhou.C.Toattractenvironmentallyconsciouscustomers.D.Tocomplywithgovernmentregulations.4.Passage4(2分)TheriseofdigitalpaymentshassignificantlyaffectedtraditionalbankinginChina.InSuzhou,ChinaBankhasadaptedbyofferingvariousdigitalpaymentsolutions,suchasmobilewalletsandcontactlesscards.Theseserviceshavebeenwidelyadoptedbyconsumers,especiallyyoungergenerations,whoprefertheconvenienceofdigitaltransactions.However,thebankalsofaceschallenges,suchascybersecuritythreatsandtheneedtoeducateoldercustomersaboutdigitalpaymentmethods.SuccessinthisareadependsonChinaBank'sabilitytostayaheadoftechnologicaltrendsandmeetcustomerexpectations.Question:WhathasbeenthebiggestimpactofdigitalpaymentsonChinaBank?A.Increasedcompetitionfromfintechcompanies.B.Highercustomeradoptionofdigitalservices.C.Reducedneedforphysicalbranches.D.Greaterrelianceontraditionalbankingmethods.5.Passage5(2分)TheChinesegovernmenthasimplementedvariouspoliciestosupportthedevelopmentofthebankingsectorinregionslikeJiangsu.ChinaBankhasbenefitedfromthesepolicies,whichincludetaxincentivesandfundingfordigitalbankingprojects.Forexample,thebankhasusedgovernmentsupporttoupgradeitsITinfrastructureandimproveitsonlinebankingplatform.However,thesepoliciesalsocreateexpectationsforbankstoachievehighergrowthrates.ChinaBankmustcontinuetoinnovateandimproveitsservicestomeettheseexpectationsandmaintainitscompetitiveedge.Question:WhathashelpedChinaBankinSuzhou?A.Governmentfundingfordigitalprojects.B.Increasedcompetitionfromotherbanks.C.Higherinterestratesinthelocalmarket.D.Greaterdemandfortraditionalbankingservices.6.Passage6(2分)Customerserviceiscriticalinthebankingindustry,andChinaBankinWujianghasfocusedonimprovingitsservicequality.Thebankhasimplementedacustomerfeedbacksystemtoidentifyandaddressissuespromptly.Forexample,ithasreducedwaittimesatbranchesandimprovedtheresponsivenessofitscallcenter.Theseeffortshaveledtohighercustomersatisfactionandloyalty.However,maintaininghighservicestandardsrequirescontinuousinvestmentintrainingandtechnology.ChinaBankmustensurethatitsemployeesarewell-equippedtomeettheevolvingneedsofcustomers.Question:HowhasChinaBankimproveditscustomerservice?A.Byreducingitsbranchnetwork.B.Byofferingmoredigitalbankingservices.C.Byfocusingonemployeetraining.D.Byincreasinginterestratesonsavingsaccounts.7.Passage7(2分)ThebankingsectorinChinaisincreasinglyfocusingonriskmanagement,andChinaBankhastakenseveralstepstostrengthenitsriskcontrolmeasures.Thebankhasimplementedadvancedanalyticstodetectandpreventfraud,andithasalsostrengtheneditscomplianceframework.Forinstance,ithasenhanceditsanti-moneylaundering(AML)policies.Whilethesemeasureshaveimprovedthebank'ssecurity,theyalsorequireongoingmonitoringandadjustmenttoadapttonewthreats.Question:WhatisakeyfocusofChinaBank'sriskmanagementstrategy?A.Reducingloandefaults.B.Enhancingcybersecurity.C.Increasingprofits.D.Expandingitsbranchnetwork.8.Passage8(2分)TheChineseeconomyisexpectedtogrowsteadilyinthecomingyears,whichwillcreatenewopportunitiesforthebankingsector.ChinaBank,withitsstrongpresenceinSuzhou,iswell-positionedtocapitalizeonthisgrowth.Thebankhasbeenexpandingitsloanportfolioandimprovingitsriskassessmentmodelstosupporteconomicdevelopment.However,itmustalsobepreparedforpotentialeconomicdownturnsandadjustitsstrategiesaccordingly.ThesuccessofChinaBankinthefuturewilldependonitsabilitytobalancegrowthwithstability.Question:WhatisChinaBank'sstrategyforfuturegrowth?A.Tofocusonshort-termprofits.B.Toexpanditsloanofferings.C.Toreduceitsinvestmentindigitalbanking.D.ToexittheSuzhoumarket.9.Passage9(2分)Thecollaborationbetweenbanksandlocalgovernmentsisessentialforeconomicdevelopment,andChinaBankhasactivelyworkedwiththeWujianggovernmenttosupportsmallbusinesses.Thebankhaslaunchedaspecialloanprogramforlocalentrepreneurs,whichhashelpedmanysmallbusinessessurviveandgrow.However,thesuccessofsuchprogramsdependsonthebank'sabilitytoidentifypromisingbusinessesandprovidethemwiththerightsupport.Question:WhathasChinaBankdonetosupportlocalbusinessesinWujiang?A.Reducedinterestratesonloans.B.Providedfreefinancialadvice.C.LaunchedaloanprogramforSMEs.D.Increasedfeesforbankingservices.10.Passage10(2分)Theuseofbigdatainbankinghasrevolutionizedthewayfinancialinstitutionsservetheircustomers.ChinaBankinSuzhouhasleveragedbigdatatopersonalizeitsservices,suchasofferingcustomizedfinancialproductsbasedoncustomerbehavior.Thisapproachhasimprovedcustomersatisfactionandincreasedloyalty.However,italsoraisesconcernsaboutdataprivacyandsecurity.ChinaBankmustensurethatitcomplieswithregulationsandprotectscustomerinformation.Question:HowhasbigdatahelpedChinaBank?A.Byreducingoperationalcosts.B.Byimprovingcustomerservice.C.Byincreasingprofits.D.Byexpandingitsbranchnetwork.選詞填空（20題，每題1分，共20分）Instructions:Choosethebestword(A,B,C,orD)tofillineachblankinthepassagebelow.ThepassageisaboutthedevelopmentofChinaBankinSuzhouanditseffortstoadapttothechangingfinanciallandscape.1.Therapidgrowthoffintechhas______thebankingindustry,forcingtraditionalbankstoinnovate.A.transformedB.challengedC.supportedD.limited2.ChinaBankhas______itsmobileapptoincludemoredigitalbankingservices.A.updatedB.expandedC.simplifiedD.redesigned3.Thebank'snewloanprogramforSMEshasbeen______amonglocalbusinesses.A.successfulB.controversialC.unpopularD.underutilized4.To______datasecurity,ChinaBankhasimplementedadvancedencryptiontechnologies.A.ensureB.reduceC.ignoreD.minimize5.Thebankmust______itsdigitalservicestomeetcustomerexpectations.A.improveB.reduceC.maintainD.eliminate6.ChinaBankhas______alotofmoneyonupgradingitsITinfrastructure.A.investedB.borrowedC.lostD.wasted7.Thelocalgovernmenthas______thebanktosupportgreenfinancingprojects.A.encouragedB.restrictedC.prohibitedD.ignored8.ChinaBank'scustomerservicehas______significantlyinthepastyear.A.declinedB.improvedC.remainedunchangedD.worsened9.Thebankhas______itscomplianceframeworktoadapttonewregulations.A.strengthenedB.weakenedC.ignoredD.overlooked10.Theriseofdigitalpaymentshas______traditionalbankingmethods.A.replacedB.supportedC.complementedD.enhanced11.ChinaBankhas______itsbranchnetworkinWujiangtoservemorecustomers.A.expandedB.reducedC.maintainedD.closed12.Thebank'sgreencreditprogramhas______manyenvironmentallyfriendlyprojects.A.supportedB.rejectedC.damagedD.ignored13.ThesuccessofChinaBank'sdigitalinitiativesdependsonitsabilityto______technologytrends.A.adapttoB.ignoreC.criticizeD.oppose14.ChinaBankhas______cybersecuritymeasurestoprotectcustomerdata.A.strengthenedB.weakenedC.ignoredD.neglected15.Thebank'sloanprogramforSMEshasbeen______bylocalentrepreneurs.A.welcomedB.criticizedC.rejectedD.overlooked16.ChinaBankhas______itsfocusoncustomersatisfaction.A.shiftedB.ignoredC.strengthenedD.weakened17.Thebank'suseofbigdatahas______itsabilitytopersonalizeservices.A.improvedB.reducedC.eliminatedD.unchanged18.ChinaBankmust______itsriskmanagementstrategiestoaddressnewchallenges.A.updateB.ignoreC.maintainD.eliminate19.Thebank'scollaborationwiththeWujianggovernmenthas______localeconomicgrowth.A.supportedB.hinderedC.ignoredD.unaffected20.Theriseoffintechhas______traditionalbankstotransformtheirservices.A.forcedB.supportedC.encouragedD.weakened答案及解析英語閱讀理解答案及解析1.B解析:Thepassagediscusseshowfintechhastransformedtraditionalbanks,focusingonChinaBank'sintegrationofAIandbigdatainSuzhou.OptionBbestcapturesthismainidea.2.A解析:ThepassagementionsthedemandforbankingservicesinWujianghassurgedduetoeconomicgrowth,notjustbecauseofChinaBank'sefforts.OptionAisthemostaccurate.3.B解析:ThepassagehighlightsChinaBank'scommitmenttogreenfinancing,whichisakeygoalofitssustainablebankingefforts.OptionBiscorrect.4.B解析:ThepassagestatesthatdigitalpaymentshaveledtohighercustomeradoptionofdigitalservicesatChinaBank.OptionBisthebestanswer.5.A解析:Thepassagementionsgovernmentpolicies,suchastaxincentives,havehelpedChinaBankinSuzhou.OptionAiscorrect.6.C解析:ThepassagenotesthatChinaBankhasimproveditsservicequalitythroughemployeetrainingandcustomerfeedbacksystems.OptionCisthebestanswer.7.B解析:ThepassagefocusesonChinaBank'seffortstoenhancecybersecurityandAMLpoliciestomanagerisks.OptionBiscorrect.8.B解析:ThepassagementionsChinaBankexpandingitsloanportfoliotosupporteconomicgrowth.OptionBisthebestanswer.9.C解析:ThepassagedescribesChinaBank'sloanprogramforSMEsinWujiang,whichhassupportedlocalbusinesses.OptionCiscorrect.10.B解析:ThepassageexplainshowbigdatahasenabledChinaBanktopersonalizeitsservices,improvingcustomersatisfaction.OptionBisthebestanswer.選詞填空答案及解析1.B解析:"Challenged"fitsthecontext,asfintechhasforcedtraditionalbankstoinnovate.2.B解析:"Expanded"iscorrectbecausethepassagementionsaddingmoredigitalbankingservices.3.A解析:"Successful"alignswiththepassage,astheloanprogramhasbeenwell-received.4.A解析:"Ensure"fitsthecontext,asthebankuses