中國(guó)銀行石家莊市橋西區(qū)2025秋招筆試英語(yǔ)閱讀＋選詞題專練30題及答案英語(yǔ)閱讀理解（15題，每題2分，共30分）1.Passage1(2分)Text:TherapiddevelopmentofdigitalbankinghastransformedthewayChinesecitizens,especiallyinurbanareaslikeShijiazhuang,accessfinancialservices.TraditionalbankslikeBankofChinahaveintegratedmobileappswithAI-poweredchatbotstoenhancecustomerexperience.Accordingtoa2024reportbytheChinaBankingandInsuranceRegulatoryCommission,over60%oftransactionsinthebridgedistrictarenowconductedonline.However,challengesremain,suchascybersecurityrisksandtheneedforfinancialliteracyamongtheelderly.Question:Whatisthemainfocusofthepassage?A.ThehistoryofBankofChina.B.TheimpactofdigitalbankinginShijiazhuang.C.Theproblemsofelderlycustomers.D.Thegrowthofmobilebankingapps.2.Passage2(2分)Text:Aspartofitsgreenfinanceinitiative,BankofChinaBridgeDistrictBranchhaslaunchedanewloanprogramforrenewableenergyprojects.Theinitiativeaimstosupportthecity’sgoalofreducingcarbonemissionsby2030.Localbusinessesinindustrieslikesolarpanelmanufacturingandwindenergyhavebenefitedsignificantly.Thebranchalsoofferstrainingsessionstoeducateentrepreneursaboutsustainablebankingpractices.Question:WhichofthefollowingisNOTmentionedinthepassage?A.Thebank’scommitmenttoenvironmentalgoals.B.Thetypesofbusinessessupported.C.Thetotalamountofloansprovided.D.Theeducationalprogramsforclients.3.Passage3(2分)Text:TheeconomicgrowthinShijiazhuang’sbridgedistricthasledtoincreaseddemandforhousing.Realestatedevelopershavefocusedonconstructingeco-friendlybuildingswithsmarthomefeatures.Accordingtoa2023survey,homepricesinthedistricthaverisenby12%comparedtothepreviousyear.However,thegovernmenthasintroducedpoliciestocontrolinflationandensureaffordability.Question:Whatistheprimaryconcernmentionedinthepassage?A.Thesuccessofsmarthometechnology.B.Theriseinhousingprices.C.Thegovernment’shousingpolicies.D.Thelackofeco-friendlybuildings.4.Passage4(2分)Text:China’scentralbankhasannouncedplanstostrengthenfinancialsupervisioninthebridgedistrictofShijiazhuangtopreventfraud.Themovecomesafterseveralreportsoffakeloanapplications.Thebankisworkingwithlocalauthoritiestoimprovebackgroundchecksandblockchain-basedverificationsystems.Thesemeasuresareexpectedtoenhancetrustinthebankingsector.Question:Whatdoesthepassagesuggestaboutthecurrentsituation?A.Thebankingsectorisstable.B.Fraudisagrowingproblem.C.Loanapplicationsareeasytoobtain.D.Blockchaintechnologyisoutdated.5.Passage5(2分)Text:ThebridgedistrictofShijiazhuanghasseenasurgeinforeigninvestment,particularlyinthetechindustry.CompanieslikeHuaweiandXiaomihavesetupR&Dcentersthere.Thelocalgovernmenthasofferedtaxincentivestoattractmoremultinationalcorporations.Thistrendhascreatedhigh-payingjobsandboostedthecity’seconomy.Question:Whatisthebiggestadvantageofthisinvestment?A.Lowtaxesforbusinesses.B.Highemploymentrates.C.Traditionalbankinggrowth.D.Fewerforeigncompanies.6.Passage6(2分)Text:BankofChina’sBridgeDistrictBranchhasintroducedanewsavingsaccountdesignedforyoungprofessionals.Theaccountoffershigherinterestratesandrewardsfordigitaltransactions.Thebankhopestoattractmillennialswhopreferonlinebanking.Apilotprogramin2023showeda30%increaseindigitalaccountopenings.Question:Whoistheprimarytargetofthisnewaccount?A.Elderlycustomers.B.Traditionalbankusers.C.Youngadults.D.Corporateclients.7.Passage7(2分)Text:ThetransportationsysteminShijiazhuang’sbridgedistrictisbeingupgradedwithnewmetrolinesandbike-sharingprograms.Thecityaimstoreducetrafficcongestionandpollution.Arecentstudyfoundthatpublictransportusagehasincreasedby25%sincethenewinitiativeswereintroduced.Question:Whatisthemaingoalofthesetransportationimprovements?A.Toincreasecarsales.B.Toimproveenvironmentalconditions.C.Toreducepublictransportfares.D.Tobuildmoreroads.8.Passage8(2分)Text:TheChinesegovernmenthaslaunchedacampaigntopromotefinancialinclusioninruralareasnearShijiazhuang.Mobilebankingservicesarebeingexpandedtoreachfarmersandsmallbusinessowners.Thecampaignincludesfreetrainingondigitalpaymentmethods.Question:Whatdoesthepassagehighlight?A.Theimportanceofruralbanking.B.Thedeclineoftraditionalbanking.C.Thechallengesofurbanfinance.D.Theinefficiencyofdigitalbanking.9.Passage9(2分)Text:BankofChina’sBridgeDistrictBranchhaspartneredwithlocaluniversitiestoofferinternshipprogramsforfinancestudents.Thegoalistotrainthenextgenerationofbankingprofessionals.Internsgainexperienceinriskmanagement,customerservice,anddigitalbankingtechnologies.Question:Whatisthemainbenefitofthispartnership?A.Highersalariesforinterns.B.Betterjobopportunitiesforgraduates.C.Reducedtrainingcostsforthebank.D.Fewerbankemployeesneeded.10.Passage10(2分)Text:ThebridgedistrictofShijiazhuanghasbeennamedoneofChina’stop10techhubs.Thegovernmenthasinvestedheavilyininfrastructuretosupportstartupsandtechcompanies.Thishasledtoa50%increaseintech-relatedbusinessesoverthepastthreeyears.Question:Whatisthekeyfactorinthisgrowth?A.Hightaxes.B.Governmentsupport.C.Fewerregulations.D.Lowerwages.11.Passage11(2分)Text:BankofChinahasintroducedacontactlesspaymentsysteminthebridgedistricttocombatthespreadofCOVID-19.ThesystemusesNFCtechnologyandQRcodesforsecuretransactions.Asurveyshowsthat70%ofconsumerspreferthismethodovercash.Question:Whatistheprimarypurposeofthissystem?A.Toincreasecashusage.B.Toimprovehygiene.C.Toreducebankfees.D.Topromotecreditcards.12.Passage12(2分)Text:ThelocalgovernmentinShijiazhuanghasimplementedapolicytoencouragehomeownershipamongyoungpeople.Subsidiesandlow-interestloansarebeingofferedtofirst-timebuyers.However,criticsarguethatthesupplyofaffordablehousingisstillinsufficient.Question:Whatisthemainissuediscussed?A.Highhomeprices.B.Lowgovernmentsubsidies.C.Excessivehousingconstruction.D.Feweryoungbuyers.13.Passage13(2分)Text:ThebridgedistrictofShijiazhuanghasbecomeahubforfinancialtechnologystartups.CompanieslikeAntGroupandTencenthaveinvestedinlocalstartups.Thishascreatedacompetitiveenvironmentbutalsospurredinnovation.Question:Whatisthebiggestimpactoftheseinvestments?A.Higherunemployment.B.Morejobopportunities.C.Reducedcompetition.D.Lowertaxesforbanks.14.Passage14(2分)Text:BankofChina’sBridgeDistrictBranchhaslaunchedanewcreditcardtailoredforfrequenttravelers.Thecardoffersrewardsforflights,hotels,anddining.Thebankexpectsthistoattractcustomerswhooftenusedigitalbankingservices.Question:Whatistheprimaryfeatureofthiscreditcard?A.Lowannualfees.B.Cashbackoffers.C.Travelbenefits.D.Fasterapprovaltimes.15.Passage15(2分)Text:TheChinesegovernmenthasannouncedaplantodigitizeruralbankingservicesinareasnearShijiazhuang.Thegoalistoreducethegapbetweenurbanandruralfinancialaccess.TheprogramincludesmobileATMsandonlinebankingportals.Question:Whatisthemainobjectiveofthisplan?A.Toincreaseruralpoverty.B.Tolimitdigitalbankingincities.C.Toimprovefinancialinclusion.D.Toreplacetraditionalbanks.選詞填空（15題，每題2分，共30分）Instructions:Choosethebestwordtofillineachblank.1.Therapidgrowthofdigitalbankinghas______traditionalbankingpracticesinthebridgedistrict.A.replacedB.supportedC.modernizedD.outdated2.LocalbusinessesinShijiazhuang’stechindustryhavebenefitedfromthegovernment’s______policies.A.restrictiveB.supportiveC.expensiveD.outdated3.Thebridgedistricthasseena______increaseinforeigninvestmentinrecentyears.A.gradualB.suddenC.minimalD.steady4.BankofChina’snewsavingsaccountisdesignedto______youngprofessionals.A.attractB.discourageC.trainD.ignore5.Thegovernmenthasintroducedmeasuresto______housingpricesinthebridgedistrict.A.controlB.increaseC.ignoreD.reduce6.Theuseofcontactlesspaymentshas______thespreadofgermsinpublicplaces.A.increasedB.decreasedC.eliminatedD.encouraged7.Thebank’sinternshipprogramsaimto______thenextgenerationofbankingprofessionals.A.trainB.replaceC.ignoreD.reduce8.Thebridgedistricthasbeen______asoneofChina’stoptechhubs.A.recognizedB.criticizedC.ignoredD.forgotten9.Thelocalgovernment’spolicyencourages______ownershipamongyoungpeople.A.homeB.carC.propertyD.land10.Financialinclusionprogramsinruralareasaimto______accesstobankingservices.A.improveB.limitC.reduceD.eliminate11.ThenewmetrolinesinShijiazhuang’sbridgedistrictareexpectedto______trafficcongestion.A.solveB.worsenC.reduceD.ignore12.Thebank’spartnershipwithuniversitiesisa______efforttobuildtalent.A.long-termB.short-termC.unnecessaryD.ineffective13.Thegovernment’sgreenfinanceinitiative______renewableenergyprojects.A.supportsB.opposesC.ignoresD.regulates14.Theuseofblockchaintechnologyinbanking______fraudrisks.A.increasesB.decreasesC.eliminatesD.ignores15.Thebridgedistrict’seconomyhasbeen______bythegrowthoftechcompanies.A.boostedB.hurtC.ignoredD.stagnant答案及解析英語(yǔ)閱讀理解答案1.B解析:Thepassagediscussesdigitalbanking’simpactonShijiazhuang,focusingonitsintegrationandpopularity.2.C解析:Thepassagementionsloanprogramsandtrainingbutdoesnotprovidedetailsonthetotalloanamount.3.B解析:Thepassagehighlightsrisinghousingpricesasaprimaryconcern.4.B解析:Thepassagementionsfraudreportsandstepstopreventit,indicatingagrowingproblem.5.B解析:Jobcreationisstatedasamajorbenefitofforeigninvestment.6.C解析:Thepassagetargetsyoungprofessionalswithhigherinterestratesanddigitalrewards.7.B解析:Thepassagefocusesonreducingpollutionandcongestionthroughpublictransportimprovements.8.A解析:Thepassageemphasizesexpandingbankingservicestoruralareas.9.B解析:Thepartnershipaimstoprovidegraduateswithbetterjobopportunities.10.B解析:Governmentinvestmentiscreditedwithdrivingtechgrowth.11.B解析:Thepassagehighlightsthehygienebenefitsofcont