中國銀行常德市武陵區(qū)2025秋招筆試英語完形填空題專練30題及答案第一部分：單選題（每題1分，共10題）（注：選項(xiàng)均為A、B、C、D，每題考查語法、詞匯或邏輯關(guān)系）1.Therapiddevelopmentofdigitalbankinghas______traditionalfinancialservices,makingthemmoreaccessibletoruralareaslikeWulingDistrict.A.replacedB.complementedC.threatenedD.modernized2.ManysmallbusinessesinChangderelyonthebank’sonlinepaymentsystemsto______transactionsefficiently.A.processB.improveC.delayD.analyze3.ToattractyoungprofessionalstoWuling,thebankplansto______moreATMsneartechhubs.A.installB.repairC.removeD.upgrade4.Theloanofficerexplainedthe______termstoensuretheclientfullyunderstoodtherisksinvolved.A.complexB.simpleC.vagueD.generous5.China’sfinancialregulationsrequirebanksto______anti-moneylaunderingmeasuresmorestrictly.A.weakenB.ignoreC.strengthenD.relax6.Thebranchmanageremphasizedtheimportanceofcustomerserviceto______trustinthebank.A.buildB.breakC.loseD.value7.Whileruralbankingfaceschallenges,italsooffersopportunitiesto______localeconomies.A.boostB.harmC.neglectD.reduce8.Thebank’smobileappallowsusersto______fundsbetweenaccountsinseconds.A.transferB.investC.withdrawD.deposit9.To______compliancecosts,thebankadoptedamoreautomatedworkflow.A.reduceB.increaseC.ignoreD.ignore10.Theeconomicslowdownhas______thedemandformortgagesintheregion.A.risenB.fallenC.stayedD.peaked第二部分：多選題（每題2分，共10題）（注：每題至少有兩個(gè)正確答案，選項(xiàng)為A、B、C、D）11.WhatarethekeychallengesinexpandingbankingservicesinruralChina?A.LowerinternetpenetrationB.FewerATMsC.HighercompetitionD.Betterinfrastructure12.Howdoesthebankbenefitfromdigitaltransformation?A.ReducedoperationalcostsB.FasterservicedeliveryC.MorepaperworkD.Improvedcustomerengagement13.WhichofthefollowingarecommonservicesofferedbyChinaBankinWulingDistrict?A.PersonalloansB.BusinessfinancingC.WealthmanagementD.Agriculturalsubsidies14.Whatmeasureshelpbankscomplywithfinancialregulations?A.EnhanceddatasecurityB.RegularauditsC.FeweremployeesD.Simplifiedprocesses15.Whydosmallbusinessespreferonlinebanking?A.LowerfeesB.24/7accessC.MorebranchesD.Fasterapprovals16.Whatstrategiesdoesthebankusetoattractyoungcustomers?A.StudentdiscountsB.ModernbranchdesignsC.TraditionaladvertisingD.Mobilebankingrewards17.Howdoesthebanksupportlocalagriculture?A.SpecializedloansB.CashwithdrawalsC.AgriculturalinsuranceD.Savingsplans18.Whataretheadvantagesofremotebankingforruralresidents?A.NotraveltimeB.HigherinterestratesC.FewertransactionsD.Morestaffavailability19.Whattechnologiesdoesthebankusetoimproveefficiency?A.AI-poweredchatbotsB.ManualdataentryC.CloudcomputingD.Offlinesystems20.Howdoesthebankcontributetothelocaleconomy?A.HiringlocalemployeesB.InvestingininfrastructureC.OfferingfreeservicesD.Reducingtaxes第三部分：選詞填空（每題1分，共10題）（注：每空選擇一個(gè)最佳動(dòng)詞或形容詞填入句子）21.Despitethe______competition,thebankmanagedtoincreaseitsmarketshareinWuling.A.fierceB.gentleC.weakD.fair22.Thebranchmanageraskedemployeesto______customerfeedbacktoimproveservicequality.A.ignoreB.collectC.ignoreD.avoid23.Thebank’smobileappisdesignedto______userswithreal-timefinancialupdates.A.informB.confuseC.delayD.surprise24.To______loandefaults,thebankimplementedstrictercreditchecks.A.reduceB.increaseC.ignoreD.encourage25.TheruraleconomyinWulinghasbeen______bythebank’sinfrastructureinvestments.A.boostedB.damagedC.ignoredD.stabilized26.Thenewpolicywill______compliancecostsforsmallbusinesses.A.lowerB.raiseC.ignoreD.eliminate27.Thebank’sonlineplatformis______toensuresmoothtransactions.A.reliableB.complicatedC.outdatedD.expensive28.Theloanofficeremphasizedtheimportanceof______financialliteracyamongclients.A.promotingB.ignoringC.reducingD.limiting29.Thebank’sCSRinitiativeshave______communitytrustintheregion.A.strengthenedB.weakenedC.ignoredD.challenged30.Theeconomicdownturnhas______thedemandforhigh-valuefinancialproducts.A.decreasedB.increasedC.remainedD.fluctuated答案及解析第一部分：單選題答案1.B(complemented-數(shù)字銀行補(bǔ)充而非取代傳統(tǒng)服務(wù))2.A(process-在常德，小企業(yè)依賴線上支付系統(tǒng)處理交易)3.A(install-銀行計(jì)劃在科技中心安裝更多ATM)4.A(complex-貸款條款復(fù)雜，需要解釋清楚)5.C(strengthen-金融監(jiān)管要求加強(qiáng)反洗錢措施)6.A(build-客戶服務(wù)是建立信任的關(guān)鍵)7.A(boost-銀行支持當(dāng)?shù)亟?jīng)濟(jì))8.A(transfer-移動(dòng)APP允許快速轉(zhuǎn)賬)9.A(reduce-自動(dòng)化流程降低合規(guī)成本)10.B(fallen-經(jīng)濟(jì)放緩導(dǎo)致房貸需求下降)第二部分：多選題答案11.A,B(農(nóng)村地區(qū)互聯(lián)網(wǎng)覆蓋低，ATM少)12.A,B,D(數(shù)字化轉(zhuǎn)型降低成本、提高效率、增強(qiáng)客戶互動(dòng))13.A,B,C(常德分行提供個(gè)人貸款、企業(yè)融資、財(cái)富管理)14.A,B(數(shù)據(jù)安全和定期審計(jì)幫助合規(guī))15.A,B(小企業(yè)偏好低費(fèi)用、全天候服務(wù))16.A,B,D(學(xué)生折扣、現(xiàn)代網(wǎng)點(diǎn)、移動(dòng)銀行獎(jiǎng)勵(lì)吸引年輕人)17.A,C(為農(nóng)業(yè)提供專項(xiàng)貸款和保險(xiǎn))18.A,D(遠(yuǎn)程銀行節(jié)省時(shí)間、增加員工可用性)19.A,C(AI客服和云計(jì)算提高效率)20.A,B(招聘本地員工和投資基礎(chǔ)設(shè)施貢獻(xiàn)經(jīng)濟(jì))第三部分：選詞填空答案21.A(fierce-競爭激烈)22.B(collect-