中國銀行柳州市柳南區(qū)2025秋招筆試英語閱讀理解題專練30題及答案題型一：單選題（每題2分，共10題）（每題包含一篇短文，后附4個選項，要求選擇最符合文意的選項）1.(2分)Therapiddevelopmentofe-commercehassignificantlytransformedshoppinghabitsinChina,especiallyinurbanareaslikeLiuzhou.Accordingtoa2024reportbytheMinistryofCommerce,onlineretailsalesinLiuzhousurgedby35%year-on-year,drivenbytheincreasingadoptionofmobilepaymentsolutions.Localbusinesses,particularlythoseinthesoutherndistrict,haveleveragedthistrendbyexpandingtheironlinepresence.However,challengessuchaslogisticsefficiencyandcustomerserviceremainkeyconcernsforsustainablegrowth.WhichofthefollowingstatementsisTRUEaccordingtothepassage?A.TheMinistryofCommercepredictsadeclineine-commercegrowth.B.Mobilepaymentsarethesolereasonfortheriseinonlinesales.C.LocalbusinessesinLiuzhou’ssoutherndistrictfacelogisticsandserviceissues.D.UrbanareaslikeLiuzhouhavenointerestine-commerceexpansion.2.(2分)Liuzhou’ssoutherndistrictisknownforitsrichculturalheritage,includingtheancientLiujiangRiverandtraditionalGuangxicuisine.Thedistrictgovernmenthasrecentlylaunchedatourisminitiativetopromotelocalattractions,suchastheLiujiangRiversideParkandtheLiuzhouRailwayBridge,aiconiclandmark.However,criticsarguethatthedistrict’stourisminfrastructureisinsufficienttohandlethegrowingnumberofvisitors.Thegovernmentplanstoinvestintransportationandaccommodationfacilitiestoimprovethevisitorexperience.Whatisthemainfocusofthedistrictgovernment’stourisminitiative?A.Restrictingtourismdevelopmenttopreserveculturalheritage.B.HighlightingthehistoricalsignificanceoftheLiuzhouRailwayBridge.C.Enhancingtourisminfrastructuretoattractmorevisitors.D.ReducingrelianceontraditionalGuangxicuisine.3.(2分)China’sbankingsectorhasbeenadaptingtodigitaltransformation,withChinesebanksincreasinglyadoptingAIandbigdatatechnologies.InLiuzhou,ChinaBankhasintroducedamobilebankingappthatintegratesfacialrecognitionandblockchainforsecuretransactions.Theappalsoofferspersonalizedfinancialadvicebasedoncustomerspendingpatterns.Whiletheapphasimprovedconvenience,somecustomersremainskepticalaboutdataprivacy.Thebankhasassuredusersthatstrictsecuritymeasuresareinplacetoprotecttheirinformation.Whatistheprimarybenefitofthenewmobilebankingapp?A.Itcompletelyeliminatestheneedforphysicalbankbranches.B.Itprovidesreal-timefinancialadviceusingAIandbigdata.C.Itallowscustomerstoperformtransactionswithoutanysecurityrisks.D.Itforcesuserstoadoptdigitalbankingservices.4.(2分)TheGuangxiZhuangAutonomousRegionhasbeenpromotinggreenenergyinitiativestoreducecarbonemissions.InLiuzhou,solarpowerprojectshavebeeninstalledinindustrialzonesandresidentialareas,contributingtothecity’srenewableenergygoals.However,thehighinitialcostsofsolarpanelsremainabarrierforsomehouseholds.Thegovernmenthasintroducedsubsidiestoencouragewideradoption,buttheimpacthasbeenlimitedsofar.Environmentalexpertssuggestthatfurtherincentivesmaybeneededtoachievesignificantresults.WhatisthemainchallengetoexpandingsolarpowerusageinLiuzhou?A.Inadequategovernmentsubsidies.B.Insufficientsunlightintheregion.C.Resistancefromindustrialzonebusinesses.D.Poorinfrastructureforrenewableenergystorage.5.(2分)TheLiuzhouSouthernDistrictPeople’sCongresshasrecentlypassedabilltoimprovepublictransportation.Thenewregulationsrequirebuscompaniestoreducefaresby10%andincreaseservicefrequencyduringpeakhours.Additionally,thedistrictplanstoexpandthemetronetwork,withconstructionexpectedtobeginnextyear.Thesemeasuresaimtoalleviatetrafficcongestionandreducepollution.However,someresidentsarguethatthemetroexpansionmaydisplacelocalbusinesses.Thegovernmenthaspromisedtoprovidecompensationforaffectedbusinesses.Whatistheprimarygoalofthenewpublictransportationregulations?A.Toincreasebusfaresandreduceservicefrequency.B.Toreducetrafficcongestionandpollution.C.Toforcelocalbusinessestorelocate.D.Tophaseouttraditionalbusservices.6.(2分)ChinaBankhaslaunchedafinancialliteracyprogramincollaborationwithlocalschoolsinLiuzhou’ssoutherndistrict.Theprogramincludesworkshopsonbudgeting,investing,andcreditmanagement.Thebankaimstoempoweryoungpeoplewithfinancialknowledgetomakeinformeddecisions.Feedbackfromthefirstsessionwaspositive,withstudentsexpressinginterestinlearningmoreaboutsavingsandentrepreneurship.Thebankplanstoexpandtheprogramtootherdistrictsinthefuture.Whatisthemainobjectiveofthefinancialliteracyprogram?A.Toencouragestudentstoopenbankaccounts.B.Topromotetheuseofcreditcards.C.Toeducateyoungpeopleaboutfinancialmanagement.D.Toincreasethebank’scustomerbaseamongstudents.7.(2分)TheLiujiangRiver,amajorwaterwayinLiuzhou,hasfacedpollutionissuesduetoindustrialdischarge.Thelocalgovernmenthasimplementedstricterenvironmentalregulationstoaddressthisproblem.Factoriesinthesoutherndistrictarerequiredtoinstallwastewatertreatmentsystemsandreducechemicalemissions.Whilesomeindustrieshavecomplied,othershavedelayedcomplianceduetohighcosts.Environmentalactivistshavecalledforstricterenforcementtoprotecttheriver’secosystem.WhatistheprimarysolutiontotheLiujiangRiver’spollutionproblem?A.Increasingindustrialdischargetoimprovewaterquality.B.Installingwastewatertreatmentsystemsinfactories.C.Completelybanningindustrialactivitiesneartheriver.D.Encouragingresidentstousetheriverforrecreationalactivities.8.(2分)TheChinaBankbranchinLiuzhou’ssoutherndistricthasintroducedanewloyaltyprogramforcustomers.Memberscanearnpointsfortransactions,whichcanberedeemedfordiscountsorgiftcards.Theprogramaimstoincreasecustomerretentionandencouragemorefrequentuseofthebank’sservices.Earlyresultsshowamodestincreaseinactiveaccounts,butthebankplanstorefinetheprogrambasedoncustomerfeedback.Whatisthemainpurposeoftheloyaltyprogram?A.Toattractnewcustomerswithhigh-interestsavingsaccounts.B.Torewardcustomersforusingdigitalbankingservices.C.Toincreasecustomerengagementandretention.D.Topromotetheuseofcreditproducts.9.(2分)Liuzhou’ssoutherndistrictishometoseveralhistoricalsites,includingtheancientLiujiangTemple.Thedistrictgovernmenthasproposedarestorationprojecttopreservethesesitesforfuturegenerations.However,theprojectfacesfundingchallenges,asthegovernment’sbudgetforculturalheritagepreservationislimited.Communitygroupshavecalledforpublicdonationsandprivatepartnershipstosupporttheinitiative.Therestorationworkisexpectedtobeginnextyearifsufficientfundsareraised.WhatisthemainchallengetotheLiujiangTemplerestorationproject?A.Lackofpublicinterestinhistoricalpreservation.B.Insufficientgovernmentfunding.C.Damagecausedbymodernconstructionnearby.D.Disagreementsoverrestorationmethods.10.(2分)TheChinaBankapphasaddedafeaturethatallowscustomerstoapplyforloansdirectlythroughtheirmobiledevices.TheappusesAItoassesscreditworthinessandprovidesinstantapprovalforqualifiedapplicants.Thisservicehassignificantlyreducedthetimecustomersspendonloanapplications.However,somecustomershaveraisedconcernsaboutdatasecurityandthepotentialforover-indebtedness.ThebankhasassuredusersthattheirapplicationsarereviewedmanuallyinadditiontoAIchecks.Whatisthemainadvantageofthenewloanapplicationfeature?A.Iteliminatestheneedforbankvisits.B.Itoffersloanswithzerointerestrates.C.Itspeedsuptheloanapprovalprocess.D.Itguaranteesapprovalforallapplicants.題型二：判斷題（每題2分，共10題）（每題包含一篇短文，后附2-3個判斷句，要求判斷正誤）11.(2分)TheLiuzhouSouthernDistrictGovernmenthaslaunchedacampaigntopromotelocalbusinesses.Smallbusinessesintheareahavebenefitedfromreducedtaxesandlow-interestloans.However,thecampaignhasnotsignificantlyincreasedfoottrafficincommercialdistricts.Criticsarguethatthegovernmentshouldfocusmoreonimprovinginfrastructuretoattractmorecustomers.判斷：①Thecampaignhashelpedsmallbusinesseswithtaxreductions.②Thecampaignhasincreasedfoottrafficincommercialdistricts.③Criticssuggestimprovinginfrastructuretoboostbusiness.12.(2分)ChinaBankhasintroducedanewsecurityfeatureinitsmobileapp,usingbiometricverificationtopreventunauthorizedaccess.Thefeaturehasbeenwell-receivedbycustomers,butsomeelderlyusersfinditdifficulttouse.Thebankhaspromisedtoprovidetrainingsessionstoassistoldercustomers.判斷：①Thenewsecurityfeatureisunpopularamongcustomers.②Biometricverificationenhancesaccountsecurity.③Thebankplanstotrainelderlyusersontheapp.13.(2分)TheLiujiangRiverinLiuzhouisundergoingacleanupinitiativetoimprovewaterquality.Thegovernmenthasmandatedthatallfactoriesalongtheriverinstalladvancedfiltrationsystems.Environmentalmonitoringshowssomeimprovement,buttheriver’secosystemisstillrecoveringfromyearsofpollution.判斷：①Thegovernmenthasbannedallfactoryactivitiesneartheriver.②Theriver’swaterqualityhasimprovedsignificantly.③Theriver’secosystemisstillhealingfrompollution.14.(2分)TheChinaBankbranchinLiuzhou’ssoutherndistricthasexpandeditsmortgageservicestocatertothegrowingrealestatemarket.Thebankofferscompetitiveinterestratesandflexiblerepaymentterms.However,somecustomershavereporteddifficultiesinqualifyingformortgagesduetostrictlendingcriteria.判斷：①Thebankofferslow-interestratesformortgages.②Allcustomersqualifyformortgages.③Somecustomersfacechallengesinsecuringmortgages.15.(2分)TheLiuzhouMetrohasbeenexpanding,withanewlineexpectedtoconnectthesoutherndistricttothecitycenter.Theexpansionaimstoreducetrafficcongestionandimprovepublictransportationefficiency.However,someresidentsneartheconstructionsiteshavecomplainedaboutnoiseanddisruption.判斷：①Themetroexpansionwillnotcauseanydisruptions.②Thenewlinewillconnectthesoutherndistricttothecitycenter.③Noisepollutionisaconcernfornearbyresidents.16.(2分)TheChinaBankapphasintroducedafeaturethatallowscustomerstotransfermoneytootherbanksinstantly.Theservicehasbeenpopularamongusers,butsomehavereportedissueswithtransactiondelays.Thebankisworkingtoresolvetheseproblemsbyupgradingitssystems.判斷：①TheapponlyallowstransferswithinChinaBank.②Transactiondelaysarecommonwiththenewfeature.③Thebankisimprovingitssystemsforfastertransfers.17.(2分)TheLiuzhouSouthernDistrictGovernmenthasimplementedaprogramtosupportlocalfarmersbyprovidingsubsidiesformodernfarmingtechniques.Theprogramhashelpedincreasecropyields,butsomefarmersstillstrugglewithaccesstoaffordableequipment.判斷：①Subsidieshavereducedcropyields.②Theprogramsupportsmodernfarmingtechniques.③Somefarmersfaceequipmentcosts.18.(2分)TheLiujiangTemplerestorationprojecthasfacedcriticismfromlocalhistorianswhoarguethattherestorationmethodsarenothistoricallyaccurate.Thegovernmenthasassuredexpertsthattheprojectwillrespecthistoricalintegrity.判斷：①Therestorationmethodsarehistoricallyaccurate.②Localhistorianssupporttherestorationproject.③Thegovernmentwillpreservehistoricalintegrity.19.(2分)TheChinaBankloyaltyprogramrewardscustomerswithpointsfortransactions,whichcanberedeemedfordiscounts.Theprogramhasincreasedcustomerengagement,butsomecustomersfeeltherewardsarenotattractiveenough.判斷：①Theprogramrewardscustomerswithgiftcards.②Customerengagementhasdeclined.③Somecustomerswantbetterrewards.20.(2分)TheLiuzhouSouthernDistrict’spublictransportationsystemisbeingupgradedwithmorebusesandimprovedroutes.Thegovernmentaimstoreducetrafficjamsandpollution.However,somecommutersprefertouseprivatevehiclesduetotheinconvenienceofpublictransport.判斷：①Allcommutersusepublictransportation.②Thegovernmentplanstoreducetrafficcongestion.③Privatevehiclesaremoreconvenientthanpublictransport.題型三：填空題（每題2分，共10題）（每題包含一篇短文，留空處需填入合適的單詞）21.(2分)TheChinaBankbranchinLiuzhou’ssoutherndistricthasintroducedanewloanproductdesignedtohelpsmallbusinesses.Theloanoffers[______]interestratesandflexiblerepaymentterms.Thebankhopesthisinitiativewillstimulateeconomicgrowthinthedistrict.22.(2分)TheLiujiangRiverinLiuzhouishometoavarietyofaquaticspecies,including[______]andfish.However,pollutionfromnearbyfactorieshasthreatenedtheriver’secosystem.Thegovernmenthasimplementedmeasuresto[______]waterquality.23.(2分)TheLiuzhouSouthernDistrictGovernmenthaslaunchedacampaigntopromotelocaltourism.Thecampaignfeatures[______]ofthedistrict’sculturallandmarks,suchastheLiujiangTempleandtheRailwayBridge.Thegoalistoattractmorevisitorstothearea.24.(2分)ChinaBank’smobileappnowincludesafeaturethatallowscustomersto[______]theiraccounts.Thisservicehasbeenpraisedforitsconvenienceandspeed.However,someusersareconcernedaboutthesecurityofonlinetransactions.25.(2分)ThemetroexpansioninLiuzhou’ssoutherndistrictisexpectedto[______]traveltimebetweenthecitycenterandthesouthernareas.Theprojecthasfacedsomeoppositionfromresidentsnearconstructionsites,butthegovernmentbelievesthebenefitsoutweighthedrawbacks.26.(2分)TheChinaBankloyaltyprogramrewardscustomerswith[______]fortransactions,whichcanberedeemedfordiscounts.Theprogramaimstoincreasecustomerretentionand[______]engagement.27.(2分)TheLiujiangTempleinLiuzhou’ssoutherndistrictisa[______]site,attractingbothlocalsandtourists.Thegovernmenthasproposedarestorationprojectto[______]itshistoricalvalue.28.(2分)TheLiuzhouSouthernDistrictGovernmentha