郵儲銀行吉林市舒蘭市2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（10題，每題2分，共20分）這些題目主要考察考生對銀行業(yè)相關(guān)文本的理解能力，結(jié)合吉林市舒蘭市的本地化背景。1.(2分)AbranchofChinaPostBankrecentlyopenedinShulanCity,aimingtoimprovefinancialservicesinruralareas.Thebankemphasizes(A)accessibility,(B)digitalization,and(C)communityengagement.Localresidentswelcomedthenewbranch,notingthatitreducestheneedtotravellongdistancesforbankingtransactions.Whatisthemainpurposeofthebank’sinitiative?A.Toincreaseprofitsbyopeningmorebranches.B.Toprovidebetterfinancialaccessforruralareas.C.Tocompetewithcommercialbanksinurbancenters.D.ToattractmoreyoungprofessionalstoShulanCity.2.(2分)TheShulanCitygovernmentlaunchedaprogramtosupportsmallbusinesseswithlow-interestloans.Accordingtothereport,85%ofparticipatingbusinessesreportedimprovedcashflowafterreceivingthefunds.Thesuccessofthisprogramhighlightstheimportanceof(A)governmentinterventionand(B)economicstabilityinruraldevelopment.Whatdoesthepassageemphasize?A.Theneedforstricterregulationsonlending.B.Thepositiveimpactoffinancialsupportonsmallbusinesses.C.Theinefficiencyofruralbankingsystems.D.Thehighcostofloansforsmallbusinessowners.3.(2分)ChinaPostBank’smobilebankingapphasintroducedfeatureslike(A)real-timebillpaymentsand(B)contactlesstransferstoenhanceuserexperience.Asurveyshowsthat70%ofcustomerspreferdigitalbankingovertraditionalmethods.Howdoesthistrendaffectthebank’sstrategy?A.Thebankwillcloseallphysicalbranches.B.Thebankwillfocusmoreonruralcustomers.C.Thebankwillinvestindigitalinfrastructure.D.Thebankwillincreasefeesforpremiumservices.4.(2分)TheShulanCityEconomicDevelopmentBureaureporteda12%increaseinforeigndirectinvestmentlastyear.Thegrowthwasdrivenby(A)taxincentivesand(B)improvedinfrastructure.Aforeigninvestorstatedthattheregion’sstabilityandlowoperatingcostsmadeitanattractivedestination.Whatisthekeyfactorcontributingtothisgrowth?A.Highwagesforlocalworkers.B.Governmentsupportforforeigninvestment.C.Proximitytomajorurbancenters.D.Abundantnaturalresources.5.(2分)AstudybytheShulanCityCentralBankfoundthat(A)financialliteracyislowamongruralresidents.Toaddressthis,thebankorganizedworkshopsonbudgetingandsaving.Participantsreportedbetterfinancialmanagementafterthesessions.Whatdoesthissuggestaboutruralbanking?A.Ruralbanksshouldfocusmoreonwealthmanagement.B.Financialeducationisessentialforruralcommunities.C.Banksshouldreduceservicesforlow-incomeclients.D.Ruraleconomiesaretoosmalltobenefitfrombanking.6.(2分)ChinaPostBankintroducedanewcreditscoringsystemtoevaluateloanapplicationsmoreaccurately.Thesystemconsidersfactorslike(A)incomestabilityand(B)repaymenthistory.Thischangeaimstoreducedefaultsandimproveriskmanagement.Howdoesthisaffectborrowers?A.Theymayfacehigherinterestrates.B.Theymayfindithardertogetloans.C.Theymayqualifyforbetterterms.D.Theymustprovidemoredocumentation.7.(2分)TheShulanCitygovernmentpartneredwithChinaPostBanktodigitizelandrecords,makingpropertytransactionsmoreefficient.Theprojectreducedpaperworkandshortenedprocessingtimes.Whatisthelong-termbenefitofthisinitiative?A.Increasedpropertytaxesforthegovernment.B.Reducedfraudinrealestatedeals.C.HigherdemandforrealestateinShulan.D.Moreforeigninvestmentinagriculture.8.(2分)AreportbytheShulanCityAgricultureDepartmenthighlightsthegrowingimportanceof(A)fintechinsupportingruralfarming.Mobilepaymentsanddigitalinsurancehelpfarmersmanagerisksbetter.Howdoesthistechnologybenefitthem?A.Itincreasescropyields.B.Itreducesfarmingcosts.C.Itimprovesaccesstofinancialservices.D.Itattractsmoreyoungpeopletofarming.9.(2分)TheChinaPostBankbranchinShulanCitylaunchedasavingsprogramforlow-incomefamilies.Participantsreceivesmallincentivesforregulardeposits.Theprogramaimsto(A)encouragesavingand(B)reducerelianceonloans.Whatdoesthisindicateaboutthebank’ssocialresponsibility?A.Thebankprioritizesprofitovercommunitysupport.B.Thebanksupportsfinancialinclusionforall.C.Thebankisforcedtocomplywithgovernmentregulations.D.Thebankisexperimentingwithnewproducts.10.(2分)TheShulanCitygovernmentandChinaPostBanksignedanagreementtoexpandbankingservicesinunderservedareas.Theplanincludes(A)mobilebankingunitsand(B)financialeducationprograms.Whatistheprimarygoalofthiscollaboration?A.Toincreasethenumberofbankbranches.B.Toimprovefinancialaccessforruralresidents.C.ToattractmoretouriststoShulanCity.D.Topromotetheuseofdigitalbanking.二、選詞填空（20題，每題1分，共20分）以下題目考察考生根據(jù)上下文選擇恰當(dāng)詞匯的能力，詞匯與銀行業(yè)、農(nóng)村發(fā)展、地方經(jīng)濟(jì)相關(guān)。Instructions:Choosethebestwordtofillineachblank.1.Thenewbankingpolicyaimsto__________financialinclusionforsmallbusinessesinruralareas.A.promoteB.restrictC.ignoreD.discourage2.ChinaPostBank’smobileappallowscustomersto__________paymentsinstantlyfromtheirsmartphones.A.delayB.postponeC.processD.postpone3.TheeconomicgrowthinShulanCityhasbeen__________byincreasedforeigninvestment.A.drivenB.hinderedC.supportedD.weakened4.Thegovernment’sloanprogramisdesignedto__________smallfarmerswhoneedcapitalfortheirbusinesses.A.supportB.discourageC.criticizeD.limit5.Ahigh__________offinancialliteracyamongruralresidentscanleadtobettereconomicdecisions.A.levelB.rateC.numberD.percentage6.Thebank’sdigitaltransformationhas__________theneedforphysicalbranchesinremoteareas.A.reducedB.increasedC.createdD.eliminated7.Thenewcreditscoringsystemevaluatesapplicantsbasedontheir__________history.A.financialB.educationalC.medicalD.criminal8.The__________oflandrecordshasstreamlinedpropertytransactionsinShulanCity.A.digitizationB.destructionC.organizationD.loss9.Fintechsolutionshavemadeiteasierforfarmersto__________theirharvestsdigitally.A.purchaseB.sellC.plantD.harvest10.Thesavingsprogramencourageslow-incomefamiliesto__________aregularhabit.A.breakB.maintainC.avoidD.disrupt11.Thebank’smobileappoffers__________servicestoenhancecustomerconvenience.A.limitedB.basicC.advancedD.outdated12.Thegovernment’seconomicpolicieshave__________growthinShulanCity.A.boostedB.slowedC.stabilizedD.declined13.Thecreditscoringsystemhelpsthebank__________theriskofdefaults.A.assessB.ignoreC.minimizeD.increase14.The__________ofruralbankinghasimprovedaccesstofinancialservicesforfarmers.A.expansionB.contractionC.closureD.stagnation15.Thebank’sfinancialeducationworkshopsaimto__________localresidents’knowledgeofmoneymanagement.A.expandB.limitC.improveD.reduce16.Thenewloantermsaremore__________forsmallbusinesseswithstableincome.A.favorableB.strictC.unfairD.difficult17.Thegovernment’staxincentiveshave__________foreigncompaniestoinvestinShulan.A.attractedB.repelledC.confusedD.discouraged18.The__________ofdigitalbankinghasmadetransactionsfasterandmoresecure.A.adoptionB.rejectionC.declineD.opposition19.Thebank’scommunityoutreachprogramfocuseson__________economicopportunitiesforruralareas.A.supportingB.eliminatingC.ignoringD.damaging20.Thesuccessofthesavingsprogramindicatesagrowing__________forfinancialstabilityamonglow-incomefamilies.A.interestB.disinterestC.oppositionD.confusion答案及解析一、英語閱讀理解答案及解析1.B解析：文章強(qiáng)調(diào)銀行在偏遠(yuǎn)地區(qū)提供服務(wù)的目的是提升金融可及性，結(jié)合農(nóng)村背景，B選項(xiàng)最符合題意。2.B解析：報(bào)告指出貸款幫助小企業(yè)改善現(xiàn)金流，說明政策成功，B選項(xiàng)正確。3.C解析：文章