中國銀行撫州市廣昌縣2025秋招筆試英語完形填空題專練30題及答案第一部分：單選題（共10題，每題2分）（每題從A、B、C、D四個選項中選擇最佳答案，填入文中空白處）1.(2分)Therapiddevelopmentofdigitalbankinghas__________traditionalfinancialservices,forcingmanyinstitutionstoadaptorfaceobsolescence.A.revolutionizedB.simplifiedC.replacedD.accelerated2.(2分)InruralareaslikeGuangchang,financialinclusionremainsachallengedueto__________infrastructureandlimiteddigitalliteracyamongtheelderly.A.inadequateB.advancedC.decliningD.expanded3.(2分)China’scentralbankhasintroducednewregulationsto__________thegrowingrisksofonlinepaymentfraud,particularlyincross-bordertransactions.A.mitigateB.ignoreC.promoteD.enhance4.(2分)Theintroductionofblockchaintechnologyinthebankingsectorhasthepotentialto__________transactiontransparencyandsecurity.A.undermineB.diminishC.improveD.neglect5.(2分)Manysmallbusinessesinthe撫州regionstrugglewithcashflowmanagementbecauseof__________accesstocreditfromcommercialbanks.A.limitedB.excessiveC.unrestrictedD.improved6.(2分)ToattracttalenttoGuangchang,thegovernmenthas__________incentivessuchastaxbreaksandhousingsubsidiesforprofessionalsinthefinancesector.A.reducedB.eliminatedC.implementedD.delayed7.(2分)TheCOVID-19pandemicacceleratedtheadoptionofremotebankingservices,ascustomersbecame__________comfortablewithdigitalinterfaces.A.increasinglyB.lessC.neverD.rarely8.(2分)TheWorldBankreportsthatChina’sfinancialsectoris__________efficientcomparedtodevelopedeconomies,butprogressissteady.A.lessB.moreC.equallyD.extremely9.(2分)ForruralcreditunionsinGuangchang,sustainablegrowthdependson__________localeconomicdevelopmentandreducingdefaults.A.supportingB.opposingC.ignoringD.undermining10.(2分)Theuseofbigdataanalyticsincreditassessmenthas__________theaccuracyofriskevaluationforsmall-scaleborrowers.A.reducedB.increasedC.eliminatedD.stabilized第二部分：多選題（共10題，每題2分）（每題從A、B、C、D四個選項中選擇所有符合題意的答案，多選或少選均不得分）11.(2分)WhatarethekeychallengesfacingthebankingindustryinGuangchang?A.AgingpopulationwithlowdigitalliteracyB.InsufficientinfrastructureforruralareasC.HighcompetitionfromfintechstartupsD.Excessivegovernmentregulation12.(2分)HowhasthedigitaltransformationimpactedruralbankinginChina?A.IncreasedaccesstofinancialservicesB.DeclineintraditionalbranchoperationsC.HighercostsduetotechnologicalupgradesD.Greaterinclusionofsmallbusinesses13.(2分)Whatmeasurescanbankstaketoimprovefinancialinclusioninruralareas?A.LaunchmobilebankingappswithofflinefeaturesB.ProvidefinancialeducationprogramsfortheelderlyC.ReduceinterestratesforsmallloansD.Expandphysicalbranchnetworks14.(2分)Whatarethebenefitsofblockchaintechnologyinbanking?A.EnhancedsecurityagainstfraudB.Real-timecross-bordertransactionsC.ReducedpaperworkandcompliancecostsD.Lowertransactionfees15.(2分)Whataretherisksassociatedwithonlinebanking?A.CybersecuritythreatsB.ReducedcustomertrustC.RegulatorycomplianceissuesD.Operationalinefficiencies16.(2分)Whatfactorscontributetothesuccessofruralcreditunions?A.StrongcommunitytiesB.GovernmentsupportC.HighprofitmarginsD.Lowdefaultrates17.(2分)Howdoesthecentralbankregulatethebankingsector?A.SetsinterestratebenchmarksB.Implementsanti-moneylaunderingrulesC.MonitorsassetqualityD.Encouragesexcessiverisk-taking18.(2分)Whataretheadvantagesofremotebankingforcustomers?A.24/7serviceaccessB.TimesavingsC.HigherfeesD.Personalizedadvice19.(2分)Whatarethechallengesoffintechcompaniesinruralareas?A.LimitedinternetconnectivityB.RegulatoryhurdlesC.HighcustomeracquisitioncostsD.Lackofskilledpersonnel20.(2分)WhatarethekeytrendsinChina’sfinancialsector?A.IncreasedrelianceondigitalpaymentsB.GrowthingreenfinanceC.ConsolidationofbankingassetsD.Reducedfocusonruralbanking第三部分：完形填空（共10題，每題2分）（根據(jù)上下文，選擇最佳答案填入文中空白處）Passage1ThebankingsectorinGuangchanghasundergonesignificantchangesinrecentyears.Withtheriseofdigitaltechnology,traditionalfinancialinstitutionshavehadto__________theirbusinessmodelstostaycompetitive.Manyruralbanksintheregionhavestruggledto__________thegapbetweenurbanandruralfinancialservices.However,thegovernmenthastakenstepsto__________thisdisparitybyinvestingininfrastructureandprovidingsubsidiesforruralcreditunions.Despitetheseefforts,__________remainsakeychallenge,asmanyelderlyresidentsarestillunfamiliarwithdigitalbankingtools.21.A.adaptB.ignoreC.expandD.reject22.A.narrowB.widenC.bridgeD.close23.A.addressB.ignoreC.overlookD.delay24.A.InclusionB.ExclusionC.AccessibilityD.AffordabilityPassage2TheCOVID-19pandemichas__________theadoptionofonlinebankingservicesinChina,ascustomersbecamemore__________tousingdigitalplatformsfortransactions.InGuangchang,thisshifthasbeenparticularlynoticeable,withasharpincreaseinmobilebankingusers.However,therapidgrowthhasalsobroughtnewchallenges,suchas__________anddatabreaches.Tomitigatetheserisks,bankshavehadto__________theircybersecuritymeasuresandimplementstrictercomplianceprotocols.Additionally,thecentralbankhasintroducednewregulationsto__________theintegrityofthefinancialsystem.25.A.acceleratedB.delayedC.slowedD.paused26.A.resistantB.openC.reluctantD.willing27.A.fraudB.efficiencyC.transparencyD.reliability28.A.strengthenB.weakenC.relaxD.ignore29.A.protectB.undermineC.enhanceD.neglectPassage3FinancialinclusionisacriticalissueinruralChina,wheremanysmallbusinesseslackaccesstotraditionalbankingservices.IntheGuangchangregion,creditunionshaveplayedavitalrolein__________thisgapbyofferingtailoredfinancialproductsforlocalentrepreneurs.Theseinstitutionshavealsobeeninstrumentalin__________theeconomicdevelopmentoftheareabyprovidinglow-interestloansandfinancialliteracyprograms.However,thesustainabilityofthesecreditunionsdependson__________externalsupportandreducingthehighdefaultratesamongsmallborrowers.Thegovernmenthasbeen__________theseeffortsbyofferingtaxincentivesandtechnicalassistance.30.A.bridgingB.wideningC.closingD.expanding答案及解析第一部分：單選題1.A|解析：Digitalbankinghas"revolutionized"traditionalservices.2.A|解析：Ruralareashave"inadequate"infrastructure.3.A|解析：Regulationsaimto"mitigate"risksoffraud.4.C|解析：Blockchainimproves"transactiontransparency."5.A|解析：Smallbusinessesface"limited"creditaccess.6.C|解析：Thegovernment"implemented"incentives.7.A|解析：Customersbecame"increasingly"comfortablewithdigitalinterfaces.8.A|解析：China’sfinancialsectoris"less"efficientthandevelopedeconomies.9.A|解析：Sustainablegrowthdependson"supporting"localeconomies.10.B|解析：Bigdataanalytics"increases"riskevaluationaccuracy.第二部分：多選題11.A,B,C|解析：Ruralchallengesincludeagingpopulation,insufficientinfrastructure,andfintechcompetition.12.A,B,D|解析：Digitaltransformationincreasesaccess,reducesbranches,andbenefitssmallbusinesses.13.A,B,C|解析：Measuresincludemobileapps,financialeducation,andlowerinterestrates.14.A,B,C|解析：Blockchainenhancessecurity,enablesreal-timetransactions,andreducescosts.15.A,C|解析：Risksincludecybersecuritythreatsandregulatorycompliance.16.A,B,D|解析：Successfactorsarecommunityties,governmentsupport,andlowdefaultrates.17.A,B,C|解析：Regulationinvolvesinterestrates,anti-moneylaundering,andassetquali