中國銀行新余市分宜縣2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（15題，每題2分，共30分）題目：1.Passage1(5題，每題2分)Therapiddevelopmentofartificialintelligence(AI)hasbroughtbothopportunitiesandchallengestothebankingindustry.InChina,bankslikeBankofChinaareincreasinglyadoptingAItoimproveserviceefficiencyandcustomerexperience.Forinstance,AI-poweredchatbotscanhandlebasicinquiries24/7,reducingtheworkloadofhumanstaff.However,thereareconcernsaboutdataprivacyandjobdisplacement.AsAIsystemsbecomemoresophisticated,theymayreplacecertainrolestraditionallyperformedbyhumans.BanksmuststrikeabalancebetweenleveragingAIandensuringhuman-centricservice.Questions:(1)Whatisthemaintopicofthepassage?(2)HowdoAIchatbotsbenefitbanks?(3)WhatarethepotentialrisksofAIinbanking?(4)Accordingtothepassage,whatshouldbanksdoregardingAI?(5)Whichsentencebestsummarizesthepassage?2.Passage2(5題，每題2分)ThecityofFenyanginShanxiProvincehasbeenmakingeffortstopromotegreenfinance.AspartofChina’scarbonneutralitygoals,Fenyangisencouragingbankstoprovideloansforrenewableenergyprojects.LocalBankofChinabrancheshaveintroducedspecializedgreencreditproducts,supportingwindandsolarfarms.Thisinitiativenotonlyhelpstheenvironmentbutalsobooststhelocaleconomy.However,somebusinessesarguethatgreenfinancerequiresmoreinvestmentandpolicysupport.Thegovernmentisworkingtoaddressthesechallengesbyofferingsubsidiesandtaxincentives.Questions:(6)WhatisFenyang’sgoalinpromotinggreenfinance?(7)HowarebankshelpingFenyangachievethisgoal?(8)Whatarethebenefitsofgreenfinanceforthecity?(9)Accordingtothepassage,whatconcernsdobusinesseshave?(10)Whatmeasuresisthegovernmenttakingtosupportgreenfinance?3.Passage3(5題，每題2分)Inrecentyears,thedigitalpaymentmarketinChinahasseenexplosivegrowth.PlatformslikeAlipayandWeChatPayhavebecomeintegraltodailylife,especiallyinurbanareas.InXinyu,acityinJiangxiProvince,digitalpaymentsarewidelyusedinlocalmarkets,restaurants,andshops.Thishasnotonlyimprovedconvenienceforconsumersbutalsoreducedcashtransactions.However,thereareconcernsaboutcybersecurityandthedigitaldivide.Someelderlypeoplestillpreferusingcashduetolackofdigitalliteracy.Toaddressthis,banksandpaymentcompaniesarelaunchingeducationcampaignstohelptheunbankedaccessdigitalservices.Questions:(11)WhathasdriventhegrowthofdigitalpaymentsinChina?(12)Howhasdigitalpaymentaffectedcashtransactions?(13)Whatchallengesdoesthedigitalpaymentmarketface?(14)Whydosomeelderlypeopleavoiddigitalpayments?(15)Whatarebanksandpaymentcompaniesdoingtobridgethedigitaldivide?二、選詞填空（15題，每題1分，共15分）題目：Directions:Choosethebestwordtofillineachblank.1.Thenewpolicyaimsto______theeconomybyreducingtaxesandincreasinginvestment.A.boostB.declineC.stabilizeD.shrink2.Artificialintelligenceisexpectedto______manyindustriesinthenextdecade.A.revolutionizeB.deteriorateC.eliminateD.preserve3.LocalbusinessesinFenyangareencouragedto______sustainablepracticestoreducepollution.A.adoptB.ignoreC.rejectD.delay4.Thegovernmenthas______measurestoensurefinancialstabilityduringthepandemic.A.implementedB.ignoredC.neglectedD.dismissed5.Digitalpaymentshave______thetraditionalbankingsysteminChina.A.transformedB.collapsedC.preservedD.weakened6.Manyemployeesareworriedaboutbeing______byautomatedsystems.A.replacedB.hiredC.trainedD.rewarded7.TheBankofChinabranchinFenyangoffers______loanstosupportgreenenergyprojects.A.low-interestB.high-riskC.short-termD.unsecured8.ThecityofXinyuisworkingto______thedigitaldivideamongitsresidents.A.closeB.widenC.ignoreD.measure9.FinancialinstitutionsinChinamustcomplywithstrict______regulations.A.legalB.environmentalC.educationalD.technological10.Theriseofdigitalbankinghas______theneedforphysicalbranches.A.reducedB.increasedC.eliminatedD.expanded11.Thecentralbankhastaken______tocontrolinflation.A.actionsB.delaysC.failuresD.promises12.CompaniesinFenyangareinvestingin______technologytoimproveefficiency.A.advancedB.outdatedC.basicD.traditional13.Thegovernment’sgreenfinancepolicyaimsto______carbonemissions.A.reduceB.increaseC.ignoreD.stabilize14.Manyconsumerspreferdigitalpaymentsfortheir______convenience.A.lackofB.highcostC.limitedreachD.easeofuse15.TheBankofChinainXinyuhaslaunched______programstoeducatecustomersaboutdigitalbanking.A.informativeB.restrictiveC.optionalD.mandatory答案及解析一、英語閱讀理解1.Passage1(1)A.ThemaintopicistheimpactofAIonthebankingindustry.(2)B.AIchatbotshandleinquiries,reducinghumanworkload.(3)C.Potentialrisksincludedataprivacyandjobdisplacement.(4)A.BanksshouldbalanceAIusewithhuman-centricservice.(5)D.AIinbankingoffersbenefitsbutrequirescarefulmanagement.2.Passage2(6)A.Fenyangaimstopromotegreenfinanceforcarbonneutrality.(7)B.Banksprovideloansforrenewableenergyprojects.(8)A.Greenfinancehelpstheenvironmentandlocaleconomy.(9)C.Businessesworryaboutinvestmentandpolicysupport.(10)A.Thegovernmentofferssubsidiesandtaxincentives.3.Passage3(11)A.Digitalpaymentsgrewduetoconvenienceandtechnology.(12)D.Digitalpaymentsreducedcashtransactions.(13)C.Challengesincludecybersecurityandthedigitaldivide.(14)B.Someelderlyavoiddigitalpaymentsduetolackofliteracy.(15)A.Banksandcompanieseducatetheunbankedfordigitalaccess.二、選詞填空1.A.boost-解析：Thepolicyaimstostimulatetheeconomy,so"boost"isthecorrectchoice.2.A.revolutionize-解析：AIisexpectedtobringsignificantchanges,so"revolutionize"fitsbest.3.A.adopt-解析：Businessesareencouragedtoimplementsustainablepractices.4.A.implemented-解析：Thegovernmenttookactionstoensurestability,so"implemented"isappropriate.5.A.transformed-解析：Digitalpaymentschangedthebankingsystem,making"transformed"thebestfit.6.A.replaced-解析：Employeesfearautomationmayreplacetheirjobs.7.A.low-int