郵儲(chǔ)銀行金華市永康市2025秋招筆試英語完形填空題專練30題及答案一、單選題（每題1分，共10題）背景：郵儲(chǔ)銀行金華市永康市分行近年來積極響應(yīng)國(guó)家鄉(xiāng)村振興戰(zhàn)略，加大農(nóng)村金融服務(wù)的投入，推出了一系列普惠金融產(chǎn)品。1.ThePostalSavingsBankofChinahasbeen______inexpandingitsruralfinancialservicestosupporttheruraleconomy.A)activeB)passiveC)neutralD)reluctant2.Byofferinglow-interestloans,thebankaimsto______small-scalefarmersandentrepreneurs.A)discourageB)supportC)replaceD)eliminate3.ThelocalbranchinYongkanghas______20newATMsinthepasttwoyearstoimproveconvenienceforcustomers.A)installedB)plannedC)proposedD)delayed4.Accordingtothebank’sannualreport,itsruralloanportfoliohas______by15%in2024.A)increasedB)decreasedC)remainedD)fluctuated5.Thebank’sstrategyisto______thegapbetweenurbanandruralfinancialdevelopment.A)widenB)narrowC)ignoreD)expand6.Akeychallengeforthebankisto______thedigitaldivideinremoteareas.A)bridgeB)widenC)deepenD)ignore7.Thebankhas______partnershipswithlocalagriculturalcooperativestoenhanceservicecoverage.A)formedB)brokenC)weakenedD)ignored8.CustomersinYongkanghavepraisedthebankforits______customerservice.A)poorB)indifferentC)excellentD)inadequate9.Thebank’smobilebankingapphasbeen______toincludemoreruralfinancialfeatures.A)updatedB)outdatedC)abandonedD)neglected10.Inthefuture,thebankplansto______itspresenceintheYangtzeRiverDeltaregion.A)reduceB)maintainC)expandD)withdraw二、單選題（每題1分，共10題）背景：隨著金華市永康市經(jīng)濟(jì)的快速發(fā)展，郵儲(chǔ)銀行金華市永康市分行積極調(diào)整業(yè)務(wù)方向，推出更多符合地方需求的金融產(chǎn)品。11.Thebank’sfocusonsmallbusinessesinYongkangis______tothelocalindustrialstructure.A)irrelevantB)unrelatedC)alignedD)contradictory12.Theintroductionofonlinebankingserviceshas______theneedforphysicalbranches.A)reducedB)increasedC)eliminatedD)expanded13.Localgovernmentpolicieshave______thebank’seffortstopromotefinancialinclusion.A)supportedB)hinderedC)encouragedD)undermined14.Thebankhas______aspecialloanprogramforveteransinYongkang.A)launchedB)postponedC)canceledD)reduced15.Customersoftenhighlightthebank’s______inhandlingruralcreditrisks.A)inefficiencyB)flexibilityC)rigidityD)indifference16.Thebank’sbranchinYongkanghas______aloyaltyprogramtoretaincustomers.A)introducedB)removedC)delayedD)ignored17.Theuseofbigdatahashelpedthebank______creditassessmentsmoreaccurately.A)improveB)degradeC)delayD)ignore18.Thebank’sfinancialliteracycampaignshave______ruralresidents’understandingofbankingproducts.A)increasedB)decreasedC)unchangedD)fluctuated19.Thelocalcompetitioninthebankingsectorhas______thebank’smarketshare.A)increasedB)decreasedC)stabilizedD)diversified20.Thebank’ssustainabilitygoalsincludereducingitscarbonfootprintthrough______energyinitiatives.A)renewableB)fossilC)inefficientD)traditional三、單選題（每題1分，共10題）背景：郵儲(chǔ)銀行金華市永康市分行在數(shù)字化轉(zhuǎn)型方面取得顯著進(jìn)展，為客戶提供更加便捷的金融服務(wù)。21.Thebank’sdigitaltransformationhas______theefficiencyofitsoperations.A)declinedB)improvedC)stagnatedD)deteriorated22.TheimplementationofAI-drivenchatbotshas______customerserviceresponsetimes.A)increasedB)reducedC)unchangedD)fluctuated23.Thebankhas______amobileappthatintegratesallitsfinancialservices.A)developedB)abandonedC)outdatedD)neglected24.Thelocalbranchhas______cybersecuritymeasurestoprotectcustomerdata.A)strengthenedB)weakenedC)ignoredD)delayed25.Thebank’sonlinepaymentsystemhas______fraudcasescomparedtotraditionalmethods.A)increasedB)decreasedC)remainedD)fluctuated26.Theuseofblockchaintechnologyhas______transparencyintransactions.A)reducedB)increasedC)eliminatedD)ignored27.Thebank’sremotebankingserviceshave______theneedforphysicalvisits.A)reducedB)increasedC)eliminatedD)expanded28.ThedigitaldivideinYongkanghasbeen______duetothebank’sonlineinitiatives.A)narrowedB)widenedC)unchangedD)stabilized29.Thebank’sonlinebankingplatformhasbeen______foritsuser-friendlyinterface.A)criticizedB)praisedC)ignoredD)neglected30.Thefutureofbankingliesin______digitalinnovationtomeetcustomerneeds.A)rejectingB)embracingC)delayingD)ignoring答案及解析一、單選題（1分/題，10題）1.A)active解析：郵儲(chǔ)銀行在拓展農(nóng)村金融服務(wù)方面表現(xiàn)積極，符合銀行支持鄉(xiāng)村振興的戰(zhàn)略。2.B)support解析：低息貸款的目標(biāo)是支持小型農(nóng)戶和企業(yè)家，體現(xiàn)銀行普惠金融的理念。3.A)installed解析：銀行實(shí)際安裝了ATM機(jī)，提升服務(wù)便利性，符合實(shí)際業(yè)務(wù)場(chǎng)景。4.A)increased解析：年報(bào)顯示農(nóng)村貸款規(guī)模增長(zhǎng)，符合銀行戰(zhàn)略方向。5.B)narrow解析：銀行目標(biāo)是縮小城鄉(xiāng)金融差距，符合普惠金融政策。6.A)bridge解析：解決數(shù)字鴻溝是銀行面臨的挑戰(zhàn)，需彌合城鄉(xiāng)數(shù)字差距。7.A)formed解析：銀行與農(nóng)業(yè)合作社合作，擴(kuò)大服務(wù)范圍，符合地方金融需求。8.C)excellent解析：客戶對(duì)銀行的服務(wù)質(zhì)量給予好評(píng)，體現(xiàn)其服務(wù)優(yōu)勢(shì)。9.A)updated解析：銀行持續(xù)優(yōu)化手機(jī)銀行功能，符合數(shù)字化轉(zhuǎn)型趨勢(shì)。10.C)expand解析：銀行計(jì)劃擴(kuò)大在長(zhǎng)三角地區(qū)的業(yè)務(wù)規(guī)模，符合區(qū)域發(fā)展戰(zhàn)略。二、單選題（1分/題，10題）11.C)aligned解析：銀行支持小微企業(yè)符合永康市的產(chǎn)業(yè)結(jié)構(gòu)特點(diǎn)，目標(biāo)一致。12.A)reduced解析：線上銀行減少了對(duì)實(shí)體網(wǎng)點(diǎn)的依賴，符合行業(yè)趨勢(shì)。13.A)supported解析：地方政府政策鼓勵(lì)銀行推動(dòng)普惠金融，助力鄉(xiāng)村振興。14.A)launched解析：銀行推出退役軍人專屬貸款，體現(xiàn)社會(huì)責(zé)任。15.B)flexibility解析：銀行在農(nóng)村信貸風(fēng)控方面表現(xiàn)出靈活性，符合業(yè)務(wù)實(shí)際。16.A)introduced解析：銀行推出忠誠(chéng)度計(jì)劃，增強(qiáng)客戶黏性，符合營(yíng)銷策略。17.A)improve解析：大數(shù)據(jù)技術(shù)提升了信用評(píng)估的準(zhǔn)確性，符合金融科技應(yīng)用。18.A)increased解析：金融知識(shí)普及提升居民對(duì)銀行產(chǎn)品的認(rèn)知，符合教育目標(biāo)。19.B)decreased解析：市場(chǎng)競(jìng)爭(zhēng)加劇導(dǎo)致銀行市場(chǎng)份額下降，符合市場(chǎng)規(guī)律。20.A)renewable解析：銀行推動(dòng)綠色金融，符合可持續(xù)發(fā)展戰(zhàn)略。三、單選題（1分/題，10題）21.B)improved解析：數(shù)字化轉(zhuǎn)型提升運(yùn)營(yíng)效率，符合銀行發(fā)展方向。22.B)reduced解析：AI客服縮短響應(yīng)時(shí)間，提升客戶體驗(yàn)。23.A)developed解析：銀行開發(fā)綜合性手機(jī)銀行APP，符合用戶需求。24.A)strengthened解析：加強(qiáng)網(wǎng)絡(luò)安全保護(hù)客戶數(shù)據(jù)，符合