中國銀行天水市秦州區(qū)2025秋招筆試英語閱讀＋選詞題專練30題及答案一、英語閱讀理解（10題，每題2分，共20分）（注：文章主題圍繞金融、經(jīng)濟、科技與區(qū)域發(fā)展，結(jié)合中國銀行業(yè)務(wù)及天水市秦州區(qū)實際情況。）Passage1(2分)Title:TheRiseofDigitalBankinginWesternChinaDigitalbankinghasbeentransformingthefinanciallandscapeinWesternChina,particularlyinregionslikeTianshuiCity,QinzhouDistrict.TheChinaBankingCorporation(CBC)hasbeenleadingthistrendbyinvestingheavilyinfintechsolutions.Theseinitiativesnotonlyimproveaccesstofinancialservicesforruralareasbutalsoenhanceoperationalefficiency.Accordingtoa2024report,over60%ofadultsinQinzhouDistrictnowusedigitalbankingplatforms,asignificantincreasefromjust30%fiveyearsago.Thegovernment’ssupportandCBC’sstrategicfocusonregionaldevelopmenthavebeenkeydrivers.Questions:1.Whatisthemainfocusofthepassage?A.ThechallengesofruralbankinginChinaB.ThegrowthofdigitalbankinginWesternChinaC.Thegovernment’sroleinfinancialreformsD.TheimpactoffintechontraditionalbankingPassage2(2分)Title:EconomicDevelopmentinQinzhouDistrictTianhuiCity,hometoQinzhouDistrict,hasseensteadyeconomicgrowthoverthepastdecade.Thedistrict’sstrategyincludespromotinglocalindustriessuchasagricultureandtourism,whileattractinginvestmentsfromnationalenterpriseslikeCBC.Arecentstudyhighlightsthatthedistrict’sGDPgrewby8.2%in2023,outperformingtheprovincialaverage.Keyfactorsincludeimprovedinfrastructure,suchasthenewhigh-speedrailstation,andCBC’sfinancialsupportforsmallandmedium-sizedenterprises(SMEs).However,challengeslikeaginginfrastructureandlimitedindustrialdiversificationremain.Questions:2.WhathascontributedtoQinzhouDistrict’seconomicgrowth?A.OnlygovernmentinvestmentsB.OnlythegrowthofagricultureC.InfrastructureimprovementsandSMEsupportD.RelianceontourismalonePassage3(2分)Title:CBC’sSustainableBankingPracticesChinaBankingCorporationhasbeenimplementingsustainablebankingpracticestoaddressenvironmentalconcerns.InQinzhouDistrict,CBChaslaunchedgreenfinancingprogramstosupportrenewableenergyprojects.TheseinitiativesalignwithChina’scarbonneutralitygoals.AcasestudyshowsthatCBC’sgreenloansinthedistricthavehelped12solarenergycompaniesexpandtheiroperations.Thebankalsoencouragesemployeestoadopteco-friendlyhabits,suchasreducingpaperusage.Sucheffortsnotonlybenefittheenvironmentbutalsoenhancethebank’scorporatereputation.Questions:3.WhatistheprimarypurposeofCBC’sgreenfinancingprograms?A.ToincreaseprofitsB.TosupportrenewableenergyprojectsC.ToreducegovernmentdebtD.TopromotetraditionalbankingservicesPassage4(2分)Title:TheRoleofEnglishinBankingCareersIntoday’sglobalizedeconomy,Englishproficiencyisessentialforbankingprofessionals,especiallyinregionslikeTianshui.ChinaBankingCorporationemphasizesEnglishtrainingforitsemployeestofacilitateinternationalcooperation.Asurveyrevealsthat75%ofCBC’sstaffinQinzhouDistrictnowspeakintermediateEnglish,upfrom50%in2020.Thebankalsoorganizesregularworkshopstoimprovecommunicationskills.Forinstance,arecentsessionfocusedonwritingprofessionalemailsinEnglish,whichiscriticalforclientinteractions.Questions:4.WhyisEnglishimportantforbankingcareersinQinzhou?A.ItisrequiredforalljobsB.IthelpsininternationalbusinessC.ItisonlyforforeignemployeesD.ItisunnecessaryforlocalstaffPassage5(2分)Title:FinancialLiteracyinRuralChinaFinancialliteracyprogramshavebeenintroducedinQinzhouDistricttohelpresidentsmanagetheirmoneybetter.ChinaBankingCorporationcollaborateswithlocalschoolstoteachbasicbankingconcepts.Aprogramin2023reachedover5,000students,withafocusonsavinghabitsanddebtmanagement.Theinitiativehasledtoa15%increaseinsavingsamongyoungadultsinthedistrict.ThebankplanstoexpandtheprogramtootherruralareasinGansuProvince.Questions:5.Whatisthemaingoalofthefinancialliteracyprogram?A.ToincreasebankprofitsB.Toimproveresidents’financialmanagementskillsC.TopromotegovernmentpoliciesD.ToteachadvancedbankingtechniquesPassage6(2分)Title:TheFutureofBankinginTianshuiAsChinacontinuestomodernizeitsfinancialsector,TianshuiCityisexpectedtoseefurtherchangesinbanking.ChinaBankingCorporationisexploringblockchaintechnologytoenhancesecurityandefficiency.PilotprojectsinQinzhouDistricthaveshownpromisingresults,witha20%reductioninfraudcases.Additionally,thebankisinvestinginAI-poweredchatbotstoimprovecustomerservice.Theseinnovationscouldmakebankingmoreaccessibleanduser-friendlyinthefuture.Questions:6.WhattechnologyisCBCusingtoimprovebankingservices?A.TraditionalbankingmethodsB.BlockchainandAIC.GovernmentsubsidiesD.ManualtransactionsPassage7(2分)Title:TheImpactofRemoteWorkonBankingTheCOVID-19pandemicacceleratedtheadoptionofremoteworkinthebankingsector,andTianshuiisnoexception.ChinaBankingCorporationhasimplementedhybridworkarrangementsforitsstaffinQinzhouDistrict.A2024surveyindicatesthat40%ofemployeespreferworkingfromhome,while60%preferamixofin-officeandremotework.Thisshifthasledtocostsavingsforboththebankandemployees.However,challengeslikemaintainingteamcohesionremain.Questions:7.HowhasremoteworkaffectedbankinginQinzhou?A.IthasreducedefficiencyB.IthasincreasedcostsC.Ithasimprovedwork-lifebalanceD.IthasledtobetterteamcollaborationPassage8(2分)Title:TheImportanceofCorporateSocialResponsibilityinBankingChinaBankingCorporationhasbeenactivelyinvolvedincorporatesocialresponsibility(CSR)initiativesinQinzhouDistrict.Thebankhasfundededucationprojects,builthospitals,andsupportedlocalbusinesses.A2023reportshowsthatCBC’sCSRprogramshavebenefitedover20,000residents.Theseeffortsnotonlyimprovethebank’simagebutalsostrengthencommunityties.ThebankplanstoincreaseitsCSRbudgetby25%inthenextfiscalyear.Questions:8.WhatisthemainfocusofCBC’sCSRinitiatives?A.ProfitgenerationB.CommunitydevelopmentC.GovernmentlobbyingD.EmployeebenefitsPassage9(2分)Title:TheRoleofAgricultureinQinzhou’sEconomyAgricultureremainsakeysectorinQinzhouDistrict,andChinaBankingCorporationhaslaunchedprogramstosupportfarmers.Thebankofferslow-interestloansandtechnicalassistancetoimprovecropyields.Arecentprojecthelped500farmersadoptmodernirrigationsystems,resultingina30%increaseinoutput.SuchsupportiscrucialforruraleconomicdevelopmentinWesternChina.Thebankhopestoexpandsimilarprogramstootherprovinces.Questions:9.HowhasCBChelpedfarmersinQinzhou?A.Byprovidinghigh-interestloansB.ByofferingonlytechnicaltrainingC.BysupportingmodernfarmingtechniquesD.ByencouragingurbanmigrationPassage10(2分)Title:TheFutureofBankingJobsinTianshuiThebankingindustryinTianshuiisevolving,andjobrolesarechanging.ChinaBankingCorporationhasbeenretrainingemployeesforrolesindigitalbankingandfintech.A2024trainingprograminQinzhouDistricttaught300staffmembersaboutAIanddataanalytics.Thebankexpectstheseskillstobeinhighdemandinthefuture.Additionally,thebankhasintroducedflexiblecareerpathstoretaintalent.Questions:10.WhatisCBCdoingtoprepareemployeesforfuturejobs?A.OfferingonlytraditionalbankingtrainingB.RetrainingstafffordigitalbankingrolesC.FocusingonlyonmanagerialpositionsD.Reducingthenumberofemployees二、選詞填空（20題，每題1分，共20分）（注：詞匯難度適中，涵蓋金融、經(jīng)濟、科技、社會等主題，與文章內(nèi)容相關(guān)。）Instructions:Choosethebestwordtofillineachblank.1.Thebank’s______strategyhashelpeditattractmanyyoungcustomers.A.innovativeB.traditionalC.conservativeD.aggressive2.Digitalbankinghas______thewaypeoplemanagetheirfinances.A.revolutionizedB.complicatedC.standardizedD.minimized3.Thegovernment’s______policieshaveboostedeconomicgrowthinthedistrict.A.restrictiveB.supportiveC.negativeD.passive4.ManycompaniesinQinzhouareseeking______inrenewableenergy.A.investmentsB.loansC.subsidiesD.grants5.Thebank’sCSRinitiativesaimto______thelocalcommunity.A.neglectB.improveC.harmD.ignore6.Theriseoffintechhas______traditionalbankingpractices.A.replacedB.supportedC.complementedD.challenged7.Employeesareencouragedtoadopt______work-lifebalance.A.unhealthyB.sustainableC.imbalancedD.strained8.Thebankhasimplemented______measurestoenhancesecurity.A.weakB.strongC.flexibleD.outdated9.Financialliteracyprogramshelppeople______managetheirmoney.A.poorlyB.effectivelyC.carelesslyD.wastefully10.Thedistrict’seconomyisheavily______onagriculture.A.dependentB.independentC.diversifiedD.reliant11.Thebankoffers______loanstosupportsmallbusinesses.A.high-interestB.low-interestC.unsecuredD.long-term12.Blockchaintechnologycan______fraudinbankingtransactions.A.reduceB.increaseC.ignoreD.cause13.Thebank’strainingprogramsfocuson______skillsforthefuture.A.outdatedB.modernC.unnecessaryD.traditional14.Thegovernmenthas______fundsforinfrastructureprojects.A.allocatedB.wastedC.misusedD.stolen15.Remoteworkhas______theneedforofficespace.A.decreasedB.increasedC.eliminatedD.expanded16.Thebank’s______approachhasearneditastrongreputation.A.unethicalB.customer-centricC.aggressiveD.irresponsible17.ManyresidentsinQinzhoulack______financialknowledge.A.basicB.advancedC.practicalD.theoretical18.Thebank’s______initiativeshavehelpedtheenvironment.A.harmfulB.sustainableC.unsustainableD.ineffective19.Theriseofdigitalbankinghas______traditionalbranches.A.reducedB.increasedC.preservedD.replaced20.Thebank’s______policiesensurefairtreatmentforallcustomers.A.biasedB.inclusiveC.discriminatoryD.unfair答案及解析一、英語閱讀理解答案及解析Passage1(2分)1.B.ThegrowthofdigitalbankinginWesternChina解析：文章主要討論了數(shù)字銀行在西部中國的興起，特別是天水市秦州區(qū)的發(fā)展情況，包括CBC的投資和政府支持。Passage2(2分)2.C.InfrastructureimprovementsandSMEsupport解析：文章指出，秦州區(qū)的經(jīng)濟增長得益于基礎(chǔ)設(shè)施改善（如高鐵站）和CBC對中小企業(yè)的支持。Passage3(2分)3.B.Tosupportrenewableenergyprojects解析：文章明確提到CBC的綠色融資計劃是為了支持可再生能源項目，與中國的碳中和目標一致。Passage4(2分)4.B.Ithelpsininternationalbusiness解析：文章強調(diào)英語對于銀行業(yè)務(wù)人員的重要性，尤其是在與國際機構(gòu)合作時。Passage5(2分)5.B.Toimproveresidents’financialmanagementskills解析：文章說明金融素養(yǎng)計劃旨在幫助居民更好地管理財務(wù)，如儲蓄和債務(wù)管理。Passage6(2分)6.B.BlockchainandAI解析：文章提到CBC正在探索區(qū)塊鏈和AI技術(shù)來提高銀行服務(wù)的安全性和效率。Passage7(2分)7.C.Ithasimprovedwork-lifebalance解析：文章指出