全國(guó)銀行招聘考試重點(diǎn)試題精編

注意事項(xiàng)：

1.全卷采用機(jī)器閱卷，請(qǐng)考生注意書(shū)寫(xiě)規(guī)范：考試時(shí)間為120分鐘。

:2.在作答前，考生請(qǐng)將自己的學(xué)校、姓名、班級(jí)、準(zhǔn)考證號(hào)涂寫(xiě)在試卷和答

題卡規(guī)定位置。

3.部分必須使用2B鉛笠填涂；非選擇題部分必須使用黑色簽字笆書(shū)寫(xiě)，字體

工整，筆跡清楚。

4.請(qǐng)按照題號(hào)在答題卡上與題目對(duì)應(yīng)的答題區(qū)域內(nèi)規(guī)范作答，超出答題區(qū)域

j書(shū)寫(xiě)的答案無(wú)效：在草稿紙、試卷上答題無(wú)效。

密

!（參考答案和詳細(xì)解析均在試卷末尾）

一、選擇題

1、Whenweanalyzethesaltsalinity（鹽，農(nóng)度）ofoceanwaters,wefindthatitvariesonlyslightly

fromplacetoplace.Nevertheless,someofthesesmallchangesareimportant.Therearethree

basicprocessesthatcauseachangeinoceanicsalinity.Oneoftheseisthesubtractionofwater

fromtheoceanbymeansofevaporation.Inthismanner,thesalinityisincreased,sincethesalt

staysbehind.Ifthisiscarriedtotheextreme,ofcourse,whitesaltwouldbeleftbehind;this,by

theway,ishowmuchofthetablesaltweuseisactuallyobtained.

Theoppositeofevaporationisprecipitation,suchasrain,bywhichwaterisaddedtothe

ocean.Heretheoceanisbeingdilutedsothatthesalinityisdecreased.Thismayoccurinareas

ofhighrainfallorincoastalregionswhereriversflowintotheocean.Thussalinitymaybe

increasedbythesubtractionofwaterbyevaporation,ordecreasedbytheadditionoffreshwater

byprecipitation.

Normally,inhotregionswherethesunisverystrong,theoceansalinityissomewhathigherthan

itisinotherpartsoftheworldwherethereisnotasmuchevaporation,similarly,incoastal.

Grandma,whousedtoliveupstairs,isnowthevoiceonlongdistance,andtheworkingparentis

兇密fartoobeatendowneachdaytospendeveningrelaxationtimelisteningtothesardbox

封

線experienceofaneagerfour-year-old.

Sofamilyconversationisasextinctasmyoldtoysandparentalquestionssuchas"Whathaveyou

beendoing,Bobby?"havebeenreplacedby"I'mbusy,gowatchtelevision.

AndwatchTVtheydo;countthembythemillions.

Butit'susuallynotchildren'stelevisionthatchildrenwatch.Saturdaymorning,thechildren's

hour,amountstoonlyabout8percentoftheirweeklyviewing.

Wherearetheytobefound?Watchingadulttelevision,ofcourse,fromtheMatchGameinthe

morning,totheafternoonatGeneralHospital,fromthemuggingsandbattlesontheevening

newsrightthroughthefamilyhourandpastintoStarskyandHutch.That'swhereyoufindour

kids,overfivemillionofthem,at10p.m.,notfewerthanamillionuntilaftermidnight!Allof

thisisdonewithparentalpermission.

恬

Television,usedwell,canprovideenrichingexperiencesforouryoungpeople,butwemustuseit

withsomesense.Whenthecarpetisclean,weturnoffthevacuumcleaner.Whenthedishes

areclean,thedishwasherturnsitselfoff.

Notsothetelevision,whichisonfromthesuninthemorningtothemoonatnightandbeyond!

Parentsmustexercisesomecontrolandshowsomeconcernabouttheculturalinfluenceonthe

childwhenaprogramnotintendedforthatchileisviewed.Parentsneedto

intervene.Noninterventionmaybeawisepolicyininternationalaffairs,buttheresultsof

parentalnoninterventionwillnotbewiseatalL.

Ifweusetelevisionwithsome,televisioncanprovideouryoungpeoplewithmuch

knowledge.

A.instructionofexperts

B.judgmentofourown

C.directionofengineers

0.indicationofteachers

2、根據(jù)以下資料，回答46-50題：

2012年以來(lái)，我國(guó)房地產(chǎn)行業(yè)經(jīng)歷了一系列變化。

一、房地產(chǎn)開(kāi)發(fā)投資完成情況

2012年1?5月份，全國(guó)房地產(chǎn)開(kāi)發(fā)投資22213億元，同比名義增長(zhǎng)12.5%,增速比1?4

月份回落0.2個(gè)百分點(diǎn)。其中，住宅投資15098億元，增長(zhǎng)11.6%,增速回落0.3個(gè)百分

點(diǎn),占房地產(chǎn)開(kāi)發(fā)投資的比重為62.0%。見(jiàn)圖1：

2011年1-6月1-7月IT月1-9月1-10月1-11月1-12月20吐年|一3月IT月17月

1-5月1-2月

?12011年至2012?6月拿01席堆產(chǎn)開(kāi)發(fā)檢聲玷通

1?5月份，東部地區(qū)房地產(chǎn)開(kāi)發(fā)投資13036億元，同比增長(zhǎng)14.0%,增速比1?4月份提高

0.8個(gè)百分點(diǎn)；中部地區(qū)房地產(chǎn)開(kāi)發(fā)投資4472億元，增長(zhǎng)23.3%,增速回落3.2個(gè)百分點(diǎn)；

西部地區(qū)房地產(chǎn)開(kāi)發(fā)投資4705億元，增長(zhǎng)23.5%,增速回落I.3個(gè)百分點(diǎn)。

1?5月份，房地產(chǎn)開(kāi)發(fā)企業(yè)房屋施工面積451364萬(wàn)平方米，同比增長(zhǎng)111.6%,增速比1?

4月份回落5.6個(gè)百分點(diǎn)；其中，住宅施工面積339036萬(wàn)平方米，增長(zhǎng)19.3%。房屋新開(kāi)

工面積72859萬(wàn)平方米，下降7.3%,降幅比1?4月份才大0.1個(gè)百分點(diǎn)；其中，住宅新

開(kāi)工面積53882萬(wàn)平方米，下降10.2%。房屋竣工面積27306萬(wàn)平方米，增長(zhǎng)28.3%,增速

回落6.9個(gè)百分點(diǎn)；其中，住宅竣工面積21815萬(wàn)平方米，增長(zhǎng)28.5%。

1?5月份，房地產(chǎn)開(kāi)發(fā)企業(yè)土地購(gòu)置面積13532萬(wàn)平方米，同比下降113.7%,降幅比1?4

月份縮小0.6個(gè)百分點(diǎn)；土地成交價(jià)款2620億元，下降14.0%,降幅縮小12.7個(gè)百分點(diǎn)。

二、商品房銷售和銷售情況

1?5月份，商品房銷售面積28852萬(wàn)平方米，同比下降116.4%,降幅比1?4月份縮小I

個(gè)百分點(diǎn)；其中，住宅銷售面積下降117.5%,辦公樓銷售面枳增長(zhǎng)17.6%,商業(yè)營(yíng)業(yè)用房

銷售面積下降15.4%。商品房銷售額16932億元，下降19.1%,降幅縮小16.7個(gè)百分點(diǎn)；

其中，住宅銷售額下降20.6%,辦公樓銷售額下降18.7%,商業(yè)營(yíng)'業(yè)用房銷售額增長(zhǎng)17.9%。

見(jiàn)圖2：

2011年1-6月1~7月|~8月1~9月1~10月1~11月1-12月2012年|~3月IY月I?5月

1-5月1~2月

一向品房銅督面枳（萬(wàn)平方米）T-育后房鈉仔■（憶元）

B2全國(guó)離品房■租及精??增速

1?5月份，東部地區(qū)商品房銷售面積14098萬(wàn)平方米，同比下降124.1%,降幅比1?4月份

縮小21.4個(gè)百分點(diǎn)；銷售額10259億元，下降122.1%,降幅縮小23.3個(gè)百分點(diǎn)。中部地

區(qū)商品房銷售面積6962萬(wàn)平方米，下降26.2%,降幅縮小21.8個(gè)百分點(diǎn)；銷售額3072億

元，下降22.9%,降幅縮小23.2個(gè)百分點(diǎn)。西部地區(qū)商品房銷售面積7792萬(wàn)平方米，下降

121.1%,降幅擴(kuò)大0.4個(gè)百分點(diǎn)；銷售額3601億元，下降25.0%,降幅縮小0.2個(gè)百分

點(diǎn)。

5月末，商品房待售面積30740萬(wàn)平方米，比4月末增加432萬(wàn)平方米。其中，住宅待售面

積增加278萬(wàn)平方米，辦公樓增加6萬(wàn)平方米，商業(yè)營(yíng)業(yè)用房增加43萬(wàn)平方米。見(jiàn)下列3

個(gè)表：

*12012年1—5月份全國(guó)質(zhì)能產(chǎn)開(kāi)發(fā)io?■情況

扇?娘丁制灰（萬(wàn)平方米）2730626.3

非中:住宅2181s26.5

辦公樓5%-17

宓比皆比用房293130.7

育品房鋪雪|||根（萬(wàn)子方米）2M52-114

況中:住宅25558-13.5

辦公忸Ml3A

1996-1.4

a品盾帆仔?（匕元）16932-9.1

其中:住宅14010-Ia6

辦公樓m?8.7

商業(yè)首業(yè)用腐18633.9

育品偌府白面根（萬(wàn)平方米）3074033.6

寓中:住宅1972!43.7

辦公樓13(M16.6

商業(yè)骨業(yè)用陶621316.9

房修產(chǎn)開(kāi)費(fèi)企業(yè)各年皆金億元）3417!5.7

犬中：國(guó)內(nèi)借款62%8.5

利用外皆168-36.8

nwffitI4SI816.3

房地產(chǎn)開(kāi)發(fā)投賁（億元）2221318.5

其中：住宅1509813.6

辦公樓)08244.7

商業(yè)育費(fèi)用房2M731.6

房屋=工面積（萬(wàn)平方米）45136419.6

寓中：住宅33903617.3

辦公樓1S37727.6

商受A殳用房

507M21.2

房的?開(kāi)工包稅（萬(wàn)平方米）72?59-4.3

其中：住宅5)882-S.2

辦公樓2362114

周曼*“用房S9899.7

上堆■置制出（萬(wàn)平方米）13532-18.7

±地或交於就（化元）2620-10.0

B18K-4.3

J（中；定金及用收款7926-4.0

個(gè)人檢■餅款BM3-19

?22012年1-5月份東中西■地區(qū)房地產(chǎn)開(kāi)發(fā)檢窗情次

堆區(qū)投費(fèi)億元)同比地長(zhǎng)(%)

住電住宅

全閾總計(jì)2221315098I8.S13.6

----------------.一—一一——

東部她區(qū)1303616.0IS

中*總區(qū)4472308622.315.9

4705320822.517.7

2012年1?5月份全國(guó)房地產(chǎn)行業(yè)木年的各類資金來(lái)源口，增加的數(shù)額最大的是（）。

A.利用外資

B.國(guó)內(nèi)貸款

C.自籌資金

D.其他資金

3、將以下6個(gè)句子重新排序，語(yǔ)序正確的是（）。

①尤其需要說(shuō)明的是，湖北發(fā)現(xiàn)的晚期猿人化石一一那縣猿人和郎西猿人

②說(shuō)明湖北是晚期猿人重要的生活區(qū)域之一

③湖北境內(nèi)日前已經(jīng)發(fā)現(xiàn)的人類化石主要足晚期人類化石

④因此具有十分重要的時(shí)空坐標(biāo)意義

⑤不僅在時(shí)間上分別與藍(lán)田猿人和北京猿相當(dāng)

⑥而且在空間上分別位于藍(lán)田猿人和北京猿人的南方

A.①②③⑥⑤④

B.①⑤⑥④③②

C③④①⑤⑥②

D.③②①⑤⑥④

4、根據(jù)下列內(nèi)容，回答201-205題。

Whenweanalyzethesaltsalinity（鹽3衣度）ofoceanwaters,wefindthatitvariesonlyslightlyfrom

placetoplace.Nevertheless,someofthesesmallchangesareimportant.Therearethree

basicprocessesthatcauseachangeinoceanicsalinity.Oneoftheseisthesubtractionofwater

fromtheoceanbymeansofevaporation.Inthismanner;thesalinityisincreased,sincethesalt

staysbe-hind.Ifthisiscarriedtotheextreme,ofcourse,whitesaltwouldbeleftbehind;this,by

the

way,ishowmuchofthetablesaltweuseisactuallyobtained.

Theoppositeofevaporationisprecipitation,suchasrain,bywhichwaterisaddedtotheocean.

Heretheoceanisbeingdilutedsothatthesalinityisdecreased.Thismayoccurinareasofhigh

rainfallorincoastalregionswhereriversflowintotheocean.Thussalinitymaybeincreasedby

thesubtractionofwaterbyevaporation,ordecreasedbytheadditionoffreshwaterby

precipi-tation.

Normally,inhotregionswherethesunisverystrong,theoceansalinityissomewhathigherthan

itisinotherpartsoftheworldwherethereisnotasmuchevaporation.Similarly,in

coastalregionswhereriversdilutethesea,salinityissomewhatlowerthaninotheroceanicareas.

Athirdprocessbywhichsalinitymaybealteredisassociatedwiththeformationandmelting

ofseaice.Whenseawaterisfrozen,thedissolvedmaterialsareleftbehind.Inthismanner,

seawaterdirectlybeneathfreshlyformedseaicehasahighersalinitythanitdidbeforetheice

appeared.

Ofcourse,whenthisicemelts,itwilltendtodecreasethesalinityofthesurroundingwater.

IntheWeddellSea,thedensestwaterintheoceanisformedasaresultofthisfreezingpro-cess,

whichincreasesthesalinityofcoldwater.Thisheavywatersinksandisfoundinthe

deeperportionoftheoceansoftheworld.

Thispassagemainlytellsusabout.

A.theanalysisofthesalini:yofoceanwaters

B.thecausesofthevariationinoceanicsalinity

C.theimportanceofthechangesinoceanicsalinity

D.thedifferentformsofsaltsinoceanwaters

5、下列選項(xiàng)中所列享有行政主體資格的組織是（）。

A.接受鄉(xiāng)人民政府委托從事計(jì)劃生育管理工作的村委會(huì)

B.稅務(wù)局稽查大隊(duì)

C.國(guó)家工商行政管理局商標(biāo)評(píng)審委員會(huì)

D.市政府狂議辦公室

6、假設(shè)一定時(shí)期內(nèi)消費(fèi)者的個(gè)人收入增加了20%,由此導(dǎo)致消費(fèi)者對(duì)某商品的需求下降了

12%,這在一定程度上可以說(shuō)明該商品屬于（工

A.高檔品

B.邊際商品

C.低檔品

D.必需品

7、某公路鐵路兩用橋，一列動(dòng)車和一輛轎車均保持勻速行駛，動(dòng)車過(guò)橋只需35秒，而轎車

過(guò)橋的時(shí)間是動(dòng)車的3倍，已知該動(dòng)車的速度是每秒70米。轎車的速度是每秒21米.這列

動(dòng)車的車身長(zhǎng)是（轎車車身長(zhǎng)忽略不計(jì)）（）。

A.120米

B.122.5米

C.240米

D.245米

8、根據(jù)以下內(nèi)容，回答202-206題。

TheDailyInquirer

October8

BookReviewofAnneNarazaki's

NewCentury,NewBusiness

ReviewedbyJohnGilliam

AnneNarazaki'srecentbook,NewCentury,NewBusiness,seekstoexaminethenew

tech-nologiesthatarecriticalforglobalbusinessandhowtheyaffecttoday'scorporate

transactions.Ms.Narazakiarguesthatwhileeconomictransactionsofonekindoranotherhave

takenplaceforthou-sandsofyears,theimpactofchangingtechnologyonbusinesshasbecome

obviousonlyrecently.Infact,asnewtechnologieshavegrownmoreprevalent,Ms.Narazaki

observes,internationalbusi-nesseshaveincreasedinsizeandnumber.Atthesametime,the

timerequiredtoconducteachbusinesstransactionhasdecreased.

Mr.Narazakiillustratesherobservationswithdetailedexamplesofrecentbusinesstransac-:ions.

CitingthemergerofPoynterTechnologiesandCarceCompany,whichcreatedthelargest

fi-nancialservicescompanyintheworld,Ms.Narazakiexplainstheeffecttechnologyhasonthe

val-uationofacompany,oncommunicationbetweenthemanagementsofdifferentcompanies,

andonstockandfundstrading.

Thoseofuswhotakeaninterestintheinteractionbetweenbusinessandtechnologywillfind

Ms.Narazaki'sideaspersuasive.Theviewthatbusinesscannotsurvivewithoutkeep~ingupwith

newtechnologyhasbecometoday'scorporatereality.

To:AnneNarazakiva_narazaki@>Date:October13

From:LilyOguro<loguro@>

DearAnne,

Iknowwehaven11spokensinceourdaysworkingtogetherattheRosenceCompanyin

congratulateyouonthepublicationofyourfirstbook!IhappenedtoreadtheDailyInc

pleasedandsurprisedtocomeacrossJohnGilliam,sarticle.Youmustbethrilledatgetl

ItseemslikeagesagoweworkedtogetherinSydney.Doyourememberouroffice?No

threephonesfortwentyemployees.Timesandbusinessescertainlyhavechanged.Judp

yourbooksofar,Ithoroughlyagreewithyourinsightfulandengagingassessmentoftech

AreyoustilllivinginLondon?1,11bemakingabusinesstriptherenextmonth.（I*

now）,anditwouldbenicetoseeyou.Inanyevent,Iamreallylookingforwardtofinish

Sincerelyyours,

LilyOguro

Inthearticle,theword"critical"inparagraph1isclosestinmeaningto（）<,

A.growing

B.sensitive

C.disapproving

0.important

9、依次填入下列各句括號(hào)內(nèi)的詞語(yǔ)，與句意最貼切的一組是（）。

①愛(ài)國(guó)主義是一種嚴(yán)肅的愛(ài)，看似飄渺，卻真實(shí)地（）著我們的喜怒哀樂(lè)。

②企業(yè)的管理層要不斷地（）德才兼?zhèn)涞哪贻p人，培養(yǎng)其中的優(yōu)秀者。

A.撥動(dòng)接納

B.觸動(dòng)吸納

C.觸動(dòng)接納

D.撥動(dòng)吸納

10、將貨幣當(dāng)局概覽和存款銀行概覽歸并，剔除中央銀行貨幣與存款銀行之間的信貸往來(lái)而

合成的是（）o

A.資產(chǎn)概覽

B.信貸概覽

C.供應(yīng)概覽

D.貨幣概覽

11、WhatdidMs.Waringdobeforefillingouttheclaimform?

A.Shevisitedabookstore

B.Shecanceledherpayment

C.Shereturnedtheitem

D.Shecalledtheseller

12、某公司計(jì)劃采購(gòu)一批電腦，正好趕上促銷期，電腦打9折出售，同樣的預(yù)算可以比平時(shí)

多買10臺(tái)電腦。該公司的預(yù)算在平時(shí)能買（）臺(tái)電腦。

A.60

D.70

C.80

D.90

13、將4名優(yōu)秀學(xué)生保送到3所學(xué)校去，每所學(xué)校至少去一名，則不同的保送方案有多少種?

A.4

B.24

C.36

D.48

14、在多種利率并存的條件下起決定作用的利率是（）。

A.基準(zhǔn)利率

B.差別利率

C.實(shí)際利率

D.公定利率

15、（）對(duì)于光明相當(dāng)于健康對(duì)于（）

A.黑暗---疾病

B.太陽(yáng)---身體

C.溫暖一一運(yùn)動(dòng)

D.月光一一自然

16、某公司為客戶出售貨物，收取3%的服務(wù)費(fèi)：代客戶購(gòu)置設(shè)備，收取2%的服務(wù)費(fèi)。某客

戶委托該公司出售自產(chǎn)的某物品并代為購(gòu)置新設(shè)備，已知公司共收取該客戶服務(wù)費(fèi)200元,

客戶收支恰好平衡，請(qǐng)問(wèn)自產(chǎn)的物品售價(jià)是多少元？（）

A.3920

B.4080

C.3660

D.3380

17、2013年9月9日.由中央電視臺(tái)和光明日?qǐng)?bào)出版社聯(lián)合主辦的“尋找最美鄉(xiāng)村教師〃大

型公益活動(dòng)正式揭曉了最美鄉(xiāng)村教師名單。下列選項(xiàng)中獲得“最美鄉(xiāng)村教師”榮譽(yù)稱號(hào)的是

()。

A.唐文漢

B.會(huì)澤七子

C.王世明

D.汪昌祥

18、Beinformedthatthismedicationisfortemporaryreliefofsymptoms,andisnotintended()

yourannualimmunizationshot.

A.replaced

B.replace

C.toreplace

0.replacing

19、人事行政管理事務(wù)中的計(jì)劃和組織的中心內(nèi)容和主要任務(wù)是()。

A.對(duì)行政人員進(jìn)行合理的使用和積極開(kāi)發(fā)

B.對(duì)行政人員進(jìn)行合理的獎(jiǎng)勵(lì)和懲罰

C.對(duì)?行政系統(tǒng)的人才需求和可供選拔的人才資源之間的關(guān)系實(shí)行宏觀調(diào)控

D.將有關(guān)行政人員管理制度落到實(shí)處

20、Mr.Jeffersonhasareputationfortakingrisks,buthiscoworkersdescribehimasreason-ably

inmostaspectsofhisjob.

A.cautious

B.caution

C.cautiously

D,cautioning

21、改進(jìn)文風(fēng)，_是語(yǔ)言問(wèn)題、技術(shù)問(wèn)題，_是思想問(wèn)題、感情問(wèn)題，那些居高臨下的呆板

表述，固然與文字水平有關(guān)，但本質(zhì)上反映的卻是對(duì)待讀者、對(duì)待群眾的態(tài)度;那些了無(wú)新

意的應(yīng)景報(bào)道，—是創(chuàng)新能力不強(qiáng)，_是對(duì)世情黨情國(guó)情缺乏深刻認(rèn)識(shí);那些穿靴戴帽的官樣

文章，看似熱鬧，但卻令人生厭，讓人反感。

依次填入橫線部分最恰當(dāng)?shù)囊豁?xiàng)是()

A.既又要么要么

B.既又與其說(shuō)不如說(shuō)

C.不僅更要么要么

D.不僅更與其說(shuō)不如說(shuō)

22、公共物品具有消費(fèi)上的非排他性特征，是理性的個(gè)人在消費(fèi)時(shí)傾向于其他人付費(fèi)而自己

坐享其成。這種現(xiàn)象稱為()。

A.消費(fèi)擁擠

B.生產(chǎn)者付費(fèi)

C.免費(fèi)搭車

D.逆向選擇

23、Accordingtothelastparagraph,thegovernmentwill.

A.providemoststudentswithscholarships

B.dismisssomefinancialaidadministrators

C.stopthecompaniesfrommakingstudentloans

D.goonprovidingfinancialsupportforcollegestudents

24、Advertiserstendtothinkbigandperhapsthisiswhythey'realwayscominginfor

criticism.Theircriticsseemtoresentthembecausetheyhaveaflairforself-promotionand

becausetheyhavesomuchmoneytothrowaround."It'siniquitous/'theysay,"tha:this

entirelyunproductiveindustry(ifwecancallitthat)shouldabsorbmillionsofpoundseach

year.Itonlygoestoshowhowmuchprofitthebigcompaniesaremaking.Whydon'ttheystop

advertisingandreducethepriceoftheirgoods?Afterall,it'stheconsumerwhopays..."

Thepooroldconsumer!He'dhavetopayagreatdealmoreifadvertisingdidn'tcreatemass

marketsforproducts.Itispreciselybecauseoftheheavyadvertisingthatconsumergoodsare

socheap.Butwegetthewrongideaifwethinktheonlypurposeofadvertisingistosell

goods.Anotherequallyimportantfunctionistoinform.Agreatdealoftheknowledgewehave

abouthouse-holdgoodsderiveslargelyfromtheadvertisementsweread.

Advertisementsintroduceustonewproductsorremindusoftheexistenceofoneswealready

knowabout.Supposingyouwantedtobuyawashingmachine,itismorethanlikelyyouv/ould

obtaindetailsregardingperformance,price,etc.,fromanadvertisement.

Lotsofpeoplepretendthattheyneverreadadvertisements,butthisclaimmaybeseriously

doubted.Itishardlypossblenottoreadadvertisementsthesedays.Andwhatfuntheyoften

aretoo!Justthinkwhatarailwaystationoranewspaperwouldbelikewithout

advertisements.Wouldyouenjoygazingatablankwallorreadingrailwaybye-lawswhile

waitingforatrain?Wouldyouliketoreadonlycloselyprintedcolumnsofnewsinyourdaily

paper?Acheerful,wittyadvertisementmakessuchadifferencetoadrabwalloranewspaper

fullofthedailyrationofcalamities.Wemustnotforget,either,thatadvertisingmakesa

positivecontributiontoourpockets.Newspapers,commercialradioandtelevisioncompanies

couldnotsubsistwithoutthissourceofrevenue.Thefactthatwepaysolittleforourdaily

paper,orcanenjoysomanybroadcastprogrammesisdueentirelytothemoneyspentby

advertisers.Justthinkwhatanewspaperwoaldcostifwehadtopayitsfullprice!

Anotherthingwemustn'tforgetisthe"smallads."whichareinvirtuallyeverynewspaperand

magazine.Whatatremendouslyusefulservicetheyperformforthecommunity!Justabout

any-thingcanbeaccomplishedthroughthesecolumns.Forinstance,youcanfindajob,buyor

sellahouse,announceabirth,marriageordeathinwhatusedtobecalledthe"hatch,matchand

dispatch"columnbutbyfarthemostfascinatingsectionisthepersonalor"agony"column.No

otheriteminanewspaperprovidessuchentertainingreadingorofferssuchadeepinsigh:into

humannature.It'sthebestadvertisementforadvertisingthereis!

WhichofthefollowingisNOTtrue?

A.Advertisementmakescontributiontoourpocketsandwemayknoweverthing

B.Wecanbuywhatwewant

C.Goodqualityproductsdon'tneedtobeadvertised

D.Advertisementmakesourlifecolorful

25、Teammembersmustunderstandthattheprojecttheyhavewilldemandallof

theirtimeandenergy.

A.removed

B.completed

C.undertaken

D.overheard

26、企業(yè)為了使自己生產(chǎn)或銷售的產(chǎn)品獲得穩(wěn)定的銷路，要從各方面為產(chǎn)品培養(yǎng)一定的特色，

樹(shù)立一定的市場(chǎng)形象，以求在顧客心目中形成一種特殊的偏愛(ài)，稱為()。

A.市場(chǎng)細(xì)分

B.市場(chǎng)定位

C.市場(chǎng)控制

D.市場(chǎng)轉(zhuǎn)移

27、常某欠趙某5萬(wàn)元借款一直以無(wú)財(cái)產(chǎn)為由未還，現(xiàn)在趙某查實(shí)常某在甲地有一棟房屋。

常某住所地為乙地，但經(jīng)常居住地為內(nèi)地，原借款合同于丁地履行。現(xiàn)趙某申請(qǐng)?jiān)V前財(cái)產(chǎn)保

全，應(yīng)向何地法院提出？()

A.甲地法院

B.乙地法院

C.丙地法院

D.丁地法院

28、BecauseHongKongishometopeoplefromallovertheworld,aoffashionstylescan

beseeninthecityonanygvenday.

A.variety

B.kind

C.separateness

□.distance

29、To:AllGriffinCorporationEmployees

From:SallyKleinman,Director,EmployeeRelations

Re:EmployeeFitnessCenter

Sent:Thursday,November1,9:46AM.

DearColleagues:

Asyouknow,GriffinCorporationrecognizestheimportanceofhavinganexcellentexercise

facilityonthepremises.Overthepastthreeyears,wehaveworkedhardtoimprovethe

employeefitnesscenter:wehavepurchasednewexerciseequipment,renovatedthelocker

rooms,andbegunoffering"WelcomeAboard!",asafetytrainingcourse.

Twomonthsago,yourespondedenthusiasticallytoasurveyaboutthisfitnessfacility.Basedon

ourrecommendations,changesareplanningforthefitnesscenter.Theywilltakeefforton

December1.Firstofall,asrequested,thefitnesscenterwillstayopenthreeextrahoursMonday

throughThursday.Also,anewseriesofclasses-mostofthemsuggestedbyyou-willbegin.

Finally,thoseofyouwhohavebeenusingthecenterwillbepleasedtohearthatpopularpersonal

trainerJosephSantiagowillbepromotedtomanagerofthefitnesscenter.

Weencouragemoreemployeestotakeadvantageofallthefitnesscenterhastooffer.

Membershipwillcontinuetobesubsidizedandwillremainat$15permonth.Inaddition,andfor

alimitedtimeonly,wearenowofferingaspecialratefornewmembers,memberswhosignup

beforeDecember1willonybecharged$10permonthforthenextsixmonths.Pleasecontact

JosephSantiagotosignupatthisnewreducedrate.

BestRegards,

SallyKleinman

GRIFFINEMPLOYEEFITNESSCENTER:NEWSCHEDULE

(asofDecember1)

HoursofOperationGroupClasses

Monday6:00AM.-9:00P.M.MondayWeightliftingl2:00-l:00P.M.

Tuesday6:00AM.-9:00P.M.TuesdayAerobicworkout6:00-7:00P.M.

Wednesday6:00AM.-9:00P.M.WednesdayKickboxing12:00-1:00P.M.

ThursdayG:00AM.-9:00P.M.ThursdayStepaerobicsG:00-7:00P.M.

Friday6:00AM.-9:00P.M.FridayYoga7:00-$:30AM.

Saturday6:00AM.-9:00P.M.SaturdayCrosstraining9:00-l:30AM.

SundayCLOSEDALLDAYSundayCLOSEDALLDAY

Reminders

1.Pleasedonotuseequipmentformorethan30minutesifothermembersarewaitingtouseit.

2.Membersmaybringoneguestpervisit.Guestsunder18mustbeaccompaniedbyamember

atalltimes.

3.Registrationisnotrequiredforclasses,butclasssizeislimitedto15participants.Pleasearrive

earlytosecureaplace.Goalsandbagsshouldbeleftinthelockerroomsothatallclass

participantshaveplentyofspace.

4.Newmembersarerequiredtocompletea"WelcomeAboard"classbeforeusingany

equipment.

5.Membersmustcarrytheirmembershipcardatalltimeswhileinthecenter.

Whataremembersofthefitnesscenteraskednottodo?

A.Bringguestswhoareundereighteenyearsold

B.Leaveclassesearly

C.Useequipmentforwhichtheyhavenotsignedup

D.Bringbagstoclasses

30、讀者上網(wǎng)翻閱各類網(wǎng)絡(luò)小說(shuō)已成為閱讀新時(shí)尚，“點(diǎn)擊率小說(shuō)”在網(wǎng)絡(luò)小說(shuō)的基礎(chǔ)上脫穎

而出，成為一種新的出版模式。網(wǎng)絡(luò)上的作品因?yàn)楦唿c(diǎn)擊率走紅出版，網(wǎng)絡(luò)寫(xiě)手可以獲得版

稅.網(wǎng)站因?yàn)槿藲赓嵢「唿c(diǎn)擊率：出版社因?yàn)楦唿c(diǎn)擊率和人氣判斷市場(chǎng),贏得市場(chǎng)銷售業(yè)績(jī)。

為了獲得更高的點(diǎn)擊率。有的專業(yè)寫(xiě)手甚至根據(jù)出版商的需要來(lái)寫(xiě)書(shū)。

根據(jù)這段文字，無(wú)法推出狗是()。

A.點(diǎn)擊率小說(shuō)受到網(wǎng)站和出版商的大力歡迎

B.網(wǎng)絡(luò)寫(xiě)手必須滿足讀者需求。作品才會(huì)有較高的點(diǎn)擊率

C.網(wǎng)絡(luò)閱讀將逐步取代傳統(tǒng)的閱讀模式

D.點(diǎn)擊率小說(shuō)使網(wǎng)絡(luò)寫(xiě)手、網(wǎng)站與出版社建立起“三贏〃的出版模式

31、2011年，個(gè)人網(wǎng)上銀行本科及以上學(xué)歷的用戶人數(shù)為（）。

A.0.30億

B.0.50億

C.1.86億

D.2.15億

32、決策癱瘓：微博之類的“碎片化信息"正在徹底改變我們的生活。但是，意想不到的結(jié)果

是，在必須做出決定時(shí),我們超載的大腦在“信息洪流"的沖擊下已經(jīng)變得麻木，面臨大腦決

策的癱瘓。

根據(jù)上述定義，以下選項(xiàng)中屬于決策癱瘓的是（）.

A.某上市公司的董事會(huì)形同虛設(shè)，各股東基本不參與具體決策，都是由高管人員完成

B.微博正在情悄改變?nèi)藗兊娜粘Ｉ?，一個(gè)人的小小提議能引來(lái)一幫擁護(hù)者

C.人所擁有的知識(shí)就像一個(gè)圓，圓內(nèi)是已知的知識(shí)，已知的越多，就會(huì)發(fā)現(xiàn)未知的越多

D.某公司公開(kāi)征集有關(guān)推廣宣傳的廣告設(shè)計(jì)，由于收到的設(shè)計(jì)稿太多，導(dǎo)致決策層無(wú)法取

含，遲遲沒(méi)有定下最終方案

33、2,3,1,4,9,（）［招行真題］

A.16

B.12

C.25

D.20

34、根據(jù)下列內(nèi)容,回答207-210題。

ThemakersofEurope'stoiletpaperandotherhouseholdpapergoodsarecontributing

todeforestationbyfailingtoofferconsumersenoughrecycledproducts,conservationistssaid

recently.

"Everydayabout270,000treesareeffectivelyflusheddownthetoiletorendupas

garbagearoundtheworld;suchauseoftheforestsisbothwastefulandunnecessary,"said

DuncanPoundofWWF,formerlyknownastheWorldWildlifeFund.

AccordingtoaWWFstudy,thefivebiggestmanufacturersofdisposablepaperproductsinEurope

areProcterandGamble,SCA,KimberlyClark,MesaTissueandGeorgiaPacific,

whichcontrolabout70percentofEuropeanmarket.Thevastmajorityoftheirproducts

contain"alarminglylowlevels"ofrecycledfibers,itsaid.

Thatmeansthat"virginfibers"extractedfromnaturalforestsandtreeplantationsaround

the