全國銀行招聘考試重點試題精編

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I

密

I（參考答案和詳細解析均在試卷末尾）

一、選擇題

1、資**:Goodlisteningismuchmorethanbeingsilentwhiletheotherpersontalks.Tothe

contrary,peopleperceivethebestlistenerstobethosewhoperiodicallyaskquestionsthat

promotediscoveryandinsight.Thesequestionsgentlychallengeoldassumptions,butdosoina

constructiveway.Sittingtheresilentlynoddingdoesnotprovidesureevidencethatapersonis

listening,butaskingagoodquestiontellsthespeakerthelistenerhasnotonlyheardwhatwas

said,butthattheycomprehendeditwellenoughtowantadditionalinformation.Goodlistening

wasconsistentlyseenasatwo-waydialog,ratherthanaone-way“speakerversushearer”

interaction.Thebestconversationswereactive.

Goodlisteningincludedinteractionsthatbuildaperson'sself-esteem.Thebestlistenersmade

theconversationapositiveexperiencefortheotherparty,whichdoesn'thappenwhenthe

listenerispassive(or,forthatmatter,critical!)Goodlistenersmadetheotherpersonfeel

supportedandconveyedconfidenceinthem.Goodlisteningwascharacterizedbythecreationof

asafeenvironmentinwhichissuesanddifferencescouldbediscussedopenly.

Goodlisteningwasseenasacooperativeconversation.Intheseinteractions,feedbackflowed

兇密smoothlyinbothdirectionswithneitherpartybecomingdefensiveaboutcommentstheother

封

線made.Bycontrast,poorlistenerswereseenascompetitive—aslisteningonlytoidentifyerrors

inreasoningorlogic,usingtheirsilenceasachancetopreparetheirnextresponse.Thatmight

makeyouanexcellentdebater,butitdoesn'tmakeyouagoodlistener.Goodlistenersmay

challengeassumptionsanddisagree,butthepersonbeinglistenedtofeelsthelisteneristrying

tohelp,notwantingtowinanargument

Themainpurposeofthepassageisto.

A.Tellreaderstobegoodlisteners

B.Analyzethebehaviorofgoodlisteners

C.Explainwhatwouldhappenifspeakersareboring

D.Encouragelistenerstohelptheotherpersontoseetheconversationinanewlight

恬

2、thatthepilotcculdn'tflythroughit.

A.Thestormsoseverewas

B.Soseverewasthestorm

C.Sothestormwassevere

D.Suchwasthestormsevere

3、Youshouldbewithyourmovementsbecauseofallthesecurity.

A.useful

B.skillful

C.careful

D.helpful

4、資料：Thepovertylineistheminimumincomethatpeopleneedforanacceptablestandard

ofliving.Peoplewithincomesbelowthepovertylineareconsideredpoor.Economistsstudythe

causesofpovertyinordertofindsolutionstotheproblem.

Asthegeneralstandardoflivinginthecountryrises,thepovertylinedoes,too.Therefore,even

withtoday'srelativelyhighstandardofliving,about10percentofthepeopleintheUnitedStates

arebelowthepovertyline.11owever,ifthesepeoplehadstablejobs,theycouldhavean

acceptablestandardofliving.Economistssuggestseveralreasonswhypoorpeopledonothave

jobs.

Foronething,morethanhalfofthepoorpeopleintheUritedStatesarenotqualifiedtowork.

Over40percentofthepoor.Peoplearechildren.Bylaw,childrenlessthan16yearsoldcannot

workinmanyindustries.AlargenumberofpoorpeopleareOld.Manycompaniesdonothire

peopleover65yearsold,thenormalretirementage.

Somepooradultsdonotlookforjobsforavarietyofpersonalreasons:theyaresick,theydonot

haveanymotivation,theyhavefamilyproblems,ortheydonotbelievethattheycanfindajob.

Otherpoorpeoplelookforajobbutcannotfindone.IVanypooradultsneverwenttohigh

school.Therefore,whentheylookforjobs,theyhavefewskillsthattheycanoffer.

Atthepresenttime,thegovernmentthinksitcanreducepovertyinthecountryinthefollowing

ways.First,ifthenationaleconomygrows,businessesandindustrieshiremoreworkers.Someof

thepoorwhoarequalifiedtolookforjobsmayfindemployment.Thentheywillnolongerbe

belowthepovertyline.Second,ifsocietyinvestsinthepoor,thepoorwillbecomemore

productive.Ifthegovernmentspendsmoneyonsocialprograms,education,andtrainingforpoor

people,thepoorwillhavetheskillstooffer.Thenitismorelikelythattheycanfindjobs.

Finally,ifthegovernmentdistributessociety'sincomedifferently,itraisessomepoorpeople

abovethepovertyline.Thegovernmentcollectstaxesfromthenon—poorandgivesmoneyto

thepoor.Thesepaymentstothepoorarecalledwelfare.In1975over18millionpeopleinthe

UnitedStatesreceivedwelfare.

Someeconomistsarelookingforbettersolutionstothepovertyproblem.However,atthe

presenttime,manypeopledependonwelfareforaminimalyacceptablestandardofliving.

Accordingtothepassage,whichofthefollowingisNOTthereasonofunemployment?

A.somepeoplearetooyoungtoworkinmanyindustries

B.somepeoplearesatisfiedwiththegovernmentwelfare

C.somepeopledon'thavemotiontowork

D.somepeoplearenotqualifiedtowork

5、為了避免重復記賬.習慣上對于將現(xiàn)金存入銀行的業(yè)務，一般只編制（）?

A.現(xiàn)金付款憑證

B.銀行存款收款憑證

C.現(xiàn)金收款憑證

D.銀行存款付款憑證

6.李斯特認為對某一幼稚工業(yè)的保護時間（

A.以20年為最高期限

B.以30年為最高期限

C.以50年為最高期限

D.無限

7、物體的慣性大小取決于（）

A.物體的運動速度

B.物體的質(zhì)量

C.物體的加速度

D.物體受到的合力

8、Hewantstoandeverything.

A.coverup;paintup

B.coverup;paintover

C.coverover;paintover

D.coverover;paintup

9、Heholdsanimportantpositioninthecompany.(),\donztquitetrusthim.

A.Thus

B.Furthermore

C.Otherwise

0.Nevertheless

10、Thecompany'sprofitsaretohittheirpeakinthenextquartermainlyduetothe

releaseofitsnewlineofclothing.

A.forecast

B.forecasting

C.toforecast

D.willforecast

11、銀行的營業(yè)收入不包括（）。

A.利息收入

B.金融機構(gòu)往來收入

C.投資收入

D.其他營業(yè)收入

12、下列語句排序最恰當?shù)囊豁検?)。

(1)Kopi在印尼語中是“咖啡〃的意思，Luwak則指一種叫做"麝香貓〃的野生動物。

(2)麝香貓進食咖啡豆后，咖啡豆會在它肚子內(nèi)發(fā)酵、褪殼，加上其胃粘膜分泌的激素分

解蛋白質(zhì)，產(chǎn)生的氨基酸就能使得咖啡豆原本的苦澀味降低。

(3)貓屎咖啡的正式名稱為“KopiLuwak”

(4)麝香貓咖啡的起源最早可追溯到印尼殖民時代，有人偶然發(fā)現(xiàn)野生麝香貓在園內(nèi)進食

后排出的咖啡豆有著截然不同的美味。

(5)那么，備受人們喜愛的貓屎咖啡到底是如何來的呢？

(6)麝香貓喜歡挑選咖啡樹中最成熟香甜、飽滿多汁的咖啡果實當做食物，但是只有果肉

能被麝香貓消化掉，堅硬的咖啡原豆則會被排出體外.

A.(3)(1)(4)(5)(6)(2)

B.(4)(6)(2)(3)(1)(5)

C.(3)(6)(1)(5)(2)(4)

D.(4)(1)(3)(2)(5)(6)

13、銀行的現(xiàn)金資產(chǎn)包括

A.營業(yè)利潤

B.庫存金銀

C.營業(yè)外收支凈額

D.利息收入

14、ChineseInternetuserstendtousemoreproperardskillfulsearchmeansforlocating

keywordsandhandlingsearchenginesthantheirJapanese.

A.counterparts

B.friends

C.pioneers

□.classmates

15、Ihavebeenlookingyourkindreply.

A.outfor

B.downon

C.inon

0.forwardto

16、小明認為：由于今年氣溫比去年同期要高，因此今年的蚊蟲要比去年更多。

從中可以推知，小明潛意識里認為()。

A.高溫天氣有利于蚊蟲繁殖

B.今年的蚊蟲格外多

C.去年的蚊蟲并不多

D.高溫天氣容易導致食物腐爛

17、Passage3

Imaginewakingupandfindingthevalueofyourassetshasbeenhalved.Nozyou7enotan

investorinoneofthosehedgefundsthatfailedcompletely.Withthedollarslumpingtoa26-year

lowagainstthepound^lready-expensiveLondonhasbecomequiteunaffordable.Acoffeeat

StarbucksjustasunavoidableinEnglandasitisintheUnitedStates,runsabout$8.

Theonceall-powerfuldollarisn'tdoingaTitanicagainstjustthepound.ltissittingatarecordlow

againsttheeuroandata30-yearlowagainsttheCanadiandollar.EventheArgentinepesoand

Brazilianrealarethrivingagainstthedollar.

Theweakdollarisasourceofhumiliation/oranation'sself-esteemrestsinpartonthestrength

ofitscurrency.lt^alsoapotentialeconomicproblem,sinceadecliningdollarmakesimported

foodmoreexpensiveandexertsupwardpressureoninterestrates.Andyettherearesubstantial

sectorsofthevastU.S.economy-fromgiantcompanieslikeCoca-Colatomom-and-poprestaurant

operatorsinMiami—forwhichtheweakdollarismostexcellentnews.

ManyEuropeansmayviewtheU.S,asanarrogantsuperpowerthathasbecomehostileto

foreigners.ButnothingmakespeoplethinkmorewarmlyoftheU.S.thanaweakdollar.Through

April,thetotalnumberofvisitorsfromabroadwasup6.8percentfromlastyear.Shouldthetrend

continue,thenumberoftouriststhisyearwillfinallytopthe2000peak.ManyEuropeansnow

apparentlyviewtheU.S.thewaymanyAmericansviewMexico—asacheapplaceto

vacation,shopandparty,allwhileignoringthefactthatthepoorerlocalscan'taffordtojointhe

merrymaking.

Themoneytouristsspendhelpsdecreaseourchronictradedeficit.Sodoexports,which,thanksin

parttotheweakdollar,soared11percentbetweenMay2006andMay2007.Forfirstfivemonths

of2007,thetradedeficitactuallyfell7percentfrom2006.

IfyouownsharesinlargeAmericancorporations,you?reawinnerintheweak-dollargamble.Last

weekCoca-Cola'sstockbubbledtoafive-yearhighafteritreportedafantasticquarter.Foreign

salesaccountedfor65percentofCoke'sbeverage（飲料）business.OtherAmericancompanies

profitingfromthistrendincludeMcDonald'sandIBM.

Americantourists,howeveoshouldn'texpectanyreliefsoon.Thedollarloststrengththewaymany

marriagesbreakup-slowly,andthenallatonce.Andcurrenciesdon'tturnonadime.Soifyou

wanttoavoidthepaininflictedbytheincreasinglypatheticdollar,cancelthatsummervacationto

EnglandandlooktoNewEngland.There,thedollarisstilltreatedwithalittlerespect.

Accordingtothelastparagraph,whatistheauthor'sadvicetotheAmericans（）

A.Theytreatthedollarwithalittlerespect

B.Theytrytowinintheweak-dollargamble

C.Theytreasuretheirmarriagesallthemore

D.Theyvacationathomeratherthanabroad

18、2019年1-5月，中關(guān)村示范區(qū)規(guī)模（限額）以上高新技術(shù)企業(yè)實現(xiàn)總收入21615.1億元，

比上年同期增長12.9%,增幅比1-4月提高0.2個百分點。主要運行情況如下：

重點高新技術(shù)領(lǐng)域保持增長。1-5月，中關(guān)村重點監(jiān)測六大高新技術(shù)領(lǐng)域共實現(xiàn)總收入

17445.2億元，占中關(guān)村總收入的80.7%。其中，電子與信息、先進制造領(lǐng)域增勢較好，比

上年同期分別增長14.7%和13.1%。

企業(yè)科技創(chuàng)新活躍。1-5月，中關(guān)村研發(fā)人員合計58.6萬人，比上年同期增長1.8%,研究

開發(fā)費用合計866.8億元,比上年同期增長17.9%。

2019年1-5月中關(guān)村示范區(qū)總收入及技術(shù)收入增速圖

60

?總收入技術(shù)收入

2019年1-4月份，中關(guān)村示范區(qū)規(guī)模（限額）以上高新技術(shù)企業(yè)比上年同期增長約（）。

A.12.9%

B.12.7%

C.13.1%

D.數(shù)據(jù)不足，難以得出

19、Highlyemotionaljackinginself-confidence,heknockedaboutinjobsasayoungman

beforesettlingonthestudyofart.

A.various

B.overall

C.modified

0.peculiar

20、倡導“天下興亡，匹夫有責〃的詩人是（）。

A.王國維

B.龔自珍

C.梁啟超

D.顧炎武

21、“吾愛吾師，吾更愛真理”此名言中的“師〃指的是（）。

A.泰勒斯

B.蘇格拉底

C.柏拉圖

D.亞里上多德

22、在Excel中，函數(shù)AVERAGE（A1,A7）的功能是（）。

A.求A1到A7單元格區(qū)域的平均值

B.求Al與A7兩個單元格的平均值

C.求A1與A7兩個單元格的方差

D.函數(shù)使用錯誤

23、WheneverItrytoupwhatinnovationlookslike,thesameslideshowofimagesclicks

acrossmymind.

A.come

B.figure

C.conjure

D.set

24、IfEnglishmeansendlessnewwords,difficultgrammarandsometimesstrangepronunciation,

youarewrong.Haven*tyounoticedthatyouhavebecomesmartersinceyoustartedtolearna

language?

AccordingtoanewstudybyaBritishuniversity,learningasecondlanguagecanlead:oan

increaseinyourbrainpower,Researchersfoundthatlearningotherlanguageschangesgrey

matter.Thisistheareaofthebrainwhichprocessesinfo-mation.ltissimilartothewaythat

exercisebuildsmuscles.

Thestudyalsofoundtheefectisgreater,theyoungerpeoplelearnasecondlanguage.

AteamledbyDrAndreaMechelli,fromUniversityCollegeLondon,tookagroupofBritonswho

onlyspokeEnglish.Theywerecomparedwithagroupofz/earlybilinguals,,whohadlearntasecond

languagebeforetheageoffive,aswellasanumberoflaterlearners.

Scansshowedthatgreymalerdensity（密度）inthebrainwasgreaterinbilingualsthaninpeople

withoutasecondlanguage.Butthelongerapersonwaitedbeforemasteringanewlanguage,the

smallerthedifference.

“Ourfindingssuggestthatthestructureofthebrainischangedbytheexperienceoflearringa

secondlanguage,“saidthescientists.

Itmeansthatthechangeitselfincreasestheabilitytolearn.

ProfessorDylanVaughanJonesoftheUniversityofWaleshasresearchedthelinkbetween

bilingualismandmathsskills/Havingtwolanguagesgivesyoutwowindowsontheworldand

makesthebrainmoreflexible,“hesaid/Youareactuallygoingbeyondlanguageandhavea

betterunderstandingofdifferentideas.”

ThefindingswerematchedinastudyofnativeItalianspeakerswhohadlearnedEnglishasa

secondlanguagebetweentheagesof2and34.Reading,writing,andcomprehensionwereall

tested.Theresultsshowed,thattheyoungertheystartedtolearn,thebetter/Studyinga

languagemeansyougetanentrancetoanotherworld,“explainedthescientists.

Themainsubjecttalkedaboutinthispassageis（）.

A.languagecanhelpbrainpower

B.man'sabilityoflearningasecondlanguage

C.scienceonlearningasecondlanguage

D.languagelearningandmathsstudy

25、在下列關(guān)于數(shù)據(jù)庫技術(shù)的描述中，錯誤的是（）,.

A.關(guān)系模型是H前在DBMS中使用最廣泛的數(shù)據(jù)模型之一

B.從組成上來看?，數(shù)據(jù)庫系統(tǒng)由數(shù)據(jù)庫和應用程序組成，它不包括DBMS及用戶

C.SQL語言不限于數(shù)據(jù)查詢，還包括數(shù)據(jù)操作、定義、控制和管理等多方面的功能

D.OFFICE軟件包中的EACCESS軟件是數(shù)據(jù)庫管理系統(tǒng)

26、第一家跨省區(qū)設立分支機構(gòu)的城市商'也銀行是（）。

A.北京銀行

B.南京銀行

C.上海銀行

D.威海市商業(yè)銀行

27、在地球億萬年演化過程中形成的泥質(zhì)灘涂，是大自然饋贈給人類的寶貴資源，具有不可

替代的重要生態(tài)功能?？此?荒蕪”的灘涂中棲息著許多尚未被認識的植物、動物和微生物,

是珍貴的生物多樣性基因庫；作為連接陸地與海洋的過渡地帶，灘涂具有凈化水質(zhì)、調(diào)節(jié)氣

候、調(diào)節(jié)氣體等許多肉眼看不到的功能，維系著陸海物質(zhì)循環(huán)和生態(tài)平衡。此外，灘涂還具

有防御海浪沖刷、減緩鹽水侵蝕等功能，是名副其實的陸地保護天然屏障。

根據(jù)這段文字，下列說法正確的一項是（）。

A.泥質(zhì)灘涂其實就是荒蕪的灘涂

B.泥質(zhì)灘涂具有重要的生態(tài)功能

C.人類對泥質(zhì)灘涂的保護力度不夠

D.泥質(zhì)灘涂受破壞現(xiàn)象十分嚴重

28、ThisdoesnotmeanIwilltakeitfromtherichandgiveittothepoor.

A.up

B.on

C.in

D.away

29、在財產(chǎn)清查中，填制的“賬存實存對比表"是（）。

A.登記總賬、明細賬的直接依據(jù)

B.調(diào)整賬面記錄的記賬憑證

C.調(diào)整賬面記錄的原始憑證

D.登記日記賬的直接依據(jù)

30、運用（）進行管理的實質(zhì)，是以滿足人們基本的社會心理上的需要，達至『調(diào)動人們的工

作積極性、促進社會主義現(xiàn)代化事業(yè)的發(fā)展為目的的。

A.行政方法

B.經(jīng)濟方法

C.社會心理方法

D.數(shù)學方法

31、資裝I■:Gonearethedaysof//one-size-fits-all/,employeebenefitsprogramsandherecome

newlydesignedandfullycustomizedvoluntarybenefits.Voluntarybenefitsareonlongerlooked

atasjustafew“extras”,andarenowbecomingpartofacomprehensivebenefitspackage.Lot's

takealookathowvoluntarybenefitshavebecomemorecustomizedtomeettherequirements

ofamoreparticularhealthcareconsumer.

VoluntaryBenefitsBolsterRecruitmentandRetentionEfforts

Itgivesemployeesachancetoselectextrasthatthestandardhealthcareplandoesn'toffer,

whichcanbehighlyattractivetotoday'sconsumersEmployerscanalsousevoluntarybenefitsto

roundouttheirhealthcareplanswithamenuofitemsthatcovereverythingfromfamilyvision

caretopetinsurance.Thishelpscompaniestoaddressthespecificheathandfinancialneedsof

candidates,tohelpthestretchtheirfuturepaychecksevenfurther.

TheAdvantagesofOfferingVoluntaryEmployeeBenefits

Intermsofbeingadaptabletotheneedsofemployees,thereareveryfewbenefitsthatarelike

voluntaryplans.Voluntaryplanscovermanyofthegapsthattraditionalhealthbenefitsdonot

cover.Forexample,ahealthcareplanmayrequiredentalservicesforminors,butnotforadults.

Thevoluntarydentalprogramcancoverthingslikeroutinecleaningsandotherpreventative

measuresthathelpsupportgoodoralhealth.

CustomizingVoluntaryBenefitPlans

Thereareseveralareaswherevoluntarybenefitplansexceedthecustomizationoptionsofother

typesofwellnessandfinancialbenefits.Thisisacontinualtrendthatwewillseemoreof.

Financialwellnessbenefitscanincludebudgetingsoftware,companymatchedsavingsplans,

employeepurchaseprograms,discountcards,creditunionaccess,andevenshorttermfinancing

tohelpemployeeswhootherwisecannotgetcredittopurchasethingstheyneed.Some

companiesoffersupportforbuyingofleasingvehicles,payoffcollegeloans,arrangeforspecial

discountsanddealsonhomerentalsandpurchases,andevenprovideaccesstotuitionfor

collegeexpenses.

Theauthorviewsthevolun:aryemployeebenefitsas

A.Revolutionary

B.Reliable

C.Salutary

0.Unassailable

32、Itwasbecauseshewastooinexperienced_shedidn'tknowhowtodealwiththesituation.

A.sothat

B.that

C.thatiswhy

D.so

33、金融市場上主要的資金供應者是（）o

A.家庭

B.企業(yè)

C.政府

D.金融機構(gòu)

34、實行混業(yè)經(jīng)營集中監(jiān)管的國家，對銀行機構(gòu)業(yè)務經(jīng)營的范圍（）。

A.實行嚴格的限制

B.實行一定程度的限制

C.基本沒有限制

D.完全沒有限制

35、對同一借款客戶的貸款余額與商業(yè)銀行資本余額的比例不得超過（）。

A.5%

B.8%

C.10%

D.15%

36-.已知某城市商品住宅平均銷售價格2006年、2007年、2008年連續(xù)三年環(huán)比增長速度

分別為1%、6%、9%,這三年該城市商品住宅平均銷出價格的定基增長速度為（）。

A.（101%xl06%xl09%）-l

B.l%x6%x9%

C.（l%x6%x9%）+1

D.101%xl06%xl09%

37、債券的發(fā)行價格與市場利率、債券收益率有直接的關(guān)系，若市場利率低于債券收益率時。

債券為（）發(fā)行。

A.溢價

B.折價

C.平價

D.時價

38、銀行謹慎監(jiān)管原則就是監(jiān)管當局要（）評估銀吁機構(gòu)的風險。

A.一般限度地

B.適當限度地

C.最低限度地

D.最大限度地

39、2017年4月份，某省規(guī)模以上食品工業(yè)增加值同比增長15.0%,比全省規(guī)模工業(yè)平均水

平高9.4個百分點。其中，農(nóng)副食品加工業(yè)增長14.0%,食品制造業(yè)增長18.6%,酒、飲料

和精制茶制造業(yè)增長13.9%。1—4月，規(guī)模以上食品工業(yè)產(chǎn)值累計增長11.6%,增幅比全省

規(guī)模工業(yè)平均水平高4.5個百分點。

1-4月，該省規(guī)模以上食品工業(yè)主要產(chǎn)品有52種，產(chǎn)量同比增加的有41種：20種產(chǎn)品產(chǎn)量

增幅超過10%。主要產(chǎn)品中，果酒及配制酒同比增長256.7%,米制半成品增長293%,冷凍

蔬菜增長28.3%,水產(chǎn)業(yè)增長22.5%,熟肉制品增長20.3%,醬油增長17.9%,成品糖增長

17.8%,在減產(chǎn)的產(chǎn)品中，汽水產(chǎn)量同比減少73.1%,冷凍水產(chǎn)品減少47.3%,飲料減少6.0%。

1-3月，規(guī)模以上食品工業(yè)主營業(yè)務收入為1070.37億元,同比增長13.8%,實現(xiàn)利潤總額

52.66億元，增長9.5%,平均用工人數(shù)39.7萬人，增長6.0%。資產(chǎn)總計1836億元，增長7.2%。

2017年4月份，該省規(guī)模工業(yè)產(chǎn)值平均水平同比增長：（）

A.5.6%

B.7.1%

C.16.1%

D.24.4%

40、資料：Asmorepersonalbusinessisconductedthroughsmartphonedevices,moreusersare

implementingsecuritymeasuresfortheirdevices,accordingtoarecentsurveybyHarrisPolland

commissionedbytheCTIA.

Thesurveywasapartofthecompany'songoingeffortstoboostusereducationonthepitfallsof

mobilesecurityandassesswhethertheCTIA'sinitiativesareworking.

ItturnsoutthatmobileusersintheUShavebegunimplementingmanyoftheinitiativessetforth

andhaveincreasedbothawarenessof,andprotectionfor;theirmobiledevices:

MoresmartphoneusersareprotectingtheirdeviceswithPINsandpasswordsthaninprevious

years.In2016,ofsmartphoneusershadsomesortofPIN/password,upfrom2015andform

2012.

Anincreasingnumberofsmartphoneusershaveinstclledbuilt-inremotelock-and-erase

software.Ofsurveyrespondents,havethistypeoflock-and-erasesoftwareinstalled,upan

astoundingfrom2015andfrom2012.

Smartphoneusersareincreasinglyawareoftheimportanceofanti-virussoftware,of

smartphoneusershaveananti-virussoftwareinstalled,comparedwithonlyofsmartphone

ownersin2015,accordingtoBlIntelligence.

Thesurveyresultsindicatethatusersarebecomingincreasinglyawareofthedangerposedby

theincreasingrelianceonmobiletechnologyformnotonlymaliciousentitieslikehackers,but

alsogovernmentsurveillance.Specifically,usersareincreasinglyseekingforwaystoguard

themselvesinlightofanumberofrecenthigh-profileincidentsinvolvingphonesecurity-like

Apple'scaseagainsttheFBI,forexample.

Becauseofthis,itwillbecomeincreasinglycommonforappdevelopersanddevicemanufactures

tobuildinsecurityandend-to-endencryption.Thiscanbeseenindevicesandappssuchas

WhatsAppandiPhones.Developersanddevicemanufacturersthatdon'tincludethisfeaturein

theirproductscouldbefacedwithnegativeconsumerattitudes.

Inwhatwayshowsthatpeoplehaveincreasedawarenessofandprotectionfortheirmobile

devices?

A.Smartphoneusersareincreasinglyawareoftheimportanceofanti-virussoftware

B.Anincreasingnumberofsmartphoneusershaveinstalledbuilt-inremotelock-and-erase

software

C.MoresmartphoneusersareprotectingtheirdeviceswithPINsandpasswordsthaninprevious

years

D.AIIofabove

41、Renewableelectricitygenerationisnowonparwithofnaturalgas,whichremained

relativelystableinlastyears.

A.theone

B.which

C.that

D.what

42、在金融衍生工具中，1）的風險最大。

A.互換

B.期權(quán)

C.期貨

D.遠期

43、目前我國票據(jù)貼現(xiàn)業(yè)務的主要票據(jù)是（）。

A.支票

B.銀行本票

C.商業(yè)承兌匯票

D.銀行承兌匯票

44、下列字符中，ASCII碼值最小的是（）。

A.a

B.A

C.X

D.Y

45、一代偉人毛澤東的詩句“坐地日行八萬里，巡天遙看一千河"反映的哲學觀點是（）。

A.空間的無限性

B.時間的無限性

C.運動的絕對性和靜止的相對性

D.人的認識能力是不受空間限制的

46、資料：Fornearlyacentury,HiltonWorldwidehasofferedbusinessandleisuretravelersthe

finestinaccommodations,service,amenitiesandvalue.

WeknowthatgreatguestexperiencesbeginwithTeamMemberswhofeelappreciated,valued

andrespected.That'swhatyoucanexpectatHiltonWorldwide,wherewehavecreatedaculture

ofexcellence,continuousimprovement,andinnovationthathelpsour300,000TeamMembers

reachtheirfunpotential.

Fornearlyacentury,HiltonWorldwidehasbeenalegendarysymbolofhospitality.Ourbrands

arerecognizedaroundtheglobeforunparalleledguestservice,deliveredbytalentedTeam

Memberswithareputationforinnovation,integrityandexcellence.WeofferourTeamMembers

unparalleledaccesstoanarrayofrichexperiences,knowledgeandopportunitiesthatare

invaluabletotheirgrowth.Joinusnowinoneofthesecareerareas.

WeinviteyoutojoinusinlocationsthroughoutNorthAmerica,whereyoucanhelpusfulfill

ConradHilton'sVisionto“filltheEarthwiththelightandwarmthofhospitality^andprovidethe

world-classguestserviceforwhichHiltonWorldwideisknown.

Whattypeofdocumentisthis?

A.Apolicyannouncement

B.Arecruitmentad

C.Aproposal

D.Abusinesslicense

47、下列有關(guān)會計的表述中，不正確的一項是（）。

A.在會計核算中，允許一些企業(yè)使用外幣作為記賬本位幣

B.會計主體需具有法人資格

C.只有以貨幣表現(xiàn)的經(jīng)濟活動才是會計對象

D.會計監(jiān)督是會計的基本職能之一

48、在會計核算中，資金運動的具體內(nèi)容是通過在賬簿中設置（）來反映的。

A.賬戶

B.會計科目

C.單元

D.內(nèi)容

49、Thesesmallcompaniesnowhavetheirownidentity.

A.discreet

B.discrete

C.separated

D.isolated

50、下面不屬于Ml的范圍的是（）。

A.李某在交通銀行的活期存款L5萬元

B.某企業(yè)用于日常支付佐流動現(xiàn)金80萬元

C.小賣部老板持有的1003個1元硬幣

D.某民間協(xié)會的三年定期存款20萬元

二、多選題

51、以下著作與作者的搭配關(guān)系正確的是（）o

A.《農(nóng)政全書》一宋應星

B.《海國圖志》一龔自珍

C.《洗冤集錄》一宋慈

D.《水經(jīng)注》一張遂

52、下面二十四節(jié)氣中，不屬于夏季（以立夏為開始，立秋為結(jié)束）的是（）

A.夏至

B.處暑

C.芒種

D.小滿

53、In1913,thestatespassedtheSixteenthAmendmenttheConstitution.

A.with

B.for

C.to

D.at

54、Thereseemedlittlehopethattheexplorer;（）inthetropicalforest,wouldfindhisway

throughit.

A.tobedeserted

B.havingdeserted

C.tohavebeendeserted

D.havingbeendeserted

55、關(guān)于會計核算的基本前提，下列說法中不正確的是（）。

A.會計基本假設包括會計主體、持續(xù)經(jīng)營、會計分期和貨幣計量

B.如果企業(yè)發(fā)生破產(chǎn)清算.經(jīng)相關(guān)部門批準后，可以繼續(xù)適用持續(xù)經(jīng)營假設

C.在我國.以公歷年度作為企業(yè)的會計年度。即公歷1月1日至12月31日

D.會計的貨幣計量假設，包含了兩層含義：一是以貨幣作為會計的統(tǒng)一計量單位：二是作

為會計計量單位的貨幣.其幣值是穩(wěn)定不變的

56、資料:JobDescription

A+ENetworksCo-BrandedCreativeDepartmentislookingforamotivatedcandidatewith1-3

years'experiencetobepartofauniquedepartmentontheA&Ebrand.Theselectedcandidate

willbeworkingonco-brandedsponsoredentertainmentandbrandedpartnershipsforA&E

Network.

OurpreferredcandidatewillpossessapassionfortheA+Ebrandsandisknowledgeableof

co-brandededsponsoredentertainment.TheProductionCoordinatorwillbeavaluedteam

memberbyactingasGrandCentralandsupportingtheteam（internalandexternal）withall

logisticalneeds,suchascollectingassetstoproducespotsandkeepingtrackofalldepartment

activitiestosupporttheoverallworkflow.Therightcandidatewillhaveabalancebetweenbeing

detailoriented/organizedwhenitcomestotheproductionprocessanddeadlines,aswellas

havingthedesiretocontributetodevelopment.

Howtogainhigherprofileprojects?

A.Waitforabetterchance

B.Makeajob-hopping

C.Becomeaproducer

D.Workharderandbemorefocused

57、企業(yè)進行市場定位的核心內(nèi)容是（）。

A.設計和塑造產(chǎn)品特色或個性

B.明確競爭對手和競爭目標

C.不斷降低產(chǎn)品的成本

D.弄清消費者的需求差異

58、下列哪一種情況，可越權(quán)批辦文件？（）

A.經(jīng)過授權(quán)

B.避免積壓

C.急需處理

D.屬一般性文件

59、說法不正確的是（）o

A.魯迅是中國現(xiàn)代文學的奠基人

B.郭沫若的《女神》是現(xiàn)代文學史上第一篇白話文

C.田漢是中國現(xiàn)代戲劇的奠基人

D.巴金是現(xiàn)代家族小說的開拓者

60、字長是CPU的主要性能指標之一，它表示（）。

A.最長的十進制整數(shù)的位數(shù)

B.CPU一次能處理二進制數(shù)據(jù)的位數(shù)

C.計算結(jié)果的有效數(shù)字長度

D.最大的有效數(shù)字位數(shù)

61、Youshouldmakechoicesbasedonyourandlong-termneeds.

A.superficial

B.fundamental

C.primary

□.immediate

62、資料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthe

peculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiple

mobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethem

allintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorinthefo*mof

basicmobile-phoneplans,whichbundiedinSMSmessaging.Buttextmessageswerecostlyin

China,soconsumerseagedyadoptedfreemessagingapp.Ande-mailnevertookoffonthe

mainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftan

openingformessagingapps.

ButthebiggerexplanationforWechat'sriseisTencent'sabilitytoinnovate.ManyChinesegrew

upusingQQ,aPC-basedmessagingplatformofferedbyTencentthatstillhasover800m

registeredusers.QQwasacopyofICQ,apioneeringIsraeliMessagingservice.ButthenChinese

imitatorlearnedtothinkforitself.Spottingthecomingriseoftheinternet.Tencentchallenged

severalinternalteamstodesig