中英文借款合同范本合同編號：[合同編號]出借人（甲方）：姓名：[甲方姓名]性別：[甲方性別]身份證號碼：[甲方身份證號]地址：[甲方地址]聯(lián)系電話：[甲方電話]借款人（乙方）：姓名：[乙方姓名]性別：[乙方性別]身份證號碼：[乙方身份證號]地址：[乙方地址]聯(lián)系電話：[乙方電話]鑒于乙方因[借款用途]需要，向甲方申請借款，甲方同意向乙方提供借款。經雙方友好協(xié)商，依據(jù)《中華人民共和國民法典》及相關法律法規(guī)的規(guī)定，達成如下借款合同：一、借款金額及幣種1.乙方確認向甲方借款人民幣[大寫金額]元整（小寫：￥[具體小寫金額]元）。2.上述借款金額以實際交付為準，若借款金額與實際交付金額不一致時，以實際交付金額為準。3.本合同借款幣種為人民幣。二、借款用途乙方借款用途為[具體借款用途]，未經甲方書面同意，乙方不得擅自改變借款用途。三、借款期限1.借款期限自[借款起始日期]起至[借款到期日期]止，共計[借款期限時長]天。2.借款起始日期以甲方實際向乙方交付借款之日為準。四、借款利息及支付方式1.雙方約定本次借款利息為[年利率%或月利率%]（請明確年利率或月利率）。2.利息支付方式為：[具體支付方式，如按月支付、到期一次性支付等]。若為按月支付，每月[支付日期]前支付當月利息；若為到期一次性支付，則在借款到期時一并支付全部利息。五、借款交付1.甲方應按照本合同約定的時間和方式將借款交付給乙方。交付方式可選擇以下第[交付方式序號]種：現(xiàn)金交付：甲方以現(xiàn)金形式將借款交付給乙方，乙方應出具收款收條。銀行轉賬：甲方將借款通過銀行轉賬方式轉至乙方以下指定銀行賬戶：開戶銀行：[開戶銀行名稱]銀行賬號：[銀行賬號]戶名：[賬戶名稱]其他方式（請詳細說明）：[具體交付方式說明]2.乙方應確保收款賬戶信息準確無誤，因乙方提供賬戶信息錯誤導致借款交付延誤或無法交付的，由乙方承擔相應責任。六、還款方式1.乙方應按照本合同約定按時足額償還借款本金及利息。還款方式為：[具體還款方式，如等額本息、等額本金、先息后本等]。若為等額本息還款方式，每月還款金額為人民幣[大寫金額]元整（小寫：￥[具體小寫金額]元），共分[還款期數(shù)]期償還。每期還款日期為每月[還款日期]。若為等額本金還款方式，首月還款金額為人民幣[大寫金額]元整（小寫：￥[具體小寫金額]元），以后每月遞減[遞減金額]元，共分[還款期數(shù)]期償還。每期還款日期為每月[還款日期]。若為先息后本還款方式，每月支付利息人民幣[大寫金額]元整（小寫：￥[具體小寫金額]元），借款到期時一次性償還本金人民幣[大寫金額]元整（小寫：￥[具體小寫金額]元）。每月利息支付日期為每月[還款日期]。2.乙方應提前將還款資金足額存入本合同約定的還款賬戶，因乙方賬戶資金不足導致還款延誤的，乙方應承擔逾期還款的違約責任。七、雙方權利與義務（一）甲方權利與義務1.權利有權按照本合同約定收取借款本金及利息。有權對乙方的借款使用情況進行監(jiān)督檢查，如發(fā)現(xiàn)乙方擅自改變借款用途或存在其他違約行為，有權要求乙方立即改正并采取相應措施。2.義務按照本合同約定的時間和方式向乙方交付借款。對乙方提供的個人信息及借款相關信息予以保密，但法律法規(guī)另有規(guī)定或司法機關依法要求提供的除外。（二）乙方權利與義務1.權利有權按照本合同約定使用借款。在符合本合同約定及法律法規(guī)規(guī)定的情況下，有權要求甲方按照合同約定履行相關義務。2.義務按照本合同約定的借款用途使用借款，不得擅自改變借款用途。按照本合同約定的時間和方式償還借款本金及利息。向甲方提供真實、準確、完整的個人信息及與借款相關的資料，并保證所提供信息的真實性和合法性。如借款期限屆滿或甲方根據(jù)本合同約定要求提前收回借款時，乙方應積極配合辦理還款手續(xù)，按時足額償還借款本金及利息。八、違約責任1.若甲方未按照本合同約定按時足額向乙方交付借款，應按照未交付金額的[違約比例%]向乙方支付違約金，并承擔乙方因此遭受的損失。2.若乙方未按照本合同約定按時足額償還借款本金及利息，應按照未償還金額的[違約比例%]向甲方支付違約金，并承擔甲方為實現(xiàn)債權而支付的所有費用，包括但不限于訴訟費、律師費、差旅費等。3.若乙方擅自改變借款用途，甲方有權提前收回借款，并要求乙方按照本合同約定的借款金額及利息支付標準支付已使用借款期間的利息及違約金，同時乙方應承擔甲方因此遭受的損失。4.如一方違反本合同約定的保密義務，應向對方支付違約金人民幣[違約金金額]元，并賠償對方因此遭受的損失。若損失金額超過違約金金額的，違約方應按照實際損失金額進行賠償。九、爭議解決1.本合同履行過程中如發(fā)生爭議，雙方應首先友好協(xié)商解決；協(xié)商不成的，任何一方均有權向有管轄權的人民法院提起訴訟。2.在爭議解決期間，除涉及爭議的部分外，雙方應繼續(xù)履行本合同其他無爭議的條款。十、其他條款1.本合同自雙方簽字（或蓋章）之日起生效，一式兩份，甲乙雙方各執(zhí)一份，具有同等法律效力。2.本合同未盡事宜，可由雙方另行簽訂補充協(xié)議，補充協(xié)議與本合同具有同等法律效力。補充協(xié)議內容與本合同不一致的，以補充協(xié)議為準。出借人（甲方）簽字（或蓋章）：日期：年月日借款人（乙方）簽字（或蓋章）：日期：年月日Incaseofaloanagreement,thefollowingEnglishversionisprovidedforreference:LoanContractTemplate(ChineseEnglish)ContractNo.：[ContractNumber]Lender(PartyA)：Name:[PartyA'sName]Gender:[PartyA'sGender]IDNumber:[PartyA'sIDNumber]Address:[PartyA'sAddress]ContactPhone:[PartyA'sPhone]Borrower(PartyB)：Name:[PartyB'sName]Gender:[PartyB'sGender]IDNumber:[PartyB'sIDNumber]Address:[PartyB'sAddress]ContactPhone:[PartyB'sPhone]WHEREASPartyBneedsfundsfor[PurposeofLoan],andappliesforaloanfromPartyA,andPartyAagreestoprovidetheloan.Afterfriendlynegotiationbetweenthetwoparties,inaccordancewiththeprovisionsoftheCivilCodeofthePeople'sRepublicofChinaandrelevantlawsandregulations,thefollowingloancontractisconcluded:I.LoanAmountandCurrency1.PartyBacknowledgesborrowingfromPartyAtheamountofRMB[AmountinChineseCapital]yuanintotal(小寫:￥[SpecificAmountinArabicNumerals]yuan).2.Theaboveloanamountshallbesubjecttotheactualdelivery.Incaseofanydiscrepancybetweentheloanamountandtheactualdeliveredamount,theactualdeliveredamountshallprevail.3.ThecurrencyofthisloancontractisRMB.II.PurposeofLoanThepurposeofPartyB'sloanis[SpecificPurposeofLoan].WithoutthepriorwrittenconsentofPartyA,PartyBshallnotunilaterallychangethepurposeoftheloan.III.LoanTerm1.Theloantermshallcommenceon[StartDateofLoan]andendon[EndDateofLoan],foratotalof[DurationofLoanTerm]days.2.ThestartdateoftheloanshallbethedatewhenPartyAactuallydeliverstheloantoPartyB.IV.LoanInterestandPaymentMethod1.Thetwopartiesagreethattheinterestrateforthisloanis[AnnualInterestRate%orMonthlyInterestRate%](Pleasespecifywhetheritisanannualormonthlyinterestrate).2.Theinterestpaymentmethodisasfollows:[SpecificPaymentMethod,suchasmonthlypayment,lumpsumpaymentatmaturity,etc.].Ifitisamonthlypayment,theinterestforeachmonthshallbepaidbeforethe[PaymentDate]ofeachmonth;ifitisalumpsumpaymentatmaturity,thetotalinterestshallbepaidtogetherwiththeprincipalattheexpirationoftheloan.V.DeliveryofLoan1.PartyAshalldelivertheloantoPartyBinaccordancewiththetimeandmethodstipulatedinthiscontract.Thedeliverymethodcanbeselectedasthefollowing[DeliveryMethodSerialNumber]:CashDelivery:PartyAdeliverstheloantoPartyBincash,andPartyBshallissueareceiptforthereceivedamount.BankTransfer:PartyAtransferstheloantothefollowingdesignatedbankaccountofPartyB:BankName:[NameoftheBank]BankAccountNumber:[BankAccountNumber]AccountName:[AccountName]OtherMethods(Pleasespecifyindetail):[DetailedDescriptionoftheDeliveryMethod]2.PartyBshallensuretheaccuracyofthereceivingaccountinformation.IncaseofanyerrorintheaccountinformationprovidedbyPartyB,resultingindelayorfailureofloandelivery,PartyBshallbearthecorrespondingliability.VI.RepaymentMethod1.PartyBshallrepaytheprincipalandinterestoftheloaninfullandontimeinaccordancewiththeprovisionsofthiscontract.Therepaymentmethodisasfollows:[SpecificRepaymentMethod,suchasequalprincipalandinterest,equalprincipal,interestfirstthenprincipal,etc.].Ifitistheequalprincipalandinterestrepaymentmethod,themonthlyrepaymentamountisRMB[AmountinChineseCapital]yuanintotal(小寫:￥[SpecificAmountinArabicNumerals]yuan),anditshallberepaidin[NumberofRepaymentInstallments]installments.Therepaymentdateforeachinstallmentisthe[RepaymentDate]ofeachmonth.Ifitistheequalprincipalrepaymentmethod,thefirstmonthrepaymentamountisRMB[AmountinChineseCapital]yuanintotal(小寫:￥[SpecificAmountinArabicNumerals]yuan),anditshalldecreaseby[DecreaseAmount]yuaneachmonththereafter,anditshallberepaidin[NumberofRepaymentInstallments]installments.Therepaymentdateforeachinstallmentisthe[RepaymentDate]ofeachmonth.Ifitistheinterestfirstthenprincipalrepaymentmethod,themonthlyinterestpaymentisRMB[AmountinChineseCapital]yuanintotal(小寫:￥[SpecificAmountinArabicNumerals]yuan),andtheprincipalofRMB[AmountinChineseCapital]yuanintotal(小寫:￥[SpecificAmountinArabicNumerals]yuan)shallberepaidinalumpsumattheexpirationoftheloan.Theinterestpaymentdateforeachmonthisthe[RepaymentDate]ofeachmonth.2.PartyBshalldeposittherepaymentfundsinfullintherepaymentaccountstipulatedinthiscontractinadvance.IncaseofinsufficientfundsinPartyB'saccountresultingindelayofrepayment,PartyBshallbeartheliabilityforoverduerepayment.VII.RightsandObligationsofBothParties(I)RightsandObligationsofPartyA1.RightsHavetherighttocollecttheprincipalandinterestoftheloaninaccordancewiththeprovisionsofthiscontract.HavetherighttosuperviseandinspecttheuseoftheloanbyPartyB.IfitisfoundthatPartyBunilaterallychangesthepurposeoftheloanorthereareotherbreachofcontractbehaviors,PartyAhastherighttorequirePartyBtoimmediatelycorrectandtakecorrespondingmeasures.2.ObligationsDelivertheloantoPartyBinaccordancewiththetimeandmethodstipulatedinthiscontract.KeepconfidentialthepersonalinformationandloanrelatedinformationprovidedbyPartyB,exceptasotherwisestipulatedbylawsandregulationsorasrequiredbyjudicialorgansinaccordancewiththelaw.(II)RightsandObligationsofPartyB1.RightsHavetherighttousetheloaninaccordancewiththeprovisionsofthiscontract.HavetherighttorequirePartyAtoperformrelevantobligationsinaccordancewiththecontractundertheconditionofcompliancewiththiscontractandrelevantlawsandregulations.2.ObligationsUsetheloaninaccordancewiththestipulatedpurposeoftheloan,andshallnotunilaterallychangethepurposeoftheloan.Repaytheprincipalandinterestoftheloaninaccordancewiththetimeandmethodstipulatedinthiscontract.ProvidePartyAwithtrue,accurateandcompletepersonalinformationandloanrelatedmaterials,andensuretheauthenticityandlegalityoftheinformationprovided.WhentheloantermexpiresorPartyArequiresearlyrepaymentinaccordancewiththeprovisionsofthiscontract,PartyBshallactivelycooperateinhandlingtherepaymentproceduresandrepaytheprincipalandinterestoftheloaninfullandontime.VIII.LiabilityforBreachofContract1.IfPartyAfailstodelivertheloantoPartyBinfullandontimeinaccordancewiththeprovisionsofthiscontract,PartyAshallpayliquidateddamagestoPartyBattherateof[DefaultRatio%]oftheundeliveredamountandbearthelossessufferedbyPartyB.2.IfPartyBfailstorepaytheprincipalandinterestoftheloaninfullandontimeinaccordancewiththeprovisionsofthiscontract,PartyBshallpayliquidateddamagestoPartyAattherateof[DefaultRatio%]oftheunpaidamountandbearalltheexpensesincurredbyPartyAforrealizingthecreditor'srights,includingbutnotlimitedtolitigationfees,attorneyfees,travelexpenses,etc.3.IfPartyBunilaterallychangesthepurposeoftheloan,PartyAhastherighttorecalltheloaninadvanceandrequirePartyBtopaytheinterestandliquidateddamagesfortheperiodofloanuseinaccordancewiththeloanamountandinterestpaymentstandardstipulatedinthiscontract.Atthesametime,PartyBshallbearthelossessufferedbyPartyA.4.Ifeitherpartyviolatestheconfidentialityobligationstipulatedinthiscontract,itshallpayliquidateddamagesofRMB[LiquidatedDamagesAmount]yuantotheotherpartyandcompensatethelossessufferedbytheotherparty.Ifthelossamountexceedstheliquidateddamagesamount,