2026年高級英語水平測試題目及答案Part1:ReadingComprehension(閱讀理解)共5題，每題2分，總分10分Passage1Therapidadvancementofartificialintelligence(AI)hasreshapedindustriesacrosstheglobe,particularlyinthefinancialsector.TraditionalbankinginstitutionsareincreasinglyintegratingAI-driventoolstoenhancecustomerservice,riskmanagement,andoperationalefficiency.Forinstance,AI-poweredchatbotshavebecomecommonplaceincustomerinteractions,providinginstantresponsestoqueriesandreducingtheneedforhumanintervention.Additionally,predictiveanalytics,poweredbymachinelearningalgorithms,enablebankstodetectfraudulentactivitiesmoreaccuratelyandinreal-time.However,thistechnologicalshifthasalsoraisedconcernsaboutjobdisplacementanddataprivacy.WhilesomearguethatAIwillrenderhumanworkersobsolete,othersbelievethatitwillcreatenewrolesrequiringhumanoversightandethicaldecision-making.ThefinancialindustrymuststrikeabalancebetweenleveragingAI’sbenefitsandmitigatingitsriskstoensuresustainablegrowth.Questions:1.WhatistheprimarypurposeofAIinthefinancialsectoraccordingtothepassage?A.Tocompletelyreplacehumanworkers.B.Toimprovecustomerserviceandriskmanagement.C.Toeliminatealltraditionalbankingoperations.D.Tofocussolelyondataprivacy.2.Accordingtothepassage,whatisamajorconcernassociatedwithAIinbanking?A.Reducedefficiencyincustomerservice.B.Jobdisplacementanddataprivacyissues.C.Increasedrelianceonhumanintervention.D.Loweraccuracyinfrauddetection.3.Whatroledopredictiveanalyticsplayinbanking?A.Theyareusedformarketingcampaigns.B.Theyenhancefrauddetectioncapabilities.C.Theyreplacehumandecision-making.D.Theyoptimizeloanapprovalprocesses.4.WhatdoesthepassagesuggestaboutthefutureofAIinbanking?A.AIwillcompletelyautomateallbankingfunctions.B.AIwillrequireminimalhumanoversight.C.AIwillcreatenewjobopportunitiesalongsidehumanroles.D.AIwillprimarilyfocusondataprivacy.5.Whichofthefollowingbestsummarizesthepassage?A.AIistransformingthefinancialsectorbutraisesethicalconcerns.B.AIismakingbankingoperationsmoreefficientbutlesssecure.C.AIisreplacinghumanworkersinthefinancialindustry.D.AIissolelyusedforcustomerserviceinbanking.Passage2TheUnitedKingdom’sdecisiontoleavetheEuropeanUnionhashadprofoundimplicationsforitstraderelationships,particularlywiththeEUandotherglobalmarkets.Oneofthemostsignificantimpactshasbeentheintroductionofnewtradebarriers,includingcustomsdutiesandregulatorychecks,whichhaveincreasedcostsforbusinesses.Forexample,BritishexportersnowfacelongershippingtimesandhighertariffswhensellinggoodstoEUcountries,affectingindustriessuchasautomotiveandagriculture.Meanwhile,theUKhassoughttostrengthentradetieswithotherregions,suchasNorthAmericaandAsia,buttheseeffortshavebeenslowtoyieldsubstantialresults.Thegovernmenthasalsointroducedpoliciestosupportdomesticindustries,suchassubsidiesforlocalmanufacturers,butthesemeasureshavenotfullycompensatedforthelossofEUmarkets.Analystssuggestthatthelong-termeconomiceffectsofBrexitwilldependonhoweffectivelytheUKcandiversifyitstradepartnershipsandadapttonewglobaltradedynamics.Questions:6.WhathasbeentheprimaryimpactofBrexitonUKtradewiththeEU?A.Increasedtradeefficiency.B.Reducedcustomsduties.C.Introductionoftradebarriers.D.Enhancedregulatorycooperation.7.WhichindustryhasbeenmostaffectedbyBrexitaccordingtothepassage?A.Technology.B.Automotiveandagriculture.C.Retail.D.Tourism.8.WhatstepshastheUKgovernmenttakentomitigatetheeffectsofBrexit?A.ReducedtradebarrierswiththeEU.B.Increasedsubsidiesfordomesticindustries.C.StrengthenedtieswithNorthAmerica.D.CompletelybannedimportsfromtheEU.9.Accordingtothepassage,whatwilldeterminethelong-termeconomiceffectsofBrexit?A.Thespeedofgovernmentpolicyimplementation.B.Thesuccessoftradediversificationefforts.C.ThelevelofpublicsupportforBrexit.D.ThestrengthofEUtradenegotiations.10.Whatisthemainargumentofthepassage?A.BrexithashadnosignificantimpactonUKtrade.B.BrexithasstrengthenedUKtraderelationships.C.BrexithascreatednewtradeopportunitiesfortheUK.D.BrexithasnegativelyaffectedUKtradewiththeEUandothermarkets.Part2:Vocabulary(詞匯)共5題，每題1分，總分5分Instructions:Choosethebestwordtocompleteeachsentence.1.Thecompany’sinnovativeapproachtosustainabilityhassetitapartfromitscompetitors.A.behindB.apartC.asideD.apartfrom2.Despitefacingnumerousobstacles,shemanagedtocompletetheprojectontime.A.advantagesB.rewardsC.obstaclesD.opportunities3.Thepivotalmeetingbetweenthetwoleadersaddressedkeyissuesaffectingtheircountries’relations.A.casualB.pivotalC.routineD.unnecessary4.Theeconomicrecessionledtowidespreadjoblossesandbusinessclosures.A.boomB.growthC.recessionD.expansion5.Theambiguousinstructionslefttheteamunsureabouthowtoproceedwiththetask.A.clearB.conciseC.ambiguousD.explicitPart3:Grammar(語法)共5題，每題2分，總分10分Instructions:Identifytheerrorineachsentenceandchoosethecorrectanswer.1.IfIhadknownaboutthemeetingearlier,Iwouldhaveattended.A.hadknownB.wouldhaveattendedC.hadattendedD.wouldattend2.Thecommitteehasbeendiscussingtheproposalfortwoweeksnow.A.hasbeendiscussingB.hasdiscussedC.havebeendiscussingD.hasbeendiscussingfortwoweeks3.Neitherthecandidatesnorthevotersfullyunderstandtheimplicationsofthepolicy.A.fullyunderstandB.understandfullyC.fullyunderstandsD.understandfully4.Bythetimetheyarrive,thetrainwillhaveleft.A.BythetimeB.willhaveleftC.theyarriveD.Bythetimetheyarrive5.Ifyouweretofollowmyadvice,youwouldavoidmakingthesamemistake.A.weretofollowB.wouldavoidC.followD.wouldhaveavoidedPart4:Writing(寫作)共1題，滿分15分Instructions:Writeanessayofatleast150wordsonthetopicbelow.Topic:Discusstheroleoftechnologyineducationanditspotentialchallenges.Youressayshouldinclude:-Anintroductionstatingtheimportanceoftechnologyinmoderneducation.-Bodyparagraphsdiscussingspecificexamplesofhowtechnologyhasimprovedlearning(e.g.,onlinecourses,digitalresources).-Bodyparagraphsaddressingpotentialchallenges(e.g.,digitaldivide,over-relianceonscreens).-Aconclusionsummarizingyour觀點onthebalanceduseoftechnologyineducation.AnswerKeyandExplanationsPart1:ReadingComprehension1.B-ThepassagementionsAIimprovingcustomerserviceandriskmanagement.2.B-Jobdisplacementanddataprivacyareexplicitlystatedasconcerns.3.B-Predictiveanalyticsareusedforfrauddetection.4.C-ThepassagesuggestsAIwillcreatenewrolesalongsidehumanones.5.A-ThepassagehighlightsAI’stransformationandethicalissues.6.C-TradebarriersareintroducedasaresultofBrexit.7.B-Automotiveandagriculturearementionedasaffectedindustries.8.B-Subsidiesfordomesticindustriesarementionedasaresponse.9.B-Tradediversificationeffortswilldeterminelong-termeffects.10.D-BrexithasnegativelyimpactedtradewiththeEUandothermarkets.Part2:Vocabulary1.B-"Apart"meansdifferentordistinct.2.C-"Obstacles"referstodifficulties.3.B-"Pivotal"meanscrucialorimportant.4.C-"Recession"indicatesaneconomicdownturn.5.C-"Ambiguous"meansunclearorvague.Part3:Grammar1.A-Thecorrectstructureis"IfIhadknown..."forahypotheticalpastsituation.2.D-Thephrase"fortwoweeksnow"requiresthepresentperfectcontinuoustense.3.A-"Neither...nor"takesthepluralverbform("understand").4.C-"Bythetime"shouldbefollowedbythepresenttense("theyarrive").5.A-"Weretofollow"isusedforahypotheticalcondition.Part4:Writing(SampleEssay)TheRoleofTechnologyinEducationandItsChallengesTechnologyhasrevolutionizededucation,offeringunprecedentedopportunitiesforlearningandgrowth.Intoday’sdigitalage,toolssuchasonlinecourses,virtualclassrooms,anddigitalresourceshavemadeeducationmoreaccessibleandinteractive.Forinstance,platformslikeCourseraandKhanAcademyprovidelearnerswithaccesstohigh-qualitycoursesfromprestigiousinstitutions,breakinggeographicalbarriers.Additionally,digitaltoolsenhanceengagementthroughmultimediacontent,simulations,andreal-timefeedback,makingcomplexsubjectsmoreunderstandable.Howe