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SectionOne:Multiplechoices

(50minutes)

80Marks

Directions:Thereare40incompletesentencesinthissection.ForeachsentencetherearefourchoicesmarkedA,B,CandD.Choosetheone,thatbestcompletesthesentence.

I’dliketo asavingsaccount.

open

transfer

exchange

deposit

Foreign-currencytimedepositsprovidedbyBOCareavailableinarangeofforeigncurrencies,includingUSdollar,Britishpound,Euro,Japaneseyen,HongKongdollar,Canadiandollar, ,AustraliandollarandSingaporedollar.

Indianrupee

SwissFranc

Argentinepeso

Chineserenminbi

Please asix-digitPINnumberofyourpassbooktwice.

write

input

instruct

tell

Whenapplyingforopeningcorporatebankaccounts,companiesneedtostampalltherequireddocumentswiththeir .

endorsement

countersignature

passportnumbers

corporateseals

TherearesixkindsofRMBfixeddepositoflump-sumdeposit&withdrawal,thatis,three-month,six-month,one-year,two-year,three-yearand -year

deposits.

four

five

six

D.eight

ThedifferentdepositratesinChinesecommercialbanksarepublicizedby

theAsiaDevelopmentBank

theBankofChina

thePeople’sBankofChina

theWorldBank

Ifacompanyisrenamed,itisnecessaryforthecompanytochangethenameofitsbankaccountaswellasthe withtheaccount-openingbank.

endorsement

depositingterm

specimensignature

depositingcurrency

Aneducationsavingsproductgivesadepositoranattractiveinterestratealongwitha(n) advantage.

tax-free

annual-feefree

discount-free

rental-free

Thecurrentinterestratesfordifferentdepositsareshownonthescreeninthe

authorizationcenter

SAFE

TaxBureau

lobby

Thecardissuingbankwillset forthecreditcardonthebasisofthe

materialprovidedbytheapplicants.

theprincipal

thecreditlimit

theprincipalandinterestinfull

theinitialdeposit

Thebuyingrateofforeignbanknotesis thatoftheforeignexchange

buyingrate.

lowerthan

higherthan

thesameas

above

A isthebankwhichinstructsanotherbanktomakepaymenttothe

nominatedrecipient.

payeebank

receivingbank

beneficiarybank

remittingbank

BOCATMsacceptbankcardsissuedbyinternationalcreditcardorganizationswiththelogoof .

A.JCB

DINER’SCLUB

AMERICANEXPRESS

alloftheabove

Asthereislittleriskthatthetelegraphicmessagewillbeundulydelayedorwillfailtoreachitsdestination, isbyfarthemostrapidandconvenientmethodfor

thetransfersoffundsfromonecountrytoanother.

telegraphictransfer

demanddraft

banker’sdraft

mailtransfer

Howmuchisthehandlingcommissionforsendingacabletransferabroad?

7.5%oofthetotalremittanceamount

1%ofthetotalremittanceamount

0.5%ofthetotalremittanceamount

3%ofthetotalremittanceamount

Whencashingforeigntraveler’schecks,BankofChinawilldeductafeeof fromthefacevalueofthechecks.

7.5%

7.5%

3%

3%

BankofChinaprovidesthepersonalhousingmortgageloanin

Chineseyuan

Euro

Britishpound

Japaneseyen

Telephonebankingprovidesclientswithfinancialservicessuchas ,etc.

accountbalanceinquiry

.

transferandremittance

I.

billpayment

.

investment

I,II

I,II&IV

I,II&III

I,II,III&IV

“Howwillyou theloan,incashorthroughyouraccount?”theloan

officeraskedtheclient.

repay

applyfor

extend

cancel

Clientscanpaytheirinsurance throughbankcurrentaccounts.

premium

dividend

policy

bonus

“Ifyouwanttowithdrawthefixeddepositbeforematurity,youwillnotreceive

.”,abankclerksaidtoaclient.

thebenchmarkrate

theSHIBORrate

thetimedepositinterestrate

thelendingrate

IfaclientwantstotransferRenminbifromhislocalBOCaccounttohislocalICBCaccount,hecanmakeit .

throughBOConlinebanking

throughtheBOCATM

withacommercialdraft

throughBOCtelephonebanking

WhenloggingintothePersonalInternetBankingprovidedbyBankofChina,theusershouldnotonlyinputhisusernameandpassword,butalsoa

generatedbytheSecurityDevicetoensurethathisinformationisbeingprotectedbyoneofthemostsophisticatedonlinesecuritysystems.

testkeycode

randomsecuritycode

bankcode

SWIFTcode

InordertoconverttheunusedRMBbackintotheoriginalforeigncurrency,aforeignershouldkeep .

thedenominationmemo

theexchangememo

thepurchaseagreementofT/C

theforeigncoins

SWIFTstandsfor .

SocietyforWorldwideInterbankFinancialTelecommunications

SocietyforWorldInternationalFinancialTelecommunications

SocietyforWorldInterbankFinancialTelex

SocietyforWorldwideInterbankFinancialTelex

Whichoneofthefollowingtraveler’scheckscannotbeacceptedbyBankofChina?

VISAtraveler’schecks

MasterCardtraveler’schecks

AmericanExpresstraveler’schecks

DBtraveler’schecks

27.

isaprofessionalservicewhichisthecombinationoffinancialandinvestmentadvice,accountingandtaxservices,andlegalandestateplanning.

Wealthmanagement

Fundallocation

Treasurybillstrading

Insurancecoverage

Thereisa(n) forobtainingaBOCdebitcard.

annualfee

stamptax

onlinecharge

redemptionfee

InordertoapplyforaBOCGreatWalldebitcard,aforeigncustomerneedsto

presenthisvalidpassport

askforaguarantor

makeacollateral

registerasaBOConlinebankinguser

Accordingtothecreditgrades,creditcardscanbeclassifiedinto

personalcardsandcorporatecards

VISAcardsandMasterCards

goldcardsandclassiccards

debitcardsandcreditcards

Whichoneofthefollowingitemscouldbeusedasfinancialproofforcreditcardapplication? .

Anincomecertificateforthepastthreemonths

Localbillspaymentslipsforgas,waterandpower

Acertificateofalocalrealestate

Alloftheabove

ThelineofcreditoftheBOCGreatWallcreditcardwillbegrantedtotheapplicantby .

theBOCcreditcardcenter

theChinaUnionpay

theinternationalcreditcardcenter

theinternationalauthorizationcenter

aretheillegallycopiedbanknotes.

Forgednotes

Fakenotes

Counterfeitnotes

D.Alloftheabove

Bankaccountinquirycanbemade

onself-servicebankingterminals

overthebankcounter

throughtelephonebanking

throughonlinebanking

throughmobilebanking

II&III

II,III&IV

I,II,III&V

I,II,III,IV&V

Theverb“ ”mentionedabovemeans“writeyournameonthebackofa

checksothatitcanbepaidintoabankaccount”.

endorse

countersign

autograph

seal

TheservicehourofBOCtelephonebankingis

roundtheclock

from8:30—24:00

from4:00-24:00

D.from9:00—18:00

BankofChinaoffersRMBmortgageloanforresidentialpropertywithloantermupto years.

A.15

B.20

C.25

D.30

Theverb“ ”means“preventmoneyinabankaccountfrombeingused”.

authorize

allocate

freeze

subscribe

Ihavelostmysavingspassbook.Wouldyoupleasehelpmecheck my

moneyisstillhere？

A.that

B.which

C.what

D.whether

Ireallyappreciated thetimetotalktome.

youtake

youtotake

foryoutotake

yourtaking

SectionTwo:True/Falsequestions

(10minutes)

20Marks

Direction:DecidewhetherthefollowingstatementsareTrue(T)orFalse(F).

(T)

Acheckitselfisnotmoneybutaformofmoneyincludedinthemoneysupply.

(T)Allofthedocumentsrequiredbyourbankshouldbestampedwithyourcorporatesealswhenyourcompanyappliesforopeninganaccount.

(F)Theminimumamountfo